What is American Coastal Insurance Corporation's revenue?

American Coastal Insurance Corporation (ACIC) generated $334.5M in revenue over the trailing twelve months, up 10.7% year over year.

Is American Coastal Insurance Corporation profitable?

American Coastal Insurance Corporation reported $104.7M in net income over the trailing twelve months, a 31.3% net margin.

What is American Coastal Insurance Corporation's earnings per share?

American Coastal Insurance Corporation's diluted EPS over the trailing twelve months is $2.11.

Where does American Coastal Insurance Corporation's income statement data come from?

Every line is extracted from American Coastal Insurance Corporation's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

American Coastal Insurance Corporation ACIC Income Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Net investment income	$22.21M+6.8%	$20.8M+135%	$8.85M+46.4%	$6.04M—
Net premiums earned	$306.85M+12.0%	$273.99M+4.6%	$262.06M+17.6%	$222.93M+0.8%
Total revenue	$335.44M+13.1%	$296.66M+10.8%	$267.65M—	——
Selling and marketing	$90M+120%	$41M+41.4%	$29M+4,085%	$693K-21.8%
General and administrative	$40.46M-9.6%	$44.76M+18.6%	$37.74M—	——
Compensation and benefits	$4.3M+68.9%	$2.55M+93.1%	$1.32M-5.0%	$1.39M+17.1%
Occupancy and equipment	$3.34M-18.8%	$4.12M-7.4%	$4.45M+401%	$888K+35.8%
Professional fees	$3.74M-16.5%	$4.47M+4.6%	$4.28M—	——
Depreciation and amortization	$3.8M-21.7%	$4.85M+75.0%	$2.77M-56.0%	$6.3M+4.2%
Provision for credit losses	——	——	-$19K—	——
Impairment charges	$0—	——	——	——
Other operating expenses	$603K+193%	-$647K-287%	$346K+415%	-$110K-108%
Total costs & expenses	$195.16M-1.0%	$197.06M+12.4%	$175.38M—	——
Operating income	$140.28M+40.8%	$99.6M+7.9%	$92.27M—	——
Operating margin	41.8%+8.2pp	33.6%-0.9pp	34.5%—	——
Interest expense	$10.82M-9.8%	$12M+10.3%	$10.88M+14.7%	$9.48M+1.9%
Other income (expense), net	——	$2.07M-6.9%	$2.23M-78.5%	$10.34M+7,917%
Gain (loss) on disposal of assets	$0—	——	$588K+109%	-$6.51M-4,819%
Net investment gains (losses)	-$414K-118%	-$190K+96.5%	-$5.47M+83.0%	-$32.08M—
Income before income taxes	$142.73M+40.4%	$101.66M+7.6%	$94.49M+5,521%	$1.68M—
Income tax expense	$35.94M+41.8%	$25.34M+142%	$10.49M-60.0%	$26.23M—
Net income	$106.84M+41.1%	$75.72M-75.6%	$309.91M+166%	-$469.86M-711%
Net margin	31.8%+6.3pp	25.5%-90.3pp	115.8%—	——
Income from continuing operations	$106.8M+103%	$52.61M-38.3%	$85.2M+447%	-$24.55M-560%
Income from discontinued operations	$0.00+100%	-$0.01-100%	$5.31+151%	-$10.35-690%
Diluted earnings per share	$2.15+39.6%	$1.54-78.1%	$7.04+165%	-$10.91-708%
Basic earnings per share	$2.20+38.4%	$1.59-77.6%	$7.11+165%	-$10.91-708%
Weighted-average shares, diluted	198.9M+0.8%	197.3M+12.1%	175.9M+2.2%	172.2M+0.2%
Weighted-average shares, basic	193.7M+1.4%	191M+10.3%	173.3M+0.6%	172.2M+0.2%
Change In Gross Unearned Premiums	$35.74M—	——	——	-$53.97M—
Gross Premiums Earned Property And Casualty	$648.26M+1.5%	$638.61M+4.5%	$611.18M+28.9%	$474.19M—
Net investment income	$22.54M+7.0%	$21.06M+133%	$9.05M+40.0%	$6.46M—
