Republic Bancorp RBCAA Business Segments
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Revenue by Business | ||||||
| Republic Credit Solutions Division | $64.75M+1.5% | $63.8M-1.4% | $64.7M-1.9% | $65.98M+1.2% | $65.21M+0.3% | |
| Republic Payment Solutions | $15.96M-5.6% | $16.91M+2.9% | $16.43M+1.6% | $16.17M+3.9% | $15.56M+3.2% | |
| Tax Refund Solutions | $25.72M-46.9% | $48.44M-3.9% | $50.38M+0.8% | $50M-3.7% | $51.92M+3.9% | |
| Warehouse Lending | $15.58M+6.0% | $14.7M+3.7% | $14.18M+1.6% | $13.95M+4.8% | $13.31M+6.2% | |
| Net Income Loss by Business | ||||||
| Republic Credit Solutions Division | $27.61M-1.3% | $27.97M+0.7% | $27.77M+3.5% | $26.84M+8.1% | $24.82M+5.4% | |
| Republic Payment Solutions | $8.76M-8.7% | $9.6M+3.2% | $9.3M+0.8% | $9.23M+3.9% | $8.88M+3.8% | |
| Tax Refund Solutions | $13.48M-42.3% | $23.38M— | —— | —— | —— | |
| Warehouse Lending | $8.94M+10.6% | $8.08M-0.3% | $8.11M+4.4% | $7.76M+6.2% | $7.31M+12.5% | |
| Noninterest Income Other Operating Income Segment Reporting by Business | ||||||
| Republic Credit Solutions Division | $3K0.0% | $3K0.0% | $3K0.0% | $3K-25.0% | $4K0.0% | |
| Republic Payment Solutions | $154K+1.3% | $152K+3,700% | $4K-97.3% | $150K0.0% | $150K-0.7% | |
| Tax Refund Solutions | $294K+10.9% | $265K+0.8% | $263K+4.4% | $252K+47.4% | $171K-5.0% | |
| Warehouse Lending | $87K+4.8% | $83K-1.2% | $84K+6.3% | $79K+14.5% | $69K+11.3% | |
| Segment Reporting Other Item Amount by Business | ||||||
| Republic Credit Solutions Division | $410K+4.6% | $392K-43.7% | $696K+4.7% | $665K-4.2% | $694K+6.1% | |
| Republic Payment Solutions | $553K-3.0% | $570K-14.4% | $666K-3.8% | $692K-1.6% | $703K-0.6% | |
| Tax Refund Solutions | $1.6M-10.0% | $1.78M-10.0% | $1.97M+5.9% | $1.86M+3.3% | $1.81M-31.9% | |
| Warehouse Lending | $591K+3.5% | $571K-0.5% | $574K+6.7% | $538K+1.3% | $531K-3.5% | |
| Noninterest Income by Business | ||||||
| Republic Credit Solutions Division | $15.38M+4.9% | $14.66M+2.1% | $14.36M-0.5% | $14.43M+0.5% | $14.35M-2.4% | |
| Republic Payment Solutions | $3.11M+0.4% | $3.1M+0.4% | $3.09M-4.7% | $3.24M-0.8% | $3.27M-0.2% | |
| Tax Refund Solutions | $13.61M-24.2% | $17.95M-0.2% | $17.98M+3.1% | $17.44M-6.3% | $18.6M+19.7% | |
| Warehouse Lending | $87K+4.8% | $83K-1.2% | $84K+6.3% | $79K+14.5% | $69K+11.3% | |
| Net Revenue Concentration Percentage by Business | ||||||
| Warehouse Lending | 12%+1.0pp | 11%— | —— | —— | —— | |
| Income Tax Expense Benefit by Business | ||||||
| Republic Credit Solutions Division | $7.75M-1.3% | $7.85M+0.8% | $7.79M+3.7% | $7.51M+8.0% | $6.96M+3.3% | |
| Republic Payment Solutions | $2.45M-8.6% | $2.68M+2.8% | $2.61M+1.1% | $2.58M+4.2% | $2.47M+1.9% | |
| Tax Refund Solutions | $3.72M-42.8% | $6.49M— | —— | —— | —— | |
