What are Financial Institutions's total assets?

Financial Institutions (FISI) holds $6.3B in total assets, down 0.7% year over year.

How much debt does Financial Institutions have?

Financial Institutions carries $224.6M in total debt against $631.7M of shareholders' equity, a debt-to-equity ratio of 0.36.

How much cash does Financial Institutions have?

Financial Institutions holds $85.5M in cash and equivalents.

Where does Financial Institutions's balance sheet data come from?

Every line is extracted from Financial Institutions's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Financial Institutions FISI Balance Sheet Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Cash and cash equivalents	$85.45M+31,086%	$274K-99.9%	$185.95M+99.9%	$93.03M-44.4%	$167.35M+17,224%
Accounts receivable, net	$4.63B-0.7%	$4.66B+1.5%	$4.59B+1.2%	$4.54B-0.4%	$4.55B+1.7%
Prepaid expenses and other current assets	——	$859K—	——	——	——
Trading assets	$99.79M—	$0—	$0—	$0-100%	$3K-62.5%
Loans held for sale	$1.03M-69.3%	$3.37M+49.4%	$2.25M-4.4%	$2.36M+509%	$387K-83.0%
Property and equipment, net	$38.42M-3.7%	$39.89M+1.8%	$39.2M-1.3%	$39.73M+0.8%	$39.43M-1.1%
Operating lease right-of-use assets	4.4%0.0%	4.4%+0.5%	3.9%0.0%	3.9%0.0%	3.9%0.0%
Goodwill	$58.12M0.0%	$58.12M0.0%	$58.1M0.0%	$58.1M0.0%	$58.1M0.0%
Intangible assets, net	$2.12M-4.4%	$2.22M-4.3%	$2.32M-4.2%	$2.43M-4.2%	$2.53M-4.1%
Other non-current assets	$261.78M-2.2%	$267.73M-1.7%	$272.27M-2.6%	$279.56M-2.1%	$285.62M-5.3%
Equity method investments	——	$1.07M—	——	——	——
Total investment securities	$19.77M-8.6%	$21.63M+14.1%	$18.96M-8.9%	$20.8M+11.7%	$18.62M+2.0%
Available-for-sale securities	$3.04M-23.4%	$3.97M+44,022%	$9K-18.2%	$11K-8.3%	$12K-7.7%
Held-to-maturity securities	$82.08M-3.1%	$84.71M-3.3%	$87.63M-4.9%	$92.12M-18.6%	$113.11M-2.5%
Gross loans	$4.58B-0.6%	$4.61B+1.5%	$4.54B+1.2%	$4.49B-0.3%	$4.5B+1.7%
Allowance for credit losses	$0—	$0—	$0—	$0—	$0—
Equity securities	——	$21.92M—	——	——	——
Total assets	$6.29B+0.3%	$6.27B-0.2%	$6.29B+2.3%	$6.14B-3.1%	$6.34B+3.7%
Current portion of long-term debt	$114M+4.6%	$109M+98.2%	$55M-45.5%	$101M+83.6%	$55M-44.4%
Operating lease liabilities, current	$32.02M+1.4%	$31.58M-1.8%	$32.15M-0.1%	$32.19M-1.3%	$32.63M-0.4%
Short-term borrowings	$114M+4.6%	$109M+98.2%	$55M-45.5%	$101M+83.6%	$55M-44.4%
Accrued interest	$20.4M-4.8%	$21.44M+8.5%	$19.76M-16.6%	$23.69M-15.1%	$27.92M+8.0%
Dividends payable	$6.65M+0.6%	$6.6M0.0%	$6.6M0.0%	$6.6M+0.2%	$6.59M+3.2%
Deposits	$5.34B+2.5%	$5.21B-2.8%	$5.36B+3.9%	$5.16B-4.0%	$5.37B+5.3%
Noninterest-bearing deposits	$953.4M-1.0%	$962.72M+0.3%	$959.4M+2.0%	$940.34M-0.5%	$945.18M-0.5%
Savings deposits	$744.69M+10.8%	$672.32M-13.4%	$776.45M+10.2%	$704.87M-8.9%	$773.48M+9.7%
Time deposits	$1.66B-1.8%	$1.69B+1.2%	$1.67B+3.3%	$1.61B-0.5%	$1.62B+394%
Deferred tax liabilities	——	$458K—	——	——	——
Long-term debt	$78.62M-74.0%	$302.65M+163%	$115M0.0%	$114.96M-8.0%	$124.92M-44.2%
Operating Lease Liabilities (Total)	$32.02M+1.4%	$31.58M-1.8%	$32.15M-0.1%	$32.19M-1.3%	$32.63M-0.4%
Other non-current liabilities	$132.61M-2.7%	$136.29M-1.6%	$138.52M-18.6%	$170.12M-14.0%	$197.74M-9.9%
