Southern First Bancshares SFST Business Segments
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Total Consumer by Product | ||||||
| Construction | $33.88M+35.5% | $25M-3.3% | $25.84M+2.5% | $25.21M+7.1% | $23.54M+12.8% | |
| Home Equitys | $262.53M+5.6% | $248.69M+3.6% | $240M+2.3% | $234.61M+5.2% | $223.06M+8.9% | |
| Other | $40.18M-2.1% | $41.03M+6.7% | $38.46M-1.8% | $39.17M+1.8% | $38.49M-8.5% | |
| Real Estate | $1.15B-0.4% | $1.15B-0.6% | $1.16B-0.4% | $1.16B+1.5% | $1.15B+1.7% | |
| Total Commercial by Product | ||||||
| Business | $677.74M+9.4% | $619.67M+2.5% | $604.41M+2.5% | $589.66M+5.0% | $561.34M+0.9% | |
| Construction | $69.46M+9.1% | $63.67M-11.5% | $71.93M+5.1% | $68.42M-24.0% | $90.02M-12.8% | |
| Non Owner Occupied Re | $950.7M-0.6% | $956.81M+1.4% | $943.3M+0.4% | $939.16M+1.4% | $926.25M+0.2% | |
| Owner Occupied Re | $759.6M+3.1% | $736.98M+4.5% | $705.38M+2.8% | $686.42M+1.9% | $673.87M+3.4% | |
| Notes Receivable Gross by Product | ||||||
| Business | $909K+381% | $189K-3.1% | $195K-72.8% | $717K-34.0% | $1.09M+7.0% | |
| Home Equitys | $745K+5.7% | $705K0.0% | $705K-0.4% | $708K+128% | $310K-0.6% | |
| Non Owner Occupied Re | $1.71M-75.2% | $6.92M+0.1% | $6.91M-0.4% | $6.94M-0.1% | $6.95M-9.0% | |
| Owner Occupied Re | $2.32M+795% | $259K-1.1% | $262K— | —— | —— | |
| Real Estate | $5.79M+0.4% | $5.76M+69.8% | $3.39M+12.1% | $3.03M+25.4% | $2.41M+26.5% | |
| Total Loan Balances By Payment Amount by Product | ||||||
| Business | $677.74M+9.4% | $619.67M+2.5% | $604.41M+2.5% | $589.66M+5.0% | $561.34M+0.9% | |
| Construction | $69.46M+9.1% | $63.67M-11.5% | $71.93M+5.1% | $68.42M-24.0% | $90.02M-12.8% | |
| Home Equitys | $262.53M+5.6% | $248.69M+3.6% | $240M+2.3% | $234.61M+5.2% | $223.06M+8.9% | |
| Non Owner Occupied Re | $950.7M-0.6% | $956.81M+1.4% | $943.3M+0.4% | $939.16M+1.4% | $926.25M+0.2% | |
| Other | $40.18M-2.1% | $41.03M+6.7% | $38.46M-1.8% | $39.17M+1.8% | $38.49M-8.5% | |
| Owner Occupied Re | $759.6M+3.1% | $736.98M+4.5% | $705.38M+2.8% | $686.42M+1.9% | $673.87M+3.4% | |
| Real Estate | $1.15B-0.4% | $1.15B-0.6% | $1.16B-0.4% | $1.16B+1.5% | $1.15B+1.7% | |
| Inventory Real Estate by Product | ||||||
| Business | $809K+328% | $189K-3.1% | $195K-72.8% | $717K-34.0% | $1.09M+7.0% | |
| Real Estate | $6.32M+9.6% | $5.76M+69.8% | $3.39M+12.1% | $3.03M+25.4% | $2.41M+26.5% | |
| Allowance For Loan And Lease Losses Write Offs Net Of Recoveries by Product | ||||||
| Business | -$61K+52.7% | -$129K-530% | $30K+159% | -$51K-219% | -$16K+87.7% | |
| Home Equitys | $2K-93.5% | $31K+933% | $3K-25.0% | $4K0.0% | $4K-96.9% | |
| Non Owner Occupied Re | $11K— | —— | —— | —— | —— | |
| Other | -$4K-114% | $29K+153% | -$55K-1,000% | -$5K-114% | $35K— | |
| Valuation Allowances And Reserves Recoveries by Product | ||||||
| Business | $13K-38.1% | $21K-30.0% | $30K+150% | $12K-80.6% | $62K+377% | |
| Home Equitys | $2K-93.5% | $31K+933% | $3K-25.0% | $4K0.0% | $4K-96.9% | |
| Non Owner Occupied Re | $11K— | —— | —— | —— | —— | |
| Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Writeoff by Product | ||||||
| Business | $74K-50.7% | $150K— | $0-100% | $63K-19.2% | $78K-45.5% | |
| Other | $4K— | —— | $55K+1,000% | $5K— | —— | |
| Provision For Loan Lease And Other Losses by Product | ||||||
| Business | $1.34M— | —— | $769K+261% | $213K-93.7% | $3.4M+433% | |
| Construction | $371K+154% | -$690K-490% | $177K+248% | -$120K-132% | $372K+246% | |
| Home Equitys | $623K-50.6% | $1.26M+997% | $115K+19.8% | $96K+109% | -$1.11M— | |
| Non Owner Occupied Re | -$902K— | —— | -$751K-994% | $84K+103% | -$2.89M— | |
| Other | -$63K— | —— | $68K— | —— | $44K+177% | |
| Owner Occupied Re | -$451K-122% | $2.05M+537% | -$469K-780% | $69K+104% | -$1.55M— | |
| Real Estate | $448K— | —— | $451K+32.6% | $340K-88.0% | $2.83M— | |
| Financing Receivable Allowance For Credit Losses by Product | ||||||
| Business | $13.43M+10.5% | $12.15M+0.5% | $12.09M+7.1% | $11.29M+1.5% | $11.13M+43.7% | |
| Construction | $982K+60.7% | $611K-3.3% | $632K+36.8% | $462K-20.6% | $582K-38.1% | |
| Home Equitys | $2.45M+34.2% | $1.83M+3.4% | $1.77M+7.2% | $1.65M+6.5% | $1.55M-41.7% | |
| Non Owner Occupied Re | $5.88M-13.2% | $6.77M+1.6% | $6.67M-10.1% | $7.42M+1.1% | $7.33M-28.2% | |
| Other | $508K-11.7% | $575K+18.3% | $486K+2.7% | $473K-1.0% | $478K+19.8% | |
| Owner Occupied Re | $3.46M-11.5% | $3.91M+10.7% | $3.53M-11.7% | $4M+1.8% | $3.93M-28.2% | |
| Real Estate | $16.31M+2.8% | $15.87M-1.0% | $16.02M+3.1% | $15.53M+2.2% | $15.19M+22.9% | |
| Allowance For Loan And Lease Losses Real Estate by Product | ||||||
| Business | $163K-1.2% | $165K-3.5% | $171K-3.9% | $178K-67.3% | $545K+18.5% | |
| Real Estate | $6.32M+9.6% | $5.76M+69.8% | $3.39M+12.1% | $3.03M+25.4% | $2.41M+26.5% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Southern First Bancshares break its business down?
- Southern First Bancshares (SFST) reports total consumer by product across 4 parts — Construction, Home Equitys, Other and Real Estate. Each is extracted from the segment footnotes and tracked over time.
- Where does Southern First Bancshares's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Southern First Bancshares's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
