Republic Bancorp RBCAA Business Segments
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Revenue by Business | |||||
| Republic Credit Solutions Division | $63.8M-1.9% | $65.02M+24.8% | $52.09M+22.6% | $42.49M+0.2% | |
| Republic Payment Solutions | $16.91M+12.1% | $15.08M-19.4% | $18.71M+140% | $7.8M0.0% | |
| Tax Refund Solutions | $48.44M-3.0% | $49.96M+9.4% | $45.65M-18.4% | $55.93M+46.4% | |
| Warehouse Lending | $14.7M+17.3% | $12.53M+32.0% | $9.49M-31.1% | $13.78M-45.5% | |
| Net Income Loss by Business | |||||
| Republic Credit Solutions Division | $27.97M+18.8% | $23.54M+28.2% | $18.37M+7.5% | $17.09M-1.4% | |
| Republic Payment Solutions | $9.6M+12.2% | $8.56M-26.9% | $11.7M+233% | $3.51M+250% | |
| Tax Refund Solutions | $23.38M— | —— | —— | —— | |
| Warehouse Lending | $8.08M+24.2% | $6.5M+37.1% | $4.74M-45.8% | $8.75M-45.4% | |
| Noninterest Income Other Operating Income Segment Reporting by Business | |||||
| Republic Credit Solutions Division | $3K-25.0% | $4K— | —— | —— | |
| Republic Payment Solutions | $152K+0.7% | $151K-4.4% | $158K+51.9% | $104K+1,200% | |
| Tax Refund Solutions | $265K+47.2% | $180K-47.2% | $341K-19.6% | $424K+21.8% | |
| Warehouse Lending | $83K+33.9% | $62K+40.9% | $44K-12.0% | $50K-12.3% | |
| Segment Reporting Other Item Amount by Business | |||||
| Republic Credit Solutions Division | $392K-40.1% | $654K-4.0% | $681K+1.2% | $673K— | |
| Republic Payment Solutions | $570K-19.4% | $707K+17.4% | $602K+11.7% | $539K— | |
| Tax Refund Solutions | $1.78M-33.0% | $2.65M-4.3% | $2.77M+21.1% | $2.29M— | |
| Warehouse Lending | $571K+3.8% | $550K+17.5% | $468K+15.0% | $407K— | |
| Noninterest Income by Business | |||||
| Republic Credit Solutions Division | $14.66M-0.3% | $14.7M+14.5% | $12.84M-3.5% | $13.3M-0.1% | |
| Republic Payment Solutions | $3.1M-5.3% | $3.27M+9.6% | $2.99M+0.3% | $2.98M0.0% | |
| Tax Refund Solutions | $17.95M+15.5% | $15.54M-3.4% | $16.09M-56.7% | $37.18M+64.5% | |
| Warehouse Lending | $83K+33.9% | $62K+40.9% | $44K-12.0% | $50K-12.3% | |
| Net Revenue Concentration Percentage by Business | |||||
| Warehouse Lending | 11%— | —— | —— | —— | |
| Income Tax Expense Benefit by Business | |||||
| Republic Credit Solutions Division | $7.85M+16.6% | $6.74M+29.4% | $5.21M+5.7% | $4.92M-6.4% | |
| Republic Payment Solutions | $2.68M+10.3% | $2.43M-26.6% | $3.31M+251% | $942K+238% | |
| Tax Refund Solutions | $6.49M— | —— | —— | —— | |
| Warehouse Lending | $2.35M+24.2% | $1.89M+38.6% | $1.37M-46.2% | $2.54M-48.8% | |
| Interest Income Expense Net by Business | |||||
| Republic Credit Solutions Division | $49.14M-2.3% | $50.32M+28.2% | $39.25M+34.5% | $29.19M+0.3% | |
| Republic Payment Solutions | $13.81M+16.9% | $11.81M-24.9% | $15.73M+226% | $4.82M0.0% | |
| Tax Refund Solutions | $30.49M-11.4% | $34.42M+16.5% | $29.56M— | —— | |
| Warehouse Lending | $14.62M+17.3% | $12.47M+32.0% | $9.45M-31.2% | $13.73M-45.6% | |
| Occupancy Net by Business | |||||
| Republic Credit Solutions Division | $20K-28.6% | $28K+12.0% | $25K+8.7% | $23K— | |
