What is Trustco Bank Corp's revenue?

Trustco Bank Corp (TRST) generated $192.1M in revenue over the trailing twelve months, up 9.3% year over year.

Is Trustco Bank Corp profitable?

Trustco Bank Corp reported $63.1M in net income over the trailing twelve months, a 32.9% net margin.

What is Trustco Bank Corp's earnings per share?

Trustco Bank Corp's diluted EPS over the trailing twelve months is $3.40.

Where does Trustco Bank Corp's income statement data come from?

Every line is extracted from Trustco Bank Corp's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Trustco Bank Corp TRST Income Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Net interest income	$168.97M+11.2%	$151.94M-11.6%	$171.85M-4.6%	$180.14M+12.3%
Net interest income after provision for credit losses	$167.37M+11.6%	$149.94M-12.1%	$170.6M-5.5%	$180.48M+8.8%
Total noninterest income	$18.95M-4.5%	$19.83M+8.3%	$18.32M-4.9%	$19.26M+7.4%
Total interest income	$259.42M+6.6%	$243.32M+7.6%	$226.21M+21.2%	$186.6M+11.1%
Total revenue	$187.92M+9.4%	$171.77M-9.7%	$190.16M-4.6%	$199.4M+11.8%
Total interest expense (banking)	$89.55M-1.1%	$90.59M+69.8%	$53.35M+832%	$5.73M-14.1%
Compensation and benefits	$48.74M+1.2%	$48.15M-6.0%	$51.24M+11.6%	$45.9M-5.8%
Occupancy and equipment	$18.13M+1.8%	$17.82M+2.3%	$17.43M-0.6%	$17.53M-1.2%
Professional fees	$6.27M-6.1%	$6.68M+6.9%	$6.25M+12.0%	$5.58M-8.7%
Advertising	$1.58M-12.1%	$1.8M-4.0%	$1.88M-8.2%	$2.05M+3.6%
Depreciation and amortization	$4.82M+6.1%	$4.54M+10.4%	$4.11M—	——
Provision for credit losses	$453K-60.1%	$1.13M+65.3%	$686K+305%	-$335K+93.9%
Other operating expenses	$7.78M+1.7%	$7.65M-36.4%	$12.03M+19.1%	$10.1M+13.2%
Total noninterest expense	$105.5M-0.2%	$105.73M-5.0%	$111.3M+10.9%	$100.32M-1.3%
Interest expense	$90.44M-1.0%	$91.38M+68.1%	$54.36M+741%	$6.47M-14.6%
Interest income	$220.85M+7.4%	$205.6M+9.7%	$187.46M+15.6%	$162.21M+1.9%
Other income (expense), net	$1.56M+15.2%	$1.35M+8.9%	$1.24M-2.7%	$1.28M+63.6%
Gain (loss) on disposal of assets	——	——	-$101K—	——
Net investment gains (losses)	$0—	$0—	$0—	$0—
Income before income taxes	$80.81M+26.2%	$64.05M-17.5%	$77.61M-21.9%	$99.42M+21.0%
Income tax expense	$19.68M+29.3%	$15.21M-19.8%	$18.97M-21.6%	$24.18M+17.3%
Net income	$61.14M+25.2%	$48.83M-16.7%	$58.65M-22.0%	$75.23M+22.3%
Net margin	32.5%+4.1pp	28.4%-2.4pp	30.8%-6.9pp	37.7%+3.2pp
Diluted earnings per share	$3.24+25.6%	$2.58-16.0%	$3.07-21.7%	$3.92+22.9%
Basic earnings per share	$3.26+26.4%	$2.58-16.0%	$3.07-21.7%	$3.92+22.8%
Weighted-average shares, diluted	75.6M-0.7%	76.1M0.0%	76.1M—	——
Weighted-average shares, basic	75.5M-0.8%	76.1M0.0%	76.1M—	——
Accretion (Amortization) of Discounts and Premiums, Investments	-$884K+22.3%	-$1.14M+34.4%	-$1.73M—	——
Share-based compensation expense related to employee stock plans	$1.27M+76.4%	$720K+599%	$103K—	——
Adjustment to Reconcile Net Income to Cash Provided by (Used in) Operating Activity	——	$10.61M—	——	——
Advertising costs	$1.58M-12.1%	$1.8M-4.0%	$1.88M-8.2%	$2.05M+3.6%
Allowance For Credit Loan Losses Estimated Expected Lifetime Losses Straight Line Method Number Of Quarters	4—	——	——	——
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect	——	$63.81M—	——	——
Change In Overfunded Portion Of Pension And Post Retirement Benefit Plans Asc715Net	-$5.7M+26.9%	-$7.79M-32.3%	-$5.89M—	——
Dividends declared (in dollars per share)	$1.48+2.8%	$1.440.0%	$1.44—	——
Comprehensive Income (Loss), Net of Tax, Attributable to Parent	$75.02M+28.9%	$58.21M-19.8%	$72.6M—	——
