Coastal Financial CCB Business Segments
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| NET INCOME by Business | ||||||
| CCBX | $25.95M-7.6% | $30.31M+23.6% | $30.43M+45.9% | $29.83M+39.3% | $28.09M+22.7% | |
| Community Bank | $33.54M-10.5% | $31.17M-13.3% | $33.83M+0.1% | $35.74M+15.8% | $37.49M+15.8% | |
| Treasury & Administration | -$10.21M+41.4% | -$14.49M+5.1% | -$16.54M-20.1% | -$17.99M-23.3% | -$17.43M-7.0% | |
| Total Interest Income by Business | ||||||
| CCBX | $277.91M+6.8% | $274.61M+10.6% | $270.29M+18.1% | $268.43M+23.5% | $260.3M+23.4% | |
| Community Bank | $124.4M+0.3% | $122.96M-0.6% | $122.66M+0.9% | $123.84M+5.8% | $123.97M+9.9% | |
| Treasury & Administration | $34.09M+32.8% | $32.05M+29.5% | $31.22M+25.1% | $28.05M+16.1% | $25.67M+21.6% | |
| Noninterest Income by Business | ||||||
| CCBX | $229.23M-18.1% | $226.43M-25.2% | $241.79M-16.8% | $253.72M+2.9% | $279.93M+18.9% | |
| Community Bank | $4.01M-6.2% | $4.1M-7.8% | $4.21M-5.4% | $4.3M-4.8% | $4.28M-15.6% | |
| Treasury & Administration | $967K-25.4% | $1.08M+21.3% | $1.05M+73.0% | $1.05M+165% | $1.3M+148% | |
| Other income by Business | ||||||
| CCBX | $1.2M+17,071% | $1.21M+1,508% | $677K+854% | $362K+105% | $7K-98.1% | |
| Community Bank | $561K-9.8% | $603K-19.7% | $645K-11.8% | $667K-11.2% | $622K-50.5% | |
| Treasury & Administration | $967K-25.4% | $1.08M+21.3% | $1.05M+73.0% | $1.05M+165% | $1.3M+148% | |
| Income before provision for income taxes by Business | ||||||
| CCBX | $35.91M-1.5% | $41.06M+26.4% | $40.56M+47.2% | $38.88M+37.2% | $36.46M+22.2% | |
| Community Bank | $41.8M-9.4% | $39.11M-12.8% | $42.33M-0.3% | $44.2M+11.7% | $46.12M+10.5% | |
| Treasury & Administration | -$13.66M+38.5% | -$18.92M+5.3% | -$21.63M-19.9% | -$23.33M-21.3% | -$22.22M-5.1% | |
| Noninterest Expense by Business | ||||||
| CCBX | $219.54M+18.0% | $203.41M+15.6% | $200.63M+30.8% | $195.56M+34.6% | $186.06M+34.7% | |
| Community Bank | $48.88M+28.8% | $47.86M+30.9% | $43.19M+18.4% | $41.61M+11.9% | $37.94M+0.2% | |
| Treasury & Administration | $30.84M-18.4% | $36.53M+7.9% | $38.59M+26.5% | $39.49M+31.6% | $37.79M+24.1% | |
| Interest Income (Expense), Operating by Business | ||||||
| CCBX | $216.02M+10.4% | $211.17M+14.5% | $207.21M+24.6% | $203.85M+29.3% | $195.7M+27.6% | |
| Community Bank | $85.12M+10.7% | $82.36M+9.0% | $79.96M+6.7% | $78.49M+4.5% | $76.91M-0.2% | |
| Treasury & Administration | $16.22M+13.6% | $16.53M+27.3% | $15.91M+34.0% | $15.11M+45.5% | $14.28M+62.2% | |
| Net interest income after provision for credit losses - loans and unfunded commitments by Business | ||||||
| CCBX | $26.22M+146% | $18.04M+119% | -$603K+99.5% | -$19.28M+73.6% | -$57.41M+14.9% | |
| Community Bank | $86.68M+8.6% | $82.87M+7.7% | $81.31M+9.2% | $81.51M+12.8% | $79.79M+7.1% | |
| Treasury & Administration | $16.22M+13.6% | $16.53M+27.3% | $15.91M+34.0% | $15.11M+45.5% | $14.28M+62.2% | |
| Total Assets by Business | ||||||
| CCBX | $10.92B+26.3% | $9.71B+15.5% | $9.21B+12.3% | $8.95B+14.0% | $8.64B+16.2% | |
