Where does Credit Acceptance's income statement data come from?

Every line is extracted from Credit Acceptance's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

	FY'25	FY'24	FY'23	FY'22
Net premiums earned	$95.6M-0.5%	$96.1M+20.7%	$79.6M+27.0%	$62.7M+4.0%
Total revenue	$2.32B+7.2%	$2.16B+13.7%	$1.9B+3.8%	$1.83B-1.3%
Selling and marketing	$101.4M+7.4%	$94.4M+2.9%	$91.7M+21.3%	$75.6M+15.8%
General and administrative	$161.4M+64.9%	$97.9M+12.3%	$87.2M-1.7%	$88.7M-11.6%
Compensation and benefits	$337.1M+9.0%	$309.2M+10.3%	$280.2M+6.9%	$262M+20.1%
Depreciation and amortization	——	——	——	——
Amortization of acquired intangible assets	——	——	——	——
Provision for credit losses	$616.1M-24.4%	$814.7M-27.5%	$1.12B+134%	$481.4M+5,631%
Other operating expenses	$599.9M+19.6%	$501.5M+9.2%	$459.1M+7.7%	$426.3M+11.1%
Total operating expenses	$599.9M+19.6%	$501.5M+9.2%	$459.1M+7.7%	$426.3M+11.1%
Total costs & expenses	$1.75B-4.4%	$1.83B+19.5%	$1.53B+36.9%	$1.12B+88.3%
Interest expense	$462.9M+10.3%	$419.5M+57.4%	$266.5M+60.0%	$166.6M+1.5%
Other income (expense), net	$84M+8.1%	$77.7M+16.1%	$66.9M-19.8%	$83.4M+57.1%
Gain (loss) on extinguishment of debt	——	-$1.8M—	——	-$12.8M0.0%
Income before income taxes	$565.4M+71.6%	$329.5M-10.4%	$367.6M-48.3%	$711.7M-43.6%
Income tax expense	$141.5M+73.4%	$81.6M+0.1%	$81.5M-53.7%	$175.9M-41.9%
Net income	$423.9M+71.0%	$247.9M-13.4%	$286.1M-46.6%	$535.8M-44.1%
Net margin	18.3%+6.8pp	11.5%-3.6pp	15%-14.2pp	29.2%-22.4pp
Diluted earnings per share	$36.39+83.8%	$19.80-10.0%	$21.99-43.5%	$38.95-34.6%
Basic earnings per share	$37.03+84.4%	$20.08-9.1%	$22.09-43.6%	$39.14-34.4%
Weighted-average shares, diluted	47.2M-5.3%	49.8M-4.6%	52.2M-4.8%	54.8M-16.7%
Weighted-average shares, basic	46.4M-6.1%	49.4M-5.1%	52M-4.7%	54.6M-17.0%
Policyholder Benefits And Claims Incurred Net	$71.7M-2.4%	$73.5M+4.0%	$70.7M+52.4%	$46.4M+19.6%
Accelerated Payments of Dealer Holdback	——	——	——	——
Additional number of Consumer Loans required to group advances	——	——	——	——
Share-based compensation expense related to employee stock plans	——	——	——	——
Advances To Dealers	——	——	——	——
Amortization Of Financing Costs And Discounts	$23M+9.0%	$21.1M+19.2%	$17.7M+6.6%	$16.6M0.0%
Stock options excluded as their inclusion would be anti-dilutive (in shares)	——	——	——	——
Written premiums, assumed	——	——	——	——
Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Period Increase (Decrease), Including Exchange Rate Effect and Discontinued Operation	——	——	——	——
Forecast changes	——	——	——	——
Comprehensive Income (Loss), Net of Tax, Attributable to Parent	——	——	——	——
Deferral of Loan Origination Costs	——	——	——	——
Deferred taxes	——	——	——	——
Depreciation	$3.6M-46.3%	$6.7M-24.7%	$8.9M-1.1%	$9M-7.2%
Dilutive effect of restricted stock and restricted stock units	——	——	——	——
Effective tax rates	——	——	——	——
Income taxes at U.S. statutory rate of 21%	——	——	——	——
Amortization of deferred regulatory credit	——	——	——	——
Share-based compensation	——	——	——	——
State income taxes – net of federal income tax benefit	——	——	——	——
Expected future finance charges at the time of assignment	——	——	——	——
Expected net Loan income at the time of assignment	——	——	——	——
Finance charges	$2.14B+7.5%	$1.99B+13.5%	$1.76B+4.1%	$1.69B-3.2%
Recoveries	——	——	——	——
Effective Income Tax Rate Reconciliation at Federal Statutory Income Tax Rate, Amount	——	——	——	——
Effective Income Tax Rate Reconciliation, Nondeductible Expense, Amortization, Amount	——	——	——	——
Share-based compensation	——	——	——	——
Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Amount	——	——	——	——
Income Taxes Paid, Net	$279.3M+169%	$103.7M+225%	$31.9M-56.1%	$72.7M-65.9%
Accounts payable and other current liabilities	$82.9M—	——	$49.7M-32.7%	$73.8M+790%
Increase Decrease In Accrued Income Taxes Payable	-$117.2M-424%	$36.2M-53.9%	$78.5M+3,313%	$2.3M—
Increase (Decrease) in Income Taxes Receivable	$63M+63,100%	-$100K+97.7%	-$4.4M+95.6%	-$100.5M—