Gross premiums written (Note 5)	$612.52M-5.4%	$647.81M+0.2%	$646.19M—	——
Net premiums written	$322.31M+16.1%	$277.6M+24.9%	$222.25M-25.6%	$298.81M+32.1%
Depreciation and amortization	$4.13M-20.3%	$5.19M+183%	$1.83M-63.1%	$4.96M—
Policyholder Benefits And Claims Incurred Net	$46.04M-33.6%	$69.32M+40.9%	$49.19M-48.8%	$96.11M—
Gain on retained interest in Sandisk	$5M+150%	$2M+145%	$814K+141%	-$1.97M-234%
Continuing operations (in dollars per share)	$2.2+37.5%	$1.6-16.7%	$1.92+443%	-$0.56-1,300%
Continuing operations (in dollars per share)	$2.15+38.7%	$1.55-18.8%	$1.91+441%	-$0.56-1,300%
Discontinued operations (in dollars per share)	$0.00+100%	-$0.01-100%	$5.26+151%	-$10.35-690%
Accretion (Amortization) of Discounts and Premiums, Investments	-$848K-14.0%	-$744K+26.0%	-$1.01M+82.1%	-$5.62M+36.2%
Accumulated Amortization Of Software And Hardware	——	$953K+151%	$379K—	——
Accumulated Depreciation Depletion And Amortization Sale Of Property Plant And Equipment1	$18K-89.0%	$163K—	——	$12.69M—
Amortization of capitalized software and acquired intangible assets	$2.44M-7.7%	$2.64M-18.6%	$3.25M0.0%	$3.25M-8.7%
Association Fees	$3.88M+11.6%	$3.47M+35.1%	$2.57M—	——
Assumed Losses And LAE Incurred	-$3.05M+25.2%	-$4.08M-208%	$3.77M—	——
Assumed	$3.39M+110%	$1.61M-84.4%	$10.32M-7.2%	$11.12M-79.0%
Written premiums, assumed	-$77K-102%	$5.08M+4,278%	$116K-99.4%	$20.44M-50.6%
Audit Fees	$1.62M-32.9%	$2.41M+79.1%	$1.35M—	——
Available For Sale Gross Realized Gains Fair Value At Sale	$158.83M+631%	$21.72M+21.4%	$17.89M—	——
Available For Sale Gross Realized Gains Losses Fair Value At Sale	$160.47M+491%	$27.16M-59.8%	$67.49M—	——
Available For Sale Gross Realized Losses Fair Value At Sale	$1.64M-69.9%	$5.44M-89.0%	$49.6M—	——
Capitalized Software Disposal Gross	——	$1.02M-4.1%	$1.06M-92.0%	$13.2M—
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect	——	——	——	$38.33M—
Ceded Losses And LAE Incurreds	-$43.84M-128%	$158.14M+105%	$77.2M—	——
Ceded Premiums Earned	$341.41M+22.4%	$278.85M+21.1%	$230.19M—	——
Changein Operating Lease Liability	-$192K-107%	$2.62M+387%	-$913K-273%	-$245K—
Comprehensive Income (Loss), Net of Tax, Including Portion Attributable to Noncontrolling Interest	$115.26M+45.5%	$79.2M-75.5%	$322.72M+165%	-$494.44M-547%
Federal	$21.29M+18.3%	$17.99M+52.5%	$11.8M+6,999%	-$171K+92.3%
Current State And Local Tax Expense Benefit	$4.38M-1.5%	$4.45M+42.1%	$3.13M+106%	$1.52M+47.0%
Total net securities (losses)	$1.38M+1,215%	-$124K+98.2%	-$6.79M-4.3%	-$6.51M—
Debt Securities, Available-for-Sale, Realized Loss	$6K-95.2%	$124K-98.2%	$6.96M+5.5%	$6.6M—
Debt securities, available-for-sale, transfer to held-to-maturity	$0—	——	——	——
Federal	$7.39M+1,742%	$401K+114%	-$2.91M-115%	$18.82M+200%
Deferred Policy Acquisition Costs, Amortization Expense	$97.84M+37.8%	$70.99M-8.1%	$77.24M—	——
Capitalization	$128.11M-5.6%	$135.64M+9.3%	$124.04M+3.2%	$120.25M-51.8%
Change in Deferred Acquisition Costs	$134.62M+6.2%	$126.71M-1.1%	$128.08M+11.7%	$114.62M-58.2%
