Coastal Financial CCB Business Segments
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| NET INCOME by Business | ||||||
| CCBX | $25.95M-14.4% | $30.31M-0.4% | $30.43M+2.0% | $29.83M+6.2% | $28.09M+14.5% | |
| Community Bank | $33.54M+7.6% | $31.17M-7.8% | $33.83M-5.3% | $35.74M-4.7% | $37.49M+4.2% | |
| Treasury & Administration | -$10.21M+29.5% | -$14.49M+12.4% | -$16.54M+8.0% | -$17.99M-3.2% | -$17.43M-14.2% | |
| Total Interest Income by Business | ||||||
| CCBX | $277.91M+1.2% | $274.61M+1.6% | $270.29M+0.7% | $268.43M+3.1% | $260.3M+4.8% | |
| Community Bank | $124.4M+1.2% | $122.96M+0.2% | $122.66M-0.9% | $123.84M-0.1% | $123.97M+0.2% | |
| Treasury & Administration | $34.09M+6.3% | $32.05M+2.7% | $31.22M+11.3% | $28.05M+9.3% | $25.67M+3.7% | |
| Noninterest Income by Business | ||||||
| CCBX | $229.23M+1.2% | $226.43M-6.4% | $241.79M-4.7% | $253.72M-9.4% | $279.93M-7.6% | |
| Community Bank | $4.01M-2.1% | $4.1M-2.7% | $4.21M-2.1% | $4.3M+0.5% | $4.28M-3.7% | |
| Treasury & Administration | $967K-10.7% | $1.08M+3.6% | $1.05M0.0% | $1.05M-19.4% | $1.3M+45.2% | |
| Other income by Business | ||||||
| CCBX | $1.2M-0.3% | $1.21M+78.1% | $677K+87.0% | $362K+5,071% | $7K-90.7% | |
| Community Bank | $561K-7.0% | $603K-6.5% | $645K-3.3% | $667K+7.2% | $622K-17.2% | |
| Treasury & Administration | $967K-10.7% | $1.08M+3.6% | $1.05M0.0% | $1.05M-19.4% | $1.3M+45.2% | |
| Income before provision for income taxes by Business | ||||||
| CCBX | $35.91M-12.5% | $41.06M+1.2% | $40.56M+4.3% | $38.88M+6.6% | $36.46M+12.3% | |
| Community Bank | $41.8M+6.9% | $39.11M-7.6% | $42.33M-4.2% | $44.2M-4.2% | $46.12M+2.9% | |
| Treasury & Administration | -$13.66M+27.8% | -$18.92M+12.5% | -$21.63M+7.3% | -$23.33M-5.0% | -$22.22M-11.2% | |
| Noninterest Expense by Business | ||||||
| CCBX | $219.54M+7.9% | $203.41M+1.4% | $200.63M+2.6% | $195.56M+5.1% | $186.06M+5.8% | |
| Community Bank | $48.88M+2.2% | $47.86M+10.8% | $43.19M+3.8% | $41.61M+9.7% | $37.94M+3.8% | |
| Treasury & Administration | $30.84M-15.6% | $36.53M-5.3% | $38.59M-2.3% | $39.49M+4.5% | $37.79M+11.6% | |
| Interest Income (Expense), Operating by Business | ||||||
| CCBX | $216.02M+2.3% | $211.17M+1.9% | $207.21M+1.6% | $203.85M+4.2% | $195.7M+6.1% | |
| Community Bank | $85.12M+3.3% | $82.36M+3.0% | $79.96M+1.9% | $78.49M+2.1% | $76.91M+1.8% | |
| Treasury & Administration | $16.22M-1.9% | $16.53M+3.9% | $15.91M+5.3% | $15.11M+5.8% | $14.28M+10.0% | |
| Net interest income after provision for credit losses - loans and unfunded commitments by Business | ||||||
| CCBX | $26.22M+45.4% | $18.04M+3,091% | -$603K+96.9% | -$19.28M+66.4% | -$57.41M+39.3% | |
| Community Bank | $86.68M+4.6% | $82.87M+1.9% | $81.31M-0.2% | $81.51M+2.2% | $79.79M+3.7% | |
| Treasury & Administration | $16.22M-1.9% | $16.53M+3.9% | $15.91M+5.3% | $15.11M+5.8% | $14.28M+10.0% | |
| Total Assets by Business | ||||||
| CCBX | $10.92B+12.5% | $9.71B+5.4% | $9.21B+3.0% | $8.95B+3.5% | $8.64B+2.8% | |
| Community Bank | $7.74B+1.5% | $7.63B+0.8% | $7.57B+0.1% | $7.56B-0.7% | $7.61B-0.2% | |