| Warehouse Lending | $2.66M+13.3% | $2.35M-0.3% | $2.36M+4.4% | $2.26M+6.1% | $2.13M+12.5% | |
| Interest Income Expense Net by Business | ||||||
| Republic Credit Solutions Division | $49.37M+0.5% | $49.14M-2.4% | $50.35M-2.3% | $51.56M+1.4% | $50.86M+1.1% | |
| Republic Payment Solutions | $12.85M-6.9% | $13.81M+3.5% | $13.34M+3.2% | $12.93M+5.1% | $12.3M+4.1% | |
| Tax Refund Solutions | $12.11M-60.3% | $30.49M-5.9% | $32.4M-0.5% | $32.56M-2.3% | $33.32M-3.2% | |
| Warehouse Lending | $15.49M+6.0% | $14.62M+3.7% | $14.1M+1.6% | $13.88M+4.8% | $13.24M+6.2% | |
| Occupancy Net by Business | ||||||
| Republic Credit Solutions Division | $20K0.0% | $20K-9.1% | $22K-8.3% | $24K-7.7% | $26K-7.1% | |
| Republic Payment Solutions | $21K+5.0% | $20K-9.1% | $22K-8.3% | $24K-7.7% | $26K-7.1% | |
| Tax Refund Solutions | $251K+2.4% | $245K-7.2% | $264K-8.3% | $288K-8.0% | $313K-8.5% | |
| Warehouse Lending | $127K+0.8% | $126K— | —— | —— | —— | |
| Total Assets by Business | ||||||
| Republic Credit Solutions Division | $516.14M+2.6% | $503.13M-2.1% | $513.66M-4.4% | $537.48M-1.8% | $547.41M-0.5% | |
| Republic Payment Solutions | $1.32B-2.7% | $1.36B-1.5% | $1.38B-4.0% | $1.44B-1.1% | $1.45B-1.4% | |
| Tax Refund Solutions | $157.32M-43.7% | $279.65M-39.9% | $465.14M-0.8% | $468.97M+0.1% | $468.31M+22.4% | |
| Warehouse Lending | $2.67B+2.3% | $2.61B+8.4% | $2.4B+0.6% | $2.39B+5.4% | $2.27B+4.9% | |
| Noninterest Expense by Business | ||||||
| Republic Credit Solutions Division | $12.17M+2.8% | $11.84M-4.1% | $12.34M-0.8% | $12.44M-11.3% | $14.02M-0.6% | |
| Republic Payment Solutions | $4.76M+2.6% | $4.64M+2.5% | $4.53M+3.6% | $4.37M+3.8% | $4.21M+2.6% | |
| Tax Refund Solutions | $10.91M+0.4% | $10.87M-0.3% | $10.89M+0.9% | $10.8M+4.7% | $10.32M-11.1% | |
| Warehouse Lending | $3.83M+1.7% | $3.77M+2.3% | $3.69M+1.5% | $3.63M+0.7% | $3.61M-0.2% | |
| Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest by Business | ||||||
| Republic Credit Solutions Division | $35.36M-1.3% | $35.83M+0.7% | $35.56M+3.5% | $34.35M+8.1% | $31.78M+4.9% | |
| Republic Payment Solutions | $11.21M-8.7% | $12.27M+3.1% | $11.9M+0.9% | $11.8M+3.9% | $11.36M+3.4% | |
| Tax Refund Solutions | $17.2M-42.4% | $29.88M— | —— | —— | —— | |
| Warehouse Lending | $11.6M+11.2% | $10.43M-0.3% | $10.46M+4.4% | $10.02M+6.1% | $9.44M+12.5% | |
| Fees And Commissions Programs by Business | ||||||
| Republic Credit Solutions Division | $15.38M+4.9% | $14.66M+2.1% | $14.36M-0.5% | $14.42M+0.5% | $14.35M-2.4% | |
| Republic Payment Solutions | $2.96M+0.3% | $2.95M-4.4% | $3.09M-0.2% | $3.09M-0.8% | $3.12M-0.2% | |
| Marketing Expense by Business | ||||||
| Republic Credit Solutions Division | $2.91M+3.8% | $2.8M-11.2% | $3.15M-5.1% | $3.32M-34.5% | $5.07M-4.9% | |
| Tax Refund Solutions | $250K-6.7% | $268K-17.3% | $324K-26.7% | $442K+39.0% | $318K-20.1% | |
