SoFi Technologies, Inc. SOFI Business Segments
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Corporate/Other total net revenue (loss) by Business | ||||||
| Financial Services | $428.54M-6.2% | $456.74M+8.8% | $419.62M+15.7% | $362.53M+19.6% | $303.12M+18.2% | |
| Lending | $642.42M+28.8% | $498.68M+1.1% | $493.38M+11.2% | $443.51M+7.3% | $413.37M-1.1% | |
| Technology Platform | $75.09M-38.6% | $122.37M+6.8% | $114.58M+4.3% | $109.83M+6.2% | $103.43M+0.6% | |
| Total net revenue from contracts with customers by Business | ||||||
| Financial Services | $80.16M+5.1% | $76.3M+13.6% | $67.16M+9.5% | $61.35M+14.1% | $53.76M+14.8% | |
| Technology Platform | $49.34M-47.5% | $93.99M+4.9% | $89.64M-1.0% | $90.54M+4.5% | $86.62M-2.3% | |
| Reportable segments total contribution profit by Business | ||||||
| Financial Services | $195.58M-15.3% | $230.79M+2.3% | $225.56M+19.8% | $188.23M+26.9% | $148.33M+29.1% | |
| Lending | $382.39M+40.8% | $271.66M+3.8% | $261.6M+6.9% | $244.71M+2.4% | $238.94M-2.9% | |
| Technology Platform | $12M-75.0% | $47.93M+48.1% | $32.37M-2.5% | $33.2M+7.4% | $30.91M-3.7% | |
| Noninterest Income by Business | ||||||
| Financial Services | $200.8M-19.3% | $248.93M+15.3% | $215.96M+27.6% | $169.21M+30.2% | $129.92M+35.1% | |
| Lending | $142.19M+164% | $53.92M-17.6% | $65.41M-7.7% | $70.84M+34.3% | $52.75M-27.3% | |
| Technology Platform | $74.73M-38.7% | $121.98M+6.9% | $114.15M+4.2% | $109.57M+6.4% | $103.01M+0.6% | |
| Net interest income (expense) by Business | ||||||
| Financial Services | $227.74M+9.6% | $207.81M+2.0% | $203.66M+5.3% | $193.32M+11.6% | $173.2M+8.0% | |
| Lending | $500.23M+12.5% | $444.76M+3.9% | $427.97M+14.8% | $372.68M+3.3% | $360.62M+4.5% | |
| Technology Platform | $355K-9.9% | $394K-8.8% | $432K+62.4% | $266K-35.6% | $413K-12.7% | |
| Directly Attributable Expenses by Business | ||||||
| Financial Services | $224.07M+1.6% | $220.49M+19.3% | $184.87M+12.5% | $164.27M+10.1% | $149.15M+10.6% | |
| Lending | $246.9M+14.9% | $214.81M-2.3% | $219.81M+8.8% | $202.09M+16.5% | $173.4M-1.9% | |
| Technology Platform | $63.09M-15.3% | $74.44M-9.4% | $82.21M+7.3% | $76.64M+5.7% | $72.51M+2.5% | |
| Compensation and benefits, inclusive of share-based compensation expense by Business | ||||||
| Financial Services | $57.43M+4.7% | $54.82M+19.4% | $45.91M+20.4% | $38.14M-10.2% | $42.48M+7.0% | |
| Lending | $52.25M+17.2% | $44.59M+3.7% | $43.01M+0.6% | $42.75M+19.1% | $35.89M+7.6% | |
| Technology Platform | $46.09M-9.1% | $50.72M+4.5% | $48.52M+9.9% | $44.17M-0.7% | $44.49M+5.1% | |
| Other Expenses by Business | ||||||
| Financial Services | $29.42M-2.5% | $30.18M+11.7% | $27.03M-2.4% | $27.69M+70.3% | $16.26M-7.1% | |
| Lending | $9.43M+0.4% | $9.39M+18.1% | $7.95M+16.0% | $6.85M-14.9% | $8.05M+12.7% | |
| Technology Platform | $3.17M-20.7% | $3.99M-9.2% | $4.4M+67.6% | $2.63M-41.7% | $4.51M+3.1% | |
| Intercompany Technology Platform Expense by Business | ||||||
| Financial Services | $12.73M+5.8% | $12.03M+14.3% | $10.52M-21.0% | $13.32M+20.9% | $11.02M+32.8% | |
| Lending | $612K+14.6% | $534K-7.6% | $578K+21.2% | $477K-2.5% | $489K+1.0% | |
| Technology Platform | $0— | $0— | $0— | $0— | $0— | |
| Product Fulfillment Expense by Business | ||||||
| Financial Services | $26.6M+12.4% | $23.66M-5.4% | $25.01M+31.4% | $19.04M+1.8% | $18.7M-7.1% | |
| Lending | $0— | $0— | $0— | $0— | $0— | |
| Technology Platform | $2.53M-55.9% | $5.73M-64.0% | $15.91M+4.3% | $15.25M+9.2% | $13.96M-1.5% | |
| Advertising Expense by Business | ||||||
| Financial Services | $11.99M+20.7% | $9.94M+7.0% | $9.29M+10.2% | $8.42M+48.4% | $5.68M-12.6% | |
| Lending | $96.91M+8.8% | $89.06M-2.8% | $91.6M+15.5% | $79.31M+17.0% | $67.77M+2.1% | |
| Technology Platform | $0— | $0— | $0— | $0— | $0— | |