| Community Bank | $7.74B+1.7% | $7.63B0.0% | $7.57B-0.1% | $7.56B+1.3% | $7.61B+4.8% | |
| Treasury & Administration | $776.34M+238% | $775.42M+3,274% | $713.29M+612% | $495.04M+938% | $230M+79.9% | |
| Service charges and fees by Business | ||||||
| CCBX | $96K+174% | $64K+36.2% | $43K-4.4% | $24K-45.5% | $35K-20.5% | |
| Community Bank | $3.45M-5.6% | $3.49M-5.3% | $3.57M-4.1% | $3.63M-3.5% | $3.66M-4.0% | |
| Treasury & Administration | $0— | $0— | $0— | $0— | $0— | |
| Total interest expense by Business | ||||||
| CCBX | $90.63M-2.3% | $90.11M-4.2% | $90.77M-3.0% | $92.26M+3.5% | $92.76M+13.0% | |
| Community Bank | $25.77M-6.2% | $26.81M-0.3% | $27.68M+7.2% | $27.81M+17.7% | $27.49M+31.9% | |
| Treasury & Administration | $2.63M-6.3% | $2.64M-6.4% | $2.65M-6.1% | $2.8M+5.0% | $2.81M+5.9% | |
| PROVISION FOR INCOME TAXES by Business | ||||||
| CCBX | $9.96M+18.9% | $10.75M+35.2% | $10.13M+50.9% | $9.04M+30.8% | $8.38M+20.9% | |
| Community Bank | $8.27M-4.2% | $7.94M-10.5% | $8.5M-2.0% | $8.46M-2.8% | $8.63M-7.6% | |
| Treasury & Administration | -$3.45M+27.9% | -$4.43M+6.1% | -$5.09M-19.0% | -$5.35M-15.0% | -$4.79M+1.4% | |
| Other expenses by Business | ||||||
| CCBX | $8.25M+48.6% | $6.93M+46.7% | $6.31M— | $6.06M— | $5.55M— | |
| Community Bank | $6.48M+74.2% | $6.38M+65.9% | $5.48M+43.5% | $4.94M+25.6% | $3.72M-6.0% | |
| Treasury & Administration | $3.05M-33.9% | $3.85M-14.9% | $4.26M+1.2% | $4.7M+15.1% | $4.62M-15.7% | |
| Other Borrowings by Business | ||||||
| CCBX | $0— | $0— | $0— | $0— | $0— | |
| Community Bank | $0— | $0— | $0— | $0— | $0— | |
| Treasury & Administration | $192.07M+0.3% | $191.92M+0.3% | $191.77M+0.3% | $191.61M+0.3% | $191.46M+0.3% | |
| Noninterest income by Business | ||||||
| BaaS indemnification income | $193.83M-24.8% | $195.67M-30.8% | $214.39M-22.0% | $229.05M-1.0% | $257.58M+16.4% | |
| BaaS program income | $34.1M+52.9% | $29.49M+46.9% | $26.68M+68.5% | $24.28M+61.0% | $22.31M+62.7% | |
| Loans receivable by Business | ||||||
| CCBX | $7.18B+15.9% | $6.94B+18.6% | $6.74B+23.8% | $6.46B+26.5% | $6.19B+24.2% | |
| Community Bank | $7.68B+1.6% | $7.57B-0.1% | $7.51B-0.2% | $7.51B+1.3% | $7.56B+4.8% | |
| Treasury & Administration | $0— | $0— | $0— | $0— | $0— | |
| Gross loans receivable by Business | ||||||
| CCBX | $7.18B+15.9% | $6.95B+18.6% | $6.74B+23.8% | $6.46B+26.5% | $6.19B+24.2% | |
| Community Bank | $7.7B+1.6% | $7.59B-0.1% | $7.53B-0.2% | $7.53B+1.3% | $7.59B+4.8% | |
| Data processing and software licenses by Business | ||||||
| CCBX | $17.41M+294% | $13.52M+224% | $9.59M+124% | $7.03M+111% | $4.42M+64.2% | |
| Community Bank | $6.48M+26.8% | $6.06M+27.8% | $5.76M+16.9% | $5.94M+22.2% | $5.11M+8.7% | |
| Treasury & Administration | $2.39M-64.4% | $3.29M-45.0% | $3.9M-29.1% | $4.82M+14.5% | $6.7M+123% | |
| Liabilities by Business | ||||||
| CCBX | $10.92B+26.3% | $9.71B+15.5% | $9.21B+12.3% | $8.95B+14.0% | $8.64B+16.2% | |
| Community Bank | $7.74B+1.7% | $7.63B0.0% | $7.57B-0.1% | $7.56B+1.3% | $7.61B+4.8% | |
