Capital Bancorp CBNK Business Segments
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Noninterest Income by Business | ||||||
| CBHL | $1.38M-22.8% | $1.78M+1.2% | $1.76M+14.3% | $1.54M-11.2% | $1.74M+3.6% | |
| Commercial Bank | $1.68M+99.3% | $845K+266% | -$509K-120% | $2.55M+2.9% | $2.47M+28.3% | |
| OpenSky™ | $4.7M-3.0% | $4.85M+8.3% | $4.48M+3.5% | $4.32M+15.8% | $3.73M-0.3% | |
| Windsor Advantage™ | $5.61M— | —— | —— | —— | $4.61M+304% | |
| Operational And Other Income (Loss) by Business | ||||||
| CBHL | $0— | —— | —— | —— | $0— | |
| Commercial Bank | -$65K— | —— | —— | —— | -$31K-235% | |
| OpenSky™ | -$625K— | —— | —— | —— | -$872K+5.1% | |
| Windsor Advantage™ | $0— | —— | —— | —— | $0— | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest by Business | ||||||
| CBHL | -$1.34M-93.5% | -$694K-23.0% | -$564K+16.8% | -$678K+4.1% | -$707K-10.5% | |
| Commercial Bank | $14.83M+10.5% | $13.42M-14.3% | $15.65M+13.3% | $13.82M-7.8% | $14.98M+266% | |
| OpenSky™ | $928K-82.8% | $5.39M+60.9% | $3.35M+20.1% | $2.79M-9.3% | $3.08M-43.3% | |
| Windsor Advantage™ | $1.46M— | —— | —— | —— | $946K+99.6% | |
| Other income by Business | ||||||
| CBHL | $238K-7.4% | $257K+71.3% | $150K-40.5% | $252K+50.0% | $168K+20.9% | |
| Commercial Bank | $707K+1.3% | $698K+225% | -$557K-260% | $349K-75.5% | $1.42M+13.7% | |
| OpenSky™ | $12K+20.0% | $10K+130% | -$33K-232% | $25K+127% | $11K+10.0% | |
| Windsor Advantage™ | $0— | $0— | $0— | $0— | $0-100% | |
| Noninterest Expense by Business | ||||||
| CBHL | $2.8M+7.0% | $2.62M+6.7% | $2.45M+6.7% | $2.3M-9.2% | $2.53M+6.5% | |
| Commercial Bank | $20.57M+11.1% | $18.51M+2.6% | $18.04M-12.6% | $20.64M+11.2% | $18.56M-6.6% | |
| OpenSky™ | $16.17M+11.0% | $14.56M+4.3% | $13.96M+6.5% | $13.11M-1.5% | $13.3M+5.6% | |
| Windsor Advantage™ | $4.15M— | —— | —— | —— | $3.66M+448% | |
| Interest and Dividend Income, Operating by Business | ||||||
| CBHL | $177K-32.7% | $263K+15.4% | $228K+39.9% | $163K+7.2% | $152K-20.8% | |
| Commercial Bank | $52.73M+1.4% | $51.99M+6.0% | $49.04M-1.8% | $49.93M+3.7% | $48.16M+4.6% | |
| OpenSky™ | $15.06M-8.0% | $16.38M+4.8% | $15.63M+7.8% | $14.49M+0.3% | $14.44M-6.5% | |
| Windsor Advantage™ | $0— | —— | —— | —— | $0— | |
| Other operating by Business | ||||||
| CBHL | $130K-43.2% | $229K+108% | $110K+8.9% | $101K+8.6% | $93K-29.0% | |
| Commercial Bank | $1.14M+78.1% | $640K-57.1% | $1.49M-17.8% | $1.82M+29.0% | $1.41M-11.8% | |
| OpenSky™ | $715K-26.0% | $966K+64.6% | $587K+73.7% | $338K-34.5% | $516K-9.5% | |
| Windsor Advantage™ | $605K-20.7% | $763K+24.3% | $614K+73.4% | $354K+39.4% | $254K+393% | |
| Total Assets by Business | ||||||
| CBHL | $20.31M-36.5% | $31.97M+59.4% | $20.06M-8.5% | $21.91M+55.5% | $14.09M-35.0% | |
| Commercial Bank | $3.62B+6.4% | $3.41B+6.0% | $3.21B+0.1% | $3.21B+0.6% | $3.19B+5.2% | |
| OpenSky™ | $135.41M-3.9% | $140.91M+4.8% | $134.42M+3.9% | $129.4M+8.2% | $119.64M-5.0% | |
| Windsor Advantage™ | $28.54M+9.8% | $25.99M— | —— | —— | $23.75M-6.9% | |
| Interest Income (Expense), Operating by Business | ||||||
| CBHL | $77K-44.2% | $138K+10.4% | $125K+58.2% | $79K-10.2% | $88K+44.3% | |
| Commercial Bank | $34.26M+1.5% | $33.76M-6.9% | $36.27M+9.7% | $33.07M+4.9% | $31.52M+9.4% | |
| OpenSky™ | $15.06M-8.0% | $16.38M+4.8% | $15.63M+7.8% | $14.49M+0.3% | $14.44M-6.5% | |