| Treasury & Administration | $776.34M+0.1% | $775.42M+8.7% | $713.29M+44.1% | $495.04M+115% | $230M+1,041% | |
| Service charges and fees by Business | ||||||
| CCBX | $96K+50.0% | $64K+48.8% | $43K+79.2% | $24K-31.4% | $35K-25.5% | |
| Community Bank | $3.45M-1.2% | $3.49M-2.0% | $3.57M-1.9% | $3.63M-0.6% | $3.66M-1.0% | |
| Treasury & Administration | $0— | $0— | $0— | $0— | $0— | |
| Total interest expense by Business | ||||||
| CCBX | $90.63M+0.6% | $90.11M-0.7% | $90.77M-1.6% | $92.26M-0.5% | $92.76M-1.4% | |
| Community Bank | $25.77M-3.9% | $26.81M-3.2% | $27.68M-0.5% | $27.81M+1.2% | $27.49M+2.2% | |
| Treasury & Administration | $2.63M-0.2% | $2.64M-0.3% | $2.65M-5.3% | $2.8M-0.4% | $2.81M-0.3% | |
| PROVISION FOR INCOME TAXES by Business | ||||||
| CCBX | $9.96M-7.3% | $10.75M+6.1% | $10.13M+12.0% | $9.04M+8.0% | $8.38M+5.4% | |
| Community Bank | $8.27M+4.2% | $7.94M-6.7% | $8.5M+0.5% | $8.46M-2.0% | $8.63M-2.7% | |
| Treasury & Administration | -$3.45M+22.2% | -$4.43M+12.9% | -$5.09M+4.8% | -$5.35M-11.7% | -$4.79M-1.4% | |
| Other expenses by Business | ||||||
| CCBX | $8.25M+19.1% | $6.93M+9.8% | $6.31M+4.2% | $6.06M+9.1% | $5.55M+17.5% | |
| Community Bank | $6.48M+1.6% | $6.38M+16.5% | $5.48M+10.9% | $4.94M+32.7% | $3.72M-3.3% | |
| Treasury & Administration | $3.05M-20.8% | $3.85M-9.5% | $4.26M-9.3% | $4.7M+1.8% | $4.62M+1.9% | |
| Other Borrowings by Business | ||||||
| CCBX | $0— | $0— | $0— | $0— | $0— | |
| Community Bank | $0— | $0— | $0— | $0— | $0— | |
| Treasury & Administration | $192.07M+0.1% | $191.92M+0.1% | $191.77M+0.1% | $191.61M+0.1% | $191.46M+0.1% | |
| Noninterest income by Business | ||||||
| BaaS indemnification income | $193.83M-0.9% | $195.67M-8.7% | $214.39M-6.4% | $229.05M-11.1% | $257.58M-8.9% | |
| BaaS program income | $34.1M+15.6% | $29.49M+10.5% | $26.68M+9.9% | $24.28M+8.9% | $22.31M+11.1% | |
| Loans receivable by Business | ||||||
| CCBX | $7.18B+3.4% | $6.94B+3.0% | $6.74B+4.4% | $6.46B+4.3% | $6.19B+5.7% | |
| Community Bank | $7.68B+1.4% | $7.57B+0.8% | $7.51B0.0% | $7.51B-0.7% | $7.56B-0.2% | |
| Treasury & Administration | $0— | $0— | $0— | $0— | $0— | |
| Gross loans receivable by Business | ||||||
| CCBX | $7.18B+3.4% | $6.95B+3.0% | $6.74B+4.4% | $6.46B+4.3% | $6.19B+5.7% | |
| Community Bank | $7.7B+1.4% | $7.59B+0.8% | $7.53B0.0% | $7.53B-0.7% | $7.59B-0.2% | |
| Data processing and software licenses by Business | ||||||
| CCBX | $17.41M+28.8% | $13.52M+41.0% | $9.59M+36.5% | $7.03M+59.0% | $4.42M+5.8% | |
| Community Bank | $6.48M+7.0% | $6.06M+5.2% | $5.76M-3.1% | $5.94M+16.4% | $5.11M+7.8% | |
| Treasury & Administration | $2.39M-27.4% | $3.29M-15.7% | $3.9M-19.1% | $4.82M-28.1% | $6.7M+12.2% | |
| Liabilities by Business | ||||||
| CCBX | $10.92B+12.5% | $9.71B+5.4% | $9.21B+3.0% | $8.95B+3.5% | $8.64B+2.8% | |
| Community Bank | $7.74B+1.5% | $7.63B+0.8% | $7.57B+0.1% | $7.56B-0.7% | $7.61B-0.2% | |
| Treasury & Administration | -$1.16B-4.8% | -$1.1B+0.9% | -$1.11B+6.3% | -$1.19B+9.2% | -$1.31B+7.6% | |
| Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest by Business | ||||||
| CCBX | $606.89M-1.6% | $616.8M-1.1% | $623.57M+0.9% | $618.25M+3.2% | $599.26M+8.4% | |
| Community Bank | $73.67M-1.1% | $74.51M-0.9% | $75.21M-2.3% | $76.98M-2.7% | $79.09M-2.9% | |
| Treasury & Administration | $0— | $0— | $0— | $0— | $0— | |
| Other assets by Business | ||||||
| CCBX | $899.56M+3.5% | $869.17M+2.9% | $845.07M+2.4% | $825.53M+3.9% | $794.22M+6.0% | |
| Community Bank | $117.64M+2.0% | $115.29M+1.4% | $113.76M+0.4% | $113.27M-0.6% | $114M-2.1% | |
| Treasury & Administration | $172.16M-7.1% | $185.38M-6.0% | $197.22M-1.6% | $200.34M+1.1% | $198.24M+5.7% | |
| Interest (expense) income intrabank transfer by Business | ||||||
| CCBX | $28.74M+7.8% | $26.67M-3.7% | $27.69M0.0% | $27.68M-1.7% | $28.16M-6.8% | |
| Community Bank | -$13.5M+2.1% | -$13.79M+8.2% | -$15.02M+14.3% | -$17.53M+10.4% | -$19.58M+7.9% | |
| Treasury & Administration | -$15.24M-18.3% | -$12.89M-1.7% | -$12.67M-24.8% | -$10.15M-18.3% | -$8.58M+4.2% | |
| Salaries and employee benefits by Business | ||||||
| CCBX | $39.28M+9.9% | $35.73M+6.3% | $33.6M+7.5% | $31.25M+5.8% | $29.53M+2.2% | |
| Community Bank | $30.89M+0.5% | $30.75M+12.0% | $27.47M+3.4% | $26.58M+4.1% | $25.54M+4.5% | |
| Treasury & Administration | $17.24M-10.9% | $19.35M-3.1% | $19.97M-0.8% | $20.12M+9.1% | $18.45M+10.9% | |
| Intrabank assets by Business | ||||||
| CCBX | $3.15B+37.9% | $2.29B+10.7% | $2.06B-2.7% | $2.12B-1.2% | $2.15B-6.1% | |
| Community Bank | $0— | $0— | $0— | $0— | $0— | |
| Treasury & Administration | -$3.15B-37.9% | -$2.29B-10.7% | -$2.06B+2.7% | -$2.12B+1.2% | -$2.15B+6.1% | |
| Deposits by Business | ||||||
| CCBX | $10.76B+12.6% | $9.56B+5.4% | $9.07B+3.1% | $8.8B+3.6% | $8.49B+2.9% | |
| Community Bank | $6.31B+0.8% | $6.26B+1.1% | $6.2B+1.2% | $6.12B+1.1% | $6.05B+1.5% | |
| Treasury & Administration | $0— | $0— | $0— | $0— | $0— | |
| Loans held for sale by Business | ||||||
| CCBX | $298.62M+37.8% | $216.72M+30.5% | $166.1M+27.0% | $130.77M+86.0% | $70.3M+143% | |
| Community Bank | $0— | $0— | $0— | $0— | $0— | |
| Treasury & Administration | $0— | $0— | $0— | $0— | $0— | |
| Intrabank liabilities by Business | ||||||
| CCBX | $0— | $0— | $0— | $0— | $0— | |
| Community Bank | $1.41B+4.8% | $1.34B-0.1% | $1.34B-4.8% | $1.41B-7.4% | $1.53B-6.4% | |
| Treasury & Administration | -$1.41B-4.8% | -$1.34B+0.1% | -$1.34B+4.8% | -$1.41B+7.4% | -$1.53B+6.4% | |
| Occupancy by Business | ||||||
| CCBX | $329K-19.0% | $406K+26.5% | $321K+1.9% | $315K-3.7% | $327K-4.7% | |
| Community Bank | $3.27M-0.5% | $3.29M0.0% | $3.29M-1.1% | $3.32M-2.5% | $3.41M-0.4% | |
| Treasury & Administration | $221K-26.6% | $301K+19.4% | $252K+8.2% | $233K+13.7% | $205K-68.9% | |
| Other liabilities by Business | ||||||
| CCBX | $161.49M+7.1% | $150.74M+2.3% | $147.35M-3.7% | $152.94M+0.3% | $152.49M-1.1% | |
| Community Bank | $21.37M-8.0% | $23.22M-10.9% | $26.06M-10.3% | $29.06M-11.4% | $32.78M-7.5% | |
