Kinsale Capital Group KNSL Business Segments
| Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | ||
|---|---|---|---|---|---|---|
| Gross written premiums by Product | ||||||
| Agribusiness | $3.42M0.0% | $3.42M0.0% | $3.42M0.0% | $3.42M+134% | $1.46M0.0% | |
| Agribusiness - Property | $2.17M0.0% | $2.17M0.0% | $2.17M0.0% | $2.17M— | $0— | |
| Allied Health | $24.25M0.0% | $24.25M0.0% | $24.25M0.0% | $24.25M+16.8% | $20.76M0.0% | |
| Aviation | $2.41M0.0% | $2.41M0.0% | $2.41M0.0% | $2.41M+12.4% | $2.15M0.0% | |
| Commercial Auto | $12.18M0.0% | $12.18M0.0% | $12.18M0.0% | $12.18M+39.0% | $8.76M0.0% | |
| Commercial | $479.35M0.0% | $479.35M0.0% | $479.35M0.0% | $479.35M+5.3% | $455.35M0.0% | |
| Commercial Property | $93.61M0.0% | $93.61M0.0% | $93.61M0.0% | $93.61M-17.9% | $114.04M0.0% | |
| Construction | $36.9M0.0% | $36.9M0.0% | $36.9M0.0% | $36.9M-0.6% | $37.14M0.0% | |
| Energy | $11.53M0.0% | $11.53M0.0% | $11.53M0.0% | $11.53M+7.9% | $10.68M0.0% | |
| Entertainment | $17.51M0.0% | $17.51M0.0% | $17.51M0.0% | $17.51M+27.0% | $13.79M0.0% | |
| Environmental | $7.89M0.0% | $7.89M0.0% | $7.89M0.0% | $7.89M+3.9% | $7.59M0.0% | |
| Excess Casualty | $69.25M0.0% | $69.25M0.0% | $69.25M0.0% | $69.25M+13.0% | $61.28M0.0% | |
| Excess Professional | $10.36M0.0% | $10.36M0.0% | $10.36M0.0% | $10.36M+27.0% | $8.16M0.0% | |
| General Casualty | $51.97M0.0% | $51.97M0.0% | $51.97M0.0% | $51.97M+22.9% | $42.29M0.0% | |
| Health Care | $6.46M0.0% | $6.46M0.0% | $6.46M0.0% | $6.46M+11.4% | $5.79M0.0% | |
| High Value Homeowners | $9.02M0.0% | $9.02M0.0% | $9.02M0.0% | $9.02M+34.3% | $6.71M0.0% | |
| Inland Marine | $8.38M0.0% | $8.38M0.0% | $8.38M0.0% | $8.38M+23.3% | $6.8M0.0% | |
| Life Sciences | $8.82M0.0% | $8.82M0.0% | $8.82M0.0% | $8.82M-2.7% | $9.06M0.0% | |
| Management Liability | $4.65M0.0% | $4.65M0.0% | $4.65M0.0% | $4.65M-14.4% | $5.43M0.0% | |
| Ocean Marine | $940.25K0.0% | $940.25K0.0% | $940.25K0.0% | $940.25K+2.9% | $913.75K0.0% | |
| Personal | $14.95M0.0% | $14.95M0.0% | $14.95M0.0% | $14.95M+22.2% | $12.23M0.0% | |
| Personal Insurance | $5.93M0.0% | $5.93M0.0% | $5.93M0.0% | $5.93M+7.4% | $5.52M0.0% | |
| Product Recall | $671.5K0.0% | $671.5K0.0% | $671.5K0.0% | $671.5K+12.1% | $599.25K0.0% | |
| Products Liability | $16.97M0.0% | $16.97M0.0% | $16.97M0.0% | $16.97M+1.3% | $16.76M0.0% | |
| Professional Liability Insurance | $8.27M0.0% | $8.27M0.0% | $8.27M0.0% | $8.27M-5.7% | $8.78M0.0% | |
| Public Entity | $4.53M0.0% | $4.53M0.0% | $4.53M0.0% | $4.53M-9.6% | $5.01M0.0% | |
| Small Business | $50.6M0.0% | $50.6M0.0% | $50.6M0.0% | $50.6M+3.5% | $48.9M0.0% | |
| Small Property | $25.6M0.0% | $25.6M0.0% | $25.6M0.0% | $25.6M+33.4% | $19.2M0.0% | |
| All outstanding liabilities not separately presented, net of reinsurance by Product | ||||||
| Casualty - claims made | $21K— | —— | —— | —— | $132K— | |
| Casualty - occurrence | $9.09M— | —— | —— | —— | $6.94M— | |
| Property | $505K— | —— | —— | —— | $15K— | |
| Liability for claims and claim adjustment expense, net by Product | ||||||
| Casualty - claims made | $325.59M— | —— | —— | —— | $262.47M— | |
| Casualty - occurrence | $1.79B— | —— | —— | —— | $1.39B— | |
| Property | $142.37M— | —— | —— | —— | $116.11M— | |
| Incurred claims and claim adjustment expense, net by Product | ||||||
| Casualty - claims made | $514.54M— | —— | —— | —— | $123.51M— | |
| Casualty - occurrence | $2.47B— | —— | —— | —— | $490.72M— | |
| Property | $338.82M— | —— | —— | —— | $112.05M— | |