State	$2.9M+203%	$957K+137%	-$2.56M-148%	$5.32M+233%
Defined Contribution Plan Cost Recognized	$561K+9.1%	$514K-19.3%	$637K-60.9%	$1.63M+32.6%
Defined Contribution Plan Employer Matching Contribution Percent	——	——	——	——
Maximum percentage of annual compensation contributed by the participant (percent)	——	——	——	——
Direct Losses And LAE Incurred	$5.25M-97.7%	$231.54M+92.8%	$120.11M—	——
Direct premiums earned	$644.87M+1.2%	$637M+7.2%	$594.37M+28.4%	$463.07M+12.2%
Direct premiums written	$612.6M-4.7%	$642.73M+1.1%	$635.59M+25.2%	$507.72M+14.6%
Disposition Of Cash On Divestiture Of Subsidiary	$0—	$0-100%	$232.58M—	$0—
Effective Coporate Income Tax	——	——	——	——
Effective tax rates	$0.25+1.2%	$0.25+120%	$0.11+101%	-$15.61-2,527%
Income taxes at U.S. statutory rate of 21%	——	——	——	——
Effective Income Tax Rate Reconciliation At Foreign Statutory Income Tax Rate Percent	——	——	——	——
Effective Income Tax Rate Reconciliation At Foreign Tax Statutory Exemption Tax Rate Percent	——	——	——	——
Effective Income Tax Rate Reconciliation At Foreign Tax Statutory Exemption Amount	$7K+113%	-$56K+70.2%	-$188K—	——
Effect of cross-border tax laws	$8.11M+222%	$2.52M-36.4%	$3.96M—	——
Effect of cross-border tax laws	——	——	——	——
Foreign operations	——	——	——	——
Effective Income Tax Rate Reconciliation Other Reconciling Items Percent	——	——	——	——
Effective Income Tax Rate Reconciliation Outside Basis In Subsidiary Amount	$16.82M+87.5%	$8.97M—	$0—	——
Effective Income Tax Rate Reconciliation Outside Basis In Subsidiary Rate	——	——	——	——
State income taxes – net of federal income tax benefit	——	——	——	——
Effective Income Tax Rate Reconciliation Unused Business Tax Credit Amount	$1.61M—	——	——	——
Compensation and employee benefits	$14.98M-1.1%	$15.14M+11.2%	$13.62M+0.3%	$13.58M—
Equipment	$3.34M-18.8%	$4.12M-7.1%	$4.43M—	——
Fair Value Adjustment Of Warrants	$0—	——	——	——
Fair Value Transfers Between Level One Two And Three	$0—	$0—	——	——
Federal Operating Loss Carry Forwards Permanent	$2K—	——	——	——
Federal Operating Loss Carry Forwards Subject To Expiration	$6.77M—	——	——	——
Former Gain Contingencies Recognized In Current Period	——	——	——	——
General Insurance Expense	$1.54M-19.5%	$1.91M+16.8%	$1.63M—	——
Global Minimum Tax Initiative Percentage	——	——	——	——
Goodwill Acquired Disposed Of Or Impaired During Period	$0—	——	$0—	——
Income (Loss) from Continuing Operations, Net of Tax, Attributable to Parent	$106.8M+39.9%	$76.32M-9.2%	$84.01M—	——
Income Loss From Continuing Operations Before Income Taxes Domestic	$104.13M+16.1%	$89.66M+16.1%	$77.22M—	——
Income Loss From Continuing Operations Before Income Taxes Foreign	$38.61M+222%	$12M-36.4%	$18.86M—	——
Income Tax Expense (Benefit), Continuing Operations, Discontinued Operations	$35.95M+51.1%	$23.8M+152%	$9.46M-62.9%	$25.49M+206%
Income Tax Rate Percentage Of Bonus Depreciation	——	——	——	——
Income Tax Reconciliation Foreign Income Tax Rate Differential	-$8.11M-229%	-$2.46M+34.7%	-$3.77M—	——
Effective Income Tax Rate Reconciliation at Federal Statutory Income Tax Rate, Amount	$29.97M+40.4%	$21.35M+5.8%	$20.18M+122%	-$93.34M-430%
Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Amount	$6.35M+39.6%	$4.55M+341%	$1.03M+107%	-$13.9M-1,082%
Accounts payable	——	——	——	-$1.76M—
Increase (Decrease) in Accrued Investment Income Receivable	——	——	——	——
Increase Decrease In Assumed Unearned Premiums	$3.47M+200%	-$3.47M-134%	$10.2M+9.4%	$9.33M—
Increase Decrease In Ceded Unearned Premium	$51.2M+1,016%	-$5.59M+92.1%	-$70.84M—	——
Increase (Decrease) in Deferred Income Taxes	——	——	——	——
Increase (Decrease) in Deferred Policy Acquisition Costs	-$1.65M—	——	-$33.98M—	——
Increase Decrease In Direct Unearned Premiums	$32.27M+663%	-$5.73M+86.1%	-$41.23M-192%	$44.65M—
Loss and loss adjustment expense reserves	-$156.49M—	——	-$656.29M-176%	$862.49M+15,736%
Increase (Decrease) in Other Operating Assets	——	——	$55.59M—	——
Other liabilities	-$756K—	——	-$96.37M-492%	-$16.29M-131%
Increase (Decrease) in Premiums Receivable	——	$920K—	——	$6.83M—
Increase (Decrease) in Prepaid Reinsurance Premiums	-$53.27M—	——	——	-$217.6M—
Reinsurance balances payable	-$20.26M—	——	-$46.97M+75.1%	-$188.73M—
Increase (Decrease) in Reinsurance Recoverable	-$135.25M—	——	-$741.14M-217%	$634.25M—
Unearned premiums	-$32.4M—	——	——	-$99.12M-25.5%
Interest Paid, Excluding Capitalized Interest, Operating Activity	$10.88M-15.1%	$12.81M+17.8%	$10.88M+13.8%	$9.55M+0.2%
Investment expenses	$334K+26.0%	$265K+31.2%	$202K-51.9%	$420K—
Net interest and investment income (loss)	$22.21M+6.8%	$20.8M+135%	$8.85M+46.4%	$6.04M—
Legal Fees	$815K-54.0%	$1.77M+70.6%	$1.04M—	——
Current year	$38.17M-15.0%	$44.91M+8.5%	$41.39M-0.6%	$41.65M—
Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims	$46.04M-33.6%	$69.32M+48.5%	$46.68M-51.4%	$96.11M—
Prior years	$31.75M+15.0%	$27.6M—	——	——
Cash Provided by (Used in) Financing Activity, Including Discontinued Operation	-$1.08M+92.2%	-$13.84M-152%	$26.77M+205%	-$25.39M-108%
Cash Provided by (Used in) Investing Activity, Including Discontinued Operation	——	-$179.21M-6,944%	-$2.54M-101%	$236.84M-10.8%
Cash Provided by (Used in) Operating Activity, Including Discontinued Operation	——	$252.49M—	——	-$173.11M—
Net Investment Income	$22.54M+7.0%	$21.06M+133%	$9.05M+40.0%	$6.46M—
Net Losses And LAE Incurred	$46.04M-33.6%	$69.32M+48.5%	$46.68M—	——
Number Of Reportable Segment	——	——	——	——
Occupancy and Related Charges	$438K+100%	$219K-70.3%	$737K-17.0%	$888K+35.8%
Operating Lease Payments	$0-100%	$95K—	——	——
Operating Loss Carryforwards Begin Expiration Year	2K—	——	——	——
Operating Loss Carryforwards Fully Expiration Year	2K—	——	——	——
Other comprehensive income (loss)	$8.42M—	——	$12.81M—	——
Other Comprehensive Income Loss Reclassification Adjustment From AOCI For Sale Of Securities Before Tax	$1.38M+1,215%	-$124K+98.2%	-$6.81M+76.0%	-$28.39M-896%
Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax	$9.81M—	——	$6M+110%	-$60.23M-230%
Other General and Administrative Expense	$3.63M+1.3%	$3.58M+25.0%	$2.86M-84.5%	$18.42M—
Other income, net (Note 6)	——	$2.07M-6.9%	$2.23M-78.5%	$10.34M+7,917%
