Bank of the James Financial Group BOTJ Business Segments
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Net Revenue by Business | ||||||
| Community Banking | $10.21M-3.1% | $10.54M+6.2% | $9.93M+2.7% | $9.67M+6.1% | $9.11M-5.5% | |
| Holding Company | $894K— | —— | $2.77M+3.4% | $2.68M+226% | $821K— | |
| Investment Advisory Services | $1.41M+0.1% | $1.41M+3.6% | $1.36M+4.8% | $1.3M+3.6% | $1.26M-0.4% | |
| Mortgage | $1.2M+0.9% | $1.19M-4.6% | $1.24M-21.8% | $1.59M+89.8% | $837K-13.5% | |
| Net Income Loss by Business | ||||||
| Community Banking | $2.31M-4.6% | $2.42M+13.1% | $2.14M+1.6% | $2.11M+267% | $574K-61.1% | |
| Holding Company | $760K— | —— | $2.75M+1.7% | $2.71M+222% | $841K— | |
| Investment Advisory Services | $401K+2.6% | $391K-32.6% | $580K+29.5% | $448K+7.2% | $418K+35.7% | |
| Mortgage | $289K+102% | $143K+22.2% | $117K-59.8% | $291K+29,000% | $1K-98.9% | |
| Other Income by Business | ||||||
| Community Banking | $1.36M— | —— | $1.59M+31.0% | $1.22M-0.3% | $1.22M— | |
| Holding Company | $1.01M— | —— | $2.84M-0.4% | $2.85M+187% | $992K— | |
| Investment Advisory Services | $1.41M— | —— | —— | $1.3M+3.6% | $1.26M— | |
| Noninterest Expense by Business | ||||||
| Community Banking | $7.74M+5.5% | $7.34M-0.2% | $7.35M-3.2% | $7.59M-8.6% | $8.3M+4.7% | |
| Holding Company | $34K— | —— | $40K+66.7% | $24K-33.3% | $36K— | |
| Investment Advisory Services | $715K-9.0% | $786K+17.0% | $672K-2.0% | $686K+0.6% | $682K-4.2% | |
| Mortgage | $907K-9.8% | $1.01M-8.1% | $1.09M-10.4% | $1.22M+45.9% | $836K-5.2% | |
| Interest Income Expense Net by Business | ||||||
| Community Banking | $8.85M+2.5% | $8.63M+3.6% | $8.33M-1.4% | $8.45M+7.1% | $7.89M+0.3% | |
| Holding Company | -$119K— | —— | -$68K+59.5% | -$168K+1.8% | -$171K— | |
| Income Tax Expense Benefit by Business | ||||||
| Community Banking | $308K-45.9% | $569K+63.0% | $349K-30.5% | $502K+412% | $98K-68.3% | |
| Holding Company | $100K— | —— | -$25K+51.9% | -$52K+7.1% | -$56K— | |
| Investment Advisory Services | $297K+27.5% | $233K+112% | $110K-33.7% | $166K+7.1% | $155K-35.4% | |
| Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest by Business | ||||||
| Community Banking | 261,500,000%-37,200,000pp | 298,700,000%+50,000,000pp | 248,700,000%-12,000,000pp | 260,700,000%+193,500,000pp | 67,200,000%-111,200,000pp | |
| Holding Company | 86,000,000%— | —— | 272,700,000%+7,400,000pp | 265,300,000%+186,800,000pp | 78,500,000%— | |
| Investment Advisory Services | 69,800,000%+7,400,000pp | 62,400,000%-6,600,000pp | 69,000,000%+7,600,000pp | 61,400,000%+4,100,000pp | 57,300,000%+2,500,000pp | |
| Mortgage | 28,900,000%+10,900,000pp | 18,000,000%+3,100,000pp | 14,900,000%-22,000,000pp | 36,900,000%+36,800,000pp | 100,000%-8,500,000pp | |
| Total Assets by Business | ||||||
| Community Banking | $1.05B+1.9% | $1.03B+2.1% | $1.01B+1.1% | $996.03M-0.2% | $998.3M+3.4% | |
| Holding Company | $109M— | —— | $102.02M-2.7% | $104.89M-2.6% | $107.64M— | |
| Investment Advisory Services | $10.2M+6.1% | $9.61M-7.0% | $10.33M-10.3% | $11.52M+15.3% | $9.99M-11.7% | |
| Mortgage | $2.98M-14.3% | $3.47M-13.0% | $3.99M0.0% | $3.99M0.0% | $3.99M0.0% | |
| Interest Expense Operating by Business | ||||||
