Republic Bancorp RBCAA Business Segments
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Revenue by Business | ||||||
| Republic Credit Solutions Division | $16.53M+6.8% | $15.47M-5.5% | $16.38M+0.1% | $16.36M+5.0% | $15.59M-4.8% | |
| Republic Payment Solutions | $3.82M-1.5% | $3.88M-2.5% | $3.98M-7.5% | $4.3M-9.7% | $4.76M+40.3% | |
| Tax Refund Solutions | $21.04M+4,473% | $460K-67.9% | $1.44M-48.5% | $2.79M-93.6% | $43.76M+1,720% | |
| Warehouse Lending | $3.92M-7.8% | $4.26M+11.3% | $3.83M+7.1% | $3.57M+17.2% | $3.05M-18.5% | |
| Net Income Loss by Business | ||||||
| Republic Credit Solutions Division | $7.04M+11.6% | $6.31M-12.7% | $7.22M+2.6% | $7.04M-4.9% | $7.4M+21.2% | |
| Republic Payment Solutions | $2.06M+2.3% | $2.01M-10.4% | $2.25M-8.0% | $2.44M-15.7% | $2.9M+68.8% | |
| Tax Refund Solutions | $9.71M— | $0-100% | $459K-86.1% | $3.31M-83.1% | $19.61M— | |
| Warehouse Lending | $2.51M+11.7% | $2.24M-4.6% | $2.35M+28.3% | $1.83M+11.2% | $1.65M-27.4% | |
| Noninterest Income Other Operating Income Segment Reporting by Business | ||||||
| Republic Credit Solutions Division | $1K0.0% | $1K0.0% | $1K— | $0-100% | $1K0.0% | |
| Republic Payment Solutions | $2K-98.7% | $150K+14,900% | $1K0.0% | $1K— | $0-100% | |
| Tax Refund Solutions | $83K+388% | $17K-55.3% | $38K-75.6% | $156K+189% | $54K+260% | |
| Warehouse Lending | $24K+26.3% | $19K-9.5% | $21K-8.7% | $23K+15.0% | $20K0.0% | |
| Segment Reporting Other Item Amount by Business | ||||||
| Republic Credit Solutions Division | $124K+29.2% | $96K+29.7% | $74K-36.2% | $116K+9.4% | $106K-73.5% | |
| Republic Payment Solutions | $154K+19.4% | $129K-18.4% | $158K+41.1% | $112K-34.5% | $171K-24.0% | |
| Tax Refund Solutions | $527K-1.9% | $537K+85.8% | $289K+17.5% | $246K-65.1% | $704K-4.2% | |
| Warehouse Lending | $134K-22.1% | $172K+19.4% | $144K+2.1% | $141K+23.7% | $114K-34.9% | |
| Noninterest Income by Business | ||||||
| Republic Credit Solutions Division | $3.77M-0.2% | $3.78M-8.0% | $4.11M+10.5% | $3.72M+21.6% | $3.06M-12.1% | |
| Republic Payment Solutions | $778K-4.5% | $815K+4.2% | $782K+6.3% | $736K-4.0% | $767K-4.6% | |
| Tax Refund Solutions | $9.61M+7,586% | $125K-89.2% | $1.16M-57.6% | $2.72M-80.5% | $13.95M+8,727% | |
| Warehouse Lending | $24K+26.3% | $19K-9.5% | $21K-8.7% | $23K+15.0% | $20K0.0% | |
| Net Revenue Concentration Percentage by Business | ||||||
| Republic Credit Solutions Division | 14%— | —— | 18%+1.0pp | 17%+6.0pp | 11%+10.0pp | |
| Republic Payment Solutions | 3%— | —— | 4%-1.0pp | 5%+1.0pp | 4%— | |
| Tax Refund Solutions | 17%— | —— | 2%-1.0pp | 3%-29.0pp | 32%— | |
| Warehouse Lending | 3%+2.0pp | 1%-3.0pp | 4%0.0pp | 4%+2.0pp | 2%— | |
| Income Tax Expense Benefit by Business | ||||||
| Republic Credit Solutions Division | $1.97M+10.6% | $1.78M-12.0% | $2.02M+2.6% | $1.97M-4.9% | $2.07M+20.9% | |
| Republic Payment Solutions | $576K+1.2% | $569K-8.8% | $624K-8.1% | $679K-15.8% | $806K+62.2% | |
| Tax Refund Solutions | $2.72M— | $0-100% | $95K-89.5% | $901K-83.6% | $5.5M— | |
