Where does Essent Group's income statement data come from?

Every line is extracted from Essent Group's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Essent Group ESNT Income Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Net premiums earned	$997.96M+1.4%	$983.72M-0.2%	$985.45M-0.3%	$988.06M-0.3%	$991.14M0.0%
Total revenue	$1.28B+1.5%	$1.26B-0.2%	$1.26B-0.4%	$1.27B+0.5%	$1.26B+1.5%
Compensation and benefits	$19.19M-7.9%	$20.85M-0.8%	$21.01M-12.2%	$23.93M-11.2%	$26.95M+8.8%
Depreciation and amortization	$5.09M-2.7%	$5.23M-3.3%	$5.41M-4.0%	$5.64M-2.2%	$5.77M-0.3%
Impairment charges	——	$0—	$0—	$0—	$0—
Other operating expenses	——	——	——	——	——
Interest expense	$32.7M0.0%	$32.7M0.0%	$32.7M-8.9%	$35.9M+0.8%	$35.61M+0.8%
Other income (expense), net	$24.46M+1.7%	$24.04M-2.2%	$24.57M-11.1%	$27.62M+0.6%	$27.46M+10.2%
Income from equity method investments	$20.36M+15.8%	$17.59M-14.4%	$20.53M-4.9%	$21.58M+29.3%	$16.7M+126%
Net investment gains (losses)	$700K+96.6%	$356K+156%	$139K-69.7%	$459K-6.5%	$491K-0.6%
Income before income taxes	$821.59M0.0%	$821.86M-1.3%	$832.28M-1.0%	$840.7M-0.9%	$848.75M-0.8%
Income tax expense	$135.25M+2.5%	$131.89M+1.9%	$129.4M+2.8%	$125.85M+0.2%	$125.63M-0.4%
Net income	$686.34M-0.5%	$689.97M-1.8%	$702.89M-1.7%	$714.85M-1.1%	$723.12M-0.9%
Net margin	53.6%-1.1pp	54.7%-0.9pp	55.6%-0.7pp	56.4%-0.9pp	57.3%-1.4pp
Diluted earnings per share	$7.03+1.9%	$6.90+0.3%	$6.88+0.3%	$6.86+0.3%	$6.84-0.1%
Basic earnings per share	$7.09+1.7%	$6.97+0.3%	$6.95+0.3%	$6.93+0.3%	$6.91-0.1%
Weighted-average shares, diluted	394.2M-2.3%	403.5M-1.6%	410.1M-1.9%	418.1M-1.3%	423.8M-0.7%
Weighted-average shares, basic	390.3M-2.3%	399.3M-1.6%	405.7M-1.9%	413.6M-1.3%	419.2M-0.7%
Increase in unearned premiums	-$117.9M-586%	$24.25M-0.4%	$24.36M-5.7%	$25.83M+4.0%	$24.83M+2.2%
Net investment income	$237.56M+0.4%	$236.52M+1.1%	$233.85M+1.1%	$231.4M+1.4%	$228.2M+2.8%
Net premiums written	$1.12B+16.3%	$959.46M-0.2%	$961.1M-0.1%	$962.23M-0.4%	$966.31M0.0%
Acquisition Costs, Net	——	——	——	——	——
Pre-tax stock-based compensation cost	$19.19M-7.9%	$20.85M-0.8%	$21.01M-12.2%	$23.93M-11.2%	$26.95M+8.8%
Stock options excluded as their inclusion would be anti-dilutive (in shares)	148.1K-17.1%	178.6K-8.3%	194.6K+1.6%	191.6K-6.3%	204.6K-21.2%
Assumed	——	——	——	——	$0—
Written premiums, assumed	——	——	——	——	——
Benefits, Losses and Expenses	$457.86M+4.3%	$439.07M+1.8%	$431.28M+0.9%	$427.61M+3.4%	$413.36M+6.7%
Capital investments accrued but not yet paid	——	——	——	——	——
Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Period Increase (Decrease), Including Exchange Rate Effect and Discontinued Operation	——	——	——	——	——
Ceded Premiums Earned	$150.29M+1.7%	$147.85M+1.3%	$145.97M+2.9%	$141.8M+4.4%	$135.76M+2.8%
Ceded Premiums Written	$150.29M+1.7%	$147.85M+1.3%	$145.97M+2.9%	$141.8M+4.4%	$135.76M+2.8%
Cash dividend per common share (in dollars per share)	$1.28+3.2%	$1.24+2.5%	$1.21+2.5%	$1.18+2.6%	$1.15+2.7%
Dividends declared (in dollars per share)	$1.28+3.2%	$1.24+2.5%	$1.21+2.5%	$1.18+2.6%	$1.15+2.7%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent	$730.65M-13.2%	$841.97M+15.7%	$727.74M-9.8%	$806.82M+1.7%	$793.13M+12.4%