| Community Banking | $3M-11.3% | $3.38M-1.7% | $3.44M+7.9% | $3.19M-4.7% | $3.34M-11.3% | |
| Holding Company | $119K— | —— | $68K-59.5% | $168K-1.8% | $171K— | |
| Marketing Expense by Business | ||||||
| Community Banking | $173K+2.4% | $169K-25.9% | $228K+2.7% | $222K+23.3% | $180K-33.3% | |
| Holding Company | $11K— | —— | $17K+113% | $8K-38.5% | $13K— | |
| Investment Advisory Services | $3K+50.0% | $2K+100% | $1K-85.7% | $7K+133% | $3K+200% | |
| Mortgage | $2K— | —— | $3K— | —— | $2K-50.0% | |
| Professional And Other Outside Expenses by Business | ||||||
| Community Banking | $711K-2.7% | $731K+6.1% | $689K-3.0% | $710K-57.2% | $1.66M+27.1% | |
| Holding Company | $22K— | —— | $23K— | —— | $22K— | |
| Investment Advisory Services | $37K-24.5% | $49K+277% | $13K-45.8% | $24K-35.1% | $37K-9.8% | |
| Occupancy Net by Business | ||||||
| Community Banking | $573K+8.9% | $526K+17.7% | $447K-11.0% | $502K-6.2% | $535K+21.0% | |
| Investment Advisory Services | $33K+3.1% | $32K-3.0% | $33K+3.1% | $32K-3.0% | $33K+32.0% | |
| Mortgage | $32K+68.4% | $19K-51.3% | $39K+44.4% | $27K-15.6% | $32K+14.3% | |
| Other Noninterest Expense by Business | ||||||
| Community Banking | $400K+21.6% | $329K-26.6% | $448K+9.5% | $409K+2.3% | $400K-2.2% | |
| Investment Advisory Services | $35K-12.5% | $40K+29.0% | $31K+47.6% | $21K-40.0% | $35K-2.8% | |
| Mortgage | $15K+66.7% | $9K+118% | -$51K-200% | $51K+64.5% | $31K— | |
| Labor And Related Expense by Business | ||||||
| Community Banking | $4.33M+7.4% | $4.03M-3.2% | $4.16M+3.8% | $4.01M+7.3% | $3.74M-3.4% | |
| Investment Advisory Services | $450K-8.7% | $493K+14.1% | $432K-2.3% | $442K+6.0% | $417K-6.7% | |
| Mortgage | $720K-8.4% | $786K-14.5% | $919K+1.8% | $903K+45.2% | $622K-12.8% | |
| Supplies Expense by Business | ||||||
| Community Banking | $148K-3.3% | $153K+10.1% | $139K-9.2% | $153K+17.7% | $130K-0.8% | |
| Investment Advisory Services | $8K-11.1% | $9K+12.5% | $8K-20.0% | $10K+25.0% | $8K-11.1% | |
| Mortgage | $4K-33.3% | $6K0.0% | $6K+20.0% | $5K+25.0% | $4K-20.0% | |
| Equipment Expense by Business | ||||||
| Community Banking | $723K+1.7% | $711K+7.1% | $664K+5.2% | $631K-2.3% | $646K+7.3% | |
| Holding Company | $1K— | —— | —— | -$1K-200% | $1K— | |
| Investment Advisory Services | $9K-55.0% | $20K+42.9% | $14K+40.0% | $10K+11.1% | $9K+12.5% | |
| Mortgage | $14K+7.7% | $13K-31.6% | $19K+35.7% | $14K0.0% | $14K+40.0% | |
| Credit Expense by Business | ||||||
| Community Banking | $70K+6.1% | $66K+13.8% | $58K+34.9% | $43K-21.8% | $55K-32.9% | |
| Mortgage | $120K-30.6% | $173K+9.5% | $158K-28.2% | $220K+67.9% | $131K+7.4% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Bank of the James Financial Group break its business down?
- Bank of the James Financial Group (BOTJ) reports net revenue by business across 5 parts — All Other Segments, Community Banking, Holding Company, Investment Advisory Services and Mortgage. Each is extracted from the segment footnotes and tracked over time.
- Where does Bank of the James Financial Group's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Bank of the James Financial Group's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
