What is Wintrust Financial's revenue?

Wintrust Financial (WTFC) generated $2.7B in revenue over the trailing twelve months, up 14.3% year over year.

Is Wintrust Financial profitable?

Wintrust Financial reported $862.2M in net income over the trailing twelve months, a 26.6% net margin.

What is Wintrust Financial's earnings per share?

Wintrust Financial's diluted EPS over the trailing twelve months is $11.93.

Where does Wintrust Financial's income statement data come from?

Every line is extracted from Wintrust Financial's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Wintrust Financial WTFC Income Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Net interest income	——	——	$1.84B+22.9%	$1.5B+32.9%
Net interest income after provision for credit losses	$2.13B+14.3%	$1.86B+8.0%	$1.72B+21.6%	$1.42B+19.6%
Total noninterest income	$501.94M+2.8%	$488.33M+12.5%	$434.11M-5.8%	$461.05M-21.3%
Total interest income	$3.73B+7.2%	$3.48B+20.2%	$2.89B+65.6%	$1.75B+37.0%
Rental income	$62.28M+6.1%	$58.71M+10.2%	$53.3M-4.0%	$55.51M+3.4%
Total interest expense (banking)	$1.34B-0.1%	$1.34B+48.2%	$906.47M+417%	$175.2M+98.8%
Selling and marketing	$63.85M+3.3%	$61.81M-5.0%	$65.08M+9.5%	$59.42M+25.7%
Compensation and benefits	$873.29M+6.9%	$817.11M+9.2%	$748.01M+7.5%	$696.11M+0.6%
Occupancy and equipment	$81.92M+3.4%	$79.21M+2.8%	$77.07M+8.6%	$70.97M-4.3%
Professional fees	$34.03M-16.3%	$40.64M+16.9%	$34.76M+5.0%	$33.09M+12.2%
Depreciation and amortization	$21.39M+76.9%	$12.1M+120%	$5.5M-10.1%	$6.12M-20.9%
Provision for credit losses	$95.55M-5.4%	$101.05M-11.7%	$114.39M+45.6%	$78.59M—
Goodwill impairment	——	——	——	——
Other operating expenses	$158.54M+12.2%	$141.32M+11.5%	$126.72M+7.4%	$117.98M+16.6%
Total noninterest expense	$1.51B+7.8%	$1.4B+6.9%	$1.31B+11.5%	$1.18B+3.9%
Interest expense	$1.5B-0.7%	$1.52B+43.6%	$1.06B+319%	$252.08M+67.5%
Other income (expense), net	$2.22B+13.3%	$1.96B—	——	$1.5B—
Gain (loss) on disposal of assets	——	——	——	——
Net investment gains (losses)	——	——	$1.14M-69.6%	$3.75M—
Income before income taxes	$1.12B+18.1%	$947.09M+12.1%	$845.08M+20.6%	$700.56M+9.8%
Income tax expense	$294.56M+16.9%	$252.04M+13.3%	$222.46M+16.5%	$190.87M+11.2%
Net income	$823.84M+18.5%	$695.05M+11.6%	$622.63M+22.2%	$509.68M+9.3%
Preferred stock dividends	$35.64M+27.5%	$27.96M0.0%	$27.96M0.0%	$27.96M0.0%
Diluted earnings per share	$11.40+10.5%	$10.32+7.7%	$9.58+19.6%	$8.01+5.5%
Basic earnings per share	$11.57+10.5%	$10.47+7.7%	$9.72+19.4%	$8.14+5.9%
Weighted-average shares, diluted	271.3M+6.1%	255.8M+3.1%	248.2M+4.0%	238.6M+3.3%
Weighted-average shares, basic	267.5M+6.2%	251.9M+3.0%	244.5M+4.0%	235.2M+3.2%
Interest And Fee Income Loans Held For Sale Mortgages	$19.48M-9.1%	$21.44M+27.7%	$16.79M-20.8%	$21.2M-34.1%
Gain on retained interest in Sandisk	——	——	——	——
Impairment of strategic investments	——	——	——	——
Accretion (Amortization) of Discounts and Premiums, Investments	——	——	——	——
(Accretion) Amortization Of Discounts And Premiums On Loans	——	——	——	——
Share-based compensation expense related to employee stock plans	——	——	——	——
Pre-tax stock-based compensation cost	——	——	——	——
Amortization of capitalized software and acquired intangible assets	$21.39M+76.9%	$12.1M+120%	$5.5M-10.1%	$6.12M-20.9%
Assets, Nonrecurring, Fair Value Losses Recognized	——	——	——	——
Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Period Increase (Decrease), Including Exchange Rate Effect and Discontinued Operation	——	——	——	——
Cash Flow Hedge Gain Loss To Be Reclassified Within Twelve Months	——	——	——	——
Commissions and incentive compensation	——	——	——	——