| Treasury & Administration | -$1.16B+11.6% | -$1.1B+22.1% | -$1.11B+19.8% | -$1.19B+5.7% | -$1.31B-27.2% | |
| Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest by Business | ||||||
| CCBX | $606.89M+1.3% | $616.8M+11.5% | $623.57M+27.1% | $618.25M+47.1% | $599.26M+56.2% | |
| Community Bank | $73.67M-6.9% | $74.51M-8.6% | $75.21M-10.6% | $76.98M-9.8% | $79.09M-6.9% | |
| Treasury & Administration | $0— | $0— | $0— | $0— | $0— | |
| Other assets by Business | ||||||
| CCBX | $899.56M+13.3% | $869.17M+15.9% | $845.07M+24.8% | $825.53M+38.6% | $794.22M+43.2% | |
| Community Bank | $117.64M+3.2% | $115.29M-1.0% | $113.76M-3.9% | $113.27M-5.8% | $114M-3.4% | |
| Treasury & Administration | $172.16M-13.2% | $185.38M-1.2% | $197.22M+9.9% | $200.34M+12.6% | $198.24M+3.5% | |
| Interest (expense) income intrabank transfer by Business | ||||||
| CCBX | $28.74M+2.1% | $26.67M-11.7% | $27.69M-10.8% | $27.68M-5.8% | $28.16M+14.6% | |
| Community Bank | -$13.5M+31.0% | -$13.79M+35.2% | -$15.02M+27.7% | -$17.53M+4.0% | -$19.58M-31.2% | |
| Treasury & Administration | -$15.24M-77.6% | -$12.89M-43.9% | -$12.67M-23.2% | -$10.15M+8.7% | -$8.58M+11.1% | |
| Salaries and employee benefits by Business | ||||||
| CCBX | $39.28M+33.0% | $35.73M+23.6% | $33.6M+19.4% | $31.25M+11.6% | $29.53M+8.9% | |
| Community Bank | $30.89M+21.0% | $30.75M+25.9% | $27.47M+13.3% | $26.58M+9.1% | $25.54M+5.1% | |
| Treasury & Administration | $17.24M-6.5% | $19.35M+16.3% | $19.97M+23.8% | $20.12M+17.1% | $18.45M+5.7% | |
| Intrabank assets by Business | ||||||
| CCBX | $3.15B+46.8% | $2.29B0.0% | $2.06B-18.3% | $2.12B-16.2% | $2.15B-2.8% | |
| Community Bank | $0— | $0— | $0— | $0— | $0— | |
| Treasury & Administration | -$3.15B-46.8% | -$2.29B0.0% | -$2.06B+18.3% | -$2.12B+16.2% | -$2.15B+2.8% | |
| Deposits by Business | ||||||
| CCBX | $10.76B+26.7% | $9.56B+15.8% | $9.07B+12.6% | $8.8B+14.2% | $8.49B+16.4% | |
| Community Bank | $6.31B+4.2% | $6.26B+5.0% | $6.2B+4.3% | $6.12B+2.8% | $6.05B+1.3% | |
| Treasury & Administration | $0— | $0— | $0— | $0— | $0— | |
| Loans held for sale by Business | ||||||
| CCBX | $298.62M+325% | $216.72M+648% | $166.1M+1,886% | $130.77M+16,308% | $70.3M+91.4% | |
| Community Bank | $0— | $0— | $0— | $0— | $0— | |
| Treasury & Administration | $0— | $0— | $0— | $0— | $0— | |
| Intrabank liabilities by Business | ||||||
| CCBX | $0— | $0— | $0— | $0— | $0— | |
| Community Bank | $1.41B-7.7% | $1.34B-17.6% | $1.34B-16.0% | $1.41B-4.2% | $1.53B+21.7% | |
| Treasury & Administration | -$1.41B+7.7% | -$1.34B+17.6% | -$1.34B+16.0% | -$1.41B+4.2% | -$1.53B-21.7% | |
| Occupancy by Business | ||||||
| CCBX | $329K+0.6% | $406K+18.4% | $321K-2.4% | $315K-9.2% | $327K-2.7% | |
| Community Bank | $3.27M-4.2% | $3.29M-4.0% | $3.29M-3.6% | $3.32M-5.0% | $3.41M-4.0% | |
| Treasury & Administration | $221K+7.8% | $301K-54.3% | $252K— | $233K— | $205K— | |
| Other liabilities by Business | ||||||
| CCBX | $161.49M+5.9% | $150.74M-2.2% | $147.35M-3.4% | $152.94M+2.1% | $152.49M+8.1% | |
| Community Bank | $21.37M-34.8% | $23.22M-34.5% | $26.06M-24.7% | $29.06M-13.5% | $32.78M+6.3% | |