Federal	——	$78.99M-2.6%	$81.1M-2.5%	$83.21M-2.5%	$85.32M-2.4%
Foreign	——	$485K+33.3%	$363.75K+50.0%	$242.5K+100%	$121.25K—
Current State And Local Tax Expense Benefit	——	$3.82M-14.8%	$4.49M-12.9%	$5.15M-11.4%	$5.82M-10.3%
Debt Securities, Available-for-Sale, Realized Loss	$1.55M+25.0%	$1.24M+30.7%	$948K+16.3%	$815K-40.0%	$1.36M-41.4%
Gross credit losses	$40K0.0%	$40K0.0%	$40K—	$0-100%	$523K0.0%
Number of loans increased in default	——	——	——	——	——
Federal	——	$46.83M+9.7%	$42.71M+10.7%	$38.58M+12.0%	$34.46M+13.6%
Deferred Foreign Income Tax Expense Benefit	——	$0—	$0—	$0—	$0—
Deferred taxes	$32.34M-33.5%	$48.6M+89.7%	$25.63M-22.3%	$32.96M-2.8%	$33.9M+5.4%
Deferred Policy Acquisition Costs, Amortization Expense	——	——	——	——	——
Capitalization	$55M+3,338%	$1.6M-5.9%	$1.7M-5.6%	$1.8M-5.3%	$1.9M-5.0%
State	——	$1.77M-1.0%	$1.79M-1.0%	$1.8M-1.0%	$1.82M-1.0%
Direct premiums earned	$1.13B0.0%	$1.13B0.0%	$1.13B+0.1%	$1.13B+0.3%	$1.13B+0.4%
Direct premiums written	$1.11B+0.2%	$1.11B0.0%	$1.11B+0.3%	$1.1B+0.2%	$1.1B+0.3%
Income taxes at U.S. statutory rate of 21%	——	——	——	——	——
U.S. withholding tax on outbound dividend	——	$10.5M+33.3%	$7.88M+49.9%	$5.25M+99.8%	$2.63M+43,725%
U.S. withholding tax on outbound dividend	——	——	——	——	——
Other	——	-$0-33.3%	-$0-50.0%	-$0-100%	-$0—
Nontaxable or nondeductible items	——	——	——	——	——
Share-based compensation	——	——	——	——	——
State income taxes – net of federal income tax benefit	——	——	——	——	——
Effective Income Tax Rate Reconciliation Tax Credits Research	——	——	——	——	——
Effective Income Tax Rate Reconciliation, Tax Exempt Interest, Amount	——	$1.75M+6.0%	$1.65M+6.4%	$1.56M+6.8%	$1.46M+7.3%
Effective Income Tax Rate Reconciliation, Tax Exempt Interest, Percent	——	——	——	——	——
Compensation and employee benefits	$126.91M-2.3%	$129.95M-3.1%	$134.11M-3.3%	$138.73M-1.9%	$141.38M+3.7%
Share-Based Payment Arrangement, Expense, Tax Benefit	$3.71M-9.1%	$4.08M-0.9%	$4.12M-13.1%	$4.74M-12.0%	$5.39M+8.9%
Distributions of earnings from equity method investees	$11.97M-5.8%	$12.7M-20.3%	$15.94M+13.5%	$14.05M-0.5%	$14.12M+2.0%
Goodwill Additions	——	$0—	$0—	$0—	$0—
Investment income	$244.54M+0.4%	$243.67M+1.4%	$240.42M+1.2%	$237.55M+1.6%	$233.73M+2.9%
Income Loss From Continuing Operations Before Income Taxes Domestic	——	$555.66M-1.0%	$561.08M-1.0%	$566.5M-0.9%	$571.93M-0.9%
Loss from other invested assets	——	$0+100%	-$584K+50.0%	-$1.17M+33.3%	-$1.75M+25.0%
Federal taxes	——	$87.15M-0.3%	$87.41M-0.3%	$87.67M-0.3%	$87.93M-0.3%
State taxes	——	$4M-2.0%	$4.08M-2.0%	$4.16M-1.9%	$4.24M-1.9%
Effective Income Tax Rate Reconciliation at Federal Statutory Income Tax Rate, Amount	——	$172.59M-1.0%	$174.36M-1.0%	$176.12M-1.0%	$177.89M-1.0%
Nontaxable or Nondeductible items	——	$3.15M-3.0%	$3.25M-2.9%	$3.35M-2.9%	$3.44M-2.8%
Effective Income Tax Rate Reconciliation, Nondeductible Expense, Other, Amount	——	-$834K-18.6%	-$703K-22.9%	-$572K-29.7%	-$441K-42.3%
Share-based compensation	——	-$814K-4.7%	-$777.5K-4.9%	-$741K-5.2%	-$704.5K-5.5%
Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Amount	——	$4.79M+1.7%	$4.71M+1.7%	$4.63M+1.7%	$4.56M+1.7%