Total liabilities	$5.66B+0.3%	$5.65B-0.4%	$5.67B+2.2%	$5.54B-3.6%	$5.75B+3.6%
Preferred stock	$17.29M0.0%	$17.29M0.0%	$17.29M0.0%	$17.29M0.0%	$17.29M0.0%
Common stock	50M0.0%	50M0.0%	50M0.0%	50M0.0%	50M0.0%
Additional paid-in capital	$232.78M-0.7%	$234.4M+0.3%	$233.63M+0.3%	$232.97M+0.2%	$232.46M-0.4%
Retained earnings	$451.48M+3.3%	$437.14M+3.2%	$423.76M+3.4%	$409.89M+2.7%	$398.96M+2.6%
Accumulated other comprehensive income (loss)	-$39.33M-19.1%	-$33.03M+10.1%	-$36.76M+12.9%	-$42.21M-0.5%	-$42M+20.2%
Treasury stock	$30.75M+13.3%	$27.15M+65.5%	$16.41M-0.4%	$16.47M-3.0%	$16.98M-5.6%
Total stockholders' equity	$631.67M+0.4%	$628.85M+1.1%	$621.72M+3.3%	$601.67M+2.0%	$589.93M+3.7%
Total liabilities and stockholders' equity	$6.29B+0.3%	$6.27B-0.2%	$6.29B+2.3%	$6.14B-3.1%	$6.34B+3.7%
Available-for-Sale Debt Securities - Amortized Cost	$99.79M—	$0—	$0—	$0-100%	$3K-62.5%
Available-for-Sale Debt Securities - Amortized Cost (Due Within One Year)	$99.79M—	$0—	$0—	$0-100%	$3K-62.5%
Available-for-Sale Debt Securities - Fair Value (Maturing Within 1 Year)	$4.95M-19.1%	$6.12M-14.2%	$7.13M-14.5%	$8.34M-47.1%	$15.76M-3.1%
Available-for-Sale Debt Securities - Unrealized Loss Position (>=12 Months)	$200.04M-8.7%	$218.99M—	——	——	——
AFS and Trading Securities - Unrealized Loss Position (>=12 Months)	$200.04M-8.7%	$218.99M—	——	——	——
AFS and Trading Securities - Unrealized Loss Position (<12 Months) Fair Value	$335.67M+115%	$155.92M—	——	——	——
Available-for-Sale Debt Securities - Unrealized Loss Position (<12 Months)	$335.67M+115%	$155.92M—	——	——	——
Available-for-Sale Debt Securities - Unrealized Loss Position	$49.25M+6.4%	$46.28M—	——	——	——
AFS and Trading Securities - Unrealized Loss Position (>=12 Months) Fair Value	$200.04M-8.7%	$218.99M—	——	——	——
AFS and Trading Securities - Unrealized Loss Position Fair Value	$535.7M+42.9%	$374.91M—	——	——	——
AFS and Trading Securities - Unrealized Loss Position (<12 Months) Fair Value	$335.67M+115%	$155.92M—	——	——	——
Allowance for Credit Losses - Receivable (Current)	$44.66M-5.8%	$47.39M+0.2%	$47.29M0.0%	$47.29M-3.4%	$48.96M+1.9%
Allowance for Doubtful Accounts	——	$13.55M—	——	——	——
Total Cash, Cash Equivalents, and Restricted Cash (Inclusive)	$85.45M-21.4%	$108.75M-41.5%	$185.95M+99.9%	$93.03M-44.4%	$167.35M+91.7%
Cash, Cash Equivalents, and Marketable Securities	$535.7M+42.9%	$374.91M-59.4%	$923.59M—	——	——
Derivative Assets - Fair Value	$27.75M-4.7%	$29.12M-4.4%	$30.45M-4.1%	$31.77M-15.8%	$37.72M-18.2%
Derivative Collateral Posted (Fair Value)	$24.9M+17.1%	$21.27M-10.6%	$23.78M-14.8%	$27.9M-25.0%	$37.2M-19.1%
Equipment Installment Plan Receivables, Gross	$4.63B-0.7%	$4.66B+1.5%	$4.59B+1.2%	$4.54B-0.4%	$4.55B+1.7%
Interest-bearing deposits in banks and other financial institutions	$29.17M-43.5%	$51.61M-46.8%	$96.94M+365%	$20.84M-77.7%	$93.34M+188%
Impaired Financing Receivable with No Related Allowance - Unpaid Principal Balance	$38.1M+20.7%	$31.57M+4.7%	$30.16M+4.4%	$28.89M-3.6%	$29.96M-15.3%
Financing Receivables	$4.58B-0.6%	$4.61B+1.5%	$4.54B+1.2%	$4.49B-0.3%	$4.5B+1.7%
