What are Orange County Bancorp's total assets?

Orange County Bancorp (OBT) holds $2.7B in total assets, up 5.7% year over year.

How much cash does Orange County Bancorp have?

Orange County Bancorp holds $257.5M in cash and equivalents.

Where does Orange County Bancorp's balance sheet data come from?

Every line is extracted from Orange County Bancorp's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Orange County Bancorp OBT Balance Sheet Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Cash and cash equivalents	$257.54M+56.9%	$204.23M+35.9%	$189.88M+18.0%	$175.61M-7.4%	$164.17M+13.4%
Trading assets	$5.42M-58.2%	$5.5M-57.9%	$5.61M-55.7%	$5.54M-49.0%	$12.95M+45.6%
Accrued investment income	$10.99M-0.1%	$10.38M+55.4%	$10.51M+5.1%	$10.47M+8.8%	$11M+8.6%
Property and equipment, net	$15.64M-1.7%	$15.48M-2.1%	$15.17M+6.2%	$14.95M-5.0%	$15.9M-0.7%
Accumulated depreciation	——	$18.52M+3.1%	——	——	——
Operating lease right-of-use assets	——	4.5%-0.1%	——	——	——
Goodwill	$5.36M0.0%	$5.36M0.0%	$5.36M0.0%	$5.36M0.0%	$5.36M0.0%
Intangible assets, net	$464K-38.1%	$535K-34.8%	$607K-32.0%	$678K-29.7%	$750K-27.5%
Deferred tax assets	——	$29K-99.9%	——	——	——
Other non-current assets	$45.31M+4.8%	$43.54M-4.3%	$42.6M+2.7%	$57.98M+31.2%	$43.22M-3.3%
Available-for-sale securities	$24.17M+4.7%	$22.51M-3.8%	$16.49M-29.5%	$16.58M-31.2%	$23.08M-19.8%
Gross loans	$1.95B+5.3%	$1.95B+7.4%	$1.94B+7.8%	$1.92B+10.6%	$1.85B+7.0%
Allowance for credit losses	$27.84M+5.6%	$28.34M+8.7%	$29.29M-5.6%	$28.41M+2.1%	$26.37M+3.5%
Total assets	$2.71B+5.7%	$2.66B+6.0%	$2.64B+4.7%	$2.61B+5.0%	$2.56B+4.4%
Accrued expenses	$29.65M+9.8%	$30.09M+21,701%	$30.48M+24.9%	$26.33M+6.2%	$27M+0.5%
Operating lease liabilities, current	——	$4.35M+17.6%	——	——	——
Accrued interest	$2.1M-12.5%	$1.8M-18.2%	$2.2M-12.0%	$2.1M-16.0%	$2.4M-14.3%
Deposits	$2.35B+3.0%	$2.31B+7.3%	$2.28B+6.5%	$2.28B+3.5%	$2.28B+6.2%
Noninterest-bearing deposits	$727.34M+11.2%	$725.66M+11.4%	$711.95M+3.1%	$687.12M+0.9%	$654.06M+2.8%
Demand deposits	$65.91M-74.6%	$159.01M-28.1%	$114.28M-19.5%	$144.29M-8.5%	$259.81M+6.6%
Savings deposits	$806.45M+185%	$359.42M+32.6%	$332.83M+28.9%	$322.83M+25.1%	$282.56M+15.8%
Time deposits	$10.8M0.0%	$10.5M-9.5%	$10.4M-11.9%	$10.6M-7.0%	$10.8M-9.2%
Deferred tax liabilities	——	$6.65M+10.8%	——	——	——
Operating Lease Liabilities (Total)	——	$4.35M+17.6%	——	——	——
Total liabilities	$2.41B+2.3%	$2.38B+2.2%	$2.37B+1.7%	$2.35B+2.2%	$2.36B+3.3%
Common stock	30M0.0%	30M0.0%	30M+100%	30M+100%	30M+100%
Additional paid-in capital	$165.82M+36.4%	$164.59M+36.1%	$164.72M+36.3%	$164.75M+36.6%	$121.55M+0.8%
Retained earnings	$173.31M+26.4%	$164.43M+26.6%	$154.41M+24.3%	$146.13M+19.5%	$137.15M+18.9%
Accumulated other comprehensive income (loss)	-$50.63M+15.7%	-$47.81M+29.4%	-$52.15M+4.1%	-$61.44M+8.9%	-$60.02M+13.1%