Federal	$14.2M+15.4%	$12.3M-19.2%	$15.22M—	——
Current State And Local Tax Expense Benefit	$1.35M+45.2%	$927K-41.6%	$1.59M—	——
Debt Securities, Available-for-Sale, Realized Loss	$0—	$0—	$0—	——
Debt Securities Available For Sale Transfer To Trading Gain Loss	——	——	——	——
Federal	$3.41M+114%	$1.6M-6.0%	$1.7M—	——
Deferred taxes	$4.13M—	——	$2.16M-47.6%	$4.11M—
State	$722K+86.1%	$388K-14.9%	$456K—	——
Deferred Tax Effect Of Change In Overfunded Portion Of Pension And Post Retirement Benefit Plans Asc715	$2M-26.9%	$2.73M+32.3%	$2.07M+196%	-$2.15M-180%
Contributions to benefit plan	$0—	$0—	——	——
Depreciation	$4.8M+6.7%	$4.5M+9.8%	$4.1M—	——
Depreciation, Amortization and Accretion, Net	$4.82M+6.1%	$4.54M+10.4%	$4.11M+0.3%	$4.1M-2.8%
Dividends, Common Stock, Cash	$27.64M+0.9%	$27.4M0.0%	$27.41M—	——
Dividends Income Federal Home Loan Bank Stock	$531K-12.1%	$604K+20.8%	$500K+63.9%	$305K—
Effective tax rates	$0.43+2.1%	$0.42-2.5%	$0.43—	——
Income taxes at U.S. statutory rate of 21%	——	——	——	——
Other	$00.0%	$0—	$0—	——
State income taxes – net of federal income tax benefit	——	——	——	——
Equipment	$8.02M+1.6%	$7.89M+3.7%	$7.61M+17.3%	$6.49M-2.0%
FDIC And Other Insurance Expense	$4.51M+9.6%	$4.12M-4.3%	$4.3M+36.1%	$3.16M+5.0%
Fees For Services To Customers	$9.53M-3.2%	$9.85M-7.5%	$10.65M-2.7%	$10.95M+11.7%
Financial Services Income	$7.86M+8.4%	$7.25M+12.8%	$6.43M-8.7%	$7.04M-4.4%
Financing Receivable, Allowance for Credit Loss, Writeoff, after Recovery	-$457K-299%	$230K+175%	-$305.5K—	——
Net addition to the allowance for credit losses	$500K+400%	$100K—	——	——
Recoveries	$777K+9.6%	$709K+19.6%	$593K—	——
Financing Receivable Credit Loss Expense Reversal Gross	$1.5M-21.1%	$1.9M-24.0%	$2.5M—	——
Account Balances	——	$17.78M—	——	——
Gain Loss On Sale Of Property Plant Equipment	——	——	-$101K—	——
Held To Maturity Securities Sales And Transferred Security	——	——	——	——
Impairment Of Real Estate	——	$350K—	——	$68K—
Federal taxes	$17.6M+126%	$7.8M-54.1%	$17M—	——
Effective Income Tax Rate Reconciliation at Federal Statutory Income Tax Rate, Amount	$16.97M+26.2%	$13.45M-17.5%	$16.3M—	——
Effective Income Tax Rate Reconciliation, Nondeductible Expense, Other, Amount	$79K+243%	$23K-43.9%	$41K—	——
Share-based compensation	$993K+41.7%	$701K-30.8%	$1.01M—	——
Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Amount	$1.63M+57.3%	$1.04M-35.6%	$1.61M—	——
Income taxes paid	$19.08M+108%	$9.15M-52.0%	$19.06M-2.0%	$19.46M-5.0%
Income Taxes Paid, Net	$19.08M+108%	$9.15M-52.0%	$19.06M—	——
Increase Decrease In Accrued Interest Receivable Net	——	-$489K-122%	$2.19M-8.4%	$2.39M+357%
Increase in accrued expenses and other liabilities	-$4.25M—	——	——	——
Increase (Decrease) in Deposits	——	$40.21M—	——	——
Increase Decrease In Dividends Payable	——	-$10K—	——	——
Increase (Decrease) in Income Taxes Receivable	——	——	——	-$4.91M—
Increase Decrease In Interest Payable Net	——	$204K-93.2%	$3.01M—	——
Increase Decrease In Operating Lease Liabilities	-$7.42M-1.8%	-$7.29M-4.2%	-$7M—	——
Increase (Decrease) in Other Operating Assets	——	——	——	$8.43M—
Pension and other postretirement benefits contributions	-$7.7M+26.9%	-$10.52M-32.3%	-$7.96M-196%	$8.27M+180%
Add - Incremental shares under stock-based compensation plans (in shares)	$106K+116%	$49K+1,125%	$4K—	——
Interest and Dividend Income, Operating	$259.42M+6.6%	$243.32M+7.6%	$226.21M+21.2%	$186.6M+11.1%
Interest And Dividend Income Other Available For Sale Securities	$30K+131%	$13K+30.0%	$10K+11.1%	$9K-55.0%