| Windsor Advantage™ | $0— | —— | —— | —— | $0— | |
| Other segment assets by Business | ||||||
| CBHL | $20.31M-36.5% | $31.97M+59.4% | $20.06M-8.5% | $21.91M+55.5% | $14.09M-35.0% | |
| Commercial Bank | $3.22B+2.4% | $3.14B+4.4% | $3.01B+2.7% | $2.93B+1.5% | $2.89B+2.3% | |
| OpenSky™ | $127.21M-4.3% | $132.88M+4.9% | $126.72M+3.9% | $121.94M+8.7% | $112.17M-5.0% | |
| Windsor Advantage™ | $4.67M+21.3% | $3.85M+1.0% | $3.81M+4.9% | $3.64M-13.7% | $4.22M-2.9% | |
| Intangible assets by Business | ||||||
| CBHL | $0— | $0— | $0— | $0— | $0— | |
| Commercial Bank | $1.48M-3.2% | $1.53M-3.0% | $1.58M-3.1% | $1.63M-4.2% | $1.7M-2.7% | |
| OpenSky™ | $0— | $0— | $0— | $0— | $0— | |
| Windsor Advantage™ | $13.03M-1.6% | $13.24M-1.6% | $13.45M-1.5% | $13.67M-1.4% | $13.86M-1.5% | |
| Interest Income (Expense), after Provision for Loan Loss by Business | ||||||
| CBHL | $77K-44.2% | $138K+10.4% | $125K+58.2% | $79K-10.2% | $88K+44.3% | |
| Commercial Bank | $33.71M+8.5% | $31.08M-9.1% | $34.2M+7.2% | $31.91M+2.7% | $31.07M+41.0% | |
| OpenSky™ | $12.39M-18.0% | $15.1M+17.7% | $12.83M+10.9% | $11.57M-8.5% | $12.64M-11.4% | |
| Windsor Advantage™ | $0— | —— | —— | —— | $0— | |
| Interest Expense by Business | ||||||
| CBHL | $100K-20.0% | $125K+21.4% | $103K+22.6% | $84K+31.3% | $64K-51.1% | |
| Commercial Bank | $18.47M+1.3% | $18.23M+42.8% | $12.77M-24.3% | $16.86M+1.2% | $16.65M-3.5% | |
| OpenSky™ | $0— | $0— | $0— | $0— | $0— | |
| Windsor Advantage™ | $0— | —— | —— | —— | $0— | |
| Regulatory assessment expenses by Business | ||||||
| CBHL | $62K-36.1% | $97K+1,486% | -$7K-333% | $3K-25.0% | $4K-33.3% | |
| Commercial Bank | $598K+160% | $230K-70.8% | $788K-8.4% | $860K-0.6% | $865K+64.8% | |
| OpenSky™ | $215K-44.6% | $388K+1,393% | -$30K-300% | $15K0.0% | $15K-28.6% | |
| Windsor Advantage™ | $66K-53.8% | $143K+1,400% | -$11K-283% | $6K+20.0% | $5K+1,900% | |
| Salaries and employee benefits by Business | ||||||
| CBHL | $1.68M+21.4% | $1.38M-4.4% | $1.44M-1.0% | $1.46M-13.7% | $1.69M+14.0% | |
| Commercial Bank | $12.09M+9.2% | $11.07M+4.8% | $10.56M-4.8% | $11.09M+4.4% | $10.63M+2.3% | |
| OpenSky™ | $3.89M+27.9% | $3.04M-7.1% | $3.27M-3.9% | $3.4M+1.7% | $3.35M+12.1% | |
| Windsor Advantage™ | $2.66M— | —— | —— | —— | $2.41M+479% | |
| Professional fees by Business | ||||||
| CBHL | $358K+44.9% | $247K-12.7% | $283K+24.7% | $227K-9.2% | $250K-6.7% | |
| Commercial Bank | $2.47M-19.0% | $3.05M+182% | $1.08M-31.4% | $1.57M+36.6% | $1.15M+25.9% | |
| OpenSky™ | $1.86M+96.5% | $947K+65.8% | $571K+3.4% | $552K-6.6% | $591K-30.1% | |
| Windsor Advantage™ | $278K+425% | $53K-73.2% | $198K+179% | $71K-40.8% | $120K+290% | |
| Data processing by Business | ||||||
| CBHL | $56K— | —— | $53K+47.2% | $36K-2.7% | $37K-15.9% | |
| Commercial Bank | $545K-46.9% | $1.03M+193% | $350K-22.9% | $454K+3.2% | $440K-31.1% | |
| OpenSky™ | $7.11M+6.3% | $6.69M-6.5% | $7.15M+3.7% | $6.9M+4.8% | $6.58M+1.3% | |
| Windsor Advantage™ | $59K— | —— | $97K-27.1% | $133K+151% | $53K+563% | |
| Advertising by Business | ||||||
| CBHL | $96K-39.6% | $159K+43.2% | $111K+56.3% | $71K-14.5% | $83K+3.8% | |
| Commercial Bank | $718K+18.1% | $608K-12.4% | $694K-12.7% | $795K+10.7% | $718K-6.4% | |
| OpenSky™ | $592K-6.6% | $634K-23.9% | $833K+77.2% | $470K-46.2% | $874K+1,006% | |
| Windsor Advantage™ | $60K— | $0-100% | $76K+117% | $35K-66.3% | $104K+292% | |