| Warehouse Lending | $792K+21.3% | $653K-4.5% | $684K+28.3% | $533K+11.0% | $480K-27.4% | |
| Number Of Reportable Segments by Business | ||||||
| Core Banking Activities | 2— | —— | —— | —— | 2— | |
| Republic Processing Group | 3— | —— | —— | —— | 3— | |
| Interest Income Expense Net by Business | ||||||
| Republic Credit Solutions Division | $12.76M+9.1% | $11.69M-4.7% | $12.27M-3.0% | $12.65M+0.9% | $12.53M-2.8% | |
| Republic Payment Solutions | $3.04M-0.8% | $3.06M-4.2% | $3.19M-10.4% | $3.56M-10.8% | $3.99M+54.2% | |
| Tax Refund Solutions | $11.43M+3,312% | $335K+19.6% | $280K+352% | $62K-99.8% | $29.81M+1,227% | |
| Warehouse Lending | $3.9M-8.0% | $4.24M+11.4% | $3.81M+7.2% | $3.55M+17.2% | $3.03M-18.6% | |
| Occupancy Net by Business | ||||||
| Republic Credit Solutions Division | $5K0.0% | $5K0.0% | $5K0.0% | $5K0.0% | $5K-28.6% | |
| Republic Payment Solutions | $6K+20.0% | $5K0.0% | $5K0.0% | $5K0.0% | $5K-28.6% | |
| Tax Refund Solutions | $67K+6.3% | $63K+3.3% | $61K+1.7% | $60K-1.6% | $61K-25.6% | |
| Warehouse Lending | $31K-3.1% | $32K-5.9% | $34K+13.3% | $30K0.0% | $30K— | |
| Total Assets by Business | ||||||
| Republic Credit Solutions Division | $142.89M+15.9% | $123.24M+3.3% | $119.31M-8.7% | $130.7M+0.6% | $129.88M-2.9% | |
| Republic Payment Solutions | $349.83M+11.1% | $314.81M+1.5% | $310.22M-10.5% | $346.59M-10.3% | $386.36M+15.2% | |
| Tax Refund Solutions | $69.71M+117% | $32.17M+41.9% | $22.67M-30.8% | $32.77M-82.9% | $192.04M-11.8% | |
| Warehouse Lending | $629.88M-16.5% | $754.56M+23.7% | $610.16M-9.2% | $672.17M+18.0% | $569.86M+3.3% | |
| Noninterest Expense by Business | ||||||
| Republic Credit Solutions Division | $3.48M+9.9% | $3.17M+0.1% | $3.16M+33.6% | $2.37M-24.8% | $3.15M-14.2% | |
| Republic Payment Solutions | $1.18M-8.8% | $1.29M+17.0% | $1.11M-6.3% | $1.18M+11.2% | $1.06M-10.3% | |
| Tax Refund Solutions | $3.27M+17.0% | $2.79M+18.8% | $2.35M-6.2% | $2.5M-22.3% | $3.22M+14.4% | |
| Warehouse Lending | $936K-6.4% | $1M+5.8% | $945K-0.6% | $951K+9.1% | $872K-4.9% | |
| Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest by Business | ||||||
| Republic Credit Solutions Division | $9.01M+11.4% | $8.09M-12.5% | $9.25M+2.6% | $9.02M-4.9% | $9.48M+21.1% | |
| Republic Payment Solutions | $2.64M+2.1% | $2.58M-10.0% | $2.87M-8.0% | $3.12M-15.7% | $3.7M+67.3% | |
| Tax Refund Solutions | $12.43M— | $0-100% | $554K-86.9% | $4.21M-83.2% | $25.11M— | |
| Warehouse Lending | $3.3M+13.9% | $2.9M-4.5% | $3.04M+28.3% | $2.37M+11.1% | $2.13M-27.4% | |
| Fees And Commissions Programs by Business | ||||||
| Republic Credit Solutions Division | $3.77M-0.2% | $3.78M-8.0% | $4.11M+10.5% | $3.72M+21.6% | $3.06M-12.1% | |
| Republic Payment Solutions | $776K+16.7% | $665K-14.9% | $781K+6.3% | $735K-4.2% | $767K-4.4% | |
| Marketing Expense by Business | ||||||
| Republic Credit Solutions Division | $1.13M+45.4% | $778K-22.7% | $1.01M+10,170% | -$10K-101% | $1.02M-9.4% | |
| Tax Refund Solutions | $57K+32.6% | $43K-8.5% | $47K-54.4% | $103K+37.3% | $75K-24.2% | |
