Where does Credit Acceptance's income statement data come from?

Every line is extracted from Credit Acceptance's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Net premiums earned	$23.2M-1.3%	$23.9M-3.6%	$24.1M-4.0%	$24.1M-0.8%	$23.5M+7.3%
Total revenue	$580M+1.6%	$579.9M+2.5%	$582.4M+5.8%	$583.8M+8.5%	$571.1M+12.4%
Selling and marketing	$27.8M+12.1%	$25.2M+14.5%	$24.8M+7.4%	$26.6M+4.7%	$24.8M+3.8%
General and administrative	$24.8M+12.2%	$57.8M+163%	$36.3M+25.2%	$45.2M+94.8%	$22.1M-6.8%
Compensation and benefits	$88.6M0.0%	$79.3M+2.2%	$85.5M+10.6%	$83.7M+10.4%	$88.6M+12.9%
Depreciation and amortization	$700K-41.7%	——	$800K-38.5%	$900K-55.0%	$1.2M-45.5%
Amortization of acquired intangible assets	$600K0.0%	——	$500K-16.7%	$700K+16.7%	$600K0.0%
Provision for credit losses	$0—	$616.1M-24.4%	$0—	$0—	$0—
Other operating expenses	$141.2M+4.2%	$162.3M+33.5%	$146.6M+13.3%	$155.5M+25.0%	$135.5M+7.5%
Total operating expenses	$141.2M+4.2%	$162.3M+33.5%	$146.6M+13.3%	$155.5M+25.0%	$135.5M+7.5%
Total costs & expenses	$405M-5.7%	$422.9M+13.1%	$433.5M-2.3%	$466M-21.5%	$429.4M+1.9%
Interest expense	$108.4M-5.5%	$113.8M+2.2%	$116.3M+4.6%	$118.1M+13.0%	$114.7M+24.0%
Other income (expense), net	$2M-94.1%	$82.4M+32.7%	-$32.5M-506%	$0—	$34.1M+349%
Gain (loss) on extinguishment of debt	$0+100%	——	-$1.2M—	$0+100%	-$1.2M—
Income before income taxes	$175M+23.5%	$157M-18.2%	$148.9M+39.8%	$117.8M+313%	$141.7M+64.0%
Income tax expense	$39.2M+10.7%	$35M-12.5%	$40.7M+46.9%	$30.4M+471%	$35.4M+60.2%
Net income	$135.8M+27.8%	$122M-19.7%	$108.2M+37.3%	$87.4M+286%	$106.3M+65.3%
Net margin	23.4%+4.8pp	21%-5.8pp	18.6%+4.3pp	15%+23.7pp	18.6%+6.0pp
Diluted earnings per share	$12.40+43.2%	$10.88-10.8%	$9.43+48.5%	$7.42+294%	$8.66+70.5%
Basic earnings per share	$12.64+43.8%	$11.07-10.3%	$9.62+49.8%	$7.55+297%	$8.79+70.7%
Weighted-average shares, diluted	11M-10.8%	11.7M-6.6%	11.5M-7.6%	11.8M-4.2%	12.3M-2.9%
Weighted-average shares, basic	10.7M-11.2%	11.5M-7.1%	11.2M-8.4%	11.6M-5.8%	12.1M-3.1%
Policyholder Benefits And Claims Incurred Net	$15.8M-1.9%	$17.2M-2.8%	$18.6M+0.5%	$19.8M-2.5%	$16.1M-5.3%
Accelerated Payments of Dealer Holdback	$12.5M-5.3%	——	$10.7M-20.7%	$14.6M-20.2%	$13.2M-12.6%
Additional number of Consumer Loans required to group advances	500.0%	——	——	——	500.0%
Share-based compensation expense related to employee stock plans	$11.3M-12.4%	——	$12.1M+13.1%	$12.7M+19.8%	$12.9M+18.3%
Advances To Dealers	$739.6M-11.5%	——	$652.5M-27.4%	$682M-28.2%	$835.8M-17.2%
Amortization Of Financing Costs And Discounts	$5.2M-8.8%	$5.4M-5.3%	$6M+7.1%	$5.9M+20.4%	$5.7M+16.3%
Stock options excluded as their inclusion would be anti-dilutive (in shares)	293.8K+424%	——	56.4K-20.9%	62.1K-71.4%	56.1K+2.4%
Written premiums, assumed	$28M+9.4%	——	$23.1M-10.1%	$23.7M-13.2%	$25.6M-17.9%
Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Period Increase (Decrease), Including Exchange Rate Effect and Discontinued Operation	$50.7M-81.6%	——	-$65M-133%	-$556.8M—	$275.6M+185%
Forecast changes	-$9.1M+56.5%	——	-$58.6M+6.7%	-$55.8M+70.5%	-$20.9M+32.1%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent	$135.1M+26.0%	——	$108.3M+33.9%	$87.8M+286%	$107.2M+67.2%
Deferral of Loan Origination Costs	$3.6M+2.9%	——	$3.5M-5.4%	$3.7M-9.8%	$3.5M-7.9%
Deferred taxes	$2.8M+75.0%	——	-$7.9M-160%	-$14.9M—	$1.6M-95.0%
Depreciation	$700K-41.7%	$700K-41.7%	$800K-38.5%	$900K-55.0%	$1.2M-45.5%