| Treasury & Administration | $60.77M+23.9% | $49.05M+20.7% | $40.65M+21.1% | $33.58M+26.3% | $26.6M+16.2% | |
| Investment securities by Business | ||||||
| CCBX | $0— | $0— | $0— | $0— | $0— | |
| Community Bank | $0— | $0— | $0— | $0— | $0— | |
| Treasury & Administration | $183.94M-0.4% | $184.76M+0.5% | $183.83M-2.5% | $188.51M-1.9% | $192.15M-1.6% | |
| Legal and professional expenses by Business | ||||||
| CCBX | $11.66M+20.0% | $9.72M-5.5% | $10.29M-2.7% | $10.58M+1.8% | $10.39M+10.9% | |
| Community Bank | $1.76M+27.5% | $1.38M+14.7% | $1.21M+44.4% | $835K+403% | $166K+37.2% | |
| Treasury & Administration | $7.94M-18.6% | $9.75M-4.5% | $10.21M+6.2% | $9.61M+22.9% | $7.82M+28.9% | |
| PROVISION FOR CREDIT LOSSES by Business | ||||||
| CCBX | $189.8M-1.7% | $193.14M-7.1% | $207.81M-6.9% | $223.13M-11.8% | $253.11M-9.3% | |
| Community Bank | -$1.55M-208% | -$504K+62.8% | -$1.35M+55.1% | -$3.01M-4.8% | -$2.88M-109% | |
| Treasury & Administration | $0— | $0— | $0— | $0— | $0— | |
| Number of Loans by Business | ||||||
| CCBX | 3.5M— | —— | —— | —— | —— | |
| Community Bank | 1.4K— | —— | —— | —— | —— | |
| % of Total Outstanding Balance Consumer Loans by Business | ||||||
| CCBX | 204.8%— | —— | —— | —— | —— | |
| Community Bank | 3.4%— | —— | —— | —— | —— | |
| Loans individually evaluted for credit losses by Business | ||||||
| Business Assets | $4.57M-2.0% | $4.66M+2.0% | $4.57M+73.8% | $2.63M— | —— | |
| Real Estate | $15.74M+19.1% | $13.21M— | —— | —— | —— | |
| Average Loan Balance by Business | ||||||
| CCBX | $2.55K+82.1% | $1.4K-6.7% | $1.5K-6.3% | $1.6K-5.9% | $1.7K-5.6% | |
| Revenue by Product | ||||||
| BaaS program income | $34.1M+15.6% | $29.49M+10.5% | $26.68M+9.9% | $24.28M+8.9% | $22.31M+11.1% | |
| Noninterest income by Product | ||||||
| BaaS credit enhancements | $184.75M-1.5% | $187.65M-7.3% | $202.43M-6.8% | $217.12M-12.0% | $246.68M-9.6% | |
| BaaS fraud enhancements | $9.08M+13.3% | $8.01M-33.0% | $11.97M+0.4% | $11.92M+9.4% | $10.9M+10.9% | |
| Reimbursement of expenses | $6.32M+27.6% | $4.95M+27.1% | $3.9M+27.8% | $3.05M-6.5% | $3.26M+31.0% | |
| Servicing and other BaaS fees | $7M+20.8% | $5.8M+10.1% | $5.27M+4.4% | $5.05M+0.3% | $5.03M+6.1% | |
| Transaction and interchange fees | $20.78M+10.9% | $18.74M+7.0% | $17.52M+8.2% | $16.19M+15.5% | $14.02M+9.1% | |
| BaaS loan and fraud expense by Product | ||||||
| BaaS fraud expense | $9.08M+13.3% | $8.01M-33.0% | $11.97M+0.4% | $11.92M+9.4% | $10.9M+10.9% | |
| BaaS loan expense | $133.52M+3.4% | $129.09M+0.4% | $128.55M+0.1% | $128.41M+2.8% | $124.94M+5.4% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Coastal Financial break its business down?
- Coastal Financial (CCB) reports net income by business across 3 parts — CCBX, Community Bank and Treasury & Administration. Each is extracted from the segment footnotes and tracked over time.
- Where does Coastal Financial's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Coastal Financial's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
