Bank of the James Financial Group BOTJ Business Segments
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Net Revenue by Business | |||||
| All Other Segments | $9.08M+15.2% | $7.88M-6.6% | $8.44M— | —— | |
| Community Banking | $39.25M+9.0% | $35.99M+1.7% | $35.4M— | —— | |
| Investment Advisory Services | $5.33M+10.0% | $4.84M+15.4% | $4.2M— | —— | |
| Mortgage | $4.85M+8.0% | $4.49M+14.1% | $3.94M— | —— | |
| Net Income Loss by Business | |||||
| All Other Segments | $9.03M+13.6% | $7.94M-8.7% | $8.7M— | —— | |
| Community Banking | $7.24M+14.0% | $6.35M-13.9% | $7.37M+5.4% | $7M+22.2% | |
| Investment Advisory Services | $1.84M+18.0% | $1.56M+8.9% | $1.43M+6.8% | $1.34M— | |
| Mortgage | $552K-18.1% | $674K+88.8% | $357K-42.8% | $624K-66.5% | |
| Other Income by Business | |||||
| All Other Segments | $9.63M+12.2% | $8.58M-6.3% | $9.16M— | —— | |
| Noninterest Expense by Business | |||||
| All Other Segments | $257K+102% | $127K-63.1% | $344K— | —— | |
| Community Banking | $30.58M+6.0% | $28.85M+8.9% | $26.49M+1.7% | $26.04M+11.1% | |
| Investment Advisory Services | $2.83M+4.1% | $2.71M+13.7% | $2.39M+6.8% | $2.24M— | |
| Mortgage | $4.15M+13.3% | $3.67M+5.2% | $3.49M-21.9% | $4.47M-24.4% | |
| Interest Income Expense Net by Business | |||||
| All Other Segments | -$552K+21.5% | -$703K+3.0% | -$725K— | —— | |
| Community Banking | $33.31M+11.3% | $29.94M-1.7% | $30.47M+2.6% | $29.7M+9.7% | |
| Income Tax Expense Benefit by Business | |||||
| All Other Segments | -$206K-5.6% | -$195K+68.2% | -$613K— | —— | |
| Community Banking | $1.52M+4.8% | $1.45M-15.4% | $1.71M+5.2% | $1.63M+19.2% | |
| Investment Advisory Services | $664K+16.1% | $572K+50.5% | $380K+6.4% | $357K— | |
| Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest by Business | |||||
| All Other Segments | 881,900,000%+107,000,000pp | 774,900,000%-34,200,000pp | 809,100,000%— | —— | |
| Community Banking | 875,300,000%+95,900,000pp | 779,400,000%-129,200,000pp | 908,600,000%+46,200,000pp | 862,400,000%+153,300,000pp | |
| Investment Advisory Services | 250,100,000%+37,200,000pp | 212,900,000%+31,900,000pp | 181,000,000%+11,400,000pp | 169,600,000%— | |
| Mortgage | 69,900,000%-12,800,000pp | 82,700,000%+37,500,000pp | 45,200,000%-33,800,000pp | 79,000,000%-157,000,000pp | |
| Total Assets by Business | |||||
| Community Banking | $4.03B+3.5% | $3.89B+3.2% | $3.77B+0.4% | $3.75B+1.4% | |
| Investment Advisory Services | $41.45M-7.2% | $44.67M-1.9% | $45.52M-10.3% | $50.72M— | |
| Mortgage | $15.45M-4.5% | $16.17M+17.3% | $13.79M-29.7% | $19.62M-7.0% | |
| Interest Expense Operating by Business | |||||
| All Other Segments | $552K-21.5% | $703K-3.0% | $725K— | —— | |
| Community Banking | $13.35M-9.2% | $14.7M+65.3% | $8.9M— | —— | |
| Marketing Expense by Business | |||||
| All Other Segments | $50K+152% | -$96K-171% | $135K— | —— | |
| Community Banking | $799K-5.7% | $847K+10.3% | $768K— | —— | |
| Investment Advisory Services | $13K+18.2% | $11K+37.5% | $8K— | —— | |
| Professional And Other Outside Expenses by Business | |||||
| All Other Segments | $207K-10.8% | $232K+12.6% | $206K— | —— | |
| Community Banking | $3.79M+15.3% | $3.29M+39.4% | $2.36M— | —— | |
| Investment Advisory Services | $123K+9.8% | $112K+13.1% | $99K— | —— | |
| Occupancy Net by Business | |||||
| Community Banking | $2.01M+9.1% | $1.84M+7.4% | $1.72M— | —— | |
| Investment Advisory Services | $130K+25.0% | $104K+65.1% | $63K— | —— | |
| Mortgage | $117K+2.6% | $114K+25.3% | $91K— | —— | |
| Other Noninterest Expense by Business | |||||
| Community Banking | $1.59M+1.1% | $1.57M+35.8% | $1.16M— | —— | |
| Investment Advisory Services | $127K+10.4% | $115K+0.9% | $114K— | —— | |
| Mortgage | $40K+122% | $18K-85.1% | $121K— | —— | |
| Labor And Related Expense by Business | |||||
| Community Banking | $15.95M+8.6% | $14.68M+3.1% | $14.25M— | —— | |
| Investment Advisory Services | $1.78M+3.0% | $1.73M+17.4% | $1.48M— | —— | |
| Mortgage | $3.23M+12.3% | $2.88M+11.0% | $2.59M— | —— | |
| Supplies Expense by Business | |||||
| Community Banking | $575K+18.3% | $486K-0.6% | $489K— | —— | |
| Investment Advisory Services | $35K-2.8% | $36K+63.6% | $22K— | —— | |
| Mortgage | $21K+5.0% | $20K+5.3% | $19K— | —— | |
| Equipment Expense by Business | |||||
| Community Banking | $2.65M+10.2% | $2.41M+5.3% | $2.28M— | —— | |
| Investment Advisory Services | $53K+35.9% | $39K-15.2% | $46K— | —— | |
| Mortgage | $60K+11.1% | $54K-36.5% | $85K— | —— | |
| Credit Expense by Business | |||||
| Community Banking | $222K-6.3% | $237K+1.3% | $234K— | —— | |
| Mortgage | $682K+17.8% | $579K+1.4% | $571K— | —— | |
| Number Of Bank Branches by Geography | |||||
| Altavista Virginia | 10.0% | 10.0% | 10.0% | 10.0% | |
| Amherst Virginia | 10.0% | 10.0% | 10.0% | 10.0% | |
| Appomattox Virginia | 10.0% | 10.0% | 10.0% | 10.0% | |
| Bedford Virginia | 10.0% | 10.0% | 10.0% | 10.0% | |
| Charlottesville Virginia | 20.0% | 20.0% | 20.0% | 20.0% | |
| Forest Virginia | 10.0% | 10.0% | 10.0% | 10.0% | |
| Madison Heights | 10.0% | 10.0% | 10.0% | 10.0% | |
| Roanoke Virginia | 2— | —— | —— | —— | |
| Limited Service Bank Banches by Geography | |||||
| Charlottesville Virginia | 10.0% | 10.0% | 10.0% | 10.0% | |
| Lynchburg Virginia | 10.0% | 10.0% | 10.0% | 10.0% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Bank of the James Financial Group break its business down?
- Bank of the James Financial Group (BOTJ) reports net revenue by business across 5 parts — All Other Segments, Community Banking, Holding Company, Investment Advisory Services and Mortgage. Each is extracted from the segment footnotes and tracked over time.
- Where does Bank of the James Financial Group's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Bank of the James Financial Group's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