Loans and Lending Commitments	$4.58B-0.6%	$4.61B+1.5%	$4.54B+1.2%	$4.49B-0.3%	$4.5B+1.7%
Subordinated Trading Assets	——	$143.65M—	——	——	——
Available-for-Sale Debt Securities - Fair Value (Maturing 1 to 5 Years)	$3.14M-21.3%	$3.99M+44,189%	$9K-18.2%	$11K-8.3%	$12K-7.7%
Loans 90+ Days Past Due	$38.46M+9.6%	$35.09M+3.3%	$33.95M+4.8%	$32.4M-19.0%	$39.98M-3.3%
Purchased Credit Deteriorated Loans	$4.58B-0.6%	$4.61B+1.5%	$4.54B+1.2%	$4.49B-0.3%	$4.5B+1.7%
Deferred Tax Assets and Other Non-Current Assets	——	$1.42M—	——	——	——
Deferred Tax Assets - Tax Credit Carryforwards	——	$20.04M—	——	——	——
Finite-Lived Intangible Assets - Expected Amortization Expense (Year One)	$236K-13.2%	$272K0.0%	$272K0.0%	$272K0.0%	$272K-11.7%
Finite-Lived Intangible Assets - Expected Amortization Expense (Year Five)	$484K-29.2%	$684K0.0%	$684K0.0%	$684K0.0%	$684K-25.7%
Foreclosed Assets	——	$94K—	——	——	——
Held-to-Maturity Debt Securities - Fair Value	$39.04M-2.6%	$40.07M-2.8%	$41.23M0.0%	$41.23M-4.1%	$43M-10.3%
Held-to-Maturity Debt Securities - Maturing 1 to 5 Years	$13.98M-1.4%	$14.18M-0.5%	$14.25M+54.6%	$9.22M-55.7%	$20.83M-3.3%
Held-to-Maturity Debt Securities - Maturing 5 to 10 Years	$55.3M+248%	$15.89M+0.2%	$15.87M-30.3%	$22.77M-0.9%	$22.97M+22.0%
Held-to-Maturity Debt Securities - Maturing Over 10 Years	$45.22M-1.8%	$46.05M-3.5%	$47.71M-2.2%	$48.8M-2.7%	$50.14M-11.1%
Allowance for Credit Losses on Held-to-Maturity Securities	$2K0.0%	$2K0.0%	$2K0.0%	$2K0.0%	$2K0.0%
Investments - Amortized Cost Basis	$1.05B+9.3%	$958.14M-0.4%	$962.46M0.0%	$962.69M-1.1%	$973.64M+0.1%
Net Investment in Lease	$29.49M+1.4%	$29.07M-2.0%	$29.66M-0.3%	$29.74M-1.6%	$30.21M-0.5%
Net Operating Loss Carryforwards	——	$20.04M—	——	——	——
Bank Owned Life Insurance	$179.16M+1.6%	$176.39M+1.6%	$173.6M+1.2%	$171.57M-29.3%	$242.64M+45.4%
Cash and Due from Banks	$56.29M-1.5%	$57.14M-35.8%	$89.01M+23.3%	$72.19M-2.5%	$74.02M+34.7%
Intangible assets — net	$2.12M-4.4%	$2.22M-4.3%	$2.32M-4.2%	$2.43M-4.2%	$2.53M-4.1%
Interest-Bearing Deposits in Banks and Other Financial Institutions	$29.17M-43.5%	$51.61M-46.8%	$96.94M+365%	$20.84M-77.7%	$93.34M+188%
Investments and Cash	——	$66.94M—	——	——	——
Operating lease right-of-use assets	$29.49M+1.4%	$29.07M-2.0%	$29.66M-0.3%	$29.74M-1.6%	$30.21M-0.5%
Other Assets	$261.78M-2.2%	$267.73M-1.7%	$272.27M-2.6%	$279.56M-2.1%	$285.62M-5.3%
Other Intangible Assets Net	$2.12M-4.4%	$2.22M—	——	——	——
Property, plant and equipment at cost	——	$104.67M—	——	——	——
Operating Lease Right-of-Use Assets in Other Assets	$29.49M+1.4%	$29.07M-2.0%	$29.66M-0.3%	$29.74M-1.6%	$30.21M-0.5%
Tax Credit Carryforward Valuation Allowance	——	$0—	——	——	——
Time Deposit Maturities - After Year Five	——	$0—	——	——	——
Time Deposit Maturities - Year One	——	$1.58B—	——	——	——
Time Deposit Maturities - Year Two	——	$58.58M—	——	——	——
Time Deposit Maturities - Year Three	——	$30.95M—	——	——	——
Time Deposit Maturities - Year Four	——	$20.46M—	——	——	——
Time Deposit Maturities - Year Five	——	$354K—	——	——	——
Time Deposits Above FDIC Insurance Limit	——	$394.2M—	——	——	——
Derivative Liabilities - Fair Value	$25.67M-4.3%	$26.83M-2.8%	$27.6M-3.1%	$28.49M-16.0%	$33.92M-18.1%