Dilutive effect of restricted stock and restricted stock units	214.1K+13.6%	——	224.5K+59.8%	197.5K—	188.4K+13.9%
Effective tax rates	$0.22-10.4%	——	$0.27+5.0%	$0.26+74.3%	$0.25-2.3%
Income taxes at U.S. statutory rate of 21%	21%0.0%	——	21%0.0%	21%0.0%	21%0.0%
Amortization of deferred regulatory credit	-0.7%-1.8%	——	0.6%-0.8%	1%+3.6%	1.1%-0.2%
Share-based compensation	0.1%0.0%	——	0.1%—	0.1%—	0.1%+0.7%
State income taxes – net of federal income tax benefit	2%-0.8%	——	5.6%+2.0%	3.6%+7.3%	2.8%-0.9%
Expected future finance charges at the time of assignment	——	——	$464.5M-19.5%	$505.3M-15.9%	$580.9M-13.0%
Expected net Loan income at the time of assignment	$487.4M-1.6%	——	$400.6M-19.6%	$434M-16.2%	$495.3M-13.0%
Finance charges	$538.4M+2.2%	$535M+3.2%	$539.4M+6.3%	$540.7M+8.6%	$526.7M+12.3%
Recoveries	$0—	——	$0—	$0—	$0—
Effective Income Tax Rate Reconciliation at Federal Statutory Income Tax Rate, Amount	$36.7M+23.2%	——	——	——	$29.8M—
Effective Income Tax Rate Reconciliation, Nondeductible Expense, Amortization, Amount	-$1.2M-175%	——	——	——	$1.6M—
Share-based compensation	$200K+100%	——	——	——	$100K—
Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Amount	$3.5M-10.3%	——	——	——	$3.9M—
Income Taxes Paid, Net	$300K-95.4%	$47.2M+2,676%	$48.7M+5,988%	$176.9M+84.3%	$6.5M+25.0%
Accounts payable and other current liabilities	$13.4M-50.9%	$14M—	$35.4M+183%	$6.2M—	$27.3M+64.5%
Increase Decrease In Accrued Income Taxes Payable	$0-100%	-$11.9M-110%	-$1.9M—	-$130.2M-87.9%	$26.8M+333%
Increase (Decrease) in Income Taxes Receivable	-$37.8M-1,818%	$57.5M+359%	$300K+102%	$3M-89.6%	$2.2M-67.6%
Increase (Decrease) in Other Operating Assets	-$300K+90.9%	$1.6M—	$4.9M—	-$2.2M-57.1%	-$3.3M+70.3%
Interest Paid, Excluding Capitalized Interest, Operating Activity	$97.7M-1.8%	$114.6M+1.1%	$106.4M+9.2%	$117.9M+12.6%	$99.5M+27.7%
Loans And Leases Receivable Transfers	$0—	——	$0—	$0—	$0—
Contractual net cash flows at the time of assignment	——	——	$1.57B-18.2%	$1.7B-16.6%	$1.9B-14.4%
Expected net cash flows at the time of assignment	$1.56B-3.2%	——	$1.32B-19.5%	$1.43B-18.0%	$1.61B-14.7%
Fair value at the time of assignment	——	——	$924.1M-19.4%	$998M-18.8%	$1.11B-15.5%
Monthly Fee to Participate in our Portfolio Program	-$599—	——	——	——	——
Monthly servicing fee for Term ABS financings	4%0.0%	——	——	——	4%—
Cash Provided by (Used in) Financing Activity, Including Discontinued Operation	-$104M-147%	-$206.5M-2,229%	-$236.8M-178%	-$502.3M-285%	$221M-40.4%
Cash Provided by (Used in) Investing Activity, Including Discontinued Operation	-$192.1M+34.1%	-$60.9M+67.5%	-$127.6M+69.9%	-$194.2M+63.1%	-$291.6M+50.1%
Cash Provided by (Used in) Operating Activity, Including Discontinued Operation	$346.8M+0.2%	$269.3M-12.1%	$299.4M-5.8%	$139.7M-31.5%	$346.2M+11.7%
New Consumer Loan Assignments	$1.07B-4.0%	——	$924.1M-19.4%	$998M-18.8%	$1.11B-15.5%
Number Of Consumer Loans Required To Group Advances	500.0%	——	——	——	500.0%
Number of reportable segments	10.0%	——	——	——	10.0%
Original number of Consumer Loans required to group advances	1000.0%	——	——	——	1000.0%
Other comprehensive income (loss)	-$700K-178%	——	$100K-95.2%	$400K—	$900K+550%
Other comprehensive income/(loss)	-$700K-178%	——	$100K-95.2%	$400K—	$900K+550%
Net unrealized gains (losses) on securities still held	-$700K-178%	——	$100K-95.2%	$400K—	$900K+550%
