Bank of the James Financial Group BOTJ Business Segments
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Net Revenue by Business | ||||||
| Community Banking | $10.21M+12.0% | $10.54M+9.3% | $9.93M+11.3% | $9.67M+6.7% | $9.11M+8.9% | |
| Holding Company | $894K+8.9% | —— | $2.77M+39.7% | $2.68M+24.8% | $821K-60.3% | |
| Investment Advisory Services | $1.41M+12.6% | $1.41M+12.0% | $1.36M+9.5% | $1.3M+10.5% | $1.26M+7.9% | |
| Mortgage | $1.2M+42.9% | $1.19M+22.4% | $1.24M-6.3% | $1.59M+24.8% | $837K-9.7% | |
| Net Income Loss by Business | ||||||
| Community Banking | $2.31M+302% | $2.42M+63.9% | $2.14M+46.0% | $2.11M+17.7% | $574K-64.5% | |
| Holding Company | $760K-9.6% | —— | $2.75M+38.2% | $2.71M+25.9% | $841K-61.5% | |
| Investment Advisory Services | $401K-4.1% | $391K+26.9% | $580K+26.6% | $448K+8.5% | $418K+10.6% | |
| Mortgage | $289K+28,800% | $143K+60.7% | $117K-49.6% | $291K+169% | $1K-99.6% | |
| Other Income by Business | ||||||
| Community Banking | $1.36M+11.0% | —— | $1.59M+24.8% | $1.22M-30.7% | $1.22M-1.6% | |
| Holding Company | $1.01M+2.1% | —— | $2.84M+31.6% | $2.85M+22.6% | $992K-55.7% | |
| Investment Advisory Services | $1.41M+12.6% | —— | —— | $1.3M+10.5% | $1.26M+7.9% | |
| Noninterest Expense by Business | ||||||
| Community Banking | $7.74M-6.8% | $7.34M-7.5% | $7.35M+4.6% | $7.59M+7.8% | $8.3M+21.1% | |
| Holding Company | $34K-5.6% | —— | $40K+17.6% | $24K-40.0% | $36K+134% | |
| Investment Advisory Services | $715K+4.8% | $786K+10.4% | $672K+1.2% | $686K+4.9% | $682K-0.3% | |
| Mortgage | $907K+8.5% | $1.01M+13.9% | $1.09M+5.9% | $1.22M+13.9% | $836K+22.6% | |
| Interest Income Expense Net by Business | ||||||
| Community Banking | $8.85M+12.2% | $8.63M+9.8% | $8.33M+9.0% | $8.45M+15.7% | $7.89M+10.8% | |
| Holding Company | -$119K+30.4% | —— | -$68K+60.9% | -$168K+4.0% | -$171K+1.7% | |
| Income Tax Expense Benefit by Business | ||||||
| Community Banking | $308K+214% | $569K+84.1% | $349K+4.5% | $502K+40.2% | $98K-78.1% | |
| Holding Company | $100K+279% | —— | -$25K+43.2% | -$52K-20.9% | -$56K-300% | |
| Investment Advisory Services | $297K+91.6% | $233K-2.9% | $110K-9.8% | $166K+52.3% | $155K+53.5% | |
| Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest by Business | ||||||
| Community Banking | 261,500,000%+194,300,000pp | 298,700,000%+120,300,000pp | 248,700,000%+68,900,000pp | 260,700,000%+46,000,000pp | 67,200,000%-139,300,000pp | |
| Holding Company | 86,000,000%+7,500,000pp | —— | 272,700,000%+78,000,000pp | 265,300,000%+54,800,000pp | 78,500,000%-138,800,000pp | |
| Investment Advisory Services | 69,800,000%+12,500,000pp | 62,400,000%+7,600,000pp | 69,000,000%+11,000,000pp | 61,400,000%+9,200,000pp | 57,300,000%+9,400,000pp | |
| Mortgage | 28,900,000%+28,800,000pp | 18,000,000%+9,400,000pp | 14,900,000%-14,500,000pp | 36,900,000%+16,700,000pp | 100,000%-24,400,000pp | |
| Total Assets by Business | ||||||
| Community Banking | $1.05B+5.0% | $1.03B+6.5% | $1.01B+1.4% | $996.03M+3.6% | $998.3M+2.6% | |
| Holding Company | $109M+1.3% | —— | $102.02M-4.0% | $104.89M0.0% | $107.64M+4.2% | |
| Investment Advisory Services | $10.2M+2.1% | $9.61M-15.0% | $10.33M-5.6% | $11.52M0.0% | $9.99M-8.4% | |
| Mortgage | $2.98M-25.4% | $3.47M-13.0% | $3.99M-24.4% | $3.99M-24.4% | $3.99M+146% | |
