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Kemper KMPR Business Segments

FY'25FY'24FY'23FY'22
Total Revenues by Business
Life Insurance$583.2M+3.1%$565.6M-2.7%$581.5M-25.6%$782.1M
Specialty Property & Casualty Insurance$4.15B+9.9%$3.77B-0.9%$3.81B-9.0%$4.18B
Operating Income (Loss), Net of Tax by Business
Life Insurance$68.5M+36.5%$50.2M-3.1%$51.8M-24.7%$68.8M
Specialty Property & Casualty Insurance$187.1M-50.3%$376.3M+759%-$57.1M+61.3%-$147.4M
Other Income by Business
Life Insurance$1.6M+45.5%$1.1M+120%$500K+183%-$600K
Specialty Property & Casualty Insurance$8.9M+45.9%$6.1M0.0%$6.1M+1.7%$6M
Earned Premiums by Business
Life Insurance$393.4M-0.1%$393.9M+1.6%$387.6M-32.2%$571.5M
Specialty Property & Casualty Insurance$3.93B+9.8%$3.58B-1.5%$3.63B-10.2%$4.05B
Income Tax Expense by Business
Life Insurance$11.6M+31.8%$8.8M-16.2%$10.5M+14.1%$9.2M
Specialty Property & Casualty Insurance$44.9M-52.5%$94.6M+593%-$19.2M+61.2%-$49.5M
Net Investment Income by Business
Life Insurance$188.2M+10.3%$170.6M-11.8%$193.4M-10.7%$216.5M
Specialty Property & Casualty Insurance$211.2M+11.4%$189.6M+12.7%$168.3M+19.6%$140.7M-7.7%
Total Assets by Business
Life Insurance$19.37B+2.4%$18.93B
Specialty Property & Casualty Insurance$27.17B+6.9%$25.41B
Benefits, Losses and Expenses by Business
Life Insurance$777.9M+50.9%$515.4M-2.7%$529.7M-25.7%$713.3M
Specialty Property & Casualty Insurance$5.79B+70.5%$3.4B-12.1%$3.86B-10.8%$4.33B
Operating Expenses by Business
Life Insurance$514.7M-0.1%$515.4M-2.7%$529.7M-25.7%$713.3M
Specialty Property & Casualty Insurance$3.96B+16.6%$3.4B-12.1%$3.86B-10.8%$4.33B
Other Cost and Expense, Operating, Insurance by Business
Life Insurance$264.4M-2.8%$272.1M-1.3%$275.8M-19.7%$343.3M
Specialty Property & Casualty Insurance$836.6M+10.2%$759.5M+2.5%$741.3M-7.6%$801.9M
Business Unit Operating Costs by Business
Life Insurance$101.6M+4.9%$96.9M+0.2%$96.7M-29.5%$137.2M
Specialty Property & Casualty Insurance$160.9M+11.0%$145M+34.5%$107.8M+32.8%$81.2M
Other Insurance Expenses by Business
Life Insurance$234.9M-1.9%$239.5M+1.5%$235.9M-21.6%$300.9M
Specialty Property & Casualty Insurance$301.7M+5.7%$285.4M+16.4%$245.1M+5.6%$232.1M
Receivables from policyholders, allowance for credit losses by Business
Life Insurance$0$0
Specialty Property & Casualty Insurance$8.2M-47.1%$15.5M
Premium Receivable, Allowance for Credit Loss, Writeoff by Business
Life Insurance$200K-33.3%$300K-40.0%$500K
Specialty Property & Casualty Insurance$54.4M+10.6%$49.2M+27.1%$38.7M
Amortization of Intangible Assets by Business
Specialty Property & Casualty Insurance$18.8M+13.3%$16.6M-7.3%$17.9M-17.1%$21.6M
Capitalizations by Business
Life Insurance$63.5M-7.6%$68.7M+10.6%$62.1M+130%$27M
Specialty Property & Casualty Insurance$530.9M+7.4%$494.3M+10.8%$446.3M-17.9%$543.4M
Provision for Expected Credit Losses by Business
Life Insurance$200K-33.3%$300K-40.0%$500K
Specialty Property & Casualty Insurance$53.7M+38.0%$38.9M-1.0%$39.3M
Insurance Claims and Policy- holders’ Benefits by Business
Life Insurance$238.7M+1.8%$234.5M-3.7%$243.4M-32.5%$360.8M
Specialty Property & Casualty Insurance$3.08B+21.1%$2.54B-19.1%$3.14B-12.2%$3.58B
Policy Acquisition Costs by Business
Life Insurance$129.1M-3.6%$133.9M-4.4%$140M-15.2%$165.1M
Specialty Property & Casualty Insurance$539.4M+12.7%$478.7M-3.6%$496.4M-14.1%$577.8M
Gross Amount by Product
Accident and Health Insurance$34.6M-0.3%$34.7M0.0%$34.7M-79.3%$167.9M-9.6%
Life Insurance$333.1M+0.7%$330.7M+2.7%$322M-9.5%$355.8M+8.7%
Property and Liability Insurance$4.05B+4.5%$3.87B-7.2%$4.18B-11.3%$4.71B+0.8%
Earned Premiums by Product
Accident and Health$21.8M-2.2%$22.3M-3.5%$23.1M-86.3%$168.2M-11.4%
Commercial Automobile$900.8M+24.2%$725M+10.7%$654.7M+19.1%$549.7M+32.5%
Life$330.6M+0.8%$328.1M+2.8%$319.2M-9.5%$352.8M+7.8%
Personal Automobile$3.02B+6.1%$2.85B-4.2%$2.98B-14.8%$3.5B-1.0%
Property$41M-5.7%$43.5M-4.0%$45.3M-10.3%$50.5M-18.4%
Assumed earned premiums by Product
Accident and Health Insurance$0$0$0-100%$1.4M-68.2%
Life Insurance$400K-20.0%$500K0.0%$500K-16.7%$600K-14.3%
Non-Catastrophe Reinsurance$9.8M-55.0%$21.8M-49.2%$42.9M+3.6%$41.4M-27.0%
Property and Liability Insurance-$2.1M-121%$10M-65.8%$29.2M+20.2%$24.3M-17.9%
Percentage of Amount Assumed to Net by Product
Accident and Health Insurance0%0%0%-0.8pp0.8%-1.5pp
Life Insurance0.1%-0.1pp0.2%0.0pp0.2%0.0pp0.2%0.0pp
Property and Liability Insurance-0.1%
Insurance Reserves by Product
Life and Health$13.07B-0.4%$13.12B
Property and Casualty$11.02B+6.3%$10.36B
Property, Liability and Casualty Insurance Product Line$11.02B+6.3%$10.36B-4.1%$10.81B
Ceded earned premiums by Product
Accident and Health Insurance$12.8M+2.4%$12.5M+7.8%$11.6M+955%$1.1M+267%
Catastrophe Reinsurance$1.3M-92.1%$16.4M+0.6%$16.3M-49.1%$32M+5.6%
Life Insurance$2.9M-6.5%$3.1M-6.1%$3.3M-8.3%$3.6M+300%
Property and Liability Insurance$1.6M-90.9%$17.5M-1.7%$17.8M-53.2%$38M+8.9%

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Questions, answered.

How does Kemper break its business down?
Kemper (KMPR) reports total revenues by business across 2 parts — Life Insurance and Specialty Property & Casualty Insurance. Each is extracted from the segment footnotes and tracked over time.
Where does Kemper's segment data come from?
Segment breakdowns are pulled from the segment footnotes in Kemper's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.