Coastal Financial CCB Business Segments
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| NET INCOME by Business | ||||||
| CCBX | $4.04M-46.4% | $7.53M+4.2% | $7.22M+0.8% | $7.17M-14.6% | $8.39M+9.7% | |
| Community Bank | $10.71M+41.2% | $7.59M-12.4% | $8.66M+31.6% | $6.58M-21.2% | $8.35M-18.5% | |
| Treasury & Administration | -$2.73M-10.6% | -$2.47M-7.8% | -$2.29M+15.6% | -$2.72M+61.2% | -$7.01M-55.0% | |
| Total Interest Income by Business | ||||||
| CCBX | $71.15M+3.4% | $68.85M-1.1% | $69.64M+2.0% | $68.26M+0.6% | $67.86M+5.1% | |
| Community Bank | $31.73M+1.3% | $31.34M+2.0% | $30.72M+0.4% | $30.6M+1.0% | $30.29M-2.4% | |
| Treasury & Administration | $8.79M+14.2% | $7.7M-11.1% | $8.66M-3.0% | $8.93M+32.1% | $6.76M-1.6% | |
| Noninterest Income by Business | ||||||
| CCBX | $64.72M+12.9% | $57.35M-12.4% | $65.44M+56.8% | $41.72M-32.6% | $61.92M-14.8% | |
| Community Bank | $932K-5.8% | $989K-1.6% | $1.01M-7.5% | $1.09M+7.0% | $1.02M-7.8% | |
| Treasury & Administration | $426K+30.3% | $327K-1.2% | $331K+383% | -$117K-122% | $542K+87.5% | |
| Other income by Business | ||||||
| CCBX | -$4K-101% | $533K+68.7% | $316K-11.5% | $357K— | $0-100% | |
| Community Bank | $114K-18.0% | $139K+3.7% | $134K-23.0% | $174K+11.5% | $156K-13.8% | |
| Treasury & Administration | $426K+30.3% | $327K-1.2% | $331K+383% | -$117K-122% | $542K+87.5% | |
| Income before provision for income taxes by Business | ||||||
| CCBX | $5.26M-50.8% | $10.69M+6.3% | $10.06M+1.5% | $9.91M-4.7% | $10.4M+2.0% | |
| Community Bank | $12.63M+30.1% | $9.71M-9.6% | $10.75M+23.3% | $8.72M-12.2% | $9.94M-23.2% | |
| Treasury & Administration | -$3.3M-2.5% | -$3.22M-11.3% | -$2.9M+31.7% | -$4.24M+50.5% | -$8.57M-44.4% | |
| Noninterest Expense by Business | ||||||
| CCBX | $64.73M+26.5% | $51.18M-1.1% | $51.76M-0.2% | $51.86M+6.7% | $48.61M+0.4% | |
| Community Bank | $11.38M-18.5% | $13.96M+27.8% | $10.93M-13.4% | $12.61M+21.8% | $10.35M+11.3% | |
| Treasury & Administration | $7.34M-4.2% | $7.66M+2.3% | $7.49M-10.4% | $8.36M-35.9% | $13.03M+34.2% | |
| Interest Income (Expense), Operating by Business | ||||||
| CCBX | $57.21M+7.4% | $53.26M+0.3% | $53.08M+1.2% | $52.47M+0.2% | $52.36M+6.2% | |
| Community Bank | $22.54M+2.5% | $22M+7.0% | $20.56M+2.7% | $20.03M+1.3% | $19.78M+1.0% | |
| Treasury & Administration | $3.61M-12.2% | $4.11M-3.5% | $4.26M+0.5% | $4.24M+8.0% | $3.92M+12.5% | |
| Net interest income after provision for credit losses - loans and unfunded commitments by Business | ||||||
| CCBX | $5.27M+16.3% | $4.53M+225% | -$3.62M-118% | $20.05M+788% | -$2.92M+79.3% | |
| Community Bank | $23.08M+1.7% | $22.68M+9.8% | $20.67M+2.1% | $20.24M+5.0% | $19.27M-8.8% | |
| Treasury & Administration | $3.61M-12.2% | $4.11M-3.5% | $4.26M+0.5% | $4.24M+8.0% | $3.92M+12.5% | |
| Total Assets by Business | ||||||
| CCBX | $3.51B+35.3% | $2.6B+7.7% | $2.41B+0.5% | $2.4B+4.2% | $2.3B+9.6% | |
| Community Bank | $1.99B+1.7% | $1.96B+2.2% | $1.92B+2.2% | $1.88B-0.2% | $1.88B-0.9% | |
| Treasury & Administration | $158.71M-15.0% | $186.68M-16.9% | $224.68M+8.9% | $206.27M+30.7% | $157.78M+26.7% | |