Lease Liability Payments - 2021	$2.36M-23.1%	$3.07M+308%	$751K-49.3%	$1.48M-33.6%	$2.23M-23.8%
Lease Liability Payments - 2022	——	$4.71M—	——	——	——
Lease Liability Payments - Due Year Two	$3.08M+3.1%	$2.98M+1.7%	$2.93M+2.5%	$2.86M+0.5%	$2.84M+2.5%
Lease Liability Payments - Due Year Three	$2.75M+3.6%	$2.66M-8.5%	$2.9M+2.5%	$2.83M+0.5%	$2.82M+2.5%
Lease Liability Payments - Due Year Four	$2.46M+4.2%	$2.36M-10.0%	$2.62M+2.8%	$2.55M+0.6%	$2.53M+2.8%
Lease Liability Payments - Due Year Five	$2.36M+4.5%	$2.25M-2.8%	$2.32M+3.2%	$2.25M+0.7%	$2.23M+3.2%
Operating Lease Liability Payments Due	$50.56M-0.1%	$50.61M+8.4%	$46.68M-0.8%	$47.08M-1.4%	$47.76M-0.9%
Operating Lease Liability - Undiscounted Excess Amount	$18.54M-2.6%	$19.03M+30.9%	$14.53M-2.4%	$14.89M-1.6%	$15.13M-1.8%
Short-Term Debt - Weighted-Average Interest Rate	——	4%—	——	——	——
Accrued Employee Benefits (Non-Current)	——	-$1.52M—	——	——	——
Borrowings at Fair Value	——	$143.65M—	——	——	——
Debt Maturity - 1 to 5 Years	$14.56M-44.7%	$26.31M+76.9%	$14.87M+52.0%	$9.78M-54.6%	$21.53M-17.6%
Debt Maturity - 2024	——	$4.73M—	——	——	——
Debt Maturity - 2025	——	$354K—	——	——	——
Debt Maturity - 2027	——	$30.95M—	——	——	——
Debt Maturity - 5 to 10 Years	$15.32M-62.5%	$40.91M-32.8%	$60.87M+41.9%	$42.91M+10.9%	$38.68M+20.5%
Debt Maturity - Over 10 Years	$889.67M-2.6%	$913.5M+1.3%	$901.96M-2.0%	$920.22M-1.6%	$935.22M-0.5%
Debt Maturity - Thereafter	——	$0—	——	——	——
Debt - Unamortized Discount (Premium) and Issuance Costs, Net	$1.38M+2.4%	$1.35M—	$0-100%	$40K-51.8%	$83K-47.5%
Defined Benefit Pension Plan Liabilities (Non-Current)	——	$68M—	——	——	——
Deferred Tax Liabilities - Leasing Arrangements	——	$7.4M—	——	——	——
Lease Liability Payments - Due After Year Five	$37.56M+0.7%	$37.29M+6.1%	$35.16M+0.1%	$35.11M0.0%	$35.11M0.0%
Interest-Bearing Deposit Liabilities	$744.69M+10.8%	$672.32M-13.4%	$776.45M+10.2%	$704.87M-8.9%	$773.48M+9.7%
Total debt	$224.64M-49.3%	$443.23M+119%	$202.15M-18.5%	$248.15M+16.8%	$212.55M-40.2%
Unrecognized Tax Benefits - Income Tax Penalties and Interest Accrued	——	$0—	——	——	——
AFS and Trading Securities - Unrealized Loss Position (>=12 Months) Accumulated Loss	$44.42M+1.5%	$43.75M—	——	——	——
Common Stock Par Value Per Share	$0.010.0%	$0.010.0%	$0.010.0%	$0.010.0%	$0.010.0%
Common Stock Shares Authorized	——	50.2M—	——	——	——
Common Stock Shares Issued	20.7M0.0%	20.7M0.0%	20.7M0.0%	20.7M0.0%	20.7M0.0%
Convertible Preferred Stock Authorized Shares	——	201.5K—	——	——	——
Convertible Preferred Stock Issued Shares	——	172.8K—	——	——	——
Convertible Preferred Stock Outstanding Shares	——	172.8K—	——	——	——
Cumulative Gross Losses and Impairments	$8.8M+3.7%	$8.48M-7.7%	$9.19M-13.3%	$10.6M+0.2%	$10.57M-7.9%
Cumulative Gross Unrealized Gains	$3K-89.3%	$28K-28.2%	$39K+25.8%	$31K+24.0%	$25K-3.8%
Common stock; $0.001 par value; 6,000 shares authorized; 3,755 and 3,751 shares issued and outstanding as of March 31, 2026 and December 31, 2025, respectively	$207K0.0%	$207K0.0%	$207K0.0%	$207K0.0%	$207K0.0%
Preferred stock; $0.001 par value; 100 shares authorized; no shares issued and outstanding	$17.29M0.0%	$17.29M0.0%	$17.29M0.0%	$17.29M0.0%	$17.29M0.0%