| Financing Receivable And Net Investment In Lease Excluding Accrued Interest Before Allowance For Credit Loss by Business | ||||||
| Republic Credit Solutions Division | $477.17M+3.0% | $463.24M-3.2% | $478.43M-4.3% | $500.04M-1.4% | $507.04M-2.3% | |
| Tax Refund Solutions | $41.94M-39.2% | $68.97M-69.7% | $227.37M0.0% | $227.38M0.0% | $227.37M-8.6% | |
| Warehouse Lending | $2.67B+2.3% | $2.61B+8.5% | $2.4B+0.6% | $2.39B+5.4% | $2.26B+4.9% | |
| Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal by Business | ||||||
| Tax Refund Solutions | -$70K-101% | $9.95M-43.4% | $17.58M+5.1% | $16.73M-14.2% | $19.5M-34.7% | |
| Warehouse Lending | $150K-70.5% | $508K— | —— | —— | —— | |
| Labor And Related Expense by Business | ||||||
| Republic Credit Solutions Division | $4.89M+3.8% | $4.72M+4.6% | $4.51M+1.3% | $4.45M+0.1% | $4.44M-0.2% | |
| Republic Payment Solutions | $4.06M+3.4% | $3.92M+6.0% | $3.7M+4.5% | $3.54M+5.3% | $3.37M+3.0% | |
| Tax Refund Solutions | $8.41M+4.0% | $8.08M+3.8% | $7.79M+1.4% | $7.68M+3.3% | $7.43M-4.5% | |
| Warehouse Lending | $2.93M+1.0% | $2.9M+1.3% | $2.86M+0.8% | $2.84M+0.2% | $2.83M-0.4% | |
| Financing Receivable And Net Investment In Lease Excluding Accrued Interest Allowance For Credit Loss Recovery by Business | ||||||
| Core Banking Activities | $474K+4.4% | $454K+132% | -$1.4M-43.2% | -$980K+5.5% | -$1.04M+24.5% | |
| Traditional Banking | $474K+4.4% | $454K+117% | $209K-66.9% | $632K+9.9% | $575K+142% | |
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss by Business | ||||||
| Republic Credit Solutions Division | $477.17M+3.0% | $463.24M-3.2% | $478.43M-4.3% | $500.04M-1.4% | $507.04M— | |
| Tax Refund Solutions | $28.32M-43.6% | $50.2M-70.4% | $169.35M0.0% | $169.36M0.0% | $169.35M— | |
| Warehouse Lending | $2.67B+2.3% | $2.61B+8.5% | $2.4B+0.6% | $2.39B+5.4% | $2.26B+4.9% | |
| Financing Receivable And Net Investment In Lease Excluding Accrued Interest Credit Loss Expense Reversal by Business | ||||||
| Core Banking Activities | $7.11M+18.6% | $5.99M+10,614% | -$57K-103% | $2.03M-15.2% | $2.39M-36.8% | |
| Traditional Banking | $6.96M+26.9% | $5.49M+5,998% | -$93K-105% | $1.72M-19.0% | $2.12M-34.7% | |
| Financing Receivable And Net Investment In Lease Allowance For Credit Loss Excluding Accrued Interest by Business | ||||||
| Core Banking Activities | $251.89M+2.2% | $246.55M+1.8% | $242.13M-0.4% | $243.17M-0.2% | $243.67M0.0% | |
| Traditional Banking | $245.24M+2.2% | $240.05M+1.7% | $236.14M-0.5% | $237.21M-0.3% | $238.02M-0.1% | |
| Deposits Domestic by Business | ||||||
| Republic Credit Solutions Division | $229.47M+0.1% | $229.3M+3.0% | $222.71M+2.4% | $217.54M-9.6% | $240.68M-4.9% | |
| Republic Payment Solutions | $1.32B-2.7% | $1.36B-1.5% | $1.38B-4.0% | $1.44B-1.1% | $1.45B+3.7% | |
