Republic Bancorp RBCAA Business Segments
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Revenue by Business | ||||||
| Republic Credit Solutions Division | $64.75M-0.7% | $63.8M-1.9% | $64.7M+1.6% | $65.98M+10.5% | $65.21M+15.8% | |
| Republic Payment Solutions | $15.96M+2.6% | $16.91M+12.1% | $16.43M-1.8% | $16.17M-9.4% | $15.56M-17.3% | |
| Tax Refund Solutions | $25.72M-50.5% | $48.44M-3.0% | $50.38M+3.7% | $50M+3.6% | $51.92M+7.7% | |
| Warehouse Lending | $15.58M+17.1% | $14.7M+17.3% | $14.18M+28.3% | $13.95M+40.4% | $13.31M+37.7% | |
| Net Income Loss by Business | ||||||
| Republic Credit Solutions Division | $27.61M+11.2% | $27.97M+18.8% | $27.77M+28.2% | $26.84M+32.5% | $24.82M+29.9% | |
| Republic Payment Solutions | $8.76M-1.4% | $9.6M+12.2% | $9.3M-7.2% | $9.23M-15.6% | $8.88M-24.0% | |
| Tax Refund Solutions | $13.48M— | $23.38M— | —— | —— | —— | |
| Warehouse Lending | $8.94M+22.2% | $8.08M+24.2% | $8.11M+47.6% | $7.76M+53.1% | $7.31M+52.1% | |
| Noninterest Income Other Operating Income Segment Reporting by Business | ||||||
| Republic Credit Solutions Division | $3K-25.0% | $3K-25.0% | $3K— | $3K— | $4K— | |
| Republic Payment Solutions | $154K+2.7% | $152K+0.7% | $4K-98.6% | $150K-5.1% | $150K+1.4% | |
| Tax Refund Solutions | $294K+71.9% | $265K+47.2% | $263K+37.0% | $252K+6.3% | $171K-40.8% | |
| Warehouse Lending | $87K+26.1% | $83K+33.9% | $84K+58.5% | $79K+64.6% | $69K+50.0% | |
| Segment Reporting Other Item Amount by Business | ||||||
| Republic Credit Solutions Division | $410K-40.9% | $392K-40.1% | $696K+64.1% | $665K+20.6% | $694K+20.3% | |
| Republic Payment Solutions | $553K-21.3% | $570K-19.4% | $666K+5.3% | $692K+15.5% | $703K+12.2% | |
| Tax Refund Solutions | $1.6M-11.4% | $1.78M-33.0% | $1.97M-24.3% | $1.86M-40.3% | $1.81M-50.2% | |
| Warehouse Lending | $591K+11.3% | $571K+3.8% | $574K+16.7% | $538K+7.4% | $531K+9.7% | |
| Noninterest Income by Business | ||||||
| Republic Credit Solutions Division | $15.38M+7.2% | $14.66M-0.3% | $14.36M-4.8% | $14.43M+1.1% | $14.35M+4.9% | |
| Republic Payment Solutions | $3.11M-4.7% | $3.1M-5.3% | $3.09M-6.4% | $3.24M+5.1% | $3.27M+7.4% | |
| Tax Refund Solutions | $13.61M-26.8% | $17.95M+15.5% | $17.98M+15.1% | $17.44M+13.7% | $18.6M+15.9% | |
| Warehouse Lending | $87K+26.1% | $83K+33.9% | $84K+58.5% | $79K+64.6% | $69K+50.0% | |
| Net Revenue Concentration Percentage by Business | ||||||
| Warehouse Lending | 12%— | 11%— | —— | —— | —— | |
| Income Tax Expense Benefit by Business | ||||||
| Republic Credit Solutions Division | $7.75M+11.4% | $7.85M+16.6% | $7.79M+25.7% | $7.51M+28.7% | $6.96M+26.2% | |
| Republic Payment Solutions | $2.45M-1.0% | $2.68M+10.3% | $2.61M-7.3% | $2.58M-16.6% | $2.47M-25.8% | |
| Tax Refund Solutions | $3.72M— | $6.49M— | —— | —— | —— | |