Treasury Stock, Value	$30.75M+13.3%	$27.15M+65.5%	$16.41M-0.4%	$16.47M-3.0%	$16.98M-5.6%
Investments - Gross Unrealized Losses	$535.7M+42.9%	$374.91M—	——	——	——
Preferred Stock Par Value Per Share	——	$100.00—	——	——	——
Share Repurchase Authorization Limit	503.3K—	——	1M—	——	——
Unrealized Gains on Investments	$5.25M-50.5%	$10.61M+10.9%	$9.57M+130%	$4.17M-1.2%	$4.22M+388%
Unrealized Losses on Investments (Before Tax)	$49.25M+6.4%	$46.28M-4.5%	$48.44M-4.5%	$50.71M-0.3%	$50.86M-18.6%
Nonperforming Loans and Leases Percentage	$38.1M+20.7%	$31.57M+4.7%	$30.16M+4.4%	$28.89M-3.6%	$29.96M-15.3%
Cumulative Cost Basis	$1.05B+9.3%	$958.14M-0.4%	$962.46M0.0%	$962.69M-1.1%	$973.64M+0.1%
Defined Benefit Plan Discount Rate	——	$0.05—	——	——	——
Projected Benefit Obligation for Plans with ABO in Excess of Assets	——	$0—	——	——	——
Defined Benefit Plan Weighted Average Asset Allocation	——	98%—	——	——	——
Defined Benefit Plan Funded Status	——	-$1.52M—	——	——	——
Fair Value Measurement Disclosure	$25.67M-4.3%	$26.83M-2.8%	$27.6M-3.1%	$28.49M-16.0%	$33.92M-18.1%
Gross Assets/Liabilities	$25.67M-4.3%	$26.83M-2.8%	$27.6M-3.1%	$28.49M-16.0%	$33.92M-18.1%
Interest Rate Hedge Reclassification (Next 12 Months)	$45K-96.8%	$1.4M+113%	$658K-34.2%	$1M-28.6%	$1.4M-33.3%
Line of Credit Remaining Borrowing Capacity	——	$155M—	——	——	——
Allowance For Credit Losses Amortized Cost	$2K0.0%	$2K0.0%	$2K0.0%	$2K0.0%	$2K0.0%
Short-term financing receivables held for investment, allowances	$4.54B-0.4%	$4.56B+1.3%	$4.5B+1.2%	$4.45B-0.3%	$4.46B+2.0%
Debt Securities, Available-for-Sale, Accumulated Gross Unrealized Loss, before Tax	$49.25M+6.4%	$46.28M-4.5%	$48.44M-4.5%	$50.71M-0.3%	$50.86M-18.6%
Gross Unrealized Gains	$5.25M-50.5%	$10.61M+10.9%	$9.57M+130%	$4.17M-1.2%	$4.22M+388%
Total	$1.05B+9.3%	$958.14M-0.4%	$962.46M0.0%	$962.69M-1.1%	$973.64M+0.1%
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10	$17.33M-57.4%	$40.66M-32.8%	$60.49M+42.5%	$42.45M+10.5%	$38.4M+18.6%
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10	$15.32M-62.5%	$40.91M-32.8%	$60.87M+41.9%	$42.91M+10.9%	$38.68M+20.5%
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year One Through Five	$3.14M-21.3%	$3.99M+44,189%	$9K-18.2%	$11K-8.3%	$12K-7.7%
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year One Through Five	$3.04M-23.4%	$3.97M+44,022%	$9K-18.2%	$11K-8.3%	$12K-7.7%
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 10	$889.67M-2.6%	$913.5M+1.3%	$901.96M-2.0%	$920.22M-1.6%	$935.22M-0.5%
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 10	$845.56M-3.7%	$877.6M+1.7%	$862.71M-1.2%	$873.23M-1.7%	$888.3M+1.1%
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, Year One	$99.79M—	$0—	$0—	$0-100%	$3K-62.5%
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, Year One	$99.79M—	$0—	$0—	$0-100%	$3K-62.5%
Available for sale investments	$1B+8.8%	$922.47M-0.1%	$923.59M+0.8%	$916.15M-1.2%	$926.99M+1.7%
Capital Units Authorized	——	$50.2M—	——	——	——
Cash and cash equivalents, end of period	$85.45M-21.4%	$108.75M-41.5%	$185.95M+99.9%	$93.03M-44.4%	$167.35M+91.7%
