American Express AXP Business Segments
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Total revenues net of interest expense by Business | |||||
| CS | $16.93B+6.7% | $15.86B+7.3% | $14.78B+8.9% | $13.57B— | |
| GMNS | $7.76B+3.7% | $7.48B+1.2% | $7.4B+14.2% | $6.48B— | |
| ICS | $13B+13.4% | $11.46B+9.9% | $10.43B+15.1% | $9.06B— | |
| USCS | $34.81B+10.8% | $31.43B+11.8% | $28.12B+17.6% | $23.91B— | |
| Total Revenues Net of Interest Expense After Provisions for Losses by Business | |||||
| CS | $15.55B+7.4% | $14.47B+7.5% | $13.46B+3.5% | $13B— | |
| GMNS | $7.68B+3.2% | $7.44B+1.0% | $7.37B+13.9% | $6.47B— | |
| ICS | $12.17B+13.4% | $10.74B+10.6% | $9.7B+14.5% | $8.48B— | |
| USCS | $31.85B+12.1% | $28.4B+12.4% | $25.26B+10.3% | $22.89B— | |
| Total non-interest revenues by Business | |||||
| CS | $13.65B+3.3% | $13.22B+2.2% | $12.93B+6.0% | $12.2B— | |
| GMNS | $7.06B+4.9% | $6.73B+1.6% | $6.62B+8.1% | $6.12B— | |
| ICS | $11.82B+14.0% | $10.37B+9.5% | $9.47B+14.6% | $8.26B— | |
| USCS | $22.31B+10.8% | $20.14B+9.1% | $18.46B+12.3% | $16.44B— | |
| Pretax income (loss) from continuing operations by Business | |||||
| CS | $3.67B+4.7% | $3.51B+22.5% | $2.86B-0.7% | $2.88B— | |
| GMNS | $3.97B-9.8% | $4.4B+20.3% | $3.66B+23.8% | $2.95B+55.5% | |
| ICS | $1.6B+55.5% | $1.03B+6.0% | $973M+64.1% | $593M— | |
| USCS | $6.81B+6.8% | $6.38B+17.4% | $5.43B+0.6% | $5.4B— | |
| Revenue from contracts with customers by Business | |||||
| CS | $11.86B+2.6% | $11.56B+1.6% | $11.38B+4.9% | $10.84B— | |
| GMNS | $6.31B+4.2% | $6.05B+0.7% | $6.01B+7.2% | $5.6B— | |
| ICS | $7.54B+11.5% | $6.77B+9.9% | $6.16B+16.1% | $5.3B— | |
| USCS | $15.63B+7.9% | $14.48B+5.6% | $13.72B+9.9% | $12.48B— | |
| Total Assets by Business | |||||
| CS | $251.64B+6.7% | $235.82B+7.1% | $220.24B+11.0% | $198.41B— | |
| GMNS | $73.97B-12.8% | $84.78B+8.0% | $78.5B+17.2% | $67.01B— | |
| ICS | $186.46B+10.1% | $169.41B+9.3% | $154.97B+14.0% | $135.89B— | |
| USCS | $463.06B+7.0% | $432.95B+10.6% | $391.32B+15.6% | $338.44B— | |
| Noninterest Expense by Business | |||||
| CS | $11.88B+8.3% | $10.97B+3.4% | $10.6B+4.7% | $10.12B— | |
| GMNS | $3.71B+22.0% | $3.04B-18.0% | $3.71B+5.7% | $3.51B— | |
| ICS | $10.57B+8.9% | $9.7B+11.2% | $8.73B+10.5% | $7.9B— | |
| USCS | $25.04B+13.7% | $22.02B+11.1% | $19.83B+13.3% | $17.49B— | |
| Interest Income (Expense), Operating by Business | |||||
| CS | $3.27B+23.9% | $2.64B+43.1% | $1.85B+34.4% | $1.37B— | |
| GMNS | $701M-7.2% | $755M-2.7% | $776M+120% | $352M— | |
| ICS | $1.18B+8.2% | $1.09B+14.0% | $958M+19.9% | $799M— | |
| USCS | $12.51B+10.8% | $11.29B+17.0% | $9.65B+29.1% | $7.47B— | |
| Salaries and employee benefits and other operating expenses by Business | |||||
| CS | $3.38B+7.6% | $3.14B-1.2% | $3.18B+10.2% | $2.89B— | |
| GMNS | $2.11B+42.1% | $1.49B-27.8% | $2.06B+8.1% | $1.9B— | |
| ICS | $3.3B+2.2% | $3.23B+5.4% | $3.06B+4.2% | $2.94B— | |
| USCS | $5.29B+14.0% | $4.64B+4.6% | $4.44B+12.1% | $3.96B— | |
| Interest and Dividend Income, Operating by Business | |||||
| CS | $5.08B+16.1% | $4.37B+31.4% | $3.33B+60.8% | $2.07B— | |
| GMNS | $40M-23.1% | $52M-8.8% | $57M+148% | $23M— | |
| ICS | $2.53B+8.7% | $2.33B+12.3% | $2.08B+42.9% | $1.45B— | |
| USCS | $15.66B+8.5% | $14.43B+17.0% | $12.34B+45.9% | $8.46B— | |
| Interest Expense by Business | |||||