| Warehouse Lending | $2.66M+25.1% | $2.35M+24.2% | $2.36M+47.8% | $2.26M+53.9% | $2.13M+53.5% | |
| Interest Income Expense Net by Business | ||||||
| Republic Credit Solutions Division | $49.37M-2.9% | $49.14M-2.3% | $50.35M+3.7% | $51.56M+13.5% | $50.86M+19.4% | |
| Republic Payment Solutions | $12.85M+4.5% | $13.81M+16.9% | $13.34M-0.7% | $12.93M-12.5% | $12.3M-22.1% | |
| Tax Refund Solutions | $12.11M-63.7% | $30.49M-11.4% | $32.4M-1.7% | $32.56M-1.1% | $33.32M+3.6% | |
| Warehouse Lending | $15.49M+17.0% | $14.62M+17.3% | $14.1M+28.2% | $13.88M+40.3% | $13.24M+37.7% | |
| Occupancy Net by Business | ||||||
| Republic Credit Solutions Division | $20K-23.1% | $20K-28.6% | $22K-19.3% | $24K-9.4% | $26K+1.0% | |
| Republic Payment Solutions | $21K-19.2% | $20K-28.6% | $22K-19.3% | $24K-9.4% | $26K+1.0% | |
| Tax Refund Solutions | $251K-19.8% | $245K-28.4% | $264K-22.7% | $288K-14.8% | $313K-6.4% | |
| Warehouse Lending | $127K— | $126K— | —— | —— | —— | |
| Total Assets by Business | ||||||
| Republic Credit Solutions Division | $516.14M-5.7% | $503.13M-8.5% | $513.66M-7.7% | $537.48M-1.8% | $547.41M+2.5% | |
| Republic Payment Solutions | $1.32B-9.0% | $1.36B-7.8% | $1.38B-8.3% | $1.44B-4.7% | $1.45B-4.5% | |
| Tax Refund Solutions | $157.32M-66.4% | $279.65M-26.9% | $465.14M+18.1% | $468.97M+17.2% | $468.31M+15.0% | |
| Warehouse Lending | $2.67B+17.6% | $2.61B+20.7% | $2.4B+23.3% | $2.39B+31.9% | $2.27B+25.8% | |
| Noninterest Expense by Business | ||||||
| Republic Credit Solutions Division | $12.17M-13.2% | $11.84M-16.1% | $12.34M-11.8% | $12.44M-10.2% | $14.02M+9.6% | |
| Republic Payment Solutions | $4.76M+13.0% | $4.64M+13.1% | $4.53M+15.9% | $4.37M+14.0% | $4.21M+10.8% | |
| Tax Refund Solutions | $10.91M+5.7% | $10.87M-6.4% | $10.89M-6.4% | $10.8M-7.2% | $10.32M-12.3% | |
| Warehouse Lending | $3.83M+6.3% | $3.77M+4.3% | $3.69M+1.7% | $3.63M+7.5% | $3.61M+4.3% | |
| Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest by Business | ||||||
| Republic Credit Solutions Division | $35.36M+11.3% | $35.83M+18.3% | $35.56M+27.6% | $34.35M+31.7% | $31.78M+29.0% | |
| Republic Payment Solutions | $11.21M-1.3% | $12.27M+11.8% | $11.9M-7.2% | $11.8M-15.8% | $11.36M-24.4% | |
| Tax Refund Solutions | $17.2M— | $29.88M— | —— | —— | —— | |
| Warehouse Lending | $11.6M+22.9% | $10.43M+24.2% | $10.46M+47.6% | $10.02M+53.3% | $9.44M+52.4% | |
| Fees And Commissions Programs by Business | ||||||
| Republic Credit Solutions Division | $15.38M+7.2% | $14.66M-0.3% | $14.36M-4.9% | $14.42M+1.2% | $14.35M+5.3% | |
| Republic Payment Solutions | $2.96M-5.1% | $2.95M-5.5% | $3.09M+2.6% | $3.09M+5.6% | $3.12M+7.7% | |
| Marketing Expense by Business | ||||||
| Republic Credit Solutions Division | $2.91M-42.7% | $2.8M-47.5% | $3.15M-41.4% | $3.32M-38.4% | $5.07M+4.9% | |