Dividends declared (in dollars per share)	$2.00+11.1%	$1.80+12.5%	$1.60+17.6%	$1.36+9.7%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent	——	——	——	——
Depreciation, Amortization and Accretion, Net	$118.78M+18.7%	$100.08M+18.1%	$84.76M+3.3%	$82.07M-19.4%
Derivative, Gain (Loss) on Derivative, Net	——	-$61.04M—	——	-$1.69M—
Dividends, Common Stock, Cash	——	——	——	——
Early Buyout Exercises Of Guaranteed Mortgage Loans Held-For-Sale	——	——	——	——
Benefits	——	——	——	——
Equipment	$142.36M+15.9%	$122.79M+17.4%	$104.63M+9.1%	$95.89M+9.6%
Gross Unrealized Gains	——	——	——	——
Equity Securities, FV-NI, Unrealized Loss	——	——	——	——
Equity Securities without Readily Determinable Fair Value, Downward Price Adjustment, Annual Amount	——	——	——	——
Equity Securities Without Readily Determinable Fair Value Upward Price Adjustment Annual Amount	——	——	——	——
Equity Securities without Readily Determinable Fair Value, Upward Price Adjustment, Annual Amount	——	——	——	——
FDIC assessments	$43.88M-4.9%	$46.12M-35.1%	$71.1M+148%	$28.64M+6.0%
Fees from covered call options	$20.68M+103%	$10.2M-53.4%	$21.86M+54.7%	$14.13M+285%
Financing Receivable, Allowance For Credit Losses, Other Adjustments Expense (Benefit)	——	——	——	——
Gross charge-offs	——	——	——	——
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff (Recovery)	——	——	——	——
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery	——	——	——	——
Provision for credit losses	——	——	——	——
Amortized Cost	$40.56M+164%	$15.34M—	——	——
Prior	——	——	——	——
Revolving Loans	——	——	——	——
Revolving Loans Converted to Term	——	——	——	——
Term loan by year, year 4	——	——	——	——
Term loan by year, year 1	——	——	——	——
Term loan by year, year 2	——	——	——	——
Term loan by year, year 3	——	——	——	——
Term loan by year, year 5	——	——	——	——
Percent of total loans	——	——	——	——
Gain (Loss) On Bank Owned Life Insurance, Net Of Claims	——	——	——	——
Gain Loss On Sale Of Mortgage Loans	——	——	——	——
Gain Loss On Sale Of Property Plant Equipment	-$438K—	——	——	-$2.86M—
Gains from sale of other real estate classified as OREO	-$2.58M-232%	$1.95M+17.8%	$1.66M—	——
Goodwill Additions	——	——	——	——
Goodwill impairment losses	——	——	——	——
Translation and other	——	——	——	——
Fair value losses - individually assessed loans - foreclosure probable and collateral-dependent	——	——	——	——
Increase (Decrease) in Broker-Dealer Related Receivables (Payables), Net	——	$7.51M+230%	-$5.8M+40.1%	-$9.68M-208%
Increase (Decrease) in Deposits	——	——	——	——
Increase (Decrease) in Other Operating Assets	——	——	——	$91.59M—
Other liabilities	——	——	$164.61M-56.4%	$377.4M+381%
Increase (Decrease) in Debt Securities, Trading, and Equity Securities, FV-NI	——	——	——	$66K—
Data processing and equipment	$46.52M+17.1%	$39.74M+2.4%	$38.8M+24.3%	$31.21M+14.4%
Interest and Dividend Income, Operating	$3.73B+7.2%	$3.48B+20.2%	$2.89B+65.6%	$1.75B+37.0%
Interest And Dividend Income Securities Other	$331.96M+20.2%	$276.12M+15.7%	$238.59M+48.6%	$160.6M+68.5%
Interest And Fee Income Loans And Leases Held In Portfolio	$3.22B+5.8%	$3.04B+19.8%	$2.54B+68.5%	$1.51B+33.0%
Interest Expense, Deposits	$1.34B-0.1%	$1.34B+48.2%	$906.47M+417%	$175.2M+98.8%
Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term	$103.58M+4.5%	$99.15M+37.2%	$72.29M+138%	$30.33M+54.9%
Floating Rate Capital Debt	$17.18M-12.7%	$19.67M+2.5%	$19.19M+87.2%	$10.25M-6.1%
Long-term debt	$26.59M-22.9%	$34.48M-2.3%	$35.28M+147%	$14.29M+44.0%
Interest Expense, Subordinated Notes and Debentures	$14.9M-17.7%	$18.12M-17.7%	$22.02M+0.1%	$22M+0.1%
Brokerage customer receivables	$78K-91.9%	$965K-7.8%	$1.05M+12.8%	$928K+43.9%
Trading account assets	$11K-77.1%	$48K+17.1%	$41K+86.4%	$22K+120%
Interest Income, Deposits with Financial Institutions	$133.27M+15.6%	$115.25M+45.9%	$78.98M+81.8%	$43.45M+558%
