Coastal Financial CCB Business Segments
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| NET INCOME by Business | ||||||
| CCBX | $4.04M-51.9% | $7.53M-1.6% | $7.22M+9.0% | $7.17M+32.2% | $8.39M+73.9% | |
| Community Bank | $10.71M+28.3% | $7.59M-25.9% | $8.66M-18.1% | $6.58M-21.1% | $8.35M+22.4% | |
| Treasury & Administration | -$2.73M+61.0% | -$2.47M+45.4% | -$2.29M+38.7% | -$2.72M-25.7% | -$7.01M-44.6% | |
| Total Interest Income by Business | ||||||
| CCBX | $71.15M+4.9% | $68.85M+6.7% | $69.64M+2.8% | $68.26M+13.5% | $67.86M+21.5% | |
| Community Bank | $31.73M+4.8% | $31.34M+0.9% | $30.72M-3.7% | $30.6M-0.4% | $30.29M+0.8% | |
| Treasury & Administration | $8.79M+30.1% | $7.7M+12.1% | $8.66M+57.8% | $8.93M+36.5% | $6.76M+15.5% | |
| Noninterest Income by Business | ||||||
| CCBX | $64.72M+4.5% | $57.35M-21.1% | $65.44M-15.4% | $41.72M-38.6% | $61.92M-27.0% | |
| Community Bank | $932K-8.3% | $989K-10.3% | $1.01M-8.2% | $1.09M+2.2% | $1.02M-14.0% | |
| Treasury & Administration | $426K-21.4% | $327K+13.1% | $331K0.0% | -$117K-187% | $542K+293% | |
| Other income by Business | ||||||
| CCBX | -$4K— | $533K+13,225% | $316K+31,500% | $357K+17,750% | $0-100% | |
| Community Bank | $114K-26.9% | $139K-23.2% | $134K-14.1% | $174K+34.9% | $156K-45.3% | |
| Treasury & Administration | $426K-21.4% | $327K+13.1% | $331K0.0% | -$117K-187% | $542K+293% | |
| Income before provision for income taxes by Business | ||||||
| CCBX | $5.26M-49.5% | $10.69M+4.9% | $10.06M+20.1% | $9.91M+32.2% | $10.4M+62.3% | |
| Community Bank | $12.63M+27.1% | $9.71M-24.9% | $10.75M-14.8% | $8.72M-18.1% | $9.94M+14.9% | |
| Treasury & Administration | -$3.3M+61.4% | -$3.22M+45.7% | -$2.9M+37.1% | -$4.24M-35.8% | -$8.57M-35.2% | |
| Noninterest Expense by Business | ||||||
| CCBX | $64.73M+33.2% | $51.18M+5.7% | $51.76M+10.9% | $51.86M+22.4% | $48.61M+26.4% | |
| Community Bank | $11.38M+9.9% | $13.96M+50.1% | $10.93M+16.9% | $12.61M+41.1% | $10.35M+15.5% | |
| Treasury & Administration | $7.34M-43.7% | $7.66M-21.1% | $7.49M-10.7% | $8.36M+25.4% | $13.03M+43.2% | |
| Interest Income (Expense), Operating by Business | ||||||
| CCBX | $57.21M+9.3% | $53.26M+8.0% | $53.08M+6.8% | $52.47M+18.4% | $52.36M+27.3% | |
| Community Bank | $22.54M+13.9% | $22M+12.3% | $20.56M+7.7% | $20.03M+8.6% | $19.78M+7.3% | |
| Treasury & Administration | $3.61M-8.0% | $4.11M+17.8% | $4.26M+23.3% | $4.24M+24.3% | $3.92M+49.2% | |
| Net interest income after provision for credit losses - loans and unfunded commitments by Business | ||||||
| CCBX | $5.27M+281% | $4.53M+132% | -$3.62M+83.7% | $20.05M+211% | -$2.92M+92.7% | |
| Community Bank | $23.08M+19.8% | $22.68M+7.4% | $20.67M-0.9% | $20.24M+9.3% | $19.27M+17.3% | |
| Treasury & Administration | $3.61M-8.0% | $4.11M+17.8% | $4.26M+23.3% | $4.24M+24.3% | $3.92M+49.2% | |
| Total Assets by Business | ||||||
| CCBX | $3.51B+52.6% | $2.6B+23.7% | $2.41B+12.3% | $2.4B+14.5% | $2.3B+11.4% | |
| Community Bank | $1.99B+5.9% | $1.96B+3.2% | $1.92B+0.2% | $1.88B-2.6% | $1.88B-0.9% | |
| Treasury & Administration | $158.71M+0.6% | $186.68M+49.9% | $224.68M+3,395% | $206.27M+451% | $157.78M+263% | |