Treasury stock	$199K0.0%	$199K-46.9%	$199K-51.5%	$199K-72.7%	$199K-79.2%
Total stockholders' equity	$291.66M+44.9%	$284.36M+53.3%	$270.12M+39.9%	$252.59M+42.3%	$201.32M+19.4%
Total liabilities and stockholders' equity	$2.71B+5.7%	$2.66B+6.0%	$2.64B+4.7%	$2.61B+5.0%	$2.56B+4.4%
Available-for-Sale Debt Securities - Amortized Cost	$407.51M-8.2%	$419.41M-5.5%	$426.63M-9.1%	$410.81M-11.3%	$443.8M-6.8%
Available-for-Sale Debt Securities - Amortized Cost (Due Within One Year)	$5.39M-58.3%	$5.46M-58.1%	$5.68M-55.1%	$5.52M-49.4%	$12.92M+45.6%
Available-for-Sale Debt Securities - Fair Value by Maturity	$165.26M-11.4%	$167.58M-10.1%	$168.18M-12.7%	$166.67M-12.0%	$186.55M-5.2%
Available-for-Sale Debt Securities - Single Maturity Date	$165.26M-11.4%	$167.58M-10.1%	$168.18M-12.7%	$166.67M-12.0%	$186.55M-5.2%
Available-for-Sale Debt Securities - Unrealized Loss Position (>=12 Months)	$365.28M-11.3%	$380.66M-7.7%	$386.46M-12.0%	$382.16M-13.2%	$411.89M-8.6%
AFS and Trading Securities - Unrealized Loss Position (>=12 Months)	$365.28M-11.3%	$380.66M-7.7%	$386.46M-12.0%	$382.16M-13.2%	$411.89M-8.6%
AFS and Trading Securities - Unrealized Loss Position (<12 Months) Fair Value	$16.22M+5.2%	$5.16M-70.5%	$6.11M+20.8%	$13.79M+26.2%	$15.42M+1.1%
Available-for-Sale Debt Securities - Unrealized Loss Position (<12 Months)	$16.22M+5.2%	$5.16M-70.5%	$6.11M+20.8%	$13.79M+26.2%	$15.42M+1.1%
Available-for-Sale Debt Securities - Unrealized Loss Position	$56.72M-14.4%	$53.07M-30.1%	$56.64M-5.5%	$68.1M-10.4%	$66.24M-14.8%
AFS and Trading Securities - Unrealized Loss Position (>=12 Months) Fair Value	$365.28M-11.3%	$380.66M-7.7%	$386.46M-12.0%	$382.16M-13.2%	$411.89M-8.6%
AFS and Trading Securities - Unrealized Loss Position Fair Value	$381.49M-10.7%	$385.82M-10.3%	$392.56M-11.6%	$395.95M-12.3%	$427.3M-8.3%
AFS and Trading Securities - Unrealized Loss Position (<12 Months) Fair Value	$16.22M+5.2%	$5.16M-70.5%	$6.11M+20.8%	$13.79M+26.2%	$15.42M+1.1%
Cash, Cash Equivalents, and Marketable Securities	$381.49M-10.7%	$385.82M-10.3%	$392.56M-11.6%	$395.95M-12.3%	$427.3M-8.3%
Impaired Financing Receivable with No Related Allowance - Unpaid Principal Balance	$15.8M+163%	$1.5M-75.0%	$8.3M+22,332%	$8.4M+1,112%	$6M+93.5%
Restricted Marketable Securities	$5.92M+7.1%	$5.92M-39.1%	$6.92M-16.3%	$5.62M+22.3%	$5.53M-3.3%
Subordinated Trading Assets	$24.58M+25.3%	$24.56M+25.3%	$24.48M+25.1%	$19.63M+0.4%	$19.61M+0.4%
Available-for-Sale Debt Securities - Fair Value (Maturing 1 to 5 Years)	$26.24M+7.2%	$24.37M-2.9%	$18.04M-27.1%	$17.59M-32.7%	$24.48M-21.0%
Available-for-Sale Debt Securities - Fair Value (No Single Maturity Date)	$279.98M-6.6%	$287.13M-6.6%	$295.07M-6.3%	$287.97M-10.8%	$299.83M-9.4%
Loans 90+ Days Past Due	$4K-99.9%	$18K-99.7%	——	——	$6.2M+32,532%
