Kinsale Capital Group KNSL Business Segments
| Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | ||
|---|---|---|---|---|---|---|
| Gross written premiums by Product | ||||||
| Agribusiness | $3.42M+134% | $3.42M+134% | $3.42M+134% | $3.42M+134% | $1.46M+153% | |
| Agribusiness - Property | $2.17M— | $2.17M— | $2.17M— | $2.17M— | $0— | |
| Allied Health | $24.25M+16.8% | $24.25M+16.8% | $24.25M+16.8% | $24.25M+16.8% | $20.76M+22.5% | |
| Aviation | $2.41M+12.4% | $2.41M+12.4% | $2.41M+12.4% | $2.41M+12.4% | $2.15M+33.1% | |
| Commercial Auto | $12.18M+39.0% | $12.18M+39.0% | $12.18M+39.0% | $12.18M+39.0% | $8.76M+84.0% | |
| Commercial | $479.35M+5.3% | $479.35M+5.3% | $479.35M+5.3% | $479.35M+5.3% | $455.35M+19.0% | |
| Commercial Property | $93.61M-17.9% | $93.61M-17.9% | $93.61M-17.9% | $93.61M-17.9% | $114.04M+10.7% | |
| Construction | $36.9M-0.6% | $36.9M-0.6% | $36.9M-0.6% | $36.9M-0.6% | $37.14M+7.7% | |
| Energy | $11.53M+7.9% | $11.53M+7.9% | $11.53M+7.9% | $11.53M+7.9% | $10.68M+10.5% | |
| Entertainment | $17.51M+27.0% | $17.51M+27.0% | $17.51M+27.0% | $17.51M+27.0% | $13.79M+50.9% | |
| Environmental | $7.89M+3.9% | $7.89M+3.9% | $7.89M+3.9% | $7.89M+3.9% | $7.59M+17.1% | |
| Excess Casualty | $69.25M+13.0% | $69.25M+13.0% | $69.25M+13.0% | $69.25M+13.0% | $61.28M+26.3% | |
| Excess Professional | $10.36M+27.0% | $10.36M+27.0% | $10.36M+27.0% | $10.36M+27.0% | $8.16M+35.8% | |
| General Casualty | $51.97M+22.9% | $51.97M+22.9% | $51.97M+22.9% | $51.97M+22.9% | $42.29M+42.5% | |
| Health Care | $6.46M+11.4% | $6.46M+11.4% | $6.46M+11.4% | $6.46M+11.4% | $5.79M+13.7% | |
| High Value Homeowners | $9.02M+34.3% | $9.02M+34.3% | $9.02M+34.3% | $9.02M+34.3% | $6.71M+87.8% | |
| Inland Marine | $8.38M+23.3% | $8.38M+23.3% | $8.38M+23.3% | $8.38M+23.3% | $6.8M+45.6% | |
| Life Sciences | $8.82M-2.7% | $8.82M-2.7% | $8.82M-2.7% | $8.82M-2.7% | $9.06M-12.4% | |
| Management Liability | $4.65M-14.4% | $4.65M-14.4% | $4.65M-14.4% | $4.65M-14.4% | $5.43M-18.5% | |
| Ocean Marine | $940.25K+2.9% | $940.25K+2.9% | $940.25K+2.9% | $940.25K+2.9% | $913.75K+56.3% | |
| Personal | $14.95M+22.2% | $14.95M+22.2% | $14.95M+22.2% | $14.95M+22.2% | $12.23M+27.2% | |
| Personal Insurance | $5.93M+7.4% | $5.93M+7.4% | $5.93M+7.4% | $5.93M+7.4% | $5.52M-8.7% | |
| Product Recall | $671.5K+12.1% | $671.5K+12.1% | $671.5K+12.1% | $671.5K+12.1% | $599.25K+46.4% | |
| Products Liability | $16.97M+1.3% | $16.97M+1.3% | $16.97M+1.3% | $16.97M+1.3% | $16.76M+8.5% | |
| Professional Liability Insurance | $8.27M-5.7% | $8.27M-5.7% | $8.27M-5.7% | $8.27M-5.7% | $8.78M-2.7% | |
| Public Entity | $4.53M-9.6% | $4.53M-9.6% | $4.53M-9.6% | $4.53M-9.6% | $5.01M+0.1% | |
| Small Business | $50.6M+3.5% | $50.6M+3.5% | $50.6M+3.5% | $50.6M+3.5% | $48.9M+12.4% | |
| Small Property | $25.6M+33.4% | $25.6M+33.4% | $25.6M+33.4% | $25.6M+33.4% | $19.2M+75.0% | |
| All outstanding liabilities not separately presented, net of reinsurance by Product | ||||||
| Casualty - claims made | $21K-84.1% | —— | —— | —— | $132K+73.7% | |
| Casualty - occurrence | $9.09M+31.0% | —— | —— | —— | $6.94M+142% | |
| Property | $505K+3,267% | —— | —— | —— | $15K+400% | |
| Liability for claims and claim adjustment expense, net by Product | ||||||
| Casualty - claims made | $325.59M+24.0% | —— | —— | —— | $262.47M+7.2% | |
| Casualty - occurrence | $1.79B+29.1% | —— | —— | —— | $1.39B+40.0% | |
| Property | $142.37M+22.6% | —— | —— | —— | $116.11M+74.4% | |
| Incurred claims and claim adjustment expense, net by Product | ||||||
| Casualty - claims made | $514.54M+317% | —— | —— | —— | $123.51M+6.6% | |
| Casualty - occurrence | $2.47B+403% | —— | —— | —— | $490.72M+31.8% | |
| Property | $338.82M+202% | —— | —— | —— | $112.05M+48.4% | |
| Total of IBNR liabilities plus expected development on reported claims by Product | ||||||