| CS | $1.81B+4.1% | $1.73B+16.9% | $1.48B+113% | $697M— | |
| GMNS | -$661M+6.0% | -$703M+2.2% | -$719M-119% | -$329M— | |
| ICS | $1.35B+9.2% | $1.24B+10.8% | $1.12B+70.9% | $654M— | |
| USCS | $3.15B+0.3% | $3.14B+17.0% | $2.68B+173% | $983M— | |
| Marketing by Business | |||||
| CS | $1.33B+0.9% | $1.32B+21.0% | $1.09B-2.9% | $1.12B— | |
| GMNS | $393M-4.4% | $411M-5.9% | $437M+4.3% | $419M— | |
| ICS | $1.32B+6.8% | $1.24B+14.2% | $1.08B-5.7% | $1.15B— | |
| USCS | $3.19B+4.5% | $3.05B+18.0% | $2.59B-5.8% | $2.74B— | |
| Goodwill, Written off Related to Sale of Business Unit by Business | |||||
| CS | $0— | $0— | $0— | $0— | |
| GMNS | $0-100% | $27M— | $0— | $0— | |
| ICS | $0— | $0— | $0— | $0-100% | |
| USCS | $0— | $0— | $0— | $0— | |
| Goodwill, Acquired During Period by Business | |||||
| GMNS | $0— | $0-100% | $18M— | $0— | |
| ICS | $0— | $0— | $0— | $0— | |
| USCS | $0-100% | $394M— | $0-100% | $13M— | |
| Goodwill, Foreign Currency Translation and Measurement Period Adjustments by Business | |||||
| CS | $6M+300% | -$3M-200% | -$1M0.0% | -$1M0.0% | |
| GMNS | $3M— | $0— | $0— | $0— | |
| ICS | $59M+319% | -$27M-250% | $18M+164% | -$28M+34.9% | |
| USCS | $27M+2,800% | -$1M— | $0+100% | -$2M-100% | |
| Provisions by Business | |||||
| CS | $1.38B-0.6% | $1.39B+5.8% | $1.31B+132% | $565M— | |
| GMNS | $78M+85.7% | $42M+55.6% | $27M+286% | $7M— | |
| ICS | $831M+14.5% | $726M-0.1% | $727M+24.5% | $584M— | |
| USCS | $2.97B-2.0% | $3.03B+6.1% | $2.86B+180% | $1.02B— | |
| Card Member rewards, business development and Card Member services by Business | |||||
| CS | $7.17B+10.2% | $6.5B+2.7% | $6.33B+3.5% | $6.12B— | |
| GMNS | $1.21B+5.4% | $1.15B-5.7% | $1.22B+2.2% | $1.19B— | |
| ICS | $5.95B+13.5% | $5.24B+14.3% | $4.59B+20.2% | $3.82B— | |
| USCS | $16.56B+15.5% | $14.33B+11.9% | $12.81B+18.7% | $10.79B— | |
| Total non-interest revenues by Product | |||||
| Credit Card, Merchant Discount | $37.4B+6.3% | $35.19B+5.3% | $33.42B+8.7% | $30.74B+25.1% | |
| Credit Card | $9.99B+18.3% | $8.45B+16.5% | $7.26B+19.5% | $6.07B+16.8% | |
| Financial Service, Other | $7.47B+10.4% | $6.77B+0.8% | $6.71B+48.4% | $4.52B+36.3% | |
| Total revenues net of interest expense by Geography | |||||
| APAC Geographic Region | $5.22B+11.1% | $4.7B+7.5% | $4.37B+14.0% | $3.84B+12.2% | |
| EMEA | $7.07B+13.8% | $6.22B+10.3% | $5.63B+15.6% | $4.87B+33.7% | |
| Lacc Geographic Region | $4.19B+9.1% | $3.85B+7.7% | $3.57B+22.4% | $2.92B+30.3% | |
| Other Unallocated | -$271M+3.6% | -$281M-39.8% | -$201M-28.0% | -$157M-614% | |
| Pretax income (loss) from continuing operations by Geography | |||||
| APAC Geographic Region | $831M+26.7% | $656M+10.8% | $592M+57.4% | $376M-10.5% | |
| EMEA | $1.26B+34.2% | $935M+9.5% | $854M+55.3% | $550M+19.6% | |
| LACC Geographic Region | $907M+13.0% | $803M+5.7% | $760M+52.0% | $500M+1.2% | |
| Other Unallocated | -$2.25B+6.9% | -$2.42B-0.3% | -$2.41B-8.4% | -$2.22B-120% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does American Express break its business down?
- American Express (AXP) reports total revenues net of interest expense by business across 4 parts — CS, GMNS, ICS and USCS. Each is extracted from the segment footnotes and tracked over time.
- Where does American Express's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in American Express's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