| Service charges and fees by Business | ||||||
| CCBX | $32K0.0% | $32K0.0% | $32K— | $0— | $0-100% | |
| Community Bank | $818K-3.8% | $850K-2.4% | $871K-4.6% | $913K+6.2% | $860K-6.6% | |
| Treasury & Administration | $0— | $0— | $0— | $0— | $0— | |
| Total interest expense by Business | ||||||
| CCBX | $22.1M+2.4% | $21.58M-7.5% | $23.33M-1.2% | $23.62M+9.4% | $21.58M-3.0% | |
| Community Bank | $5.57M-11.3% | $6.28M-12.0% | $7.14M+5.2% | $6.78M+2.7% | $6.6M-7.8% | |
| Treasury & Administration | $654K-0.6% | $658K-0.3% | $660K0.0% | $660K0.0% | $660K-1.0% | |
| PROVISION FOR INCOME TAXES by Business | ||||||
| CCBX | $1.22M-61.5% | $3.17M+11.7% | $2.83M+3.4% | $2.74M+36.6% | $2.01M-21.2% | |
| Community Bank | $1.92M-9.8% | $2.13M+2.0% | $2.09M-2.5% | $2.14M+34.7% | $1.59M-41.1% | |
| Treasury & Administration | -$571K+24.2% | -$753K-24.9% | -$603K+60.4% | -$1.52M+2.2% | -$1.56M-10.4% | |
| Other expenses by Business | ||||||
| CCBX | $2.95M+34.5% | $2.19M+39.4% | $1.57M+2.3% | $1.54M-5.4% | $1.63M+3.4% | |
| Community Bank | $1.01M-45.4% | $1.86M+23.7% | $1.5M-29.0% | $2.11M+132% | $910K-4.4% | |
| Treasury & Administration | $866K-24.6% | $1.15M+19.3% | $963K+1,201% | $74K-95.6% | $1.67M+7.2% | |
| Other Borrowings by Business | ||||||
| CCBX | $0— | $0— | $0— | $0— | $0— | |
| Community Bank | $0— | $0— | $0— | $0— | $0— | |
| Treasury & Administration | $48.07M+0.1% | $48.04M+0.1% | $48M+0.1% | $47.96M+0.1% | $47.92M+0.1% | |
| Noninterest income by Business | ||||||
| BaaS indemnification income | $53.8M+11.1% | $48.42M-15.9% | $57.54M+68.9% | $34.07M-38.8% | $55.64M-17.1% | |
| BaaS program income | $10.89M+30.2% | $8.37M+10.7% | $7.55M+3.6% | $7.29M+16.2% | $6.28M+13.0% | |
| Loans receivable by Business | ||||||
| CCBX | $1.88B+4.2% | $1.81B+0.2% | $1.8B+7.4% | $1.68B+1.8% | $1.65B+2.9% | |
| Community Bank | $1.98B+1.7% | $1.94B+2.2% | $1.9B+2.1% | $1.86B-0.3% | $1.87B-0.9% | |
| Treasury & Administration | $0— | $0— | $0— | $0— | $0— | |
| Gross loans receivable by Business | ||||||
| CCBX | $1.88B+4.2% | $1.81B+0.2% | $1.8B+7.4% | $1.68B+1.8% | $1.65B+2.9% | |
| Community Bank | $1.98B+1.7% | $1.95B+2.2% | $1.91B+2.2% | $1.87B-0.3% | $1.87B-0.9% | |
| Data processing and software licenses by Business | ||||||
| CCBX | $5.04M+12.2% | $4.49M+10.9% | $4.05M+5.3% | $3.84M+235% | $1.15M+106% | |
| Community Bank | $1.82M+20.7% | $1.51M+25.0% | $1.2M-38.3% | $1.95M+39.9% | $1.4M+15.8% | |
| Treasury & Administration | $791K-19.7% | $985K+14.1% | $863K+440% | -$254K-115% | $1.69M+5.9% | |
| Liabilities by Business | ||||||
| CCBX | $3.51B+35.3% | $2.6B+7.7% | $2.41B+0.5% | $2.4B+4.2% | $2.3B+9.6% | |
| Community Bank | $1.99B+1.7% | $1.96B+2.2% | $1.92B+2.2% | $1.88B-0.2% | $1.88B-0.9% | |
| Treasury & Administration | -$345.05M-13.4% | -$304.28M-21.4% | -$250.59M+1.9% | -$255.44M+12.6% | -$292.13M+7.0% | |
| Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest by Business | ||||||
| CCBX | $154.27M+2.0% | $151.3M-2.7% | $155.46M+6.6% | $145.86M-11.2% | $164.19M+3.9% | |