| Tax Refund Solutions | $137.72M-45.6% | $252.96M-43.7% | $449.49M-0.8% | $453.29M-0.1% | $453.87M+1.5% | |
| Warehouse Lending | $159.23M+0.1% | $159.11M+7.0% | $148.65M-0.3% | $149.09M+2.1% | $146.05M+3.4% | |
| Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Recovery by Business | ||||||
| Tax Refund Solutions | $6.03M-0.4% | $6.05M-17.3% | $7.31M-10.5% | $8.17M-8.8% | $8.95M+4.9% | |
| Financing Receivable And Net Investment In Lease Excluding Accrued Interest Allowance For Credit Loss Writeoff by Business | ||||||
| Core Banking Activities | $2.24M+10.3% | $2.03M+34.3% | $1.51M-56.6% | $3.49M+4.1% | $3.35M-3.2% | |
| Traditional Banking | $2.24M+10.3% | $2.03M+34.3% | $1.51M-56.6% | $3.49M+4.1% | $3.35M-3.2% | |
| Mortgage Banking Income by Business | ||||||
| Core Banking Activities | $7.41M+0.1% | $7.4M+2.3% | $7.24M0.0% | $7.23M+4.1% | $6.95M+27.8% | |
| Traditional Banking | $7.41M+0.1% | $7.4M+2.3% | $7.24M0.0% | $7.23M+4.1% | $6.95M+27.8% | |
| Communications And Information Technology by Business | ||||||
| Republic Credit Solutions Division | $3.94M+0.7% | $3.91M-1.3% | $3.97M-0.4% | $3.98M+5.0% | $3.79M+4.1% | |
| Republic Payment Solutions | $92K+3.4% | $89K— | —— | —— | —— | |
| Tax Refund Solutions | $399K-19.4% | $495K-9.2% | $545K+3.4% | $527K+17.9% | $447K+4.0% | |
| Warehouse Lending | $185K+7.6% | $172K+4.2% | $165K+2.5% | $161K+1.9% | $158K+9.0% | |
| Noninterest Bearing Deposit Liabilities Domestic by Business | ||||||
| Core Banking Activities | $4.59B+0.3% | $4.57B-0.5% | $4.59B+0.3% | $4.58B-0.4% | $4.6B-0.7% | |
| Republic Processing Group | $323.19M-26.2% | $438.06M-2.9% | $451.19M-6.8% | $484.05M-7.3% | $522.29M+9.8% | |
| Interest Bearing Deposit Liabilities Domestic by Business | ||||||
| Core Banking Activities | $15.09B+1.6% | $14.85B+1.5% | $14.63B+2.0% | $14.35B+2.2% | $14.04B-0.2% | |
| Republic Processing Group | $1.37B-2.6% | $1.4B-12.3% | $1.6B-1.4% | $1.62B-0.1% | $1.62B-0.1% | |
| Financing Receivable Recorded Investment Nonaccrual Status by Business | ||||||
| Core Banking Activities | $98.7M+10.1% | $89.65M+1.3% | $88.46M+2.5% | $86.27M+1.9% | $84.64M+4.3% | |
| Traditional Banking | $98.7M+10.1% | $89.65M+1.3% | $88.46M+2.5% | $86.27M+1.9% | $84.64M+4.3% | |
| Provision For Loan Lease And Other Losses by Business | ||||||
| Republic Credit Solutions Division | $17.22M+6.7% | $16.14M-4.0% | $16.8M-12.5% | $19.2M-1.1% | $19.41M-5.9% | |
| Tax Refund Solutions | -$57K-101% | $10.03M-43.4% | $17.73M+5.0% | $16.89M-14.0% | $19.64M-34.5% | |
| Warehouse Lending | $150K-70.5% | $508K— | —— | —— | —— | |
| Interest Bearing Domestic Deposit Money Market by Business | ||||||
| Core Banking Activities | $5.95B+3.4% | $5.76B+3.6% | $5.56B+5.3% | $5.28B+4.9% | $5.03B+6.0% | |