Collateral Dependent Loan With Specific Reserve	$3.32M+3.2%	$3.22M+3.5%	$3.11M-2.9%	$3.2M-12.8%	$3.67M+26.9%
Collateral Dependent Loans	$50.29M+3.1%	$48.76M+1.6%	$47.99M+3.0%	$46.59M-5.2%	$49.14M-16.9%
Collateral Dependent Loans On Business Assets	$6.19M+0.7%	$6.15M+4.7%	$5.87M+1.6%	$5.78M-3.6%	$6M+2.3%
Collateral Dependent Loans On Real Property	$44.1M+3.5%	$42.61M+1.2%	$42.12M+3.2%	$40.81M-5.4%	$43.15M-19.0%
Common stock, par value (in dollars per share)	$0.010.0%	$0.010.0%	$0.010.0%	$0.010.0%	$0.010.0%
Common stock, shares authorized (in shares)	$50M0.0%	$50M0.0%	$50M0.0%	$50M0.0%	$50M0.0%
Common stock, shares issued (in shares)	$20.7M0.0%	$20.7M0.0%	$20.7M0.0%	$20.7M0.0%	$20.7M0.0%
Debt Securities, Available-for-Sale, Allowance for Credit Loss	$0—	$0—	$0—	$0—	$0—
Debt Securities Available For Sale And Held To Maturity Restricted	$1.03B+19.7%	$860.3M-8.4%	$939.7M+9.2%	$860.8M-11.4%	$971.4M+17.2%
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	$44.42M+1.5%	$43.75M—	——	——	——
Less than 12 months	$335.67M+115%	$155.92M—	——	——	——
12 months or more	$200.04M-8.7%	$218.99M—	——	——	——
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	$4.82M+90.3%	$2.54M—	——	——	——
Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss	$49.25M+6.4%	$46.28M—	——	——	——
Debt Securities, Available-for-Sale, Unrealized Loss Position	$535.7M+42.9%	$374.91M—	——	——	——
Debt Securities, Held-to-Maturity, Allowance for Credit Loss	$2K0.0%	$2K0.0%	$2K0.0%	$2K0.0%	$2K0.0%
Deferred Tax Liabilities, Gross	——	$14.73M—	——	——	——
Deferred Tax Assets Deferred Loan Origination Costs	——	$862K—	——	——	——
Deferred Tax Assets, Gross	——	$57.33M—	——	——	——
Deferred Tax Assets Leases Right Of Use Obligations	——	$8.05M—	——	——	——
Deferred Tax Assets, Net	$43.14M+1.3%	$42.6M-14.2%	$49.65M-12.1%	$56.46M-0.5%	$56.75M-6.8%
Deferred Tax Assets, Tax Deferred Expense, Compensation and Benefits, Employee Benefits	——	$25K—	——	——	——
Deferred Tax Assets, Tax Deferred Expense, Compensation and Benefits, Share-Based Compensation Cost	——	$1.07M—	——	——	——
Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Legal Settlements	——	$0—	——	——	——
Deferred Tax Assets, Valuation Allowance	——	$0—	——	——	——
Deferred Tax Liabilities Depreciation And Amortization	——	$2.78M—	——	——	——
Federal and state intangible assets	——	$2.78M—	——	——	——
Mortgage servicing rights	——	$453K—	——	——	——
Deferred Tax Liabilities, Other	——	$458K—	——	——	——
Prepaid expenses	——	$859K—	——	——	——
Salary scale, pension benefit obligation	——	4%—	——	——	——
2030	——	$5.02M—	——	——	——
2026	——	$5.19M—	——	——	——
2028	——	$4.73M—	——	——	——
2031 — 2035	——	$26.31M—	——	——	——
2029	——	$4.99M—	——	——	——
2027	——	$4.71M—	——	——	——
Less: Fair value of plan assets at end of period	——	$66.94M—	——	——	——
Deposit liability, uninsured	——	$2.26B—	——	——	——
Derivative asset fair value of collateral	$24.9M+17.1%	$21.27M-10.6%	$23.78M-14.8%	$27.9M-25.0%	$37.2M-19.1%
Derivative, gross, assets	$27.75M-4.7%	$29.12M-4.4%	$30.45M-4.1%	$31.77M-15.8%	$37.72M-18.2%
Derivatives, gross, liabilities	$25.67M-4.3%	$26.83M-2.8%	$27.6M-3.1%	$28.49M-16.0%	$33.92M-18.1%
Escrow deposit	——	$4.9M—	——	——	——