| Republic Payment Solutions | $20K-28.6% | $28K+12.0% | $25K+8.7% | $23K— | |
| Tax Refund Solutions | $245K-28.4% | $342K+4.9% | $326K+4.8% | $311K— | |
| Warehouse Lending | $126K— | —— | $68K+6.3% | $64K— | |
| Total Assets by Business | |||||
| Republic Credit Solutions Division | $503.13M-8.5% | $550.05M+6.2% | $518.17M+20.2% | $430.95M-10.4% | |
| Republic Payment Solutions | $1.36B-7.8% | $1.47B-3.7% | $1.53B— | —— | |
| Tax Refund Solutions | $279.65M-26.9% | $382.67M-3.4% | $396.18M-71.2% | $1.38B-21.5% | |
| Warehouse Lending | $2.61B+20.7% | $2.16B+20.2% | $1.8B-15.7% | $2.13B-35.5% | |
| Noninterest Expense by Business | |||||
| Republic Credit Solutions Division | $11.84M-16.1% | $14.11M+17.7% | $11.99M+42.8% | $8.4M+78.3% | |
| Republic Payment Solutions | $4.64M+13.1% | $4.1M+10.5% | $3.71M+11.1% | $3.34M+22.2% | |
| Tax Refund Solutions | $10.87M-6.4% | $11.61M-3.6% | $12.04M-2.7% | $12.38M-9.1% | |
| Warehouse Lending | $3.77M+4.3% | $3.61M+1.8% | $3.55M-1.6% | $3.6M-14.4% | |
| Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest by Business | |||||
| Republic Credit Solutions Division | $35.83M+18.3% | $30.28M+28.5% | $23.57M+7.1% | $22.01M-2.6% | |
| Republic Payment Solutions | $12.27M+11.8% | $10.98M-26.8% | $15M+237% | $4.46M+247% | |
| Tax Refund Solutions | $29.88M— | —— | —— | —— | |
| Warehouse Lending | $10.43M+24.2% | $8.39M+37.5% | $6.11M-45.9% | $11.29M-46.2% | |
| Fees And Commissions Programs by Business | |||||
| Republic Credit Solutions Division | $14.66M-0.3% | $14.7M+15.2% | $12.76M-4.1% | $13.3M-0.1% | |
| Republic Payment Solutions | $2.95M-5.5% | $3.12M+10.4% | $2.83M-1.6% | $2.87M0.0% | |
| Marketing Expense by Business | |||||
| Republic Credit Solutions Division | $2.8M-47.5% | $5.33M+12.7% | $4.73M+81.4% | $2.61M— | |
| Tax Refund Solutions | $268K-32.7% | $398K-23.9% | $523K+11.3% | $470K— | |
| Financing Receivable And Net Investment In Lease Excluding Accrued Interest Before Allowance For Credit Loss by Business | |||||
| Republic Credit Solutions Division | $463.24M-10.8% | $519.19M— | —— | —— | |
| Tax Refund Solutions | $68.97M-72.3% | $248.69M— | —— | —— | |
| Warehouse Lending | $2.61B+20.7% | $2.16B— | —— | —— | |
| Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal by Business | |||||
| Tax Refund Solutions | $9.95M-66.7% | $29.89M+32.9% | $22.49M+115% | $10.47M+55.7% | |
| Warehouse Lending | $508K— | —— | -$162K+85.5% | -$1.12M— | |
| Labor And Related Expense by Business | |||||
| Republic Credit Solutions Division | $4.72M+5.8% | $4.46M+2.6% | $4.34M+16.6% | $3.72M— | |
| Republic Payment Solutions | $3.92M+20.1% | $3.27M+6.4% | $3.07M+10.5% | $2.78M— | |
| Tax Refund Solutions | $8.08M+3.8% | $7.79M-2.8% | $8.01M-9.8% | $8.88M— | |
| Warehouse Lending | $2.9M+1.9% | $2.85M-2.7% | $2.92M-0.3% | $2.93M— | |
| Financing Receivable And Net Investment In Lease Excluding Accrued Interest Allowance For Credit Loss Recovery by Business | |||||
| Core Banking Activities | $454K+133% | -$1.37M-289% | $726K+132% | -$2.24M— | |