Payment Of Treasury Stock	——	——	——	——
Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid	$69.92M-3.6%	$72.51M+19.7%	$60.59M-14.1%	$70.51M—
Payments of Dividends	——	$24.1M—	$0—	——
Payments Of Stock Issuance Costs	——	——	——	——
Payments to Acquire Debt Securities, Available-for-Sale	$87M-44.3%	$156.32M+314%	$37.78M+47.9%	$25.55M-87.1%
Payments to Acquire Equity Securities, FV-NI	$29.03M-17.0%	$34.99M+44,194%	$79K-99.0%	$7.65M-74.7%
Payments to Acquire Other Investments	$51.52M+118%	$23.63M+53.6%	$15.39M+577%	$2.27M-94.7%
Payments to Acquire Property, Plant, and Equipment	——	$22K—	——	$3.05M-42.2%
Percentage Of Corporate Charitable Contribution Deduction On Taxable Income	——	——	——	——
Percentage Of Corporate Charitable Overall Contribution Deduction On Taxable Income	——	——	——	——
Percentage Of Disposal Group Discontinued Operation	——	——	——	——
Percentage Of Gross Proceeds From Sale Of Shares	——	——	——	——
Percentage Of Written Premiums	——	——	——	——
Current period change for expected credit losses	-$23K0.0%	-$23K-244%	$16K+129%	-$56K+70.5%
Premium Receivable, Allowance for Credit Loss, Writeoff	——	$0—	——	$72K-12.2%
Premiums Written, Net	$322.31M+16.1%	$277.6M+24.9%	$222.25M-25.6%	$298.81M+32.1%
Proceeds from Issuance of Common Stock	——	$11.62M-56.6%	$26.79M—	——
Proceeds from sales and redemptions of investments in debt securities classified as available for sale	$117.67M+500%	$19.6M-91.8%	$240M-4.2%	$250.54M-43.4%
Other investments, net of payments	$36.16M+124%	$16.15M+568%	$2.42M-14.4%	$2.83M-96.1%
Proceeds from disposal of certain strategic investments	——	$0-100%	$40.44M—	——
Proceeds From Sale Of Former Subsidiary	-$4.5M—	$0—	$0—	——
Provision Benefit For Federal Income Tax Expense	$28.68M+55.9%	$18.39M+107%	$8.89M-52.3%	$18.65M—
Provision For Credit Losses Reversal	-$71K—	——	-$219K—	——
Net additions (releases) charged to costs and expenses	——	——	-$19K—	——
Qualified Wages Per Employee	——	——	——	——
Reinsurance Effect On Unearned Premiums	-$15.46M-329%	-$3.61M-109%	$39.81M-47.5%	$75.88M—
Reinsurance Recoverable Change In Credit Loss Allowance	-$45K—	——	$236K—	——
Reinsurancerecoverableallowanceforcreditlosswriteoff	$0—	$0—	——	——
ATM Program issuances	——	——	——	——
Loss and loss expenses incurred related to current year	$51.87M-29.0%	$73.02M+23.0%	$59.37M—	——
Loss and loss expenses incurred related to prior year	$5.83M+57.3%	$3.7M-70.8%	$12.69M—	——
Stock-based compensation	$4.3M+68.9%	$2.55M+93.1%	$1.32M-5.0%	$1.39M+17.1%
Expected volatility	——	——	——	——
Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Grant Date Intrinsic Value	$0.00—	$0.00—	$0.00—	$0.00—
Granted (in shares)	——	——	——	——
Forfeited or expired (in shares)	——	——	——	——
Risk-free rate	——	——	——	——
Share Based Compensation Arrangement By Share Based Payment Award Options Expired In Period Total Intrinsic Value	——	$0.00—	$0.00—	——
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Expirations in Period	——	——	——	——
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Forfeitures and Expirations in Period, Weighted Average Intrinsic Value	——	——	——	——