Deferred Tax Assets - Loan Loss Reserves	——	$7.65M+10.8%	——	——	——
Finite-Lived Intangible Assets - Expected Amortization Expense (Year One)	——	$286K0.0%	——	——	——
Finite Lived Intangible Assets - Gross	——	$4.28M0.0%	——	——	——
Net Investment in Lease	——	$4.35M+17.6%	——	——	——
Bank Owned Life Insurance	$32.77M-22.9%	$32.58M-22.9%	$32.38M-22.9%	$35.4M-15.6%	$42.52M+2.0%
Cash and Due from Banks	$257.54M+56.9%	$204.23M+35.9%	$189.88M+18.0%	$175.61M-7.4%	$164.17M+13.4%
Private debt held-for-investment, at amortized cost, net of valuation allowance – $3 and $4	$1.92B+5.3%	$1.92B+7.4%	$1.91B+8.0%	$1.89B+10.7%	$1.83B+7.1%
Other intangible assets—net	$464K-38.1%	$535K-34.8%	$607K-32.0%	$678K-29.7%	$750K-27.5%
Operating lease right-of-use assets	——	$4.35M+17.6%	——	——	——
Other Assets	$45.31M+4.8%	$43.54M-4.3%	$42.6M+2.7%	$57.98M+31.2%	$43.22M-3.3%
Property, plant and equipment at cost	——	$34M+0.7%	——	——	——
Operating Lease Right-of-Use Assets in Other Assets	——	$4.35M+17.6%	——	——	——
Tax Credit Carryforward Valuation Allowance	——	$5.66M-18.5%	——	——	——
Time Deposit Maturities - Year One	$7.33M+8.3%	$148.8M-31.4%	$16.15M-39.6%	$9.32M-46.6%	$6.77M-53.6%
Time Deposit Maturities - Year Two	$7.9M+260%	$2.34M+18.6%	$2.36M+26.0%	$2.2M+10.3%	$2.2M+13.3%
Time Deposit Maturities - Year Three	$413K-93.8%	$7.87M+244%	$7.36M+280%	$7.15M+539%	$6.65M+1,155%
Time Deposits Above FDIC Insurance Limit	$10.8M0.0%	$10.5M-9.5%	$10.4M-11.9%	$10.6M-7.0%	$10.8M-9.2%
Operating Lease Liability Payments - 2024 (Lessee)	——	$783K+0.1%	——	——	——
Operating Lease Liability Payments - 2025 (Lessee)	——	$555K+43.8%	——	——	——
Lease Liability Payments - Due Year Two	——	$783K+0.1%	——	——	——
Lease Liability Payments - Due Year Three	——	$552K-10.7%	——	——	——
Lease Liability Payments - Due Year Four	——	$555K+43.8%	——	——	——
Lease Liability Payments - Remainder of Fiscal Year	——	$947K+14.5%	——	——	——
Operating Lease Liability Payments Due	——	$5.2M+21.0%	——	——	——
Operating Lease Liability - Undiscounted Excess Amount	——	$849K+41.7%	——	——	——
Borrowings at Fair Value	$24.58M+25.3%	$24.56M+25.3%	$24.48M+25.1%	$19.63M+0.4%	$19.61M+0.4%
Debt Maturity - 2024	$50.27M-79.4%	$148.8M-31.4%	$88.4M-20.6%	$125.63M-8.4%	$244.2M+7.8%
Debt Maturity - 2027	$413K-93.8%	$7.87M+244%	$7.36M+280%	$7.15M+539%	$6.65M+1,155%
Debt Maturity - 5 to 10 Years	$56.38M+7.2%	$55.76M+12.7%	$59.03M+18.6%	$54.52M+17.1%	$52.62M+8.0%
Debt Maturity - Over 10 Years	$90.01M-20.3%	$94.25M-19.3%	$99.23M-17.0%	$105.57M-15.0%	$112.94M-10.5%
Federal Home Loan Bank Borrowings	——	——	——	——	——
Operating Lease Liability Payments - 2026 (Lessee)	——	$552K-10.7%	——	——	——
Operating Lease Liability Payments - 2027 (Lessee)	——	$485K+24.7%	——	——	——
Operating Lease Liability Payments - 2028 (Lessee)	——	$555K+43.8%	——	——	——
Operating Lease Liability Payments - 2029 (Lessee)	——	$485K+24.7%	——	——	——