| Community Bank | $18.15M-0.4% | $18.23M-0.7% | $18.35M-3.1% | $18.94M-0.3% | $18.99M+0.4% | |
| Treasury & Administration | $0— | $0— | $0— | $0— | $0— | |
| Other assets by Business | ||||||
| CCBX | $240.8M+2.4% | $235.14M+6.9% | $219.97M+8.0% | $203.65M-3.2% | $210.41M-0.3% | |
| Community Bank | $29.5M-1.0% | $29.81M+0.5% | $29.66M+3.5% | $28.67M+5.6% | $27.15M-4.0% | |
| Treasury & Administration | $40.9M+2.1% | $40.06M-9.6% | $44.31M-5.5% | $46.89M-13.3% | $54.12M+4.3% | |
| Interest (expense) income intrabank transfer by Business | ||||||
| CCBX | $8.16M+36.0% | $6M-11.4% | $6.77M-13.5% | $7.83M+28.6% | $6.09M-13.2% | |
| Community Bank | -$3.63M-18.5% | -$3.06M-1.0% | -$3.03M+20.1% | -$3.79M+3.0% | -$3.91M+8.9% | |
| Treasury & Administration | -$4.53M-54.3% | -$2.94M+21.5% | -$3.74M+7.3% | -$4.03M-85.3% | -$2.18M+19.9% | |
| Salaries and employee benefits by Business | ||||||
| CCBX | $11.53M+19.4% | $9.65M+3.4% | $9.33M+6.5% | $8.77M+9.9% | $7.98M+6.0% | |
| Community Bank | $7.3M-23.6% | $9.55M+35.9% | $7.02M-0.1% | $7.03M-1.8% | $7.16M+14.3% | |
| Treasury & Administration | $4.3M+21.1% | $3.55M-6.4% | $3.79M-32.4% | $5.61M-12.4% | $6.4M+53.5% | |
| Intrabank assets by Business | ||||||
| CCBX | $1.42B+124% | $633.6M+26.6% | $500.65M-16.7% | $600.72M+8.9% | $551.53M+33.9% | |
| Community Bank | $0— | $0— | $0— | $0— | $0— | |
| Treasury & Administration | -$1.42B-124% | -$633.6M-26.6% | -$500.65M+16.7% | -$600.72M-8.9% | -$551.53M-33.9% | |
| Deposits by Business | ||||||
| CCBX | $3.47B+35.6% | $2.56B+7.7% | $2.37B+0.6% | $2.36B+4.1% | $2.27B+9.8% | |
| Community Bank | $1.57B-0.8% | $1.59B-0.7% | $1.6B+2.8% | $1.55B+1.9% | $1.52B+0.2% | |
| Treasury & Administration | $0— | $0— | $0— | $0— | $0— | |
| Loans held for sale by Business | ||||||
| CCBX | $124.04M+74.2% | $71.22M+66.0% | $42.89M-29.1% | $60.47M+43.5% | $42.13M+105% | |
| Community Bank | $0— | $0— | $0— | $0— | $0— | |
| Treasury & Administration | $0— | $0— | $0— | $0— | $0— | |
| Intrabank liabilities by Business | ||||||
| CCBX | $0— | $0— | $0— | $0— | $0— | |
| Community Bank | $413.28M+12.9% | $366.22M+17.0% | $312.96M-0.9% | $315.75M-9.4% | $348.49M-5.2% | |
| Treasury & Administration | -$413.28M-12.9% | -$366.22M-17.0% | -$312.96M+0.9% | -$315.75M+9.4% | -$348.49M+5.2% | |
| Occupancy by Business | ||||||
| CCBX | $8K-95.1% | $163K+94.0% | $84K+13.5% | $74K-12.9% | $85K+9.0% | |
| Community Bank | $812K-2.9% | $836K+4.4% | $801K-2.1% | $818K-1.4% | $830K-0.8% | |
| Treasury & Administration | $39K-57.6% | $92K+37.3% | $67K+191% | $23K-80.7% | $119K+177% | |
| Other liabilities by Business | ||||||
| CCBX | $45.84M+17.2% | $39.12M+4.6% | $37.4M-4.4% | $39.14M+11.5% | $35.09M-1.8% | |
| Community Bank | $4.84M-7.4% | $5.23M-4.4% | $5.47M-6.3% | $5.84M-12.8% | $6.7M-17.0% | |
| Treasury & Administration | $20.15M+45.0% | $13.9M-3.3% | $14.37M+16.4% | $12.35M+46.5% | $8.43M+53.1% | |
| Investment securities by Business | ||||||
| CCBX | $0— | $0— | $0— | $0— | $0— | |
| Community Bank | $0— | $0— | $0— | $0— | $0— | |
