SoFi Technologies, Inc. SOFI Business Segments
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Corporate/Other total net revenue (loss) by Business | ||||||
| Financial Services | $1.67B+8.1% | $1.54B+14.9% | $1.34B+15.6% | $1.16B+19.1% | $974.08M+18.6% | |
| Lending | $2.08B+12.4% | $1.85B+4.6% | $1.77B+5.8% | $1.67B+6.6% | $1.57B+5.6% | |
| Technology Platform | $421.87M-6.3% | $450.21M+4.5% | $430.67M+2.9% | $418.63M+3.6% | $404.24M+2.3% | |
| Total net revenue from contracts with customers by Business | ||||||
| Financial Services | $284.97M+10.2% | $258.56M+12.9% | $229.09M+13.3% | $202.16M+15.2% | $175.51M+15.9% | |
| Technology Platform | $323.51M-10.3% | $360.79M+1.5% | $355.48M-0.4% | $356.84M+1.3% | $352.39M+0.2% | |
| Reportable segments total contribution profit by Business | ||||||
| Financial Services | $840.16M+6.0% | $792.91M+17.1% | $676.98M+22.8% | $551.18M+31.8% | $418.17M+36.2% | |
| Lending | $1.16B+14.1% | $1.02B+2.6% | $991.2M+2.3% | $968.53M+5.1% | $921.76M+3.5% | |
| Technology Platform | $125.5M-13.1% | $144.41M+12.3% | $128.59M-0.5% | $129.17M+1.6% | $127.13M+0.1% | |
| Noninterest Income by Business | ||||||
| Financial Services | $834.91M+9.3% | $764.03M+25.0% | $611.28M+27.5% | $479.48M+38.1% | $347.17M+39.9% | |
| Lending | $332.35M+36.8% | $242.92M-7.1% | $261.58M-5.3% | $276.15M+3.5% | $266.81M-4.0% | |
| Technology Platform | $420.42M-6.3% | $448.71M+4.6% | $429.09M+2.9% | $416.85M+3.7% | $402.17M+2.3% | |
| Net interest income (expense) by Business | ||||||
| Financial Services | $832.53M+7.0% | $777.99M+6.5% | $730.52M+7.3% | $681M+8.6% | $626.91M+9.3% | |
| Lending | $1.75B+8.7% | $1.61B+6.6% | $1.51B+8.0% | $1.39B+7.2% | $1.3B+7.8% | |
| Technology Platform | $1.45M-3.9% | $1.51M-5.0% | $1.58M-11.1% | $1.78M-14.0% | $2.07M-4.1% | |
| Directly Attributable Expenses by Business | ||||||
| Financial Services | $793.7M+10.4% | $718.78M+13.5% | $633.1M+9.0% | $580.77M+10.5% | $525.78M+8.9% | |
| Lending | $883.61M+9.1% | $810.11M+4.9% | $772.12M+9.5% | $705.28M+9.5% | $644.3M+9.5% | |
| Technology Platform | $296.37M-3.1% | $305.8M+1.2% | $302.09M+4.4% | $289.46M+4.5% | $277.11M+3.3% | |
| Compensation and benefits, inclusive of share-based compensation expense by Business | ||||||
| Financial Services | $196.3M+8.2% | $181.36M+9.1% | $166.22M+8.7% | $152.91M+4.0% | $147.07M+7.3% | |
| Lending | $182.6M+9.8% | $166.24M+7.3% | $155M+6.1% | $146.15M+9.0% | $134.03M+6.0% | |
| Technology Platform | $189.5M+0.9% | $187.9M+4.7% | $179.52M+6.1% | $169.13M+5.5% | $160.35M+5.4% | |
| Other Expenses by Business | ||||||
| Financial Services | $114.33M+13.0% | $101.17M+14.3% | $88.5M+17.5% | $75.32M+22.6% | $61.43M+6.3% | |
| Lending | $33.62M+4.3% | $32.24M+7.5% | $30M+2.4% | $29.3M-0.8% | $29.53M+5.5% | |
| Technology Platform | $14.19M-8.6% | $15.53M-2.4% | $15.9M-0.8% | $16.04M-10.4% | $17.91M+1.5% | |
| Intercompany Technology Platform Expense by Business | ||||||
| Financial Services | $48.6M+3.6% | $46.89M+8.6% | $43.17M+14.3% | $37.78M+26.0% | $29.99M+25.4% | |
| Lending | $2.2M+5.9% | $2.08M+2.5% | $2.03M-27.4% | $2.79M+1.5% | $2.75M+1.7% | |
| Technology Platform | $0— | $0— | $0— | $0— | $0— | |
| Product Fulfillment Expense by Business | ||||||
| Financial Services | $94.31M+9.1% | $86.41M+4.3% | $82.89M+7.5% | $77.13M+2.4% | $75.32M+2.9% | |
| Lending | $0— | $0— | $0— | $0— | $0— | |
| Technology Platform | $39.42M-22.5% | $50.85M-14.2% | $59.29M+0.7% | $58.88M+0.5% | $58.56M+0.5% | |
| Advertising Expense by Business | ||||||
| Financial Services | $39.64M+19.0% | $33.32M+11.5% | $29.88M-16.2% | $35.64M+6.7% | $33.41M-9.0% | |
| Lending | $356.88M+8.9% | $327.75M+7.4% | $305.07M+15.1% | $265.05M+9.7% | $241.57M+10.5% | |
