Capital Bancorp CBNK Business Segments
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Noninterest Income by Business | |||||
| CBHL | $6.82M+2.1% | $6.68M+36.2% | $4.91M-6.4% | $5.24M-75.1% | |
| Commercial Bank | $5.36M+32.6% | $4.04M+47.5% | $2.74M+30.2% | $2.1M+31.8% | |
| OpenSky™ | $17.38M+7.8% | $16.12M-6.9% | $17.33M— | —— | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest by Business | |||||
| CBHL | -$2.64M-6.2% | -$2.49M+17.0% | -$3M-1.4% | -$2.96M-134% | |
| Commercial Bank | $57.87M+131% | $25.09M-11.8% | $28.46M+21.2% | $23.49M+15.2% | |
| OpenSky™ | $14.61M-15.7% | $17.33M-9.3% | $19.1M-39.5% | $31.57M+34.0% | |
| Other income by Business | |||||
| CBHL | $827K+35.6% | $610K— | —— | —— | |
| Commercial Bank | $1.91M-1.0% | $1.93M— | —— | —— | |
| OpenSky™ | $13K-89.4% | $123K— | —— | —— | |
| Windsor Advantage™ | $0-100% | $30K— | —— | —— | |
| Noninterest Expense by Business | |||||
| CBHL | $9.9M+5.5% | $9.38M+15.0% | $8.16M— | —— | |
| Commercial Bank | $75.74M+24.3% | $60.93M+26.0% | $48.35M— | —— | |
| OpenSky™ | $54.92M+3.2% | $53.25M+0.9% | $52.75M— | —— | |
| Interest and Dividend Income, Operating by Business | |||||
| CBHL | $806K+41.9% | $568K+48.7% | $382K-12.2% | $435K-64.3% | |
| Commercial Bank | $199.12M+31.9% | $150.95M+29.7% | $116.41M+41.6% | $82.18M+18.4% | |
| OpenSky™ | $60.94M-1.4% | $61.79M-1.1% | $62.48M-3.7% | $64.86M+28.6% | |
| Other operating by Business | |||||
| CBHL | $533K+11.0% | $480K— | —— | —— | |
| Commercial Bank | $5.36M+3.6% | $5.17M— | —— | —— | |
| OpenSky™ | $2.41M-22.5% | $3.11M— | —— | —— | |
| Windsor Advantage™ | $1.99M+864% | $206K— | —— | —— | |
| Total Assets by Business | |||||
| CBHL | $88.03M+22.4% | $71.93M+107% | $34.67M-23.8% | $45.49M-72.1% | |
| Commercial Bank | $13.02B+30.7% | $9.96B+20.4% | $8.28B+8.1% | $7.66B0.0% | |
| OpenSky™ | $524.37M+11.9% | $468.41M+2.6% | $456.68M-10.7% | $511.2M+3.0% | |
| Interest Income (Expense), Operating by Business | |||||
| CBHL | $430K+110% | $205K-17.0% | $247K+13.8% | $217K-36.7% | |
| Commercial Bank | $134.62M+45.1% | $92.76M+22.8% | $75.51M+3.5% | $72.94M+13.4% | |
| OpenSky™ | $60.94M-1.4% | $61.79M-1.1% | $62.48M-3.7% | $64.86M+28.6% | |
| Other segment assets by Business | |||||
| CBHL | $88.03M— | —— | —— | —— | |
| Commercial Bank | $11.96B— | —— | —— | —— | |
| OpenSky™ | $493.7M— | —— | —— | —— | |
| Windsor Advantage™ | $15.52M— | —— | —— | —— | |
| Intangible assets by Business | |||||
| CBHL | $0— | —— | —— | —— | |
| Commercial Bank | $6.43M— | —— | —— | —— | |
| OpenSky™ | $0— | —— | —— | —— | |
| Windsor Advantage™ | $54.22M— | —— | —— | —— | |
| Interest Income (Expense), after Provision for Loan Loss by Business | |||||
| CBHL | $430K+110% | $205K-17.0% | $247K— | —— | |
| Commercial Bank | $128.26M+56.5% | $81.98M+10.7% | $74.05M— | —— | |
| OpenSky™ | $52.15M-4.2% | $54.46M-0.1% | $54.53M— | —— | |
| Interest Expense by Business | |||||
| CBHL | $376K+3.6% | $363K+169% | $135K— | —— | |
| Commercial Bank | $64.5M+10.8% | $58.19M+42.3% | $40.9M+342% | $9.24M+79.8% | |
| OpenSky™ | $0— | $0— | $0— | —— | |
| Regulatory assessment expenses by Business | |||||
| CBHL | $97K+1,517% | $6K— | —— | —— | |
| Commercial Bank | $2.74M+43.8% | $1.91M— | —— | —— | |
| OpenSky™ | $388K+1,748% | $21K— | —— | —— | |
| Windsor Advantage™ | $143K+14,200% | $1K— | —— | —— | |