Fair Value Assets Level1To Level2Transfer Amount	$0—	$0—	$0—	$0—	$0—
Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Value	$0—	$0—	$0—	$0—	$0—
Advances from FHLB	——	$50M—	——	——	——
Financial Receivables Percentage Of Total Loans	——	0%—	——	——	——
2028	$308K-10.2%	$343K0.0%	$343K0.0%	$343K0.0%	$343K-9.5%
2030	$236K-13.2%	$272K0.0%	$272K0.0%	$272K0.0%	$272K-11.7%
2031	$200K-15.3%	$236K0.0%	$236K0.0%	$236K0.0%	$236K-13.2%
Remainder of 2026	$281K—	——	$100K-50.7%	$203K-34.1%	$308K—
2027	$343K-9.5%	$379K0.0%	$379K0.0%	$379K0.0%	$379K-8.7%
2029	$272K-11.7%	$308K0.0%	$308K0.0%	$308K0.0%	$308K-10.2%
Finite Lived Intangible Assets Amortization Expense After Year Five	$484K-29.2%	$684K0.0%	$684K0.0%	$684K0.0%	$684K-25.7%
Fixed Income Securities	——	$17.18M—	——	——	——
Debt Securities, Held-to-Maturity, Accumulated Unrecognized Loss	$8.8M+3.7%	$8.48M-7.7%	$9.19M-13.3%	$10.6M+0.2%	$10.57M-7.9%
Debt Securities, Held-to-maturity, Accumulated Unrecognized Gain	$3K-89.3%	$28K-28.2%	$39K+25.8%	$31K+24.0%	$25K-3.8%
5-10 years	$55.1M+209%	$17.84M-0.5%	$17.92M-28.9%	$25.2M-1.8%	$25.66M+23.3%
1-5 years	$14.56M-1.0%	$14.7M-1.1%	$14.87M+52.0%	$9.78M-54.6%	$21.53M-4.1%
After 10 years	$45.22M-1.8%	$46.05M-3.5%	$47.71M-2.2%	$48.8M-2.7%	$50.14M-11.1%
Within 1 year	$4.96M-18.9%	$6.12M-14.2%	$7.13M-14.5%	$8.34M-47.2%	$15.78M-3.5%
Held To Maturity Securities Net	$82.07M-3.1%	$84.71M-3.3%	$87.63M-4.9%	$92.12M-18.6%	$113.11M-2.5%
Gains expected to be reclassified	$45K-96.8%	$1.4M+113%	$658K-34.2%	$1M-28.6%	$1.4M-33.3%
Internally Rated Held To Maturity Securities	$3.1M-24.4%	$4.1M-12.8%	$4.7M-6.0%	$5M+4.2%	$4.8M+41.2%
Investment-related Liabilities	——	$2.1M—	——	——	——
Investment Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value	$335.7M+115%	$155.92M+4.7%	$148.93M-37.0%	$236.36M+73.4%	$136.32M-80.0%
Investment Securities Continuous Unrealized Loss Position12Months Or Longer Accumulated Loss	$44.4M+1.5%	$43.75M-4.4%	$45.75M-3.3%	$47.32M-3.2%	$48.91M-8.5%
Investment Securities Continuous Unrealized Loss Position Less Than12Months Accumulated Loss	$4.8M+89.3%	$2.54M-5.6%	$2.68M-20.7%	$3.39M+73.1%	$1.96M-78.4%
Investment Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value	$200M-8.7%	$218.99M+6.2%	$206.25M+22.1%	$168.96M-5.3%	$178.4M+1.0%
Investment Securities In Unrealized Loss Position Number Of Positions	66+22.2%	54+3.8%	52+4.0%	50+8.7%	46-39.5%
Investment Securities In Unrealized Loss Positions Less Than Twelve Months Qualitative Disclosure Number Of Positions	——	18-41.9%	31+107%	15+66.7%	9-76.9%
Investment Securities In Unrealized Loss Positions Twelve Months Or Longer Qualitative Disclosure Number Of Positions	35-2.8%	36-2.7%	37+5.7%	35-5.4%	370.0%
Lessee Operating Lease Liability Payments Due	$50.56M-0.1%	$50.61M+8.4%	$46.68M-0.8%	$47.08M-1.4%	$47.76M-0.9%
Lessee Operating Lease Liability Undiscounted Excess Amount	$18.54M-2.6%	$19.03M+30.9%	$14.53M-2.4%	$14.89M-1.6%	$15.13M-1.8%
Liquid Securities Available For Pledging	——	$134.4M—	——	——	——
Loans And Leases Receivable Deferred Loan Fees Costs	-$31.95M+2.7%	-$32.86M+4.7%	-$34.49M+2.3%	-$35.31M+4.2%	-$36.87M+2.3%