| Traditional Banking | $454K+90.8% | $238K-67.2% | $726K+132% | -$2.24M— | |
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss by Business | |||||
| Republic Credit Solutions Division | $463.24M— | —— | —— | —— | |
| Tax Refund Solutions | $50.2M— | —— | —— | —— | |
| Warehouse Lending | $2.61B+20.7% | $2.16B+20.3% | $1.79B— | —— | |
| Financing Receivable And Net Investment In Lease Excluding Accrued Interest Credit Loss Expense Reversal by Business | |||||
| Core Banking Activities | $5.99M+58.6% | $3.78M+144% | -$8.54M-2,546% | $349K— | |
| Traditional Banking | $5.49M+68.7% | $3.25M+137% | -$8.7M-693% | $1.47M— | |
| Financing Receivable And Net Investment In Lease Allowance For Credit Loss Excluding Accrued Interest by Business | |||||
| Core Banking Activities | $246.55M+1.2% | $243.73M+5.4% | $231.19M+13.0% | $204.61M— | |
| Traditional Banking | $240.05M+0.7% | $238.35M+5.1% | $226.71M+13.8% | $199.28M— | |
| Deposits Domestic by Business | |||||
| Republic Credit Solutions Division | $229.3M-9.4% | $253M— | —— | —— | |
| Republic Payment Solutions | $1.36B-3.0% | $1.4B— | —— | —— | |
| Tax Refund Solutions | $252.96M-43.4% | $447.22M— | —— | —— | |
| Warehouse Lending | $159.11M+12.6% | $141.26M— | —— | —— | |
| Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Recovery by Business | |||||
| Tax Refund Solutions | $6.05M-29.1% | $8.53M+146% | $3.46M— | —— | |
| Financing Receivable And Net Investment In Lease Excluding Accrued Interest Allowance For Credit Loss Writeoff by Business | |||||
| Core Banking Activities | $2.03M-41.3% | $3.46M+156% | $1.35M+2.3% | $1.32M— | |
| Traditional Banking | $2.03M-41.3% | $3.46M+156% | $1.35M+2.3% | $1.32M— | |
| Mortgage Banking Income by Business | |||||
| Core Banking Activities | $7.4M+36.1% | $5.44M+53.5% | $3.54M-42.8% | $6.2M-69.0% | |
| Traditional Banking | $7.4M+36.1% | $5.44M+53.5% | $3.54M-42.8% | $6.2M— | |
| Communications And Information Technology by Business | |||||
| Republic Credit Solutions Division | $3.91M+7.4% | $3.64M+65.0% | $2.21M+61.6% | $1.37M— | |
| Republic Payment Solutions | $89K— | —— | $12K— | —— | |
| Tax Refund Solutions | $495K+15.1% | $430K+5.9% | $406K-5.4% | $429K— | |
| Warehouse Lending | $172K+18.6% | $145K+66.7% | $87K-56.5% | $200K— | |
| Noninterest Bearing Deposit Liabilities Domestic by Business | |||||
| Core Banking Activities | $4.57B-1.3% | $4.63B-14.0% | $5.39B-15.2% | $6.35B-2.0% | |
| Republic Processing Group | $438.06M-7.9% | $475.69M-74.5% | $1.86B-1.4% | $1.89B+2.0% | |
| Interest Bearing Deposit Liabilities Domestic by Business | |||||
| Core Banking Activities | $14.85B+5.5% | $14.07B+18.5% | $11.88B+8.2% | $10.98B-5.7% | |
| Republic Processing Group | $1.4B-13.7% | $1.62B+545% | $251.64M+660% | $33.1M+55.8% | |
| Financing Receivable Recorded Investment Nonaccrual Status by Business | |||||
| Core Banking Activities | $89.65M+10.4% | $81.17M+15.8% | $70.07M+7.8% | $64.99M-23.0% | |
