Capital Bancorp CBNK Business Segments
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Noninterest Income by Business | ||||||
| CBHL | $6.47M-8.5% | $6.82M+2.1% | $6.72M+8.8% | $6.76M+20.4% | $7.07M+43.3% | |
| Commercial Bank | $4.57M-21.4% | $5.36M+32.6% | $6.44M+123% | $7.68M+172% | $5.81M+96.6% | |
| OpenSky™ | $18.35M+15.1% | $17.38M+7.8% | $16.28M-0.6% | $15.9M-4.7% | $15.94M-6.4% | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest by Business | ||||||
| CBHL | -$3.28M-32.0% | -$2.64M-6.2% | -$2.59M-15.2% | -$2.56M-13.0% | -$2.48M+9.6% | |
| Commercial Bank | $57.72M+67.7% | $57.87M+131% | $48.55M+73.7% | $40.78M+48.3% | $34.42M+24.5% | |
| OpenSky™ | $12.46M-25.5% | $14.61M-15.7% | $14.64M-9.3% | $15.44M-11.5% | $16.73M+4.6% | |
| Other income by Business | ||||||
| CBHL | $897K+51.8% | $827K+35.6% | $709K— | $654K— | $591K— | |
| Commercial Bank | $1.2M-61.9% | $1.91M-1.0% | $2.47M— | $3.35M— | $3.15M— | |
| OpenSky™ | $14K-86.0% | $13K-89.4% | $13K— | $87K— | $100K— | |
| Windsor Advantage™ | $0-100% | $0-100% | $7.5K— | $15K— | $22.5K— | |
| Noninterest Expense by Business | ||||||
| CBHL | $10.16M+3.7% | $9.9M+5.5% | $9.66M+12.1% | $9.6M+18.5% | $9.8M+23.7% | |
| Commercial Bank | $77.75M+18.3% | $75.74M+24.3% | $77.11M+44.5% | $73.13M+40.9% | $65.7M+30.4% | |
| OpenSky™ | $57.79M+9.1% | $54.92M+3.2% | $52.96M-0.7% | $52.28M-1.9% | $52.95M-3.0% | |
| Interest and Dividend Income, Operating by Business | ||||||
| CBHL | $831K+30.5% | $806K+41.9% | $735K+60.1% | $668K+63.3% | $637K+64.2% | |
| Commercial Bank | $203.69M+22.9% | $199.12M+31.9% | $193.19M+42.2% | $180.98M+39.8% | $165.75M+34.2% | |
| OpenSky™ | $61.56M+0.4% | $60.94M-1.4% | $60.02M-2.2% | $60.02M-3.0% | $61.31M+0.1% | |
| Other operating by Business | ||||||
| CBHL | $570K+16.6% | $533K+11.0% | $435K— | $429K— | $489K— | |
| Commercial Bank | $5.09M-5.7% | $5.36M+3.6% | $6.32M— | $5.96M— | $5.4M— | |
| OpenSky™ | $2.61M+17.3% | $2.41M-22.5% | $2.01M— | $2.02M— | $2.22M— | |
| Windsor Advantage™ | $2.34M+472% | $1.99M+864% | $1.27M— | $711K— | $408.5K— | |
| Total Assets by Business | ||||||
| CBHL | $94.25M+25.3% | $88.03M+22.4% | $77.75M+32.2% | $77.52M+75.1% | $75.24M+113% | |
| Commercial Bank | $13.46B+22.9% | $13.02B+30.7% | $12.65B+40.8% | $11.86B+36.8% | $10.95B+30.2% | |
| OpenSky™ | $540.15M+11.9% | $524.37M+11.9% | $509.37M+10.7% | $496.53M+9.2% | $482.73M+6.0% | |
| Interest Income (Expense), Operating by Business | ||||||
| CBHL | $419K+66.9% | $430K+110% | $353K+80.1% | $281K+26.6% | $251K+3.7% | |
| Commercial Bank | $137.36M+31.8% | $134.62M+45.1% | $129.67M+56.2% | $116.08M+45.1% | $104.23M+33.6% | |
| OpenSky™ | $61.56M+0.4% | $60.94M-1.4% | $60.02M-2.2% | $60.02M-3.0% | $61.31M+0.1% | |
| Other segment assets by Business | ||||||
| CBHL | $94.25M+25.3% | $88.03M— | $77.75M— | $77.52M— | $75.24M— | |