Membership and other income	$18.4M-12.0%	$21M-8.3%	$18.9M+7.4%	$19M+17.3%	$20.9M+23.7%
All other operating activities	-$100K-150%	-$200K-167%	-$100K-200%	-$100K—	$200K-50.0%
Payments for Repurchase of Common Stock	$178.9M+8.8%	$191.4M+212%	$107.4M—	$262.2M+331%	$164.4M-14.0%
Payments of Dealer Holdback	$34.6M-36.9%	——	$41.2M-28.5%	$48.7M-25.8%	$54.8M-15.6%
Payments of Debt Issuance Costs	$200K-98.1%	$3.9M+50.0%	$3.6M-41.0%	$1.7M-74.6%	$10.6M+68.3%
Payments to Acquire Debt Securities, Available-for-Sale	$21.1M+105%	$11M+50.7%	$13.1M-24.7%	$8.9M-29.4%	$10.3M-52.5%
Advances on loans receivable	$329M+18.8%	——	$271.6M+9.8%	$316M+13.3%	$276.9M-10.0%
Payments to Acquire Property, Plant, and Equipment	$1.3M+333%	$400K-42.9%	$600K+50.0%	$300K-25.0%	$300K0.0%
Monthly servicing fee as a percentage of collections on newer contributed loans	4%0.0%	——	——	——	4%0.0%
Less: Receipts on loans receivable	$1.47B+3.5%	——	$1.39B+6.3%	$1.41B+9.1%	$1.42B+9.8%
Proceeds from Issuance of Common Stock	$23M+311%	$1.5M+50.0%	$10.9M—	$5.5M—	$5.6M-61.6%
Net Proceeds from Issuance of Long-Term Debt	$0-100%	——	——	——	$500M—
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-Sale	$4.4M+144%	$2.5M+31.6%	$2.2M-12.0%	$5.7M+67.6%	$1.8M+20.0%
Financing — other	$2M-94.1%	$3.6M+113%	-$32.5M-506%	——	$34.1M+349%
Sale of investments	$12.7M+81.4%	$11.3M+1.8%	$9.5M-3.1%	$5.6M+80.6%	$7M-45.7%
Provision for Credit Losses on Forecast Changes	$54.4M-28.7%	$72.6M+15.4%	$88.1M-16.8%	$101.3M-57.4%	$76.3M-12.5%
Provision for Credit Losses on New Consumer Loan Assignments	$85.2M-0.5%	$57M-5.8%	$63.9M-18.9%	$71.3M-13.9%	$85.6M-13.4%
Total provisions for credit losses	$139.6M-13.8%	$129.6M+5.0%	$152M-17.7%	$172.6M-46.2%	$161.9M-13.0%
Realized Net Cash Flows	$1.42B+5.2%	——	$1.34B+8.2%	$1.35B+11.5%	$1.35B+11.5%
Repayments of Long-term Lines of Credit	$1.57B+21,074%	——	$661.4M-57.8%	$31.7M-98.8%	$7.4M-99.6%
Repayments of Secured Debt	$313.2M-20.9%	——	$251.4M+9.7%	$239.8M-68.4%	$396M-34.8%
Payments on debt	$0-100%	——	——	——	$400M—
Service Fee Income As Percentage Of Collections	20%0.0%	——	——	——	20%0.0%
Stock-based compensation	$11.3M-12.4%	$13M+1.6%	$12.1M+13.1%	$12.7M+19.8%	$12.9M+18.3%
Stock Issued During Period, Value, Stock Options Exercised	$23M+311%	——	$10.9M—	$5.5M—	$5.6M-61.6%
Value of shares repurchased	$178.9M+8.8%	——	$107.4M—	$262.2M+331%	$164.4M-14.0%
Stock Repurchased During Period Shares	365.3K+11.0%	——	230.4K+267,766%	529.6K+379%	329.1K-6.3%
Purchase price	$178.9M+8.8%	——	$107.4M—	$262.2M+331%	$164.4M-14.0%
Transfers	$2.8M+55.6%	——	$1.8M+100%	$1.6M-15.8%	$1.8M-21.7%
Weighted Average Number Of Shares Issued Basic	$10.65M-11.1%	——	$11.14M-8.0%	$11.46M-5.4%	$11.98M-2.7%
Weighted Average Number of Shares, Restricted Stock	93.1K-14.9%	——	109.4K-33.0%	109.4K-33.0%	109.4K-32.9%
EBIT	$283.4M+10.5%	$270.8M-10.7%	$265.2M+21.8%	$235.9M+379%	$256.4M+43.3%
EBITDA	$284.1M+10.3%	$271.5M-10.8%	$266M+21.5%	$236.8M+363%	$257.6M+42.2%
EBITDA	$284.1M+10.3%	$271.5M-10.8%	$266M+21.5%	$236.8M+363%	$257.6M+42.2%
EBITDA margin	49%+3.9pp	46.8%-7.0pp	45.7%+5.9pp	40.6%+31.0pp	45.1%+9.5pp
EBIT	$283.4M+10.5%	$270.8M-10.7%	$265.2M+21.8%	$235.9M+379%	$256.4M+43.3%

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Where does Credit Acceptance's income statement data come from?: Every line is extracted from Credit Acceptance's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.