| Financing Receivable And Net Investment In Lease Excluding Accrued Interest Before Allowance For Credit Loss by Business | ||||||
| Republic Credit Solutions Division | $131.68M+16.0% | $113.55M+0.5% | $112.95M-5.1% | $119M+1.1% | $117.75M-8.5% | |
| Tax Refund Solutions | $9.16M-71.7% | $32.4M+10,995% | $292K+207% | $95K-99.7% | $36.19M-81.0% | |
| Warehouse Lending | $629.85M-16.5% | $754.09M+23.7% | $609.83M-9.2% | $671.77M+18.0% | $569.5M+3.4% | |
| Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal by Business | ||||||
| Republic Credit Solutions Division | $4.04M— | —— | $3.97M-20.3% | $4.98M+67.9% | $2.97M— | |
| Tax Refund Solutions | $5.32M— | $0+100% | -$1.45M+63.0% | -$3.93M-126% | $15.34M+101% | |
| Warehouse Lending | -$311K-186% | $360K+334% | -$154K-160% | $255K+443% | $47K— | |
| Labor And Related Expense by Business | ||||||
| Republic Credit Solutions Division | $1.23M-10.1% | $1.37M+25.5% | $1.09M-9.2% | $1.2M+14.2% | $1.05M-9.4% | |
| Republic Payment Solutions | $999K-9.7% | $1.11M+20.7% | $916K-11.5% | $1.04M+19.4% | $867K-2.0% | |
| Tax Refund Solutions | $2.53M+22.3% | $2.07M+11.3% | $1.86M-5.5% | $1.96M-10.7% | $2.2M+24.2% | |
| Warehouse Lending | $723K-3.9% | $752K+4.6% | $719K-2.2% | $735K+6.1% | $693K-3.1% | |
| Financing Receivable And Net Investment In Lease Excluding Accrued Interest Allowance For Credit Loss Recovery by Business | ||||||
| Core Banking Activities | $155K+91.4% | $81K0.0% | $81K-48.4% | $157K+16.3% | $135K+108% | |
| Traditional Banking | $155K+91.4% | $81K0.0% | $81K-48.4% | $157K+16.3% | $135K+182% | |
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss by Business | ||||||
| Republic Credit Solutions Division | $131.68M+16.0% | $113.55M+0.5% | $112.95M-5.1% | $119M+1.1% | $117.75M-8.5% | |
| Tax Refund Solutions | $8.46M-56.6% | $19.47M+6,569% | $292K+207% | $95K-99.7% | $30.34M-78.1% | |
| Warehouse Lending | $629.85M-16.5% | $754.09M+23.7% | $609.83M-9.2% | $671.77M+18.0% | $569.5M+3.4% | |
| Financing Receivable And Net Investment In Lease Excluding Accrued Interest Credit Loss Expense Reversal by Business | ||||||
| Core Banking Activities | $394K-93.9% | $6.42M+1,441% | -$479K-162% | $772K+207% | -$722K-294% | |
| Traditional Banking | $705K-88.4% | $6.06M+1,965% | -$325K-163% | $517K+167% | -$769K-259% | |
| Gain Loss On Sale Of Loans And Leases by Business | ||||||
| Core Banking Activities | $5.85M— | —— | —— | —— | —— | |
| Traditional Banking | $5.85M— | —— | —— | —— | —— | |
| Financing Receivable And Net Investment In Lease Allowance For Credit Loss Excluding Accrued Interest by Business | ||||||
| Core Banking Activities | $65.61M+0.1% | $65.54M+9.2% | $60M-1.2% | $60.73M+0.8% | $60.27M-1.4% | |
| Traditional Banking | $64.04M+0.6% | $63.66M+8.9% | $58.48M-1.0% | $59.06M+0.3% | $58.85M-1.5% | |
| Deposits Domestic by Business | ||||||
| Republic Credit Solutions Division | $59.31M+1.1% | $58.69M-1.2% | $59.43M+14.2% | $52.03M-12.0% | $59.15M+13.5% | |