Interest Income (Expense), after Provision for Loan Loss	$2.13B+14.3%	$1.86B+8.0%	$1.72B+21.6%	$1.42B+19.6%
Interest Income (Expense), Operating	——	——	$1.84B+22.9%	$1.5B+32.9%
Federal Funds Sold and Securities Purchased under Agreements to Resell	$607K+65.8%	$366K-79.7%	$1.81M-63.2%	$4.9M+2,734%
Federal Home Loan Bank and Federal Reserve Bank stock	$21.64M+7.9%	$20.06M+34.5%	$14.91M+73.0%	$8.62M+22.0%
Issuance of common shares resulting from the exercise of stock options, employee stock purchase plan and director compensation plan	——	——	——	——
Operating lease equipment	$42.67M+0.9%	$42.3M-0.2%	$42.36M+11.5%	$38.01M-7.0%
Marketable Securities, Gain (Loss), Including Other-Than-Temporary Impairment Loss	——	——	——	——
Realized gains on investment securities	——	——	——	——
Marketable Securities, Gross Realized Losses, Excluding Other Than Temporary Impairments	——	——	——	——
Mortgage Servicing Rights MSR Impairment Recovery	$34.75M—	——	$36.33M—	——
Cash Provided by (Used in) Financing Activity, Including Discontinued Operation	$5.27B+0.1%	$5.26B+117%	$2.43B+10.5%	$2.2B-55.1%
Cash Provided by (Used in) Investing Activity, Including Discontinued Operation	-$6.17B-3.7%	-$5.95B-83.7%	-$3.24B+7.2%	-$3.49B+41.1%
Cash Provided by (Used in) Operating Activity, Including Discontinued Operation	$910.35M+16.2%	$783.18M+5.2%	$744.38M-45.9%	$1.38B+21.6%
Noninterest Expense	$1.51B+7.8%	$1.4B+6.9%	$1.31B+11.5%	$1.18B+3.9%
Number of reportable segments	——	——	——	——
Other comprehensive income/(loss) before reclassifications	——	——	——	——
Lease income — operating leases	$62.28M+6.1%	$58.71M+10.2%	$53.3M-4.0%	$55.51M+3.4%
Unrealized gains (losses) on available-for-sale securities	——	——	——	——
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification, Tax	——	——	——	——
Other Comprehensive Income Loss Cash Flow Hedge Gain Loss After Reclassification Before Tax	——	——	——	——
Unrealized gains (losses) on hedge instruments	——	——	——	——
Foreign currency translation gains (losses)	——	——	——	——
Other Comprehensive Income Loss Foreign Currency Transaction And Translation Adjustment Before Tax	——	——	——	——
Other Comprehensive Income Loss Foreign Currency Translation Adjustment Tax	——	——	——	——
Other comprehensive income (loss)	——	——	——	——
Other comprehensive income/(loss)	——	——	——	——
Tax expense (benefit) of other comprehensive income (loss), reclassification adjustment from AOCI for sale of securities	——	——	——	——
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Net of Tax	——	——	——	——
Other Comprehensive Income Loss Reclassification Adjustment From AOCI For Sale Of Securities Before Tax	——	——	——	——
Other Comprehensive Income (Loss), Securities Transferred From Available-For-Sale To Held-To-Maturity Adjustment, Tax Effect	——	——	——	——
Other Comprehensive Income (Loss), Securities Transferred From Available-For-Sale To Held-To-Maturity Adjustment, Net Of Tax	——	——	——	——
Before tax	——	——	——	——
Tax expense (benefit) of unrealized gains/losses on available for sale securities still held	——	——	——	——
Net unrealized gains (losses) on securities still held	——	——	——	——
Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax	——	——	——	——
Other Revenue (Expense) from Real Estate Operations	-$3.57M—	——	$1.53M—	——
Payment for Origination and Purchase, Loan, Held-for-Sale	$2.58B-1.6%	$2.62B+33.8%	$1.96B-29.9%	$2.8B-58.9%
Payments For (Proceeds From) Federal Home Loan And Federal Reserve Bank Stock	——	——	——	——
Payments For Proceeds From Loans And Leases	$5.04B-6.8%	$5.41B+63.6%	$3.3B-23.5%	$4.32B—
Payments of Dividends	$169.42M+18.2%	$143.28M+14.0%	$125.69M+16.2%	$108.21M+9.7%