Loans And Leases Receivable Related Parties	——	$39.74M—	——	——	——
Mortgage Servicing Assets Before Valuation Allowance	——	$1.85M—	——	——	——
Mortgage Servicing Assets Net Of Valuation Allowance	——	$1.77M—	——	——	——
Mortgage Servicing Assets Valuation Allowance	——	$83K—	——	——	——
Net Unrealized Loss On Securities Available For Sales	——	$9.16M—	——	——	——
Operating Lease Right Of Use Asset Accumulated Amortization	$11.74M+4.3%	$11.26M+8.9%	$10.34M+4.8%	$9.87M+5.0%	$9.4M+4.8%
Operating Lease Right Of Use Asset Gross	$41.23M+2.2%	$40.33M+0.8%	$40M+1.0%	$39.61M0.0%	$39.61M+0.7%
Operating Lease Weighted Average Discount Rate Percent	$0.040.0%	$0.04+11.7%	$0.040.0%	$0.040.0%	$0.04+0.3%
Other Assets, Miscellaneous	$57.97M-2.4%	$59.41M+9.1%	$54.44M+9.3%	$49.79M+2.5%	$48.56M-3.8%
Other Liabilities Miscellaneous	$29.62M-15.8%	$35.17M-0.2%	$35.24M-39.1%	$57.85M-12.4%	$66.07M-10.2%
Percentage Of Common Shares Outstanding	——	——	5%—	——	——
Percentage Of Deposit Liability Uninsured	——	43%—	——	——	——
Preferred Stock, Par or Stated Value Per Share	——	$100—	——	——	——
Preferred Stock, Shares Authorized	——	$201.53K—	——	——	——
Preferred Stock, Shares Issued	——	$172.85K—	——	——	——
Preferred Stock, Shares Outstanding	——	$172.85K—	——	——	——
Principal Amount Outstanding Of Loans Held In Portfolio	$4.6B-0.6%	$4.63B+1.5%	$4.56B+1.2%	$4.5B-0.3%	$4.52B+1.7%
Residential Real Estate Mortgages Serviced For Others	$297.8M+1.5%	$293.3M+1.4%	$289.2M+2.7%	$281.6M+0.5%	$280.2M-0.2%
Dividends available to be paid from insurance subsidiaries without prior approval	——	$48.5M—	——	——	——
Tax Credit Investments	$58.18M-4.3%	$60.81M-4.1%	$63.38M-4.1%	$66.08M-4.2%	$68.99M-4.0%
Time Deposit Maturities, Year Four	——	$20.46M—	——	——	——
2027	——	$1.58B—	——	——	——
Time Deposit Maturities, Year Three	——	$30.95M—	——	——	——
Time Deposit Maturities, Year Two	——	$58.58M—	——	——	——
Time Deposits	$1.66B-1.8%	$1.69B+1.2%	$1.67B+3.3%	$1.61B-0.5%	$1.62B+4.9%
Time Deposits, at or Above FDIC Insurance Limit	——	$394.2M—	——	——	——
Treasury stock, shares (in shares)	$1.01M+12.3%	$902.15K+58.3%	$569.92K-0.4%	$571.98K-3.0%	$589.84K-5.3%
Unamortized Debt Issuance Expense	$1.38M+2.4%	$1.35M—	$0-100%	$40K-51.8%	$83K-47.5%
Penalties and interest accrued on unrecognized tax benefits	——	$0—	——	——	——
Remainder of Fiscal Year 2024	$281K—	——	$100K-50.7%	$203K-34.1%	$308K—
Remainder of Fiscal Year 2025	$281K—	——	$100K-50.7%	$203K-34.1%	$308K—
Weighted-Average Discount Rate	——	5.3%—	——	——	——

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What are Financial Institutions's total assets?: Financial Institutions (FISI) holds $6.3B in total assets, down 0.7% year over year.
How much debt does Financial Institutions have?: Financial Institutions carries $224.6M in total debt against $631.7M of shareholders' equity, a debt-to-equity ratio of 0.36.
How much cash does Financial Institutions have?: Financial Institutions holds $85.5M in cash and equivalents.
Where does Financial Institutions's balance sheet data come from?: Every line is extracted from Financial Institutions's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.