Lease Liability Payments - Due After Year Five	——	$1.87M+45.0%	——	——	——
Operating Lease Liability Payments - Thereafter (Lessee)	——	$1.87M+45.0%	——	——	——
Accrued expenses and other liabilities	$29.65M+9.8%	$30.09M+7.7%	$30.48M+24.9%	$26.33M+6.2%	$27M+0.5%
Interest-Bearing Deposit Liabilities	$1.62B-0.3%	$1.58B+5.5%	$1.57B+8.1%	$1.59B+4.7%	$1.63B+7.5%
FHLB advances and other	$10M0.0%	$10M0.0%	$10M0.0%	$10M0.0%	$10M0.0%
Total debt	——	$4.35M+17.6%	——	——	——
AFS and Trading Securities - Unrealized Loss Position (>=12 Months) Accumulated Loss	$56.6M-14.4%	$53.02M-29.9%	$56.61M-5.5%	$67.83M-10.5%	$66.1M-14.8%
Common Equity Tier 1 Capital	$348.8M+29.1%	$339.94M+29.1%	$328.87M+28.4%	$320.32M+26.1%	$270.19M+9.4%
Common Stock Par Value Per Share	$0.250.0%	$0.250.0%	$0.25-50.0%	$0.25-50.0%	$0.25-50.0%
Common Stock Shares Issued	13.4M+17.8%	13.4M+17.7%	13.4M+135%	13.4M+135%	11.4M+100%
Common stock; $0.001 par value; 6,000 shares authorized; 3,755 and 3,751 shares issued and outstanding as of March 31, 2026 and December 31, 2025, respectively	$3.35M+17.8%	$3.34M+17.7%	$3.34M+17.7%	$3.34M+17.6%	$2.85M+0.2%
Treasury Stock, Value	$199K0.0%	$199K-46.9%	$199K-51.5%	$199K-72.7%	$199K-79.2%
Investments - Gross Unrealized Losses	$381.49M-10.7%	$385.82M-10.3%	$392.56M-11.6%	$395.95M-12.3%	$427.3M-8.3%
Capital Conservation Buffer	8%0.0%	8%0.0%	8%0.0%	8%0.0%	8%0.0%
G-SIB Surcharge	$373.54M+27.0%	$364.51M+27.2%	$353.43M+26.3%	$344.84M+24.5%	$294.07M+9.0%
Share-Based Payment - Nonvested Awards (Number)	——	0—	——	——	——
Unrealized Gains on Investments	$281K+108%	$383K+217%	$277K-13.4%	$89K-23.9%	$135K+51.7%
Unrealized Losses on Investments (Before Tax)	$56.72M-14.4%	$53.07M-30.1%	$56.64M-5.5%	$68.1M-10.4%	$66.24M-14.8%
Nonperforming Loans and Leases Percentage	$15.78M+163%	$1.51M-74.8%	$8.25M+22,208%	$8.35M+1,105%	$6.01M+91.3%
Components	210-12.5%	213-12.7%	215-6.9%	220-10.9%	240-3.6%
Assets Held In Agency Or Fiduciary Capacity	$1.6B-5.9%	$1.9B+5.6%	$1.9B+5.6%	$1.8B+5.9%	$1.7B0.0%
Debt Securities, Available-for-Sale, Accumulated Gross Unrealized Loss, before Tax	$56.72M-14.4%	$53.07M-30.1%	$56.64M-5.5%	$68.1M-10.4%	$66.24M-14.8%
Gross Unrealized Gains	$281K+108%	$383K+217%	$277K-13.4%	$89K-23.9%	$135K+51.7%
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10	$62.34M+4.4%	$60.88M+6.6%	$64.97M+13.5%	$62.18M+13.5%	$59.74M+5.2%
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10	$56.38M+7.2%	$55.76M+12.7%	$59.03M+18.6%	$54.52M+17.1%	$52.62M+8.0%
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year One Through Five	$26.24M+7.2%	$24.37M-2.9%	$18.04M-27.1%	$17.59M-32.7%	$24.48M-21.0%
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year One Through Five	$24.17M+4.7%	$22.51M-3.8%	$16.49M-29.5%	$16.58M-31.2%	$23.08M-19.8%