| Casualty - claims made | $122.57M+18.0% | —— | —— | —— | $103.84M+5.8% | |
| Casualty - occurrence | $559.62M+18.7% | —— | —— | —— | $471.4M+31.7% | |
| Property | $75.57M+22.3% | —— | —— | —— | $61.79M+29.1% | |
| Cumulative paid claims and allocated claim adjustment expense, net by Product | ||||||
| Casualty - claims made | $188.97M+686% | —— | —— | —— | $24.03M+29.3% | |
| Casualty - occurrence | $686.48M+712% | —— | —— | —— | $84.5M+17.1% | |
| Property | $196.95M+310% | —— | —— | —— | $48.03M+2.3% | |
| Cumulative number of reported claims by Product | ||||||
| Casualty - claims made | 162,900%+16,200pp | —— | —— | —— | 146,700%+13,100pp | |
| Casualty - occurrence | 479,200%+96,000pp | —— | —— | —— | 383,200%+76,800pp | |
| Property | 234,900%+300pp | —— | —— | —— | 234,600%+1,600pp | |
| Reinsurance recoverable for unpaid losses by Product | ||||||
| Casualty - claims made | $22.7M+7.8% | —— | —— | —— | $21.05M-1.6% | |
| Casualty - occurrence | $246.89M+21.3% | —— | —— | —— | $203.46M+27.3% | |
| Property | $112.84M+13.4% | —— | —— | —— | $99.48M+63.4% | |
| Historical Claims Duration, Year Two by Product | ||||||
| Casualty - claims made | 21%-1.4pp | —— | —— | —— | 22.4%+1.4pp | |
| Casualty - occurrence | 6.7%0.0pp | —— | —— | —— | 6.7%-0.4pp | |
| Property | 20.6%-0.5pp | —— | —— | —— | 21.1%-2.7pp | |
| Historical Claims Duration, Year Three by Product | ||||||
| Casualty - claims made | 21.5%-0.4pp | —— | —— | —— | 21.9%-0.8pp | |
| Casualty - occurrence | 11.7%-0.9pp | —— | —— | —— | 12.6%-0.5pp | |
| Property | 9.1%+0.9pp | —— | —— | —— | 8.2%-3.0pp | |
| Historical Claims Duration, Year Ten by Product | ||||||
| Casualty - claims made | 0%-1.5pp | —— | —— | —— | 1.5%+1.0pp | |
| Casualty - occurrence | 4.2%+0.9pp | —— | —— | —— | 3.3%+1.4pp | |
| Historical Claims Duration, Year One by Product | ||||||
| Casualty - claims made | 5.4%+0.4pp | —— | —— | —— | 5%+0.4pp | |
| Casualty - occurrence | 1.7%-0.2pp | —— | —— | —— | 1.9%-0.1pp | |
| Property | 45.4%+1.5pp | —— | —— | —— | 43.9%-6.9pp | |
| Historical Claims Duration, Year Nine by Product | ||||||
| Casualty - claims made | 0.1%— | —— | —— | —— | 0%-0.1pp | |
| Casualty - occurrence | 3.7%+0.5pp | —— | —— | —— | 3.2%-0.5pp | |
| Historical Claims Duration, Year Four by Product | ||||||
| Casualty - claims made | 15.9%-0.2pp | —— | —— | —— | 16.1%-0.2pp | |
| Casualty - occurrence | 14.3%-2.0pp | —— | —— | —— | 16.3%-1.6pp | |
| Property | 5.5%-2.9pp | —— | —— | —— | 8.4%+2.3pp | |
| Historical Claims Duration, Year Eight by Product | ||||||
| Casualty - claims made | 2.4%-0.6pp | —— | —— | —— | 3%+0.7pp | |
| Casualty - occurrence | 6.1%0.0pp | —— | —— | —— | 6.1%+1.1pp | |
| Historical Claims Duration, Year Five by Product | ||||||
| Casualty - claims made | 9%-0.9pp | —— | —— | —— | 9.9%-0.9pp | |
| Casualty - occurrence | 14.2%-0.8pp | —— | —— | —— | 15%-0.1pp | |
| Property | 0.4%-15.4pp | —— | —— | —— | 15.8%+11.2pp | |
| Historical Claims Duration, Year Six by Product | ||||||
| Casualty - claims made | 6.2%+0.4pp | —— | —— | —— | 5.8%-1.1pp | |
| Casualty - occurrence | 13.3%+1.6pp | —— | —— | —— | 11.7%-1.2pp | |
| Historical Claims Duration, Year Seven by Product | ||||||
| Casualty - claims made | 4.3%+1.4pp | —— | —— | —— | 2.9%+0.9pp | |
| Casualty - occurrence | 11.3%+1.6pp | —— | —— | —— | 9.7%+0.5pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Kinsale Capital Group break its business down?
- Kinsale Capital Group (KNSL) reports gross written premiums by product across 28 parts — Agribusiness, Agribusiness - Property, Allied Health, Aviation and Commercial Auto. Each is extracted from the segment footnotes and tracked over time.
- Where does Kinsale Capital Group's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Kinsale Capital Group's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