| Commercial Bank | $12.3B+21.2% | $11.96B— | $11.64B— | $10.9B— | $10.15B— | |
| OpenSky™ | $508.74M+11.6% | $493.7M— | $478.85M— | $467.18M— | $455.88M— | |
| Windsor Advantage™ | $15.98M+86.7% | $15.52M— | $16.01M— | $12.2M— | $8.56M— | |
| Intangible assets by Business | ||||||
| CBHL | $0— | $0— | $0— | $0— | $0— | |
| Commercial Bank | $6.21M+80.4% | $6.43M— | $6.65M— | $5.07M— | $3.44M— | |
| OpenSky™ | $0— | $0— | $0— | $0— | $0— | |
| Windsor Advantage™ | $53.39M+91.2% | $54.22M— | $55.05M— | $41.59M— | $27.93M— | |
| Interest Income (Expense), after Provision for Loan Loss by Business | ||||||
| CBHL | $419K+66.9% | $430K+110% | $353K+80.1% | $281K+26.6% | $251K+3.7% | |
| Commercial Bank | $130.9M+38.8% | $128.26M+56.5% | $119.22M+52.0% | $106.23M+38.7% | $94.31M+25.6% | |
| OpenSky™ | $51.9M-3.4% | $52.15M-4.2% | $51.32M-3.3% | $51.82M-4.1% | $53.74M+0.3% | |
| Interest Expense by Business | ||||||
| CBHL | $412K+6.7% | $376K+3.6% | $382K+45.2% | $387K+107% | $386K+164% | |
| Commercial Bank | $66.33M+7.8% | $64.5M+10.8% | $63.52M+20.2% | $64.9M+31.3% | $61.52M+35.3% | |
| OpenSky™ | $0— | $0— | $0— | $0— | $0— | |
| Regulatory assessment expenses by Business | ||||||
| CBHL | $155K+1,450% | $97K+1,517% | $6K— | $13K— | $10K— | |
| Commercial Bank | $2.48M+7.7% | $2.74M+43.8% | $3.04M— | $2.73M— | $2.3M— | |
| OpenSky™ | $588K+1,533% | $388K+1,748% | $21K— | $51K— | $36K— | |
| Windsor Advantage™ | $204K+3,448% | $143K+14,200% | $250— | $11.5K— | $5.75K— | |
| Salaries and employee benefits by Business | ||||||
| CBHL | $5.96M-5.4% | $5.97M-0.3% | $6.07M+12.3% | $6.16M+29.0% | $6.29M+54.0% | |
| Commercial Bank | $44.81M+17.5% | $43.35M+19.6% | $42.66M+19.0% | $40.64M+8.9% | $38.15M-1.5% | |
| OpenSky™ | $13.6M+7.2% | $13.06M+7.4% | $13M+24.5% | $13.01M+54.0% | $12.69M+91.2% | |
| Professional fees by Business | ||||||
| CBHL | $1.12M+10.4% | $1.01M+4.4% | $1.03M— | $998K— | $1.01M— | |
| Commercial Bank | $8.17M+108% | $6.85M+91.6% | $4.72M— | $4.64M— | $3.93M— | |
| OpenSky™ | $3.93M+38.8% | $2.66M-16.4% | $2.56M— | $2.71M— | $2.83M— | |
| Windsor Advantage™ | $600K+183% | $442K+259% | $419.75K— | $252.5K— | $212.25K— | |
| Data processing by Business | ||||||
| Commercial Bank | $2.38M+46.6% | $2.27M+51.7% | $1.88M— | $1.93M— | $1.62M— | |
| OpenSky™ | $27.85M+6.4% | $27.32M+5.1% | $27.13M— | $26.47M— | $26.17M— | |
| Advertising by Business | ||||||
| CBHL | $437K+24.1% | $424K+29.7% | $345K— | $331K— | $352K— | |
| Commercial Bank | $2.82M+21.4% | $2.82M+42.0% | $2.97M— | $2.71M— | $2.32M— | |
| OpenSky™ | $2.53M-21.6% | $2.81M-28.7% | $2.26M— | $2.12M— | $3.23M— | |
| Windsor Advantage™ | $171K-6.8% | $215K+103% | $241.5K— | $192K— | $183.5K— | |
| Goodwill by Business | ||||||
| CBHL | $0— | $0— | $0— | $0— | $0— | |
| Commercial Bank | $93.34M+124% | $94.98M— | $90.14M— | $64.17M— | $41.69M— | |
| OpenSky™ | $0— | $0— | $0— | $0— | $0— | |