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 10	$90.01M-20.3%	$94.25M-19.3%	$99.23M-17.0%	$105.57M-15.0%	$112.94M-10.5%
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 10	$79.3M-19.0%	$83.8M-16.6%	$87.04M-18.5%	$90.03M-16.6%	$97.9M-11.4%
Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Amortized Cost	$183.97M-12.4%	$184.97M-12.8%	$187.92M-12.3%	$190.86M-11.7%	$210.08M-5.7%
Debt Securities, Available-for-Sale, Maturity, without Single Maturity Date, Amortized Cost	$279.98M-6.6%	$287.13M-6.6%	$295.07M-6.3%	$287.97M-10.8%	$299.83M-9.4%
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, Year One	$5.39M-58.3%	$5.46M-58.1%	$5.68M-55.1%	$5.52M-49.4%	$12.92M+45.6%
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, Year One	$5.42M-58.2%	$5.5M-57.9%	$5.61M-55.7%	$5.54M-49.0%	$12.95M+45.6%
Banking Regulation Capital Conservation Buffer Capital Conserved Minimum	2.5%0.0%	2.5%0.0%	2.5%0.0%	2.5%0.0%	2.5%0.0%
Banking Regulation Capital Conservation Buffer Common Equity Tier One Risk Based Capital Actual	6.4%0.0%	6.4%0.0%	6.4%0.0%	6.4%0.0%	6.4%0.0%
Banking Regulation Capital Conservation Buffer Tier One Risk Based Capital Actual	7.9%0.0%	7.9%0.0%	7.9%0.0%	7.9%0.0%	7.9%0.0%
Capital conservation buffer	9.9%0.0%	9.9%0.0%	9.9%0.0%	9.9%0.0%	9.9%0.0%
Common equity tier 1 capital as a percent of risk-weighted assets	6.5%0.0%	6.5%0.0%	6.5%0.0%	6.5%0.0%	6.5%0.0%
Banking Regulation Common Equity Tier One Risk Based Capital Excess Actual	$125.92M+3.6%	$125.05M+5.2%	$124.95M+4.3%	$124.85M+6.7%	$121.61M+4.2%
Banking Regulation Cumulative Increase In Tier2Capital	——	$5M—	——	——	——
Banking Regulation Cumulative Increase In Tier2Risk Based Capital Ratio	——	3%—	——	——	——
Capital Contribution To Bank From Equity Offering	——	——	——	$41M—	——
Capital Required To Be Well Capitalized To Risk Weighted Assets	10%0.0%	10%0.0%	10%0.0%	10%0.0%	10%0.0%
Common Equity Tier One Capital Required For Capital Adequacy	$88.89M+3.6%	$88.27M+5.2%	$88.2M+4.3%	$88.13M+6.7%	$85.84M+4.2%
Common Equity Tier One Capital Required To Be Well Capitalized	$128.39M+3.6%	$127.5M+5.2%	$127.4M+4.3%	$127.3M+6.7%	$123.99M+4.2%
Common stock, par value (in dollars per share)	$0.250.0%	$0.250.0%	$0.25-50.0%	$0.25-50.0%	$0.25-50.0%
Common stock, shares authorized (in shares)	$30M0.0%	$30M0.0%	$30M+100%	$30M+100%	$30M+100%
Common stock, shares issued (in shares)	$13.42M+17.8%	$13.38M+17.7%	$13.37M+135%	$13.37M+135%	$11.39M+100%
Common Stock, Shares, Outstanding	$13.41M+17.8%	$13.37M+17.8%	$13.37M+136%	$13.36M+136%	$11.38M+101%
Cost or Amortized Cost	$463.95M-9.0%	$472.1M-9.1%	$482.99M-8.7%	$478.82M-11.1%	$509.91M-7.9%
Available-for-sale securities, allowance for credit loss	$0—	$0—	$0—	$0—	$0—
Debt Securities, Available-for-Sale, Amortized Cost, Excluding Accrued Interest, after Allowance for Credit Loss	$407.51M-8.2%	$419.41M-5.5%	$426.63M-9.1%	$410.81M-11.3%	$443.8M-6.8%