| Service charges and fees by Business | ||||||
| CCBX | $32K— | $32K+191% | $32K+146% | $0-100% | $0-100% | |
| Community Bank | $818K-4.9% | $850K-7.7% | $871K-7.2% | $913K-2.4% | $860K-4.0% | |
| Treasury & Administration | $0— | $0— | $0— | $0— | $0— | |
| Total interest expense by Business | ||||||
| CCBX | $22.1M+2.4% | $21.58M-3.0% | $23.33M-6.0% | $23.62M-2.1% | $21.58M-5.6% | |
| Community Bank | $5.57M-15.6% | $6.28M-12.3% | $7.14M-1.8% | $6.78M+5.0% | $6.6M+9.8% | |
| Treasury & Administration | $654K-0.9% | $658K-1.3% | $660K-18.4% | $660K-1.8% | $660K-1.3% | |
| PROVISION FOR INCOME TAXES by Business | ||||||
| CCBX | $1.22M-39.3% | $3.17M+24.3% | $2.83M+62.2% | $2.74M+32.2% | $2.01M+26.9% | |
| Community Bank | $1.92M+20.9% | $2.13M-21.1% | $2.09M+2.2% | $2.14M-7.4% | $1.59M-12.9% | |
| Treasury & Administration | -$571K+63.3% | -$753K+46.6% | -$603K+30.0% | -$1.52M-58.6% | -$1.56M-4.5% | |
| Other expenses by Business | ||||||
| CCBX | $2.95M+81.4% | $2.19M+39.4% | $1.57M+19.1% | $1.54M+49.0% | $1.63M+104% | |
| Community Bank | $1.01M+11.2% | $1.86M+94.9% | $1.5M+56.3% | $2.11M+135% | $910K-12.1% | |
| Treasury & Administration | $866K-48.1% | $1.15M-26.1% | $963K-31.3% | $74K+1,157% | $1.67M+5.6% | |
| Other Borrowings by Business | ||||||
| CCBX | $0— | $0— | $0— | $0— | $0— | |
| Community Bank | $0— | $0— | $0— | $0— | $0— | |
| Treasury & Administration | $48.07M+0.3% | $48.04M+0.3% | $48M+0.3% | $47.96M+0.3% | $47.92M+0.3% | |
| Noninterest income by Business | ||||||
| BaaS indemnification income | $53.8M-3.3% | $48.42M-27.9% | $57.54M-20.3% | $34.07M-45.6% | $55.64M-31.1% | |
| BaaS program income | $10.89M+73.4% | $8.37M+50.6% | $7.55M+46.5% | $7.29M+37.2% | $6.28M+55.2% | |
| Loans receivable by Business | ||||||
| CCBX | $1.88B+14.1% | $1.81B+12.7% | $1.8B+18.6% | $1.68B+18.8% | $1.65B+25.4% | |
| Community Bank | $1.98B+5.8% | $1.94B+3.1% | $1.9B+0.1% | $1.86B-2.7% | $1.87B-0.9% | |
| Treasury & Administration | $0— | $0— | $0— | $0— | $0— | |
| Gross loans receivable by Business | ||||||
| CCBX | $1.88B+14.1% | $1.81B+12.7% | $1.8B+18.6% | $1.68B+18.8% | $1.65B+25.4% | |
| Community Bank | $1.98B+5.8% | $1.95B+3.2% | $1.91B+0.1% | $1.87B-2.8% | $1.87B-0.9% | |
| Data processing and software licenses by Business | ||||||
| CCBX | $5.04M+339% | $4.49M+709% | $4.05M+173% | $3.84M+211% | $1.15M+26.9% | |
| Community Bank | $1.82M+30.3% | $1.51M+24.9% | $1.2M-13.4% | $1.95M+74.9% | $1.4M+36.1% | |
| Treasury & Administration | $791K-53.2% | $985K-38.3% | $863K-51.7% | -$254K-116% | $1.69M+75.4% | |
| Liabilities by Business | ||||||
| CCBX | $3.51B+52.6% | $2.6B+23.7% | $2.41B+12.3% | $2.4B+14.5% | $2.3B+11.4% | |
| Community Bank | $1.99B+5.9% | $1.96B+3.2% | $1.92B+0.2% | $1.88B-2.6% | $1.88B-0.9% | |
| Treasury & Administration | -$345.05M-18.1% | -$304.28M+3.1% | -$250.59M+23.0% | -$255.44M+32.0% | -$292.13M+27.0% | |
| Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest by Business | ||||||
| CCBX | $154.27M-6.0% | $151.3M-4.3% | $155.46M+3.5% | $145.86M+15.0% | $164.19M+39.3% | |