| Goodwill by Business | ||||||
| CBHL | $0— | $0— | $0— | $0— | $0— | |
| Commercial Bank | $22.45M0.0% | $22.45M-13.6% | $25.97M+15.5% | $22.48M-6.7% | $24.09M+36.8% | |
| OpenSky™ | $0— | $0— | $0— | $0— | $0— | |
| Windsor Advantage™ | $3.52M0.0% | $3.52M— | $0— | $0— | $0-100% | |
| Cash & Equivalents by Business | ||||||
| CBHL | $0— | $0— | $0— | $0— | $0— | |
| Commercial Bank | $383.8M+58.5% | $242.15M+37.1% | $176.69M-31.7% | $258.51M-8.0% | $280.84M+44.9% | |
| OpenSky™ | $8.21M+2.1% | $8.04M+4.4% | $7.7M+3.2% | $7.46M-0.1% | $7.47M-5.3% | |
| Windsor Advantage™ | $7.31M+35.9% | $5.38M+20.2% | $4.48M-48.2% | $8.63M+52.1% | $5.68M+58.5% | |
| Provision (Release of Provision) for Credit Losses by Business | ||||||
| CBHL | $0— | $0— | $0— | $0— | $0— | |
| Commercial Bank | $344K-87.3% | $2.72M+46.6% | $1.85M+59.8% | $1.16M+160% | $446K-93.3% | |
| OpenSky™ | $2.67M+110% | $1.27M-54.5% | $2.8M-4.2% | $2.92M+62.3% | $1.8M+52.9% | |
| Windsor Advantage™ | $0— | —— | —— | —— | $0— | |
| Loan servicing rights (government guaranteed) by Business | ||||||
| CBHL | $0— | $0— | $0— | $0— | $0— | |
| Commercial Bank | $497K+68.5% | $295K-19.8% | $368K+161% | -$600K-227% | $472K+86.4% | |
| OpenSky™ | $0— | $0— | $0— | $0— | $0— | |
| Windsor Advantage™ | $0— | $0— | $0— | $0— | $0— | |
| Occupancy and equipment by Business | ||||||
| CBHL | $182K+32.8% | $137K-17.5% | $166K+9.9% | $151K+12.7% | $134K-19.8% | |
| Commercial Bank | $1.87M+5.5% | $1.77M+8.4% | $1.64M-14.1% | $1.9M+20.7% | $1.58M-4.7% | |
| OpenSky™ | $1.12M+62.5% | $688K+8.9% | $632K+10.3% | $573K+17.4% | $488K-20.9% | |
| Windsor Advantage™ | $392K+880% | $40K-90.4% | $416K+13.0% | $368K-48.2% | $711K+430% | |
| Loan processing by Business | ||||||
| CBHL | $238K-42.4% | $413K+41.4% | $292K+16.3% | $251K+4.6% | $240K+21.2% | |
| Commercial Bank | $1.08M+965% | $101K-86.4% | $740K+13.8% | $650K+36.3% | $477K-36.7% | |
| OpenSky™ | $47K-90.1% | $475K+3,067% | $15K-37.5% | $24K+26.3% | $19K+35.7% | |
| Windsor Advantage™ | $22K-86.5% | $163K+143% | $67K+24.1% | $54K+671% | $7K+833% | |
| Provision for credit losses on unfunded commitments by Business | ||||||
| CBHL | $0— | $0— | $0— | $0— | $0— | |
| Commercial Bank | $205K— | —— | $217K— | $0— | —— | |
| OpenSky™ | $0— | $0— | $0— | $0— | $0— | |
| Windsor Advantage™ | $0— | $0— | $0— | $0— | $0— | |
| Noninterest income by Product | ||||||
| Credit card fees | $4.69M-3.0% | $4.84M+7.3% | $4.51M+4.9% | $4.3M+15.5% | $3.72M-0.3% | |
| Government lending revenue | $923K— | $0-100% | $14K-99.6% | $3.11M+184% | $1.1M-52.4% | |
| Government loan servicing revenue | $4.35M+7.7% | $4.04M-5.4% | $4.27M+17.0% | $3.64M+2.1% | $3.57M-10.6% | |
| Mortgage banking revenue | $1.56M-20.6% | $1.96M+1.7% | $1.93M+9.9% | $1.75M-4.2% | $1.83M+0.5% | |
| Service charges on deposits | $403K+8.6% | $371K-12.7% | $425K+62.2% | $262K+1.6% | $258K+7.1% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Capital Bancorp break its business down?
- Capital Bancorp (CBNK) reports noninterest income by business across 4 parts — CBHL, Commercial Bank, OpenSky™ and Windsor Advantage™. Each is extracted from the segment footnotes and tracked over time.
- Where does Capital Bancorp's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Capital Bancorp's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