| Salaries and employee benefits by Business | |||||
| CBHL | $5.97M-0.3% | $5.99M+66.4% | $3.6M— | —— | |
| Commercial Bank | $43.35M+19.6% | $36.23M-9.4% | $40M— | —— | |
| OpenSky™ | $13.06M+7.4% | $12.16M+138% | $5.1M— | —— | |
| Professional fees by Business | |||||
| CBHL | $1.01M+4.4% | $965K— | —— | —— | |
| Commercial Bank | $6.85M+91.6% | $3.58M— | —— | —— | |
| OpenSky™ | $2.66M-16.4% | $3.18M— | —— | —— | |
| Windsor Advantage™ | $442K+259% | $123K— | —— | —— | |
| Data processing by Business | |||||
| Commercial Bank | $2.27M+51.7% | $1.5M— | —— | —— | |
| OpenSky™ | $27.32M+5.1% | $25.99M— | —— | —— | |
| Advertising by Business | |||||
| CBHL | $424K+29.7% | $327K— | —— | —— | |
| Commercial Bank | $2.82M+42.0% | $1.98M— | —— | —— | |
| OpenSky™ | $2.81M-28.7% | $3.94M— | —— | —— | |
| Windsor Advantage™ | $215K+103% | $106K— | —— | —— | |
| Goodwill by Business | |||||
| CBHL | $0— | —— | —— | —— | |
| Commercial Bank | $94.98M— | —— | —— | —— | |
| OpenSky™ | $0— | —— | —— | —— | |
| Windsor Advantage™ | $3.52M— | —— | —— | —— | |
| Cash & Equivalents by Business | |||||
| CBHL | $0— | —— | —— | —— | |
| Commercial Bank | $958.19M— | —— | —— | —— | |
| OpenSky™ | $30.67M— | —— | —— | —— | |
| Windsor Advantage™ | $24.16M— | —— | —— | —— | |
| Provision (Release of Provision) for Credit Losses by Business | |||||
| CBHL | $0— | $0— | —— | —— | |
| Commercial Bank | $6.17M-40.6% | $10.39M— | —— | —— | |
| OpenSky™ | $8.79M+20.0% | $7.33M— | —— | —— | |
| Loan servicing rights (government guaranteed) by Business | |||||
| CBHL | $0— | $0— | —— | —— | |
| Commercial Bank | $535K-47.2% | $1.01M— | —— | —— | |
| OpenSky™ | $0— | $0— | —— | —— | |
| Windsor Advantage™ | $0— | $0— | —— | —— | |
| Occupancy and equipment by Business | |||||
| CBHL | $588K+0.2% | $587K— | —— | —— | |
| Commercial Bank | $6.89M+35.5% | $5.09M— | —— | —— | |
| OpenSky™ | $2.38M+17.0% | $2.04M— | —— | —— | |
| Windsor Advantage™ | $1.54M+186% | $537K— | —— | —— | |
| Loan processing by Business | |||||
| CBHL | $1.2M+40.4% | $852K-81.5% | $4.6M— | —— | |
| Commercial Bank | $1.97M+29.7% | $1.52M— | —— | —— | |
| OpenSky™ | $533K+803% | $59K— | —— | —— | |
| Windsor Advantage™ | $291K+9,600% | $3K— | —— | —— | |
| Provision for credit losses on unfunded commitments by Business | |||||
| CBHL | $0— | $0— | —— | —— | |
| OpenSky™ | $0— | $0— | —— | —— | |
| Windsor Advantage™ | $0— | $0— | —— | —— | |
| Noninterest income by Product | |||||
| Credit card fees | $17.37M+8.5% | $16M-7.4% | $17.27M-21.4% | $21.97M-21.2% | |
| Government lending revenue | $4.22M+83.5% | $2.3M— | $0— | —— | |
| Government loan servicing revenue | $15.51M+289% | $3.99M— | $0— | —— | |
| Mortgage banking revenue | $7.47M+4.6% | $7.15M+46.0% | $4.9M+1.1% | $4.84M-76.8% | |
| Service charges on deposits | $1.32M+49.0% | $883K-8.4% | $964K+25.7% | $767K+25.9% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Capital Bancorp break its business down?
- Capital Bancorp (CBNK) reports noninterest income by business across 4 parts — CBHL, Commercial Bank, OpenSky™ and Windsor Advantage™. Each is extracted from the segment footnotes and tracked over time.
- Where does Capital Bancorp's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Capital Bancorp's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