| Community Bank | $18.15M-4.4% | $18.23M-3.7% | $18.35M-8.8% | $18.94M-10.0% | $18.99M-11.2% | |
| Treasury & Administration | $0— | $0— | $0— | $0— | $0— | |
| Other assets by Business | ||||||
| CCBX | $240.8M+14.4% | $235.14M+11.4% | $219.97M+9.7% | $203.65M+18.2% | $210.41M+26.9% | |
| Community Bank | $29.5M+8.7% | $29.81M+5.4% | $29.66M+1.7% | $28.67M-2.5% | $27.15M-8.4% | |
| Treasury & Administration | $40.9M-24.4% | $40.06M-22.8% | $44.31M-6.6% | $46.89M+4.7% | $54.12M+24.4% | |
| Interest (expense) income intrabank transfer by Business | ||||||
| CCBX | $8.16M+34.0% | $6M-14.4% | $6.77M+0.1% | $7.83M-5.7% | $6.09M-25.3% | |
| Community Bank | -$3.63M+7.3% | -$3.06M+28.7% | -$3.03M+45.3% | -$3.79M+35.0% | -$3.91M+30.2% | |
| Treasury & Administration | -$4.53M-108% | -$2.94M-8.1% | -$3.74M-206% | -$4.03M-63.7% | -$2.18M+14.7% | |
| Salaries and employee benefits by Business | ||||||
| CCBX | $11.53M+44.5% | $9.65M+28.3% | $9.33M+33.5% | $8.77M+24.4% | $7.98M+8.5% | |
| Community Bank | $7.3M+2.0% | $9.55M+52.5% | $7.02M+14.6% | $7.03M+17.3% | $7.16M+18.4% | |
| Treasury & Administration | $4.3M-32.9% | $3.55M-15.0% | $3.79M-3.8% | $5.61M+42.5% | $6.4M+39.5% | |
| Intrabank assets by Business | ||||||
| CCBX | $1.42B+157% | $633.6M+53.9% | $500.65M-10.1% | $600.72M-4.2% | $551.53M-20.1% | |
| Community Bank | $0— | $0— | $0— | $0— | $0— | |
| Treasury & Administration | -$1.42B-157% | -$633.6M-53.9% | -$500.65M+10.1% | -$600.72M+4.2% | -$551.53M+20.1% | |
| Deposits by Business | ||||||
| CCBX | $3.47B+53.0% | $2.56B+23.9% | $2.37B+12.8% | $2.36B+14.8% | $2.27B+11.7% | |
| Community Bank | $1.57B+3.2% | $1.59B+4.3% | $1.6B+4.9% | $1.55B+4.5% | $1.52B+6.3% | |
| Treasury & Administration | $0— | $0— | $0— | $0— | $0— | |
| Loans held for sale by Business | ||||||
| CCBX | $124.04M+194% | $71.22M+246% | $42.89M+467% | $60.47M— | $42.13M+5,186% | |
| Community Bank | $0— | $0— | $0— | $0— | $0— | |
| Treasury & Administration | $0— | $0— | $0— | $0— | $0— | |
| Intrabank liabilities by Business | ||||||
| CCBX | $0— | $0— | $0— | $0— | $0— | |
| Community Bank | $413.28M+18.6% | $366.22M-0.4% | $312.96M-17.8% | $315.75M-26.3% | $348.49M-23.0% | |
| Treasury & Administration | -$413.28M-18.6% | -$366.22M+0.4% | -$312.96M+17.8% | -$315.75M+26.3% | -$348.49M+23.0% | |
| Occupancy by Business | ||||||
| CCBX | $8K-90.6% | $163K+109% | $84K+7.7% | $74K-14.0% | $85K-15.8% | |
| Community Bank | $812K-2.2% | $836K-0.1% | $801K-4.4% | $818K-9.5% | $830K-1.7% | |
| Treasury & Administration | $39K-67.2% | $92K+114% | $67K+39.6% | $23K+560% | $119K-79.2% | |
| Other liabilities by Business | ||||||
| CCBX | $45.84M+30.6% | $39.12M+9.5% | $37.4M-13.0% | $39.14M+1.2% | $35.09M-4.4% | |
| Community Bank | $4.84M-27.7% | $5.23M-35.2% | $5.47M-35.4% | $5.84M-39.0% | $6.7M-28.5% | |
| Treasury & Administration | $20.15M+139% | $13.9M+152% | $14.37M+96.9% | $12.35M+130% | $8.43M+78.3% | |
| Investment securities by Business | ||||||
| CCBX | $0— | $0— | $0— | $0— | $0— | |
| Community Bank | $0— | $0— | $0— | $0— | $0— | |