| Republic Payment Solutions | $349.83M+11.1% | $314.81M+1.5% | $310.22M-10.5% | $346.59M-10.3% | $386.36M+15.3% | |
| Tax Refund Solutions | $63.28M+209% | $20.46M-9.5% | $22.61M-27.9% | $31.37M-82.4% | $178.51M-17.7% | |
| Warehouse Lending | $40.08M-10.7% | $44.88M+22.7% | $36.57M-3.0% | $37.7M-5.6% | $39.96M+16.1% | |
| Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Recovery by Business | ||||||
| Republic Credit Solutions Division | $301K— | —— | $369K-2.9% | $380K+8.6% | $350K— | |
| Tax Refund Solutions | $669K-25.2% | $894K-38.5% | $1.45M-51.7% | $3.01M+335% | $691K-67.9% | |
| Financing Receivable And Net Investment In Lease Excluding Accrued Interest Allowance For Credit Loss Writeoff by Business | ||||||
| Core Banking Activities | $481K-49.9% | $960K+189% | $332K-29.4% | $470K+73.4% | $271K-38.5% | |
| Traditional Banking | $481K-49.9% | $960K+189% | $332K-29.4% | $470K+73.4% | $271K-38.5% | |
| Mortgage Banking Income by Business | ||||||
| Core Banking Activities | $1.83M+12.7% | $1.62M-21.5% | $2.06M+8.9% | $1.9M+4.1% | $1.82M+25.2% | |
| Traditional Banking | $1.83M+12.7% | $1.62M-21.5% | $2.06M+8.9% | $1.9M+4.1% | $1.82M+25.2% | |
| Communications And Information Technology by Business | ||||||
| Republic Credit Solutions Division | $987K+7.6% | $917K-6.8% | $984K-6.6% | $1.05M+9.8% | $959K-1.0% | |
| Republic Payment Solutions | $20K+5.3% | $19K-26.9% | $26K-3.7% | $27K+58.8% | $17K— | |
| Tax Refund Solutions | $89K+8.5% | $82K-14.6% | $96K-27.3% | $132K-28.6% | $185K+40.2% | |
| Warehouse Lending | $48K+9.1% | $44K-8.3% | $48K+6.7% | $45K+28.6% | $35K-5.4% | |
| Noninterest Bearing Deposit Liabilities Domestic by Business | ||||||
| Core Banking Activities | $1.16B+5.7% | $1.1B-5.8% | $1.17B+1.6% | $1.15B+0.2% | $1.15B+2.3% | |
| Republic Processing Group | $111.02M+55.4% | $71.42M+3.1% | $69.25M-3.2% | $71.51M-68.3% | $225.88M+167% | |
| Interest Bearing Deposit Liabilities Domestic by Business | ||||||
| Core Banking Activities | $3.87B+4.5% | $3.71B-1.8% | $3.78B+1.1% | $3.74B+2.8% | $3.63B+4.3% | |
| Republic Processing Group | $361.4M+12.0% | $322.55M-0.1% | $323.01M-9.9% | $358.49M-10.0% | $398.14M-23.4% | |
| Financing Receivable Recorded Investment Nonaccrual Status by Business | ||||||
| Core Banking Activities | $31.78M+33.5% | $23.81M+10.4% | $21.57M+0.2% | $21.54M-5.2% | $22.73M+0.5% | |
| Traditional Banking | $31.78M+33.5% | $23.81M+10.4% | $21.57M+0.2% | $21.54M-5.2% | $22.73M+0.5% | |
| Provision For Loan Lease And Other Losses by Business | ||||||
| Republic Credit Solutions Division | $4.04M-4.1% | $4.22M+6.3% | $3.97M-20.3% | $4.98M+67.9% | $2.97M-39.2% | |
| Tax Refund Solutions | $5.34M— | $0+100% | -$1.47M+62.7% | -$3.93M-125% | $15.43M+100% | |
| Warehouse Lending | -$311K-186% | $360K+334% | -$154K-160% | $255K+443% | $47K— | |
| Interest Bearing Domestic Deposit Money Market by Business | ||||||
| Core Banking Activities | $1.56B+3.9% | $1.5B-1.1% | $1.51B+9.1% | $1.39B+1.9% | $1.36B+5.2% | |
| Republic Processing Group | $24.69M+7.5% | $22.97M-0.7% | $23.14M-3.9% | $24.09M+8.1% | $22.29M-1.6% | |