Effective Income Tax Rate Reconciliation, Tax Credit, Research, Amount	——	$316K-28.8%	$443.75K-22.4%	$571.5K-18.3%	$699.25K-15.4%
Income Taxes Paid, Net	$92.52M+1.5%	$91.15M-17.7%	$110.71M+16.9%	$94.73M-3.1%	$97.73M+5.6%
Increase (Decrease) in Accounts Receivable	——	——	——	——	——
Increase (Decrease) in Accrued Investment Income Receivable	$2.58M-29.1%	$3.64M+42.6%	$2.55M-75.5%	$10.41M+60.6%	$6.48M-19.4%
Accrued liabilities	$34.22M+63.9%	$20.88M+5.3%	$19.82M-51.8%	$41.15M+43.7%	$28.64M-17.2%
Increase (Decrease) in Deferred Policy Acquisition Costs	——	——	-$299K-867%	$39K-94.3%	$684K+32.8%
Loss and loss adjustment expense reserves	$129.01M+9.4%	$117.96M+8.4%	$108.82M+4.6%	$104.06M+8.4%	$95.97M+27.3%
Increase (Decrease) in Mortgage Guaranty Insurer United States Mortgage Guaranty Tax and Loss Bonds	——	——	——	——	——
Increase (Decrease) in Other Operating Assets	——	——	——	——	$18.47M-1.0%
Unearned premiums	$117.9M+586%	-$24.25M+0.4%	-$24.36M+0.8%	-$24.56M+1.1%	-$24.83M-2.2%
Diluted effect of share purchase plans related to Class A ordinary shares (in shares)	3.9M-7.4%	4.2M-3.0%	4.4M-3.7%	4.5M-2.1%	4.6M-0.2%
Interest Paid, Excluding Capitalized Interest, Operating Activity	——	——	——	——	$25.21M+46.6%
Investment Income Amortization Of Premium	$14.18M-1.4%	$14.38M-8.9%	$15.79M-10.1%	$17.56M-10.8%	$19.69M-2.7%
Investment expenses	$6.98M-2.4%	$7.15M+9.0%	$6.56M+6.7%	$6.15M+11.1%	$5.54M+7.9%
Current year	$3.62M+1.0%	$3.58M+46.3%	$2.45M-13.7%	$2.84M-5.5%	$3M-10.5%
Number of consecutive missed loan payments by borrower for classification of insured loan as in default	——	20.0%	20.0%	20.0%	20.0%
Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims	$166.27M+11.3%	$149.34M+11.2%	$134.24M+11.9%	$119.98M+16.9%	$102.59M+26.3%
Prior years	$54.66M+15.7%	$47.26M+18.0%	$40.06M+38.0%	$29.03M+20.7%	$24.04M+10.6%
Earned premiums from mortgage guaranty insurance monthly policies as a percentage of total earned premiums	——	——	——	——	——
Cash Provided by (Used in) Financing Activity, Including Discontinued Operation	-$712.64M-0.4%	-$709.75M-9.1%	-$650.71M—	——	——
Cash Provided by (Used in) Investing Activity, Including Discontinued Operation	-$193.69M-25.2%	-$154.74M+29.9%	-$220.85M+55.9%	-$500.23M0.0%	-$500.1M+29.3%
Cash Provided by (Used in) Operating Activity, Including Discontinued Operation	$826.53M-3.4%	$856.05M+0.3%	$853.67M-1.5%	$867.01M+0.1%	$866.16M+0.5%
Net Investment Income	$237.56M+0.4%	$236.52M+1.1%	$233.85M+1.1%	$231.4M+1.4%	$228.2M+2.8%
Unearned single premium recognized as earned upon notice of policy cancellation due to repayment of insured loan by borrower	——	$4.5M-4.8%	$4.73M-4.5%	$4.95M-4.3%	$5.18M-4.2%
Number of reportable segments	——	——	——	——	1.8+75.0%
Net unrealized gains on securities available for sale	$7.99M-70.1%	$26.69M+3,487%	-$788K-108%	$10.26M+55.5%	$6.6M+184%
Net unrealized debt securities gains (losses), net of tax	$44.31M-70.8%	$152M+512%	$24.85M-73.0%	$91.97M+31.4%	$70.02M+398%
Other Comprehensive Income (Loss), before Tax, Portion Attributable to Parent	$52.3M-70.7%	$178.69M+642%	$24.07M-76.5%	$102.23M+33.4%	$76.62M+345%