| Treasury & Administration | $46.17M-1.7% | $48.25M+2.0% | $43.94M-9.6% | $45.58M-7.4% | $46.99M-6.2% | |
| Legal and professional expenses by Business | ||||||
| CCBX | $5.22M+59.3% | $2.34M-19.6% | $1.75M-14.0% | $2.35M+8.7% | $3.27M+45.1% | |
| Community Bank | $444K+605% | $221K+402% | $399K+1,325% | $700K+2,158% | $63K+250% | |
| Treasury & Administration | $1.34M-57.4% | $1.89M-19.5% | $1.8M+49.1% | $2.91M+161% | $3.15M+125% | |
| PROVISION FOR CREDIT LOSSES by Business | ||||||
| CCBX | $51.94M-6.0% | $48.73M-23.1% | $56.71M-21.3% | $32.43M-48.0% | $55.27M-31.9% | |
| Community Bank | -$542K-207% | -$688K+55.3% | -$107K+93.9% | -$216K-173% | $507K-74.8% | |
| Treasury & Administration | $0— | $0— | $0— | $0— | $0— | |
| Number of Loans by Business | ||||||
| CCBX | 1M— | 864.6K+25.2% | 779.6K— | 796.9K— | —— | |
| Community Bank | 366— | 382+2.1% | 342— | 347— | —— | |
| % of Total Outstanding Balance Consumer Loans by Business | ||||||
| CCBX | 48.4%— | 50%-4.4pp | 52%— | 54.4%— | —— | |
| Community Bank | 0.7%— | 0.8%-0.1pp | 1%— | 0.9%— | —— | |
| Loans individually evaluted for credit losses by Business | ||||||
| Business Assets | $94K-50.3% | $190K+90.0% | $2.14M+981% | $2.14M— | $189K— | |
| Real Estate | $4.38M+136% | $4.38M— | $3.43M+292% | $3.55M-55.3% | $1.85M-76.7% | |
| Average Loan Balance by Business | ||||||
| CCBX | $1.5K+329% | $350-22.2% | $350-22.2% | $350-22.2% | $350-22.2% | |
| Community Bank | $43.5K— | $42.5K+148% | —— | —— | —— | |
| Revenue by Product | ||||||
| BaaS program income | $10.89M+73.4% | $8.37M+50.6% | $7.55M+46.5% | $7.29M+37.2% | $6.28M+55.2% | |
| Noninterest income by Product | ||||||
| BaaS credit enhancements | $50.74M-5.4% | $47.33M-23.8% | $55.41M-21.0% | $31.27M-48.6% | $53.65M-32.8% | |
| BaaS fraud enhancements | $3.06M+53.5% | $1.09M-78.4% | $2.13M+2.1% | $2.8M+57.2% | $1.99M+116% | |
| Reimbursement of expenses | $2.39M+133% | $1.87M+130% | $1.41M+150% | $646K-24.6% | $1.03M+304% | |
| Servicing and other BaaS fees | $2.62M+84.8% | $1.57M+50.8% | $1.26M+21.1% | $1.54M+0.9% | $1.42M+25.5% | |
| Transaction and interchange fees | $5.87M+53.2% | $4.92M+33.1% | $4.88M+37.4% | $5.11M+74.1% | $3.83M+44.0% | |
| BaaS loan and fraud expense by Product | ||||||
| BaaS fraud expense | $3.06M+53.5% | $1.09M-78.4% | $2.13M+2.1% | $2.8M+57.2% | $1.99M+116% | |
| BaaS loan expense | $36.94M+13.6% | $31.26M+1.7% | $32.84M+0.4% | $32.48M+12.0% | $32.51M+24.5% | |
| Number of Full-Service Banking Locations by Geography | ||||||
| Island County | 10.0% | —— | —— | —— | 10.0% | |
| King County | 10.0% | —— | —— | —— | 10.0% | |
| Snohomish County | 120.0% | —— | —— | —— | 120.0% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Coastal Financial break its business down?
- Coastal Financial (CCB) reports net income by business across 3 parts — CCBX, Community Bank and Treasury & Administration. Each is extracted from the segment footnotes and tracked over time.
- Where does Coastal Financial's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Coastal Financial's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