Weighted-average dividend yield	——	——	——	——
Intrinsic value of stock options exercised	$0—	$0—	$0—	$0—
Granted (in shares)	——	——	——	——
Options forfeited/expired (in dollars per share)	——	——	——	——
Exercised (in shares)	——	——	——	——
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Nonvested Options Forfeited, Number of Shares	——	——	——	——
Shares Issued Under At The Market Program	——	——	——	——
State And Local Income Tax Expense Benefit Continuing Operations	$7.28M+34.6%	$5.4M+855%	$566K-91.7%	$6.83M+331%
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercises in Period	——	——	——	——
Restricted stock acquisition consideration	——	——	$1.29M-5.1%	$1.36M+18.9%
Stock Repurchased During Period Shares	——	——	——	——
Purchase price	——	——	——	——
Acquisition costs, net	$134.62M+6.2%	$126.71M-1.1%	$128.08M—	——
Supplemental Information For Property Casualty Insurance Underwriters Paid Claims And Claims Adjustment Expense	$69.92M-3.6%	$72.51M+30.7%	$55.5M—	——
Prior years	-$5.83M-57.3%	-$3.7M+70.8%	-$12.69M-59.0%	-$7.98M—
Current year	$51.87M-29.0%	$73.02M+23.0%	$59.37M-43.0%	$104.09M—
Net premiums earned	$306.85M+12.0%	$273.99M+4.6%	$262.06M—	——
Net premiums written	$322.31M+16.1%	$277.6M+24.9%	$222.25M—	——
Net investment income and net realized and unrealized investment gains (losses)	$22.21M+6.8%	$20.8M+151%	$8.3M—	——
Surchage Collected Per Policy	$4—	——	——	——
Total Credit Loss Allowance Expenses Reversal	-$68K—	——	——	——
Total Credit Loss Allowance Writeoffs	——	$0—	——	——
Increase (decrease) in amount of unrecognized tax benefits	$0—	$0—	$0+100%	-$168K-211%
Valuation Allowance, Deferred Tax Asset, Increase (Decrease), Amount	$17.81M+101%	$8.88M-16.8%	$10.68M-91.7%	$128.99M+9,641%
Valuation Allowance Deferred Tax Asset Explanation Of Change Rate	——	——	——	——
Add: dilutive effect of potential common shares (in shares)	$3.89M-17.2%	$4.7M+136%	$1.99M—	$0—
EBIT	$140.28M+40.8%	$99.6M+7.9%	$92.27M+3,744%	$2.4M—
EBITDA	$144.08M+37.9%	$104.45M+9.9%	$95.04M+992%	$8.7M—
EBITDA	$144.08M+37.9%	$104.45M+9.9%	$95.04M+992%	$8.7M—
EBITDA margin	43%+7.7pp	35.2%-0.3pp	35.5%—	——
EBIT	$140.28M+40.8%	$99.6M+7.9%	$92.27M+3,744%	$2.4M—

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Questions, answered.

What is American Coastal Insurance Corporation's revenue?: American Coastal Insurance Corporation (ACIC) generated $334.5M in revenue over the trailing twelve months, up 10.7% year over year.
Is American Coastal Insurance Corporation profitable?: American Coastal Insurance Corporation reported $104.7M in net income over the trailing twelve months, a 31.3% net margin.
What is American Coastal Insurance Corporation's earnings per share?: American Coastal Insurance Corporation's diluted EPS over the trailing twelve months is $2.11.
Where does American Coastal Insurance Corporation's income statement data come from?: Every line is extracted from American Coastal Insurance Corporation's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.