| Treasury & Administration | $60.77M+128% | $49.05M+114% | $40.65M+77.2% | $33.58M+37.4% | $26.6M-23.1% | |
| Investment securities by Business | ||||||
| CCBX | $0— | $0— | $0— | $0— | $0— | |
| Community Bank | $0— | $0— | $0— | $0— | $0— | |
| Treasury & Administration | $183.94M-4.3% | $184.76M-5.4% | $183.83M-38.4% | $188.51M-51.8% | $192.15M-57.6% | |
| Legal and professional expenses by Business | ||||||
| CCBX | $11.66M+12.3% | $9.72M+3.7% | $10.29M+21.5% | $10.58M+11.8% | $10.39M+2.5% | |
| Community Bank | $1.76M+963% | $1.38M+1,043% | $1.21M+1,183% | $835K+48.8% | $166K-87.7% | |
| Treasury & Administration | $7.94M+1.5% | $9.75M+60.7% | $10.21M+135% | $9.61M+137% | $7.82M+98.7% | |
| PROVISION FOR CREDIT LOSSES by Business | ||||||
| CCBX | $189.8M-25.0% | $193.14M-30.8% | $207.81M-20.5% | $223.13M-5.0% | $253.11M+15.9% | |
| Community Bank | -$1.55M+46.0% | -$504K+63.3% | -$1.35M-407% | -$3.01M-221% | -$2.88M-201% | |
| Treasury & Administration | $0— | $0— | $0— | $0— | $0— | |
| Number of Loans by Business | ||||||
| CCBX | 3.5M— | —— | —— | —— | —— | |
| Community Bank | 1.4K— | —— | —— | —— | —— | |
| % of Total Outstanding Balance Consumer Loans by Business | ||||||
| CCBX | 204.8%— | —— | —— | —— | —— | |
| Community Bank | 3.4%— | —— | —— | —— | —— | |
| Loans individually evaluted for credit losses by Business | ||||||
| Business Assets | $4.57M— | $4.66M— | $4.57M— | $2.63M— | —— | |
| Real Estate | $15.74M— | $13.21M— | —— | —— | —— | |
| Average Loan Balance by Business | ||||||
| CCBX | $2.55K+50.0% | $1.4K-22.2% | $1.5K— | $1.6K— | $1.7K— | |
| Revenue by Product | ||||||
| BaaS program income | $34.1M+52.9% | $29.49M+46.9% | $26.68M+68.5% | $24.28M+61.0% | $22.31M+62.7% | |
| Noninterest income by Product | ||||||
| BaaS credit enhancements | $184.75M-25.1% | $187.65M-31.2% | $202.43M-24.8% | $217.12M-3.5% | $246.68M+14.6% | |
| BaaS fraud enhancements | $9.08M-16.7% | $8.01M-18.5% | $11.97M+115% | $11.92M+88.2% | $10.9M+79.1% | |
| Reimbursement of expenses | $6.32M+93.8% | $4.95M+99.0% | $3.9M— | $3.05M— | $3.26M— | |
| Servicing and other BaaS fees | $7M+39.1% | $5.8M+22.2% | $5.27M+11.7% | $5.05M+8.1% | $5.03M+24.6% | |
| Transaction and interchange fees | $20.78M+48.3% | $18.74M+45.9% | $17.52M+21.6% | $16.19M+36.2% | $14.02M+40.1% | |
| BaaS loan and fraud expense by Product | ||||||
| BaaS fraud expense | $9.08M-16.7% | $8.01M-18.5% | $11.97M+115% | $11.92M+88.2% | $10.9M+79.1% | |
| BaaS loan expense | $133.52M+6.9% | $129.09M+8.9% | $128.55M+22.5% | $128.41M+34.8% | $124.94M+41.5% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Coastal Financial break its business down?
- Coastal Financial (CCB) reports net income by business across 3 parts — CCBX, Community Bank and Treasury & Administration. Each is extracted from the segment footnotes and tracked over time.
- Where does Coastal Financial's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Coastal Financial's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