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	$56.6M-14.4%	$53.02M-29.9%	$56.61M-5.5%	$67.83M-10.5%	$66.1M-14.8%
Less than 12 months	$16.22M+5.2%	$5.16M-70.5%	$6.11M+20.8%	$13.79M+26.2%	$15.42M+1.1%
12 months or more	$365.28M-11.3%	$380.66M-7.7%	$386.46M-12.0%	$382.16M-13.2%	$411.89M-8.6%
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	$113K-21.5%	$52K-83.2%	$31K-26.2%	$267K+65.8%	$144K-19.6%
Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss	$56.72M-14.4%	$53.07M-30.1%	$56.64M-5.5%	$68.1M-10.4%	$66.24M-14.8%
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions	$210-12.5%	$213-12.7%	$215-6.9%	$220-10.9%	$240-3.6%
Debt Securities, Available-for-Sale, Unrealized Loss Position	$381.49M-10.7%	$385.82M-10.3%	$392.56M-11.6%	$395.95M-12.3%	$427.3M-8.3%
Deferred Tax Liabilities, Gross	——	$6.65M+10.8%	——	——	——
Capital loss carryforwards	——	$29K—	——	——	——
Deferred Tax Assets, Gross	——	$30.61M-16.4%	——	——	——
Deferred Tax Assets Lease Liability	——	$1.17M+31.5%	——	——	——
Deferred Tax Assets, Net	——	$18.3M-22.7%	——	——	——
Deferred Tax Assets, Net of Valuation Allowance	——	$24.95M-15.9%	——	——	——
Deferred Tax Assets Non Accrual Interest	——	$177K-16.5%	——	——	——
Deferred Tax Assets State Taxes	——	$232K-82.8%	——	——	——
Other	——	$1.11M+1.9%	——	——	——
Allowance for unfunded lending related commitments	——	$115K-16.7%	——	——	——
Accrued expenses	——	$270K—	——	——	——
Deferred Tax Assets Unrealized Losses On Availablefor Sale Securities Gross	——	$14.22M-29.1%	——	——	——
Deferred Tax Assets, Valuation Allowance	——	$5.66M-18.5%	——	——	——
Deferred Tax Liabilities Accretion	——	$116K+28.9%	——	——	——
Deferred Tax Liabilities Deferred Expense Organization Costs Holding Company	——	$35K0.0%	——	——	——
Deferred Tax Liabilities Deferred Expense Other Capitalized Costs	——	$34K+9.7%	——	——	——
Federal and state intangible assets	——	$1.26M+10.4%	——	——	——
Deferred Tax Liabilities Pension	——	$3.37M+5.8%	——	——	——
Deferred Tax Liabilities, Property, Plant and Equipment	——	$670K+6.0%	——	——	——
Deferred Tax Liabilities Right Of Use Asset	——	$1.17M+31.5%	——	——	——
Excess Capital	$195.06M+3.6%	$193.71M+5.2%	$193.56M+4.3%	$193.4M+6.7%	$188.37M+4.2%
Excess Tier One Risk Based Capital	$155.55M+3.6%	$154.47M+5.2%	$154.36M+4.3%	$154.23M+6.7%	$150.22M+4.2%
Fair Value Assets Level1To Level2Transfers Amount1	$0—	$0—	$0—	$0—	$0—
Fair Value Assets Level2To Level1Transfers Amount1	$0—	$0—	$0—	$0—	$0—
Fair Value Liabilities Level1To Level2Transfers Amount1	$0—	$0—	$0—	$0—	$0—
Fair Value Liabilities Level2To Level1Transfers Amount1	$0—	$0—	$0—	$0—	$0—
Callable FHLB advances interest rate	——	——	——	——	——
Federal Home Loan Bank Advances General Debt Obligations Additional Amount Available	——	$555.32M+8.4%	——	——	——