| Tools and Subscriptions Expense by Business | ||||||
| Financial Services | $0— | $0— | $0— | $0— | $0— | |
| Lending | $0— | $0— | $0— | $0— | $0— | |
| Technology Platform | $6.99M-33.5% | $10.51M+14.1% | $9.21M-13.9% | $10.69M+55.1% | $6.89M-6.2% | |
| Residual interests classified as debt – change in valuation inputs or assumptions by Business | ||||||
| Financial Services | $0— | $0— | $0— | $0— | $0— | |
| Lending | $27K+238% | $8K-46.7% | $15K+25.0% | $12K-65.7% | $35K+40.0% | |
| Technology Platform | $0— | $0— | $0— | $0— | $0— | |
| Lead Generation by Business | ||||||
| Financial Services | $51.62M-10.7% | $57.8M+47.3% | $39.24M+18.3% | $33.18M+4.8% | $31.67M+94.4% | |
| Lending | $59.14M+32.1% | $44.77M-10.4% | $49.97M+0.8% | $49.56M+23.1% | $40.25M-22.7% | |
| Technology Platform | $0— | $0— | $0— | $0— | $0— | |
| Professional Fees by Business | ||||||
| Financial Services | $9.65M+6.3% | $9.07M+21.9% | $7.44M+14.9% | $6.48M-10.8% | $7.26M+0.6% | |
| Lending | $3.86M+5.0% | $3.68M+1.5% | $3.62M+3.4% | $3.51M+56.8% | $2.24M-26.1% | |
| Technology Platform | $4.31M+23.6% | $3.49M-16.4% | $4.17M+6.8% | $3.91M+46.3% | $2.67M+6.7% | |
| Member Incentive Expense by Business | ||||||
| Financial Services | $24.63M+7.2% | $22.99M+12.6% | $20.42M+13.4% | $18M+11.9% | $16.08M-16.2% | |
| Lending | $0— | $0— | $0— | $0— | $0— | |
| Technology Platform | $0— | $0— | $0— | $0— | $0— | |
| Loan Origination And Servicing Expenses by Business | ||||||
| Financial Services | $0— | $0— | $0— | $0— | $0— | |
| Lending | $24.7M+8.4% | $22.79M-1.2% | $23.07M+17.5% | $19.63M+4.9% | $18.72M+30.6% | |
| Technology Platform | $0— | $0— | $0— | $0— | $0— | |
| Servicing rights – change in valuation inputs or assumptions by Business | ||||||
| Financial Services | $0— | $0— | $0— | $0— | $0— | |
| Lending | $13.16M+7.7% | $12.22M+2.0% | $11.99M+466% | -$3.27M-405% | $1.07M— | |
| Technology Platform | $0— | $0— | $0— | $0— | $0— | |
| Goodwill by Business | ||||||
| Financial Services | $37.16M0.0% | $37.16M0.0% | $37.16M0.0% | $37.16M0.0% | $37.16M0.0% | |
| Lending | $17.69M0.0% | $17.69M0.0% | $17.69M0.0% | $17.69M0.0% | $17.69M0.0% | |
| Technology Platform | $1.34B0.0% | $1.34B0.0% | $1.34B0.0% | $1.34B0.0% | $1.34B0.0% | |
| Provision for Credit Losses by Business | ||||||
| Financial Services | $8.89M+62.8% | $5.46M-40.6% | $9.2M-8.3% | $10.03M+77.9% | $5.64M-17.7% | |
| Lending | $0— | $0— | $0— | $0— | $0— | |
| Technology Platform | $0— | $0— | $0— | $0— | $0— | |
| Total net revenue from contracts with customers by Product | ||||||
| Brokerage | $15.1M+17.2% | $12.88M+5.1% | $12.26M+62.5% | $7.54M+8.0% | $6.99M+19.4% | |
| Interchange | $35.2M-2.0% | $35.91M+23.5% | $29.09M+9.8% | $26.5M+16.2% | $22.81M+5.6% | |
| Net crypto transaction revenue | $852K— | —— | —— | —— | $0— | |
| Other | $5.97M+44.4% | $4.14M+0.7% | $4.11M+89.6% | $2.17M+25.1% | $1.73M+166% | |
| Referrals, loan platform business | $19.28M-2.3% | $19.73M+9.6% | $18.01M-20.1% | $22.55M+14.5% | $19.7M+21.1% | |
| Referrals, other | $3.76M+3.2% | $3.64M-1.5% | $3.7M+42.8% | $2.59M+2.3% | $2.53M+2.6% | |
| Technology services | $48.78M-47.1% | $92.14M+4.7% | $88.02M-1.7% | $89.57M+4.2% | $85.99M-0.7% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does SoFi Technologies, Inc. break its business down?
- SoFi Technologies, Inc. (SOFI) reports corporate/other total net revenue (loss) by business across 3 parts — Financial Services, Lending and Technology Platform. Each is extracted from the segment footnotes and tracked over time.
- Where does SoFi Technologies, Inc.'s segment data come from?
- Segment breakdowns are pulled from the segment footnotes in SoFi Technologies, Inc.'s SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