Interest And Dividend Income SBA Guaranteed Participation Securities Available For Sale	$296K-19.6%	$368K-15.8%	$437K-20.7%	$551K-26.0%
Interest And Dividend Income Securities Corporate Debt Operating Available For Sale Securities	$1.27M-18.4%	$1.56M-21.6%	$1.99M+10.1%	$1.8M+69.4%
Interest Income, Held-to-maturity	$213K-16.1%	$254K-14.2%	$296K-13.7%	$343K-21.1%
Interest And Dividend Income Securities Residential Mortgage Backed Available For Sale	$6.17M+7.1%	$5.76M-6.3%	$6.15M+8.3%	$5.68M+25.7%
Interest And Dividend Income Securities Residential Mortgage Backed Held To Maturity	$213K-16.1%	$254K-14.2%	$296K-13.7%	$343K-21.1%
Interest And Dividend Income Securities State And Municipal Available For Sale	$1K0.0%	$1K-50.0%	$2K0.0%	$2K0.0%
Interest And Dividend Income Securities US Government Sponsored Enterprises Available For Sale	$2.16M-32.8%	$3.21M+14.5%	$2.81M+99.6%	$1.41M+347%
Interest and Fee Income, Loans and Leases	$220.85M+7.4%	$205.6M+9.7%	$187.46M+15.6%	$162.21M+1.9%
Interest Expense, Deposits	$89.55M-1.1%	$90.59M+69.8%	$53.35M+832%	$5.73M-14.1%
Interest Expense Money Market Deposits	——	——	——	——
Interest Expense Money Market Deposits And Time Deposits	$84.55M-2.2%	$86.47M+71.4%	$50.44M—	——
Checking accounts	$2.08M+68.1%	$1.24M+224%	$382K—	——
Interest Expense Savings Deposits	$2.92M+1.6%	$2.88M+13.6%	$2.53M—	——
Time deposits	——	——	——	——
Interest Income, Available-for-sale	$9.93M-9.0%	$10.91M-4.2%	$11.39M+20.5%	$9.45M+41.8%
Interest Income (Expense), after Provision for Loan Loss	$167.37M+11.6%	$149.94M-12.1%	$170.6M-5.5%	$180.48M+8.8%
Interest Income (Expense), Operating	$168.97M+11.2%	$151.94M-11.6%	$171.85M-4.6%	$180.14M+12.3%
Interest Income On Federal Funds Sold And Other Short Term Investments	$27.9M+7.5%	$25.95M-2.3%	$26.57M+85.9%	$14.29M+880%
Interest Paid, Excluding Capitalized Interest, Operating Activity	$90.61M-0.6%	$91.17M+77.5%	$51.35M+752%	$6.03M-23.6%
Lease Cost	$10.57M-0.8%	$10.65M+2.5%	$10.39M—	——
New loans	$1.7M-73.4%	$6.4M—	——	——
Loans And Leases Receivable Related Parties Proceeds	$1.3M-63.9%	$3.6M—	——	——
Cash Provided by (Used in) Financing Activity, Including Discontinued Operation	——	$8.12M—	——	-$230.87M-197%
Cash Provided by (Used in) Investing Activity, Including Discontinued Operation	-$104.67M—	——	-$233.59M+43.9%	-$416.63M-138%
Cash Provided by (Used in) Operating Activity, Including Discontinued Operation	$57.6M-3.1%	$59.44M-7.3%	$64.13M-18.4%	$78.63M+42.0%
Noninterest Expense	$105.5M-0.2%	$105.73M-5.0%	$111.3M+10.9%	$100.32M-1.3%
Total other income	$1.56M+15.2%	$1.35M+8.9%	$1.24M-2.7%	$1.28M+63.6%
Number of operating segments	1—	——	——	——
Number of reportable segments	1—	——	——	——
Operating Lease Payments	$8.62M+1.2%	$8.52M+1.6%	$8.39M—	——
Operating lease right-of-use assets amortization expense	$6.65M-3.6%	$6.9M+3.3%	$6.67M+3.4%	$6.45M+1.1%
Option Indexed To Issuers Equity Strike Price1	$46.50—	——	——	——
Net unrealized gains on securities available for sale	$3.39M—	——	$2.92M—	——
Net unrealized debt securities gains (losses), net of tax	$9.66M—	——	$8.37M—	——
Other Comprehensive Income Change In Obligation Pension And Other Postretirement Benefits Before Tax	-$7.7M+26.9%	-$10.52M-32.3%	-$7.96M—	——
Other Comprehensive (Income) Loss, Defined Benefit Plan, Prior Service Cost (Credit), before Tax	$0—	$0—	——	——
Other Comprehensive (Income) Loss, Defined Benefit Plan, after Tax and Reclassification Adjustment, Attributable to Parent	$1.47M+145%	$600K+98.0%	$303K—	——