Advances from FHLB	——	$10M0.0%	——	——	——
Federal Home Loan Bank, Advance, Maturity, Average Interest Rate, Year Five	——	4%0.0%	——	——	——
Financing Receivable, Excluding Accrued Interest, Nonaccrual	$26.08M+320%	$11.11M+76.4%	$12.16M+11.3%	$11.71M-26.0%	$6.21M+7.7%
Prior	$729.63M+39.1%	$474.39M+36.9%	$491.82M+33.7%	$506.37M+33.1%	$524.38M+35.4%
Converted to term loans – Amortized cost	$1.12M-6.3%	$1.18M-0.6%	$1.2M-22.7%	$1.18M-27.8%	$1.19M-30.9%
Amortized cost	$33.39M+24.5%	$28.12M+17.5%	$23.83M-8.5%	$23.22M+3.4%	$26.82M+30.3%
Year one	$72.51M+28.1%	$278.6M+17.3%	$202.44M+26.8%	$148.56M+122%	$56.59M+8.2%
Year four	$233.56M-42.7%	$391.01M+31.5%	$390.84M+25.9%	$401.75M+25.2%	$407.42M+38.2%
Year five	$365.61M+23.7%	$279.29M+45.0%	$290.87M+45.3%	$293.66M+42.3%	$295.52M+37.4%
Year two	$288.57M+18.3%	$263.34M-13.7%	$246.19M-22.1%	$248.66M-21.2%	$244M-23.6%
Year three	$227.59M-23.7%	$234.35M-43.0%	$288.48M-30.4%	$294.39M-29.8%	$298.34M-32.4%
Financing Receivable Excluding Interest Threshold Limit For Individual Evaluation Of Credit Risk	$350K0.0%	$350K0.0%	$350K0.0%	$350K0.0%	$350K0.0%
Financing Receivable Nonaccrual Accrued Interest Allowance For Credit Loss	——	$0—	——	——	——
Financing Receivable Nonaccrual Allowance For Credit Loss	$2.8M+4,567%	$2.3M+1,137%	$3.1M-44.6%	$1.3M-68.3%	$60K-95.4%
With an allowance	$4K—	$18K—	——	——	——
Finite-Lived Intangible Assets, Accumulated Amortization	——	$3.75M+8.3%	——	——	——
2028	——	$249K-12.9%	——	——	——
2027	——	$286K0.0%	——	——	——
Gross Carrying Amount	——	$4.28M0.0%	——	——	——
Impaired Financing Receivable Excluding Accrued Interest Individually Evaluated	$66.41M+48.8%	$59.22M+57.5%	$58.39M+47.4%	$58.21M+84.6%	$44.62M+134%
Impaired Financing Receivable Excluding Accrued Interest Allowance For Credit Losses Individually Evaluated	$3.11M+114%	$2.79M+145%	$4.09M-33.1%	$2.76M-38.6%	$1.45M-4.4%
Impaired Financing Receivable Excluding Accrued Interest Collectively Evaluated	$1.89B+4.2%	$1.89B+6.4%	$1.88B+6.9%	$1.86B+9.2%	$1.81B+5.6%
Impaired Financing Receivable Excluding Accrued Interest Allowance For Credit Losses Collectively Evaluated	$24.74M-0.7%	$25.55M+2.4%	$25.19M+1.2%	$25.65M+10.0%	$24.92M+4.0%
Direct	$65.91M-74.6%	$159.01M-28.1%	$114.28M-19.5%	$144.29M-8.5%	$259.81M+6.6%
Interest Bearing Domestic Deposit Demand	$473.03M+23.9%	$419.6M+26.7%	$443.19M+29.5%	$429.33M+2.7%	$381.88M+2.4%
Interest Bearing Domestic Deposit Money Market	$277M-60.6%	$646.69M-4.8%	$676.62M-4.3%	$693.15M+1.3%	$703.38M+7.7%
Interest Bearing Domestic Deposit Savings	$806.45M+185%	$359.42M+32.6%	$332.83M+28.9%	$322.83M+25.1%	$282.56M+15.8%
Lessee Operating Lease Liability Payments Due	——	$5.2M+21.0%	——	——	——
Lessee Operating Lease Liability Undiscounted Excess Amount	——	$849K+41.7%	——	——	——
Mortgage Loans In Process Of Foreclosure Amount	$13.7M+79.4%	$13.68M+109%	$12.84M-16.8%	$8.38M+396%	$7.64M+352%