| Tax Refund Solutions | $250K-21.4% | $268K-32.7% | $324K-24.6% | $442K+11.8% | $318K-41.9% | |
| Financing Receivable And Net Investment In Lease Excluding Accrued Interest Before Allowance For Credit Loss by Business | ||||||
| Republic Credit Solutions Division | $477.17M-5.9% | $463.24M-10.8% | $478.43M-8.5% | $500.04M— | $507.04M— | |
| Tax Refund Solutions | $41.94M-81.6% | $68.97M-72.3% | $227.37M+9.8% | $227.38M— | $227.37M— | |
| Warehouse Lending | $2.67B+17.7% | $2.61B+20.7% | $2.4B+23.4% | $2.39B— | $2.26B— | |
| Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal by Business | ||||||
| Tax Refund Solutions | -$70K-100% | $9.95M-66.7% | $17.58M-30.0% | $16.73M-34.4% | $19.5M-26.4% | |
| Warehouse Lending | $150K— | $508K— | —— | —— | —— | |
| Labor And Related Expense by Business | ||||||
| Republic Credit Solutions Division | $4.89M+10.1% | $4.72M+5.8% | $4.51M+3.0% | $4.45M+0.3% | $4.44M+2.9% | |
| Republic Payment Solutions | $4.06M+20.5% | $3.92M+20.1% | $3.7M+17.6% | $3.54M+12.1% | $3.37M+9.6% | |
| Tax Refund Solutions | $8.41M+13.1% | $8.08M+3.8% | $7.79M-2.9% | $7.68M-7.3% | $7.43M-13.1% | |
| Warehouse Lending | $2.93M+3.4% | $2.9M+1.9% | $2.86M0.0% | $2.84M-1.9% | $2.83M-2.2% | |
| Financing Receivable And Net Investment In Lease Excluding Accrued Interest Allowance For Credit Loss Recovery by Business | ||||||
| Core Banking Activities | $474K+146% | $454K+133% | -$1.4M-322% | -$980K-483% | -$1.04M-484% | |
| Traditional Banking | $474K-17.6% | $454K+90.8% | $209K-66.9% | $632K+147% | $575K+113% | |
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss by Business | ||||||
| Republic Credit Solutions Division | $477.17M-5.9% | $463.24M— | $478.43M— | $500.04M— | $507.04M— | |
| Tax Refund Solutions | $28.32M-83.3% | $50.2M— | $169.35M— | $169.36M— | $169.35M— | |
| Warehouse Lending | $2.67B+17.7% | $2.61B+20.7% | $2.4B+23.4% | $2.39B+32.0% | $2.26B+25.8% | |
| Financing Receivable And Net Investment In Lease Excluding Accrued Interest Credit Loss Expense Reversal by Business | ||||||
| Core Banking Activities | $7.11M+198% | $5.99M+58.6% | -$57K+99.5% | $2.03M+117% | $2.39M+122% | |
| Traditional Banking | $6.96M+228% | $5.49M+68.7% | -$93K+99.2% | $1.72M+114% | $2.12M+119% | |
| Financing Receivable And Net Investment In Lease Allowance For Credit Loss Excluding Accrued Interest by Business | ||||||
| Core Banking Activities | $251.89M+3.4% | $246.55M+1.2% | $242.13M-0.1% | $243.17M+1.5% | $243.67M+3.6% | |
| Traditional Banking | $245.24M+3.0% | $240.05M+0.7% | $236.14M-0.6% | $237.21M+1.0% | $238.02M+3.2% | |
| Deposits Domestic by Business | ||||||
| Republic Credit Solutions Division | $229.47M-4.7% | $229.3M-9.4% | $222.71M-15.2% | $217.54M— | $240.68M— | |
| Republic Payment Solutions | $1.32B-8.9% | $1.36B-3.0% | $1.38B-3.7% | $1.44B— | $1.45B— | |