Other Comprehensive (Income) Loss, Defined Benefit Plan, before Tax, after Reclassification Adjustment, Attributable to Parent	-$1.99M-145%	-$811K-97.8%	-$410K—	——
Other Comprehensive Income Defined Benefit Plans Tax Portion Attributable To Parent	$516K+145%	$211K+97.2%	$107K—	——
Amortization of prior service costs/(credits)	$13K0.0%	$13K0.0%	$13K—	——
Unrealized gains (losses) on available-for-sale debt securities, tax	-$3.39M—	——	——	——
Other Comprehensive Income Loss Defined Benefit Plan Change In Overfunded Position Before Tax	-$7.7M+26.9%	-$10.52M—	——	——
Other comprehensive income/(loss)	$13.89M+48.1%	$9.38M-32.8%	$13.96M—	——
Other Comprehensive Income (Loss), Defined Benefit Plan, Gain (Loss), Reclassification Adjustment from AOCI, before Tax	$2M+142%	$824K+94.8%	$423K—	——
Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax	$13.05M—	——	$11.29M—	——
Other Non Interest Income	$1.45M+24.9%	$1.16M+13.5%	$1.02M—	——
Other Real Estate Income Expense Net	$719K-6.6%	$770K+43.7%	$536K+72.9%	$310K—
Outsourced Services	$9.75M-10.2%	$10.86M+8.2%	$10.04M+9.0%	$9.21M+9.9%
Payments For Proceeds From Loans And Leases	$154.2M+57.4%	$97.99M-63.7%	$269.95M-8.9%	$296.34M+52.2%
Payments for Repurchase of Common Stock	$38.13M+10,096%	$374K—	$0-100%	$7M+194%
Payments of Ordinary Dividends, Common Stock	$27.62M+0.8%	$27.41M+0.1%	$27.39M+1.5%	$26.99M+2.7%
Payments to Acquire Debt Securities, Available-for-Sale	$96.11M+125%	$42.77M+117%	$19.68M-90.3%	$203.52M+45.4%
Payments to Acquire Property, Plant, and Equipment	$11.87M+143%	$4.88M-13.8%	$5.67M+49.7%	$3.79M+33.3%
Performance Bonus Units Awards Related To Change Of Control	——	——	——	——
Proceeds From Calls Paydowns Of Available For Sale Securities	$86.02M+26.3%	$68.12M+27.3%	$53.5M—	——
Proceeds from Maturities, Prepayments and Calls of Held-to-Maturity Securities	$993K-5.6%	$1.05M-12.3%	$1.2M-44.0%	$2.14M-43.3%
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-Sale	$70.06M-0.8%	$70.61M+1,310%	$5.01M-66.7%	$15.06M+64.3%
Proceeds from (Repayments of) Short-Term Debt	$35.27M+938%	-$4.21M+87.5%	-$33.71M+72.4%	-$121.99M—
Sale of investments	$0—	$0—	$0—	——
Proceeds from disposal of certain strategic investments	$0-100%	$1.38M—	$0—	$0—
Proceeds From Sales And Calls Of Securities Available For Sale	$86.02M+26.3%	$68.12M+27.3%	$53.5M—	——
Total provisions for credit losses	$1.6M-20.0%	$2M+60.0%	$1.25M—	——
Real Estate Owned Valuation Allowance Amounts Applied	$547K+56.3%	$350K+145%	$143K+110%	$68K—
Stock-based compensation	$1.27M+76.4%	$720K+599%	$103K—	$0—
Issuance of vested restricted stock units	-$281K-84.9%	-$152K—	——	——
Number of shares purchased (in shares)	——	——	——	——
Treasury stock, value, acquired	——	——	——	——
Variable Lease Cost	$2.54M+13.6%	$2.23M+0.3%	$2.23M—	——

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Questions, answered.

What is Trustco Bank Corp's revenue?: Trustco Bank Corp (TRST) generated $192.1M in revenue over the trailing twelve months, up 9.3% year over year.
Is Trustco Bank Corp profitable?: Trustco Bank Corp reported $63.1M in net income over the trailing twelve months, a 32.9% net margin.
What is Trustco Bank Corp's earnings per share?: Trustco Bank Corp's diluted EPS over the trailing twelve months is $3.40.
Where does Trustco Bank Corp's income statement data come from?: Every line is extracted from Trustco Bank Corp's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.