| Technology Platform | $0— | $0— | $0— | $0— | $0— | |
| Tools and Subscriptions Expense by Business | ||||||
| Financial Services | $0— | $0— | $0— | $0— | $0— | |
| Lending | $0— | $0— | $0— | $0— | $0— | |
| Technology Platform | $37.39M+0.3% | $37.29M+9.3% | $34.13M+4.4% | $32.68M+15.7% | $28.24M+0.6% | |
| Residual interests classified as debt – change in valuation inputs or assumptions by Business | ||||||
| Financial Services | $0— | $0— | $0— | $0— | $0— | |
| Lending | $62K-11.4% | $70K-19.5% | $87K+7.4% | $81K+15.7% | $70K-35.2% | |
| Technology Platform | $0— | $0— | $0— | $0— | $0— | |
| Lead Generation by Business | ||||||
| Financial Services | $181.85M+12.3% | $161.9M+34.5% | $120.38M+18.8% | $101.3M+34.0% | $75.57M+50.2% | |
| Lending | $203.44M+10.2% | $184.54M-3.8% | $191.87M+5.3% | $182.28M+10.5% | $164.91M+10.3% | |
| Technology Platform | $0— | $0— | $0— | $0— | $0— | |
| Professional Fees by Business | ||||||
| Financial Services | $32.64M+7.9% | $30.25M+6.6% | $28.38M+3.4% | $27.44M+7.8% | $25.45M+10.8% | |
| Lending | $14.67M+12.5% | $13.04M+5.3% | $12.39M-1.2% | $12.54M+6.2% | $11.81M-1.2% | |
| Technology Platform | $15.88M+11.5% | $14.23M+7.4% | $13.25M+4.0% | $12.74M+5.6% | $12.06M-0.2% | |
| Member Incentive Expense by Business | ||||||
| Financial Services | $86.04M+11.0% | $77.49M+5.2% | $73.69M+0.6% | $73.25M-5.5% | $77.54M-4.1% | |
| Lending | $0— | $0— | $0— | $0— | $0— | |
| Technology Platform | $0— | $0— | $0— | $0— | $0— | |
| Loan Origination And Servicing Expenses by Business | ||||||
| Financial Services | $0— | $0— | $0— | $0— | $0— | |
| Lending | $90.19M+7.1% | $84.22M+11.2% | $75.77M+12.8% | $67.16M+12.5% | $59.71M+16.1% | |
| Technology Platform | $0— | $0— | $0— | $0— | $0— | |
| Servicing rights – change in valuation inputs or assumptions by Business | ||||||
| Financial Services | $0— | $0— | $0— | $0— | $0— | |
| Lending | $34.1M+54.9% | $22.01M— | —— | —— | —— | |
| Technology Platform | $0— | $0— | $0— | $0— | $0— | |
| Goodwill by Business | ||||||
| Financial Services | $148.64M0.0% | $148.64M0.0% | $148.64M0.0% | $148.64M0.0% | $148.64M0.0% | |
| Lending | $70.75M0.0% | $70.75M0.0% | $70.75M0.0% | $70.75M0.0% | $70.75M0.0% | |
| Technology Platform | $5.35B0.0% | $5.35B0.0% | $5.35B0.0% | $5.35B0.0% | $5.35B0.0% | |
| Provision for Credit Losses by Business | ||||||
| Financial Services | $33.58M+10.7% | $30.33M-4.4% | $31.72M+11.2% | $28.53M-5.3% | $30.13M-4.8% | |
| Lending | $0— | $0— | $0— | $0— | $0— | |
| Technology Platform | $0— | $0— | $0— | $0— | $0— | |
| Total net revenue from contracts with customers by Product | ||||||
| Brokerage | $47.79M+20.5% | $39.67M+21.6% | $32.63M+25.4% | $26.03M+6.5% | $24.45M+13.7% | |
| Interchange | $126.7M+10.8% | $114.32M+14.3% | $100M+11.5% | $89.68M+15.5% | $77.64M+16.2% | |
| Other | $16.38M+34.9% | $12.14M+40.3% | $8.66M+69.3% | $5.11M+42.0% | $3.6M+28.7% | |
| Referrals, loan platform business | $79.56M-0.5% | $79.99M+4.5% | $76.52M+6.6% | $71.8M+17.5% | $61.13M+17.3% | |
| Referrals, other | $13.68M+9.8% | $12.45M+10.4% | $11.28M+18.2% | $9.54M+9.8% | $8.69M+6.1% | |
| Technology services | $318.52M-10.5% | $355.72M+1.6% | $350.22M-0.4% | $351.63M+1.2% | $347.52M+0.4% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does SoFi Technologies, Inc. break its business down?
- SoFi Technologies, Inc. (SOFI) reports corporate/other total net revenue (loss) by business across 3 parts — Financial Services, Lending and Technology Platform. Each is extracted from the segment footnotes and tracked over time.
- Where does SoFi Technologies, Inc.'s segment data come from?
- Segment breakdowns are pulled from the segment footnotes in SoFi Technologies, Inc.'s SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