| Republic Processing Group | $94.9M+2.6% | $92.5M+0.4% | $92.17M-1.3% | $93.35M+0.2% | $93.14M+3.2% | |
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest by Business | ||||||
| Republic Credit Solutions Division | $80.25M-0.2% | $80.42M-1.8% | $81.93M-1.5% | $83.19M+1.9% | $81.61M+2.2% | |
| Warehouse Lending | $6.65M+2.3% | $6.5M+8.5% | $5.99M+0.6% | $5.96M+5.4% | $5.65M+4.9% | |
| Bank Owned Life Insurance Income by Business | ||||||
| Core Banking Activities | $3.73M+3.8% | $3.6M+3.2% | $3.49M+6.4% | $3.28M+0.9% | $3.25M+1.2% | |
| Traditional Banking | $3.73M+3.8% | $3.6M+3.2% | $3.49M+6.4% | $3.28M+0.9% | $3.25M+1.2% | |
| Interest Bearing Domestic Deposit Brokered by Business | ||||||
| Core Banking Activities | $481M0.0% | $480.87M0.0% | $480.73M0.0% | $480.6M+37.7% | $349.08M-42.9% | |
| Republic Processing Group | $57.45M-0.3% | $57.63M-76.5% | $244.86M— | —— | —— | |
| Revenue by Product | ||||||
| Credit And Debit Card | $11.99M-1.7% | $12.19M-2.3% | $12.48M-2.0% | $12.74M-1.2% | $12.89M-0.6% | |
| Deposit Account | $14.86M+2.9% | $14.44M+1.2% | $14.27M-0.3% | $14.31M-0.1% | $14.33M+1.0% | |
| Financial Service Other | $4.36M-27.7% | $6.03M+21.1% | $4.98M-11.0% | $5.59M+6.7% | $5.24M+35.0% | |
| Gain Loss On Other Real Estate Owned | -$208K+1.4% | -$211K-0.5% | -$210K+0.5% | -$211K-2.4% | -$206K0.0% | |
| Transfer Agent | $13.32M-24.7% | $17.69M-0.2% | $17.72M+3.1% | $17.19M-6.8% | $18.43M+20.0% | |
| Number Of Banks by Geography | ||||||
| Bellevue | 40.0% | 40.0% | 40.0% | 40.0% | 40.0% | |
| Covington | 40.0% | 40.0% | 40.0% | 40.0% | 40.0% | |
| Crestview Hills | 40.0% | 40.0% | 40.0% | 40.0% | 40.0% | |
| Florence | 40.0% | 40.0% | 40.0% | 40.0% | 40.0% | |
| Floyds Knobs | 40.0% | 40.0% | 40.0% | 40.0% | 40.0% | |
| Georgetown | 40.0% | 40.0% | 40.0% | 40.0% | 40.0% | |
| Jeffersonville | 40.0% | 40.0% | 40.0% | 40.0% | 40.0% | |
| Lexington | 200.0% | 200.0% | 200.0% | 200.0% | 200.0% | |
| Metropolitan Cincinnati Ohio | 160.0% | 160.0% | 160.0% | 160.0% | 160.0% | |
| Metropolitan Louisville | 760.0% | 760.0% | 760.0% | 760.0% | 760.0% | |
| Metropolitan Nashville Tennessee | 160.0% | 160.0% | 160.0% | 160.0% | 160.0% | |
| Metropolitan Tampa Florida | 280.0% | 280.0% | 280.0% | 280.0% | 280.0% | |
| New Albany | 40.0% | 40.0% | 40.0% | 40.0% | 40.0% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Republic Bancorp break its business down?
- Republic Bancorp (RBCAA) reports revenue by business across 4 parts — Republic Credit Solutions Division, Republic Payment Solutions, Tax Refund Solutions and Warehouse Lending. Each is extracted from the segment footnotes and tracked over time.
- Where does Republic Bancorp's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Republic Bancorp's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