| Treasury & Administration | $46.17M-4.3% | $48.25M+9.8% | $43.94M-3.6% | $45.58M-3.0% | $46.99M-0.7% | |
| Legal and professional expenses by Business | ||||||
| CCBX | $5.22M+123% | $2.34M+33.5% | $1.75M-25.5% | $2.35M-28.1% | $3.27M+12.4% | |
| Community Bank | $444K+101% | $221K-44.6% | $399K-43.0% | $700K+1,011% | $63K+43.2% | |
| Treasury & Administration | $1.34M-28.8% | $1.89M+4.5% | $1.8M-38.0% | $2.91M-7.7% | $3.15M+34.5% | |
| PROVISION FOR CREDIT LOSSES by Business | ||||||
| CCBX | $51.94M+6.6% | $48.73M-14.1% | $56.71M+74.9% | $32.43M-41.3% | $55.27M-12.8% | |
| Community Bank | -$542K+21.2% | -$688K-543% | -$107K+50.5% | -$216K-143% | $507K+133% | |
| Treasury & Administration | $0— | $0— | $0— | $0— | $0— | |
| Number of Loans by Business | ||||||
| CCBX | 1M+18.8% | 864.6K+10.9% | 779.6K-2.2% | 796.9K— | —— | |
| Community Bank | 366-4.2% | 382+11.7% | 342-1.4% | 347— | —— | |
| % of Total Outstanding Balance Consumer Loans by Business | ||||||
| CCBX | 48.4%-1.6pp | 50%-2.0pp | 52%-2.4pp | 54.4%— | —— | |
| Community Bank | 0.7%-0.1pp | 0.8%-0.2pp | 1%+0.1pp | 0.9%— | —— | |
| Loans individually evaluted for credit losses by Business | ||||||
| Business Assets | $94K-50.5% | $190K-91.1% | $2.14M-0.2% | $2.14M+1,034% | $189K+89.0% | |
| Real Estate | $4.38M0.0% | $4.38M+27.9% | $3.43M-3.5% | $3.55M+91.5% | $1.85M— | |
| Average Loan Balance by Business | ||||||
| CCBX | $1.5K+329% | $3500.0% | $3500.0% | $3500.0% | $350-22.2% | |
| Community Bank | $43.5K+2.4% | $42.5K— | —— | —— | —— | |
| Revenue by Product | ||||||
| BaaS program income | $10.89M+30.2% | $8.37M+10.7% | $7.55M+3.6% | $7.29M+16.2% | $6.28M+13.0% | |
| Noninterest income by Product | ||||||
| BaaS credit enhancements | $50.74M+7.2% | $47.33M-14.6% | $55.41M+77.2% | $31.27M-41.7% | $53.65M-13.6% | |
| BaaS fraud enhancements | $3.06M+181% | $1.09M-48.8% | $2.13M-24.1% | $2.8M+40.7% | $1.99M-60.5% | |
| Reimbursement of expenses | $2.39M+28.1% | $1.87M+32.3% | $1.41M+119% | $646K-37.0% | $1.03M+26.4% | |
| Servicing and other BaaS fees | $2.62M+66.8% | $1.57M+24.4% | $1.26M-17.9% | $1.54M+8.5% | $1.42M+36.0% | |
| Transaction and interchange fees | $5.87M+19.3% | $4.92M+0.9% | $4.88M-4.5% | $5.11M+33.3% | $3.83M+3.6% | |
| BaaS loan and fraud expense by Product | ||||||
| BaaS fraud expense | $3.06M+181% | $1.09M-48.8% | $2.13M-24.1% | $2.8M+40.7% | $1.99M-60.5% | |
| BaaS loan expense | $36.94M+18.2% | $31.26M-4.8% | $32.84M+1.1% | $32.48M-0.1% | $32.51M+5.8% | |
| Number of Full-Service Banking Locations by Geography | ||||||
| Island County | 1— | —— | —— | —— | 1— | |
| King County | 1— | —— | —— | —— | 1— | |
| Snohomish County | 12— | —— | —— | —— | 12— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Coastal Financial break its business down?
- Coastal Financial (CCB) reports net income by business across 3 parts — CCBX, Community Bank and Treasury & Administration. Each is extracted from the segment footnotes and tracked over time.
- Where does Coastal Financial's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Coastal Financial's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