Other comprehensive income/(loss)	$44.31M-70.8%	$152M+512%	$24.85M-73.0%	$91.97M+31.4%	$70.02M+398%
Other Comprehensive Income (Loss), Tax, Portion Attributable to Parent	$7.99M-70.1%	$26.69M+3,487%	-$788K-108%	$10.26M+55.5%	$6.6M+184%
Membership and other income	$24.46M+1.7%	$24.04M-2.2%	$24.57M-11.1%	$27.62M+0.6%	$27.46M+10.2%
Other underwriting and operating expenses	$258.9M+0.7%	$257.04M-2.8%	$264.34M-2.7%	$271.72M-1.2%	$275.16M+1.6%
Operating expenses after allocations	——	——	——	——	$274.28M+1.3%
Other underwriting and operating expenses	$128M-0.1%	$128.09M-2.1%	$130.78M-1.5%	$132.72M-0.1%	$132.88M-1.0%
Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid	$58.28M+14.6%	$50.85M+19.6%	$42.51M+33.4%	$31.87M+17.8%	$27.05M+7.8%
Payments For Proceeds From Short Term Investments	——	——	——	——	-$659.89M-301%
Payments for Repurchase of Common Stock	$589.69M+0.3%	$587.68M+11.3%	$527.85M+27.1%	$415.36M+55.7%	$266.84M+139%
Payments of Ordinary Dividends, Common Stock	$122.95M+0.7%	$122.07M+0.1%	$121.97M+0.5%	$121.38M+1.1%	$120.09M+1.7%
Payments to Acquire Debt Securities, Available-for-Sale	$1.03B-8.2%	$1.12B-17.9%	$1.36B-37.6%	$2.19B+13.0%	$1.94B+17.4%
Payments to Acquire Equity Method Investments	$70.85M-8.9%	$77.81M+3.5%	$75.16M+0.4%	$74.86M+64.8%	$45.42M+16.3%
Payments to Acquire Intangible Assets	——	$0-100%	$2.5M-50.0%	$5M-33.3%	$7.5M-25.0%
Payments to Acquire Property, Plant, and Equipment	$7.96M+8.1%	$7.36M+6.0%	$6.95M+218%	$2.19M-12.6%	$2.5M-63.0%
Premium and other taxes	$25.37M-1.8%	$25.83M-0.1%	$25.87M-1.4%	$26.23M+2.2%	$25.67M+4.8%
Percentage of Amount Assumed to Net	——	——	——	——	——
Premiums Written, Net	$1.12B+16.3%	$959.46M-0.2%	$961.1M-0.1%	$962.23M-0.4%	$966.31M0.0%
Proceeds from Equity Method Investment, Distribution, Return of Capital	$6.81M+66.9%	$4.08M-11.5%	$4.61M-13.9%	$5.36M-7.0%	$5.76M-2.7%
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-Sale	$855.68M+2.9%	$831.44M+16.5%	$713.56M+22.8%	$581M+19.3%	$487.06M+18.3%
Sale of investments	$136.89M+37.1%	$99.82M-21.3%	$126.9M-48.7%	$247.18M-27.3%	$340.15M-18.1%
Gross realized gains (losses)	-$889K+3.7%	-$923K-8.7%	-$849K-138%	-$356K+74.4%	-$1.39M+40.8%
Stock-based compensation	$19.19M-7.9%	$20.85M-0.8%	$21.01M-12.2%	$23.93M-11.2%	$26.95M+8.8%
Tax withholding obligation, shares withheld (in shares)	——	——	——	——	——
Shares repurchased (in shares)	——	——	——	——	——
Value of shares repurchased	$575.4M0.0%	$575.6M+20.9%	$476.28M+25.4%	$379.85M+62.2%	$234.23M+128%
Prior years	-$85.88M-8.9%	-$78.89M-1.1%	-$78.07M+5.8%	-$82.87M+2.0%	-$84.54M+11.8%
Current year	$252.14M+10.5%	$228.23M+7.5%	$212.3M+4.7%	$202.86M+8.4%	$187.14M+5.7%
EBITDA	$859.38M0.0%	$859.79M-1.2%	$870.39M-1.3%	$882.24M-0.9%	$890.12M-0.7%
EBITDA margin	67.2%-1.0pp	68.2%-0.7pp	68.9%-0.7pp	69.6%-1.0pp	70.5%-1.6pp
EBIT	$854.28M0.0%	$854.56M-1.2%	$864.98M-1.3%	$876.6M-0.9%	$884.35M-0.7%

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Where does Essent Group's income statement data come from?: Every line is extracted from Essent Group's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.