| Traditional Banking | $89.65M+10.4% | $81.17M+15.8% | $70.07M+7.8% | $64.99M-23.0% | |
| Provision For Loan Lease And Other Losses by Business | |||||
| Republic Credit Solutions Division | $16.14M-21.8% | $20.63M+24.8% | $16.53M+36.8% | $12.08M+43.1% | |
| Tax Refund Solutions | $10.03M-66.6% | $29.98M+32.9% | $22.56M+127% | $9.96M— | |
| Warehouse Lending | $508K— | —— | -$162K+85.5% | -$1.12M— | |
| Interest Bearing Domestic Deposit Money Market by Business | |||||
| Core Banking Activities | $5.76B+21.4% | $4.75B+32.1% | $3.59B+18.1% | $3.04B-3.0% | |
| Republic Processing Group | $92.5M+2.5% | $90.23M+74.6% | $51.68M+56.1% | $33.1M+55.8% | |
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest by Business | |||||
| Republic Credit Solutions Division | $80.42M+0.7% | $79.86M+25.0% | $63.87M+17.0% | $54.57M— | |
| Warehouse Lending | $6.5M+20.7% | $5.39M+20.2% | $4.48M-15.9% | $5.33M— | |
| Bank Owned Life Insurance Income by Business | |||||
| Core Banking Activities | $3.6M+12.1% | $3.21M+18.0% | $2.72M+7.6% | $2.53M+12.7% | |
| Traditional Banking | $3.6M+12.1% | $3.21M+18.0% | $2.72M+7.6% | $2.53M+12.7% | |
| Interest Bearing Domestic Deposit Brokered by Business | |||||
| Core Banking Activities | $480.87M-21.3% | $611.06M— | —— | —— | |
| Republic Processing Group | $57.63M— | —— | —— | —— | |
| Revenue by Product | |||||
| Credit And Debit Card | $12.19M-6.0% | $12.97M-0.7% | $13.06M-0.5% | $13.13M— | |
| Deposit Account | $14.44M+1.8% | $14.19M+2.4% | $13.86M+3.2% | $13.43M+7.0% | |
| Financial Service Other | $6.03M+55.3% | $3.88M-28.6% | $5.44M+55.5% | $3.5M+2.2% | |
| Gain Loss On Other Real Estate Owned | -$211K-2.4% | -$206K+2.4% | -$211K0.0% | -$211K-31.9% | |
| Transfer Agent | $17.69M+15.2% | $15.36M-2.5% | $15.75M-7.8% | $17.08M-15.6% | |
| Number Of Banks by Geography | |||||
| Bellevue | 40.0% | 40.0% | 4— | —— | |
| Covington | 40.0% | 40.0% | 40.0% | 40.0% | |
| Crestview Hills | 40.0% | 40.0% | 40.0% | 40.0% | |
| Florence | 40.0% | 40.0% | 40.0% | 40.0% | |
| Floyds Knobs | 40.0% | 40.0% | 40.0% | 40.0% | |
| Georgetown | 40.0% | 40.0% | 40.0% | 40.0% | |
| Jeffersonville | 40.0% | 40.0% | 40.0% | 40.0% | |
| Lexington | 200.0% | 200.0% | 200.0% | 200.0% | |
| Metropolitan Cincinnati Ohio | 160.0% | 160.0% | 16+100% | 80.0% | |
| Metropolitan Louisville | 760.0% | 76+4.1% | 73+1.4% | 720.0% | |
| Metropolitan Nashville Tennessee | 160.0% | 16+45.5% | 11+37.5% | 80.0% | |
| Metropolitan Tampa Florida | 280.0% | 280.0% | 280.0% | 280.0% | |
| New Albany | 40.0% | 40.0% | 40.0% | 40.0% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Republic Bancorp break its business down?
- Republic Bancorp (RBCAA) reports revenue by business across 4 parts — Republic Credit Solutions Division, Republic Payment Solutions, Tax Refund Solutions and Warehouse Lending. Each is extracted from the segment footnotes and tracked over time.
- Where does Republic Bancorp's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Republic Bancorp's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