Payment, Tax Withholding, Share-Based Payment Arrangement	——	$3.94M—	——	$304K—
Payments to Acquire Debt Securities, Available-for-Sale	$5.06B+189%	$1.75B-22.0%	$2.24B-18.7%	$2.76B+228%
Payments To Acquire Equity Securities Without Readily Determinable Fair Value	——	——	——	——
Payments to Acquire Marketable Securities	——	——	——	——
Proceeds from Life Insurance Policy	$351K—	——	$574K—	——
Proceeds from payments and maturities of available-for-sale securities	——	——	——	——
Proceeds from Maturities, Prepayments and Calls of Held-to-Maturity Securities	$268.83M+10.9%	$242.43M+26.6%	$191.42M-9.3%	$210.96M-31.5%
Proceeds From Payments For In Interest Bearing Deposits In Banks	——	——	——	——
Proceeds From Repayments Of Other Debt	——	——	——	——
Proceeds From Sale Of Foreclosed Assets	$2.14M-89.3%	$20.03M+296%	$5.05M+27.7%	$3.95M-76.6%
Residential mortgage loan sales	$2.59B-0.9%	$2.61B+32.9%	$1.96B-37.6%	$3.15B-57.7%
Proceeds From Sale Of Trading Securities Heldforinvestment	——	——	——	$31.75M+225%
Proceeds from sales and capital distributions of equity securities without readily determinable fair value	——	——	——	——
Cash received from option exercises	——	——	——	——
(Purchases) sales of premises and equipment, net	——	——	——	——
Fair value losses - other real estate owned	——	——	——	——
Reclassification From AOCI, Amortization Of Unrealized Gains (Losses) On Investment Securities, Transferred To Held-To-Maturity From Available-For-Sale, Net Of Tax, Attributable To Parent	——	——	——	——
Reclassification from AOCI, Current Period, Net of Tax, Attributable to Parent	——	——	——	——
Mortgage banking	$90.78M-2.6%	$93.21M+12.2%	$83.07M-46.5%	$155.17M-43.2%
Service charges on deposit accounts	$79.09M+20.5%	$65.65M+18.8%	$55.25M-5.7%	$58.57M+8.1%
Wealth management	$147.42M+0.8%	$146.23M+12.0%	$130.61M+3.2%	$126.61M+2.1%
Salaries Wages And Officers Compensation	——	——	——	——
Segment Reporting, Other Segment Item, Amount	——	——	——	——
Changes in valuation inputs or assumptions	——	——	——	——
Servicing Asset At Fair Value Other Changes In Fair Value	——	——	——	——
Servicing Assets At Fair Value, Additions From Loans Sold With Servicing Retained	——	——	——	——
Stock-based compensation	$41.55M+9.0%	$38.11M+13.8%	$33.5M+5.5%	$31.75M+96.3%
Granted (in shares)	——	——	——	——
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Forfeitures in Period	——	——	——	——
Intrinsic value of stock options exercised	——	——	——	——
Options canceled (in dollars per share)	——	——	——	——
Granted (in shares)	——	——	——	——
Exercised (in shares)	——	——	——	——
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercises in Period	——	——	——	——
Stock issued for employee stock purchase plan	——	——	——	——
Stock Issued During Period Value Issued For Services	——	——	——	——
Issuance of vested restricted stock units	——	——	——	——
Stock Issued During Period, Value, Stock Options Exercised	——	——	——	——
Subsidiaries consolidated into number of segments	——	——	——	——
Add: dilutive effect of potential common shares (in shares)	$2.89M-3.2%	$2.99M+7.2%	$2.79M+9.5%	$2.55M+14.5%

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Questions, answered.

What is Wintrust Financial's revenue?: Wintrust Financial (WTFC) generated $2.7B in revenue over the trailing twelve months, up 14.3% year over year.
Is Wintrust Financial profitable?: Wintrust Financial reported $862.2M in net income over the trailing twelve months, a 26.6% net margin.
What is Wintrust Financial's earnings per share?: Wintrust Financial's diluted EPS over the trailing twelve months is $11.93.
Where does Wintrust Financial's income statement data come from?: Every line is extracted from Wintrust Financial's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.