Number Of Securities	245-8.6%	246-8.9%	248-8.8%	245-10.6%	268-3.2%
Number Of Securities Of Any One Issuer Being Held Other Than Us Government And Its Agencies In Amount Greater Than10Percent Of Stockholders Equity	0—	0—	0—	0—	0—
Operating Lease Weighted Average Discount Rate Percent	——	$0.04-3.0%	——	——	——
Related party deposit liabilities	$10.1M-28.4%	$12.4M-36.2%	$9.5M-42.4%	$10.5M+12.9%	$14.1M+60.2%
Restricted assets in fixed maturities and short-term investments	$5.92M+7.1%	$5.92M-39.1%	$6.92M-16.3%	$5.62M+22.3%	$5.53M-3.3%
Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Nonvested Number	——	$0—	——	——	——
Shares Issued Price Per Share	——	——	——	$23.25—	——
Tier One Leverage Capital Required To Be Well Capitalized To Average Assets	5%0.0%	5%0.0%	5%0.0%	5%0.0%	5%0.0%
Tier One Risk Based Capital Required To Be Well Capitalized To Risk Weighted Assets	8%0.0%	8%0.0%	8%0.0%	8%0.0%	8%0.0%
2026	$50.27M-79.4%	——	$88.4M-20.6%	$125.63M-8.4%	$244.2M+7.8%
2027	$7.33M+8.3%	$148.8M-31.4%	$16.15M-39.6%	$9.32M-46.6%	$6.77M-53.6%
Time Deposit Maturities, Year Three	$413K-93.8%	$7.87M+244%	$7.36M+280%	$7.15M+539%	$6.65M+1,155%
Time Deposit Maturities, Year Two	$7.9M+260%	$2.34M+18.6%	$2.36M+26.0%	$2.2M+10.3%	$2.2M+13.3%
Time Deposits	$65.91M-74.6%	$159.01M-28.1%	$114.28M-19.5%	$144.29M-8.5%	$259.81M+6.6%
Time Deposits, at or Above FDIC Insurance Limit	$10.8M0.0%	$10.5M-9.5%	$10.4M-11.9%	$10.6M-7.0%	$10.8M-9.2%
Treasury stock, shares (in shares)	$8.02K0.0%	$8.02K-51.3%	$8.02K-12.6%	$8.02K-59.2%	$8.02K-69.0%
Regulatory Capital Requirement	$158.02M+3.6%	$156.93M+5.2%	$156.81M+4.3%	$156.68M+6.7%	$152.6M+4.2%
Stated Maturities	$242.25M-5.8%	$251.83M-2.1%	$258.45M-6.7%	$244.14M-10.8%	$257.25M-7.9%
Tier 1 Capital Adequacy Requirement	$118.52M+3.6%	$117.7M+5.2%	$117.6M+4.3%	$117.51M+6.7%	$114.45M+4.2%
Tier 1 Leverage Adequacy Requirement	$109.03M+5.0%	$107.33M+4.2%	$106.83M+4.9%	$103.3M+2.1%	$103.82M+2.2%
Tier 1 Leverage Well-Capitalized Requirement	$136.29M+5.0%	$134.16M+4.2%	$133.53M+4.9%	$129.13M+2.1%	$129.77M+2.2%
Tier 1 Well-Capitalized Requirement	$158.02M+3.6%	$156.93M+5.2%	$156.81M+4.3%	$156.68M+6.7%	$152.6M+4.2%
Well-Capitalized Regulatory Requirement	$197.53M+3.6%	$196.16M+5.2%	$196.01M+4.3%	$195.84M+6.7%	$190.75M+4.2%

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Questions, answered.

What are Orange County Bancorp's total assets?: Orange County Bancorp (OBT) holds $2.7B in total assets, up 5.7% year over year.
How much cash does Orange County Bancorp have?: Orange County Bancorp holds $257.5M in cash and equivalents.
Where does Orange County Bancorp's balance sheet data come from?: Every line is extracted from Orange County Bancorp's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.