Increase (Decrease) in Other Operating Assets	$1M—	——	——	$3.9M-80.3%
Interest Paid, Excluding Capitalized Interest, Operating Activity	$438.4M+11.4%	$393.4M+62.5%	$242.1M+64.4%	$147.3M-1.4%
Loans And Leases Receivable Transfers	——	——	——	——
Contractual net cash flows at the time of assignment	——	——	——	——
Expected net cash flows at the time of assignment	——	——	——	——
Fair value at the time of assignment	——	——	——	——
Monthly Fee to Participate in our Portfolio Program	——	——	——	——
Monthly servicing fee for Term ABS financings	——	——	——	——
Cash Provided by (Used in) Financing Activity, Including Discontinued Operation	-$724.6M-176%	$957.3M+260%	$266.2M+134%	-$794.6M+45.9%
Cash Provided by (Used in) Investing Activity, Including Discontinued Operation	-$674.3M+60.8%	-$1.72B-21.5%	-$1.42B-208%	-$460.6M-205%
Cash Provided by (Used in) Operating Activity, Including Discontinued Operation	$1.05B-7.3%	$1.14B-5.5%	$1.2B-2.8%	$1.24B+15.8%
New Consumer Loan Assignments	——	——	——	——
Number Of Consumer Loans Required To Group Advances	——	——	——	——
Number of reportable segments	——	——	——	——
Original number of Consumer Loans required to group advances	——	——	——	——
Other comprehensive income (loss)	——	——	——	——
Other comprehensive income/(loss)	——	——	——	——
Net unrealized gains (losses) on securities still held	——	——	——	——
Membership and other income	$79.8M+8.4%	$73.6M+10.0%	$66.9M-19.8%	$83.4M+57.1%
All other operating activities	-$200K-125%	$800K+33.3%	$600K—	——
Payments for Repurchase of Common Stock	$725.4M+132%	$313.3M+54.6%	$202.6M-74.2%	$784.5M-46.7%
Payments of Dealer Holdback	——	——	——	——
Payments of Debt Issuance Costs	$19.8M-8.8%	$21.7M-34.8%	$33.3M+166%	$12.5M-23.8%
Payments to Acquire Debt Securities, Available-for-Sale	$43.3M-26.6%	$59M+36.3%	$43.3M-13.6%	$50.1M+29.1%
Advances on loans receivable	——	——	——	——
Payments to Acquire Property, Plant, and Equipment	$1.6M-11.1%	$1.8M-56.1%	$4.1M—	——
Monthly servicing fee as a percentage of collections on newer contributed loans	——	——	——	——
Less: Receipts on loans receivable	——	——	——	——
Proceeds from Issuance of Common Stock	$23.5M—	——	$5.2M-65.6%	$15.1M+28.0%
Net Proceeds from Issuance of Long-Term Debt	——	——	——	——
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-Sale	$12.2M+31.2%	$9.3M+9.4%	$8.5M-65.0%	$24.3M+32.8%
Financing — other	——	-$17M—	——	$17.9M+2,338%
Sale of investments	$33.4M-9.5%	$36.9M+134%	$15.8M+42.3%	$11.1M-50.0%
Provision for Credit Losses on Forecast Changes	$338.3M-31.5%	$493.8M—	——	$137.7M—
Provision for Credit Losses on New Consumer Loan Assignments	$277.8M-13.4%	$320.9M—	——	$343.7M—
Total provisions for credit losses	$616.1M-24.4%	$814.7M+13.7%	$716.4M+48.8%	$481.4M—
Realized Net Cash Flows	——	——	——	——
Repayments of Long-term Lines of Credit	——	——	——	——
Repayments of Secured Debt	——	——	——	——
Payments on debt	——	$0-100%	$400M—	——
Service Fee Income As Percentage Of Collections	——	——	——	——
Stock-based compensation	$50.7M+12.7%	$45M+15.1%	$39.1M+7.1%	$36.5M+47.2%
Stock Issued During Period, Value, Stock Options Exercised	——	——	——	——
Value of shares repurchased	——	——	——	——
Stock Repurchased During Period Shares	——	——	——	——
Purchase price	——	——	——	——
Transfers	——	——	——	——
Weighted Average Number Of Shares Issued Basic	——	——	——	——
Weighted Average Number of Shares, Restricted Stock	——	——	——	——
EBIT	$1.03B+37.3%	$749M+18.1%	$634.1M-27.8%	$878.3M-38.4%
EBITDA	$1.03B+36.5%	$755.7M+17.5%	$643M-27.5%	$887.3M-38.2%
EBITDA	$1.03B+36.5%	$755.7M+17.5%	$643M-27.5%	$887.3M-38.2%
EBITDA margin	44.5%+9.6pp	34.9%+1.1pp	33.8%-14.6pp	48.4%-28.9pp
EBIT	$1.03B+37.3%	$749M+18.1%	$634.1M-27.8%	$878.3M-38.4%

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Questions, answered.

Where does Credit Acceptance's income statement data come from?: Every line is extracted from Credit Acceptance's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.