| Windsor Advantage™ | $7.04M+100% | $3.52M— | $3.52M— | $3.52M— | $3.52M— | |
| Cash & Equivalents by Business | ||||||
| CBHL | $0— | $0— | $0— | $0— | $0— | |
| Commercial Bank | $1.06B+40.3% | $958.19M— | $909.9M— | $883.38M— | $756.42M— | |
| OpenSky™ | $31.41M+17.0% | $30.67M— | $30.52M— | $29.35M— | $26.85M— | |
| Windsor Advantage™ | $25.79M+179% | $24.16M— | $22.37M— | $17.89M— | $9.26M— | |
| Provision (Release of Provision) for Credit Losses by Business | ||||||
| CBHL | $0— | $0— | $0— | $0— | $0— | |
| Commercial Bank | $6.07M-37.2% | $6.17M-40.6% | $10.11M+128% | $9.71M+199% | $9.67M— | |
| OpenSky™ | $9.66M+27.6% | $8.79M+20.0% | $8.7M+5.1% | $8.19M+4.3% | $7.57M— | |
| Loan servicing rights (government guaranteed) by Business | ||||||
| CBHL | $0— | $0— | $0— | $0— | $0— | |
| Commercial Bank | $560K-54.5% | $535K-47.2% | $493.25K— | $378.5K— | $1.23M— | |
| OpenSky™ | $0— | $0— | $0— | $0— | $0— | |
| Windsor Advantage™ | $0— | $0— | $0— | $0— | $0— | |
| Occupancy and equipment by Business | ||||||
| CBHL | $636K+8.5% | $588K+0.2% | $618K— | $593K— | $586K— | |
| Commercial Bank | $7.18M+27.8% | $6.89M+35.5% | $6.77M— | $6.3M— | $5.62M— | |
| OpenSky™ | $3.01M+44.1% | $2.38M+17.0% | $2.31M— | $2.16M— | $2.09M— | |
| Windsor Advantage™ | $1.22M+9.2% | $1.54M+186% | $1.63M— | $1.35M— | $1.11M— | |
| Loan processing by Business | ||||||
| CBHL | $1.19M+33.7% | $1.2M+40.4% | $981K-45.6% | $917K-66.4% | $893K-75.5% | |
| Commercial Bank | $2.57M+39.9% | $1.97M+29.7% | $2.62M— | $2.25M— | $1.84M— | |
| OpenSky™ | $561K+763% | $533K+803% | $72K— | $73K— | $65K— | |
| Windsor Advantage™ | $306K+3,208% | $291K+9,600% | $128.75K— | $62.5K— | $9.25K— | |
| Provision for credit losses on unfunded commitments by Business | ||||||
| CBHL | $0— | $0— | $0— | $0— | $0— | |
| OpenSky™ | $0— | $0— | $0— | $0— | $0— | |
| Windsor Advantage™ | $0— | $0— | $0— | $0— | $0— | |
| Noninterest income by Product | ||||||
| Credit card fees | $18.34M+15.8% | $17.37M+8.5% | $16.26M+0.2% | $15.81M-4.6% | $15.84M-6.5% | |
| Government lending revenue | $4.05M+19.2% | $4.22M+83.5% | $6.52M— | $6.51M— | $3.4M— | |
| Government loan servicing revenue | $16.29M+115% | $15.51M+289% | $15.47M— | $11.21M— | $7.56M— | |
| Mortgage banking revenue | $7.2M-4.3% | $7.47M+4.6% | $7.33M+13.0% | $7.29M+24.5% | $7.52M+44.9% | |
| Service charges on deposits | $1.46M+56.4% | $1.32M+49.0% | $1.19M+34.5% | $996K+11.0% | $934K-0.8% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Capital Bancorp break its business down?
- Capital Bancorp (CBNK) reports noninterest income by business across 4 parts — CBHL, Commercial Bank, OpenSky™ and Windsor Advantage™. Each is extracted from the segment footnotes and tracked over time.
- Where does Capital Bancorp's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Capital Bancorp's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