| Tax Refund Solutions | $137.72M-69.7% | $252.96M-43.4% | $449.49M-2.0% | $453.29M— | $453.87M— | |
| Warehouse Lending | $159.23M+9.0% | $159.11M+12.6% | $148.65M+5.5% | $149.09M— | $146.05M— | |
| Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Recovery by Business | ||||||
| Tax Refund Solutions | $6.03M-32.7% | $6.05M-29.1% | $7.31M-1.6% | $8.17M+15.7% | $8.95M+159% | |
| Financing Receivable And Net Investment In Lease Excluding Accrued Interest Allowance For Credit Loss Writeoff by Business | ||||||
| Core Banking Activities | $2.24M-33.1% | $2.03M-41.3% | $1.51M-56.4% | $3.49M+133% | $3.35M+139% | |
| Traditional Banking | $2.24M-33.1% | $2.03M-41.3% | $1.51M-56.4% | $3.49M+133% | $3.35M+139% | |
| Mortgage Banking Income by Business | ||||||
| Core Banking Activities | $7.41M+6.6% | $7.4M+36.1% | $7.24M+45.7% | $7.23M+92.5% | $6.95M+128% | |
| Traditional Banking | $7.41M+6.6% | $7.4M+36.1% | $7.24M+45.7% | $7.23M+92.5% | $6.95M+128% | |
| Communications And Information Technology by Business | ||||||
| Republic Credit Solutions Division | $3.94M+3.9% | $3.91M+7.4% | $3.97M+22.9% | $3.98M+43.1% | $3.79M+53.7% | |
| Republic Payment Solutions | $92K— | $89K— | —— | —— | —— | |
| Tax Refund Solutions | $399K-10.7% | $495K+15.1% | $545K+36.4% | $527K+24.6% | $447K-5.4% | |
| Warehouse Lending | $185K+17.1% | $172K+18.6% | $165K+27.2% | $161K+49.8% | $158K+81.1% | |
| Noninterest Bearing Deposit Liabilities Domestic by Business | ||||||
| Core Banking Activities | $4.59B-0.3% | $4.57B-1.3% | $4.59B-3.2% | $4.58B-5.7% | $4.6B-9.7% | |
| Republic Processing Group | $323.19M-38.1% | $438.06M-7.9% | $451.19M-45.6% | $484.05M-58.3% | $522.29M-65.2% | |
| Interest Bearing Deposit Liabilities Domestic by Business | ||||||
| Core Banking Activities | $15.09B+7.5% | $14.85B+5.5% | $14.63B+6.4% | $14.35B+7.7% | $14.04B+10.1% | |
| Republic Processing Group | $1.37B-15.9% | $1.4B-13.7% | $1.6B+20.9% | $1.62B+63.2% | $1.62B+152% | |
| Financing Receivable Recorded Investment Nonaccrual Status by Business | ||||||
| Core Banking Activities | $98.7M+16.6% | $89.65M+10.4% | $88.46M+13.8% | $86.27M+12.8% | $84.64M+15.2% | |
| Traditional Banking | $98.7M+16.6% | $89.65M+10.4% | $88.46M+13.8% | $86.27M+12.8% | $84.64M+15.2% | |
| Provision For Loan Lease And Other Losses by Business | ||||||
| Republic Credit Solutions Division | $17.22M-11.3% | $16.14M-21.8% | $16.8M-22.9% | $19.2M-2.9% | $19.41M+2.9% | |
| Tax Refund Solutions | -$57K-100% | $10.03M-66.6% | $17.73M-29.7% | $16.89M-33.9% | $19.64M-26.0% | |
| Warehouse Lending | $150K— | $508K— | —— | —— | —— | |
| Interest Bearing Domestic Deposit Money Market by Business | ||||||
| Core Banking Activities | $5.95B+18.4% | $5.76B+21.4% | $5.56B+24.7% | $5.28B+26.7% | $5.03B+29.7% | |