| Total of IBNR liabilities plus expected development on reported claims by Product | ||||||
| Casualty - claims made | $122.57M— | —— | —— | —— | $103.84M— | |
| Casualty - occurrence | $559.62M— | —— | —— | —— | $471.4M— | |
| Property | $75.57M— | —— | —— | —— | $61.79M— | |
| Cumulative paid claims and allocated claim adjustment expense, net by Product | ||||||
| Casualty - claims made | $188.97M— | —— | —— | —— | $24.03M— | |
| Casualty - occurrence | $686.48M— | —— | —— | —— | $84.5M— | |
| Property | $196.95M— | —— | —— | —— | $48.03M— | |
| Cumulative number of reported claims by Product | ||||||
| Casualty - claims made | 162,900%— | —— | —— | —— | 146,700%— | |
| Casualty - occurrence | 479,200%— | —— | —— | —— | 383,200%— | |
| Property | 234,900%— | —— | —— | —— | 234,600%— | |
| Reinsurance recoverable for unpaid losses by Product | ||||||
| Casualty - claims made | $22.7M— | —— | —— | —— | $21.05M— | |
| Casualty - occurrence | $246.89M— | —— | —— | —— | $203.46M— | |
| Property | $112.84M— | —— | —— | —— | $99.48M— | |
| Historical Claims Duration, Year Two by Product | ||||||
| Casualty - claims made | 21%— | —— | —— | —— | 22.4%— | |
| Casualty - occurrence | 6.7%— | —— | —— | —— | 6.7%— | |
| Property | 20.6%— | —— | —— | —— | 21.1%— | |
| Historical Claims Duration, Year Three by Product | ||||||
| Casualty - claims made | 21.5%— | —— | —— | —— | 21.9%— | |
| Casualty - occurrence | 11.7%— | —— | —— | —— | 12.6%— | |
| Property | 9.1%— | —— | —— | —— | 8.2%— | |
| Historical Claims Duration, Year Ten by Product | ||||||
| Casualty - claims made | 0%— | —— | —— | —— | 1.5%— | |
| Casualty - occurrence | 4.2%— | —— | —— | —— | 3.3%— | |
| Historical Claims Duration, Year One by Product | ||||||
| Casualty - claims made | 5.4%— | —— | —— | —— | 5%— | |
| Casualty - occurrence | 1.7%— | —— | —— | —— | 1.9%— | |
| Property | 45.4%— | —— | —— | —— | 43.9%— | |
| Historical Claims Duration, Year Nine by Product | ||||||
| Casualty - claims made | 0.1%— | —— | —— | —— | 0%— | |
| Casualty - occurrence | 3.7%— | —— | —— | —— | 3.2%— | |
| Historical Claims Duration, Year Four by Product | ||||||
| Casualty - claims made | 15.9%— | —— | —— | —— | 16.1%— | |
| Casualty - occurrence | 14.3%— | —— | —— | —— | 16.3%— | |
| Property | 5.5%— | —— | —— | —— | 8.4%— | |
| Historical Claims Duration, Year Eight by Product | ||||||
| Casualty - claims made | 2.4%— | —— | —— | —— | 3%— | |
| Casualty - occurrence | 6.1%— | —— | —— | —— | 6.1%— | |
| Historical Claims Duration, Year Five by Product | ||||||
| Casualty - claims made | 9%— | —— | —— | —— | 9.9%— | |
| Casualty - occurrence | 14.2%— | —— | —— | —— | 15%— | |
| Property | 0.4%— | —— | —— | —— | 15.8%— | |
| Historical Claims Duration, Year Six by Product | ||||||
| Casualty - claims made | 6.2%— | —— | —— | —— | 5.8%— | |
| Casualty - occurrence | 13.3%— | —— | —— | —— | 11.7%— | |
| Historical Claims Duration, Year Seven by Product | ||||||
| Casualty - claims made | 4.3%— | —— | —— | —— | 2.9%— | |
| Casualty - occurrence | 11.3%— | —— | —— | —— | 9.7%— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Kinsale Capital Group break its business down?
- Kinsale Capital Group (KNSL) reports gross written premiums by product across 28 parts — Agribusiness, Agribusiness - Property, Allied Health, Aviation and Commercial Auto. Each is extracted from the segment footnotes and tracked over time.
- Where does Kinsale Capital Group's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Kinsale Capital Group's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