| Interest Expense Operating by Business | ||||||
| Community Banking | $3M-10.4% | $3.38M-10.4% | $3.44M-12.3% | $3.19M-12.2% | $3.34M-1.2% | |
| Holding Company | $119K-30.4% | —— | $68K-60.9% | $168K-4.0% | $171K-1.7% | |
| Marketing Expense by Business | ||||||
| Community Banking | $173K-3.9% | $169K-37.4% | $228K+12.9% | $222K+3.7% | $180K+11.8% | |
| Holding Company | $11K-15.4% | —— | $17K+41.7% | $8K-50.0% | $13K+110% | |
| Investment Advisory Services | $3K0.0% | $2K+100% | $1K-75.0% | $7K+600% | $3K-40.0% | |
| Mortgage | $2K0.0% | —— | $3K+50.0% | —— | $2K— | |
| Professional And Other Outside Expenses by Business | ||||||
| Community Banking | $711K-57.2% | $731K-44.0% | $689K+6.8% | $710K+19.5% | $1.66M+124% | |
| Holding Company | $22K0.0% | —— | $23K+9.5% | —— | $22K-18.5% | |
| Investment Advisory Services | $37K0.0% | $49K+19.5% | $13K-40.9% | $24K+50.0% | $37K+12.1% | |
| Occupancy Net by Business | ||||||
| Community Banking | $573K+7.1% | $526K+19.0% | $447K+0.2% | $502K+1.2% | $535K+16.8% | |
| Investment Advisory Services | $33K0.0% | $32K+28.0% | $33K+22.2% | $32K+23.1% | $33K+26.9% | |
| Mortgage | $32K0.0% | $19K-32.1% | $39K+56.0% | $27K-3.6% | $32K-3.0% | |
| Other Noninterest Expense by Business | ||||||
| Community Banking | $400K0.0% | $329K-19.6% | $448K+6.9% | $409K+0.2% | $400K+20.1% | |
| Investment Advisory Services | $35K0.0% | $40K+11.1% | $31K+29.2% | $21K-8.7% | $35K+9.4% | |
| Mortgage | $15K-51.6% | $9K— | -$51K-5,200% | $51K+920% | $31K+158% | |
| Labor And Related Expense by Business | ||||||
| Community Banking | $4.33M+15.8% | $4.03M+4.1% | $4.16M+13.8% | $4.01M+10.5% | $3.74M+6.3% | |
| Investment Advisory Services | $450K+7.9% | $493K+10.3% | $432K+1.2% | $442K+2.8% | $417K-2.6% | |
| Mortgage | $720K+15.8% | $786K+10.2% | $919K+10.1% | $903K+8.8% | $622K+24.9% | |
| Supplies Expense by Business | ||||||
| Community Banking | $148K+13.8% | $153K+16.8% | $139K+19.8% | $153K+43.0% | $130K-1.5% | |
| Investment Advisory Services | $8K0.0% | $9K0.0% | $8K-20.0% | $10K+25.0% | $8K-11.1% | |
| Mortgage | $4K0.0% | $6K+20.0% | $6K+20.0% | $5K-16.7% | $4K0.0% | |
| Equipment Expense by Business | ||||||
| Community Banking | $723K+11.9% | $711K+18.1% | $664K+7.4% | $631K+3.6% | $646K+12.0% | |
| Holding Company | $1K0.0% | —— | —— | -$1K— | $1K— | |
| Investment Advisory Services | $9K0.0% | $20K+150% | $14K+40.0% | $10K0.0% | $9K-18.2% | |
| Mortgage | $14K0.0% | $13K+30.0% | $19K+58.3% | $14K+7.7% | $14K-26.3% | |
| Credit Expense by Business | ||||||
| Community Banking | $70K+27.3% | $66K-19.5% | $58K+52.6% | $43K-4.4% | $55K-23.6% | |
| Mortgage | $120K-8.4% | $173K+41.8% | $158K+3.9% | $220K+16.4% | $131K+12.9% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Bank of the James Financial Group break its business down?
- Bank of the James Financial Group (BOTJ) reports net revenue by business across 5 parts — All Other Segments, Community Banking, Holding Company, Investment Advisory Services and Mortgage. Each is extracted from the segment footnotes and tracked over time.
- Where does Bank of the James Financial Group's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Bank of the James Financial Group's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