| Republic Processing Group | $94.9M+1.9% | $92.5M+2.5% | $92.17M+6.9% | $93.35M+18.4% | $93.14M+43.0% | |
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest by Business | ||||||
| Republic Credit Solutions Division | $80.25M-1.7% | $80.42M+0.7% | $81.93M+6.2% | $83.19M+14.7% | $81.61M+19.3% | |
| Warehouse Lending | $6.65M+17.7% | $6.5M+20.7% | $5.99M+23.3% | $5.96M+31.9% | $5.65M+25.8% | |
| Bank Owned Life Insurance Income by Business | ||||||
| Core Banking Activities | $3.73M+15.0% | $3.6M+12.1% | $3.49M+13.3% | $3.28M+11.4% | $3.25M+14.4% | |
| Traditional Banking | $3.73M+15.0% | $3.6M+12.1% | $3.49M+13.3% | $3.28M+11.4% | $3.25M+14.4% | |
| Interest Bearing Domestic Deposit Brokered by Business | ||||||
| Core Banking Activities | $481M+37.8% | $480.87M-21.3% | $480.73M-21.5% | $480.6M-8.6% | $349.08M-21.9% | |
| Republic Processing Group | $57.45M— | $57.63M— | $244.86M— | —— | —— | |
| Revenue by Product | ||||||
| Credit And Debit Card | $11.99M-7.0% | $12.19M-6.0% | $12.48M-4.7% | $12.74M-2.7% | $12.89M-2.1% | |
| Deposit Account | $14.86M+3.7% | $14.44M+1.8% | $14.27M+1.9% | $14.31M+3.2% | $14.33M+3.3% | |
| Financial Service Other | $4.36M-16.8% | $6.03M+55.3% | $4.98M+2.9% | $5.59M+9.3% | $5.24M-3.5% | |
| Gain Loss On Other Real Estate Owned | -$208K-1.0% | -$211K-2.4% | -$210K-1.4% | -$211K-1.9% | -$206K+2.4% | |
| Transfer Agent | $13.32M-27.7% | $17.69M+15.2% | $17.72M+14.8% | $17.19M+13.9% | $18.43M+16.9% | |
| Number Of Banks by Geography | ||||||
| Bellevue | 40.0% | 40.0% | 40.0% | 40.0% | 40.0% | |
| Covington | 40.0% | 40.0% | 40.0% | 40.0% | 40.0% | |
| Crestview Hills | 40.0% | 40.0% | 40.0% | 40.0% | 40.0% | |
| Florence | 40.0% | 40.0% | 40.0% | 40.0% | 40.0% | |
| Floyds Knobs | 40.0% | 40.0% | 40.0% | 40.0% | 40.0% | |
| Georgetown | 40.0% | 40.0% | 40.0% | 40.0% | 40.0% | |
| Jeffersonville | 40.0% | 40.0% | 40.0% | 40.0% | 40.0% | |
| Lexington | 200.0% | 200.0% | 200.0% | 200.0% | 200.0% | |
| Metropolitan Cincinnati Ohio | 160.0% | 160.0% | 160.0% | 160.0% | 160.0% | |
| Metropolitan Louisville | 760.0% | 760.0% | 760.0% | 76+1.3% | 76+2.7% | |
| Metropolitan Nashville Tennessee | 160.0% | 160.0% | 160.0% | 16+6.7% | 16+23.1% | |
| Metropolitan Tampa Florida | 280.0% | 280.0% | 280.0% | 280.0% | 280.0% | |
| New Albany | 40.0% | 40.0% | 40.0% | 40.0% | 40.0% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Republic Bancorp break its business down?
- Republic Bancorp (RBCAA) reports revenue by business across 4 parts — Republic Credit Solutions Division, Republic Payment Solutions, Tax Refund Solutions and Warehouse Lending. Each is extracted from the segment footnotes and tracked over time.
- Where does Republic Bancorp's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Republic Bancorp's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.