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest by Business | ||||||
| Republic Credit Solutions Division | $19.88M+2.1% | $19.48M-2.0% | $19.86M-5.5% | $21.03M+4.9% | $20.05M-4.5% | |
| Tax Refund Solutions | $6.28M+2,023% | $296K+29,500% | $1K— | —— | $25.82M+164% | |
| Warehouse Lending | $1.57M-16.5% | $1.88M+23.7% | $1.52M-9.2% | $1.68M+17.9% | $1.42M+3.4% | |
| Bank Owned Life Insurance Income by Business | ||||||
| Core Banking Activities | $930K-1.8% | $947K-8.5% | $1.04M+26.1% | $821K+3.5% | $793K-5.1% | |
| Traditional Banking | $930K-1.8% | $947K-8.5% | $1.04M+26.1% | $821K+3.5% | $793K-5.1% | |
| Interest Bearing Domestic Deposit Brokered by Business | ||||||
| Core Banking Activities | $87.45M0.0% | $87.42M0.0% | $87.38M-60.1% | $218.75M+151% | $87.32M0.0% | |
| Republic Processing Group | $17.07M+34.0% | $12.73M-4.3% | $13.3M-7.2% | $14.34M-16.9% | $17.25M-91.4% | |
| Federal Home Loan Bank Advances Termination Penalties by Business | ||||||
| Core Banking Activities | $2.32M— | —— | —— | —— | —— | |
| Traditional Banking | $2.32M— | —— | —— | —— | —— | |
| Revenue by Product | ||||||
| Credit And Debit Card | $2.87M-0.4% | $2.88M-4.8% | $3.03M-5.3% | $3.2M+4.0% | $3.08M-3.0% | |
| Deposit Account | $3.88M+1.5% | $3.83M+4.9% | $3.65M+4.0% | $3.51M+1.3% | $3.46M-5.3% | |
| Financial Service Other | $579K-65.6% | $1.68M+100% | $840K-33.2% | $1.26M-44.2% | $2.25M+257% | |
| Gain Loss On Other Real Estate Owned | -$50K+5.7% | -$53K-1.9% | -$52K+1.9% | -$53K0.0% | -$53K-1.9% | |
| Transfer Agent | $9.53M+8,719% | $108K-90.3% | $1.12M-56.5% | $2.57M-81.5% | $13.89M+9,615% | |
| Number Of Banks by Geography | ||||||
| Bellevue | 10.0% | 10.0% | 10.0% | 10.0% | 10.0% | |
| Covington | 10.0% | 10.0% | 10.0% | 10.0% | 10.0% | |
| Crestview Hills | 10.0% | 10.0% | 10.0% | 10.0% | 10.0% | |
| Florence | 10.0% | 10.0% | 10.0% | 10.0% | 10.0% | |
| Floyds Knobs | 10.0% | 10.0% | 10.0% | 10.0% | 10.0% | |
| Georgetown | 10.0% | 10.0% | 10.0% | 10.0% | 10.0% | |
| Jeffersonville | 10.0% | 10.0% | 10.0% | 10.0% | 10.0% | |
| Lexington | 50.0% | 50.0% | 50.0% | 50.0% | 50.0% | |
| Metropolitan Cincinnati Ohio | 40.0% | 40.0% | 40.0% | 40.0% | 40.0% | |
| Metropolitan Louisville | 190.0% | 190.0% | 190.0% | 190.0% | 190.0% | |
| Metropolitan Nashville Tennessee | 40.0% | 40.0% | 40.0% | 40.0% | 40.0% | |
| Metropolitan Tampa Florida | 70.0% | 70.0% | 70.0% | 70.0% | 70.0% | |
| New Albany | 10.0% | 10.0% | 10.0% | 10.0% | 10.0% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Republic Bancorp break its business down?
- Republic Bancorp (RBCAA) reports revenue by business across 4 parts — Republic Credit Solutions Division, Republic Payment Solutions, Tax Refund Solutions and Warehouse Lending. Each is extracted from the segment footnotes and tracked over time.
- Where does Republic Bancorp's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Republic Bancorp's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.