SoFi Technologies, Inc. SOFI Business Segments
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Corporate/Other total net revenue (loss) by Business | ||||||
| Financial Services | $1.67B+71.2% | $1.54B+87.7% | $1.34B+90.6% | $1.16B+98.7% | $974.08M+92.5% | |
| Lending | $2.08B+32.5% | $1.85B+24.5% | $1.77B+24.5% | $1.67B+21.7% | $1.57B+15.0% | |
| Technology Platform | $421.87M+4.4% | $450.21M+13.9% | $430.67M+10.6% | $418.63M+11.2% | $404.24M+9.6% | |
| Total net revenue from contracts with customers by Business | ||||||
| Financial Services | $284.97M+62.4% | $258.56M+70.7% | $229.09M+71.1% | $202.16M+72.6% | $175.51M+67.3% | |
| Technology Platform | $323.51M-8.2% | $360.79M+2.6% | $355.48M+1.5% | $356.84M+4.8% | $352.39M+4.7% | |
| Reportable segments total contribution profit by Business | ||||||
| Financial Services | $840.16M+101% | $792.91M+158% | $676.98M— | $551.18M— | $418.17M— | |
| Lending | $1.16B+25.9% | $1.02B+14.2% | $991.2M+13.8% | $968.53M+15.9% | $921.76M+12.3% | |
| Technology Platform | $125.5M-1.3% | $144.41M+13.8% | $128.59M+2.5% | $129.17M+3.6% | $127.13M+14.9% | |
| Noninterest Income by Business | ||||||
| Financial Services | $834.91M+140% | $764.03M+208% | $611.28M+236% | $479.48M+290% | $347.17M+217% | |
| Lending | $332.35M+24.6% | $242.92M-12.6% | $261.58M-11.6% | $276.15M-7.9% | $266.81M-21.0% | |
| Technology Platform | $420.42M+4.5% | $448.71M+14.2% | $429.09M+11.0% | $416.85M+11.4% | $402.17M+9.6% | |
| Net interest income (expense) by Business | ||||||
| Financial Services | $832.53M+32.8% | $777.99M+35.7% | $730.52M+39.9% | $681M+47.7% | $626.91M+58.1% | |
| Lending | $1.75B+34.1% | $1.61B+33.0% | $1.51B+34.0% | $1.39B+29.9% | $1.3B+26.8% | |
| Technology Platform | $1.45M-30.1% | $1.51M-30.3% | $1.58M-39.7% | $1.78M-30.7% | $2.07M+2.7% | |
| Directly Attributable Expenses by Business | ||||||
| Financial Services | $793.7M+51.0% | $718.78M+48.9% | $633.1M+55.5% | $580.77M+49.1% | $525.78M+37.4% | |
| Lending | $883.61M+37.1% | $810.11M+37.7% | $772.12M+45.1% | $705.28M+36.2% | $644.3M+25.0% | |
| Technology Platform | $296.37M+6.9% | $305.8M+14.0% | $302.09M+14.5% | $289.46M+14.9% | $277.11M+7.3% | |
| Compensation and benefits, inclusive of share-based compensation expense by Business | ||||||
| Financial Services | $196.3M+33.5% | $181.36M+32.3% | $166.22M+29.2% | $152.91M+20.0% | $147.07M+16.4% | |
| Lending | $182.6M+36.2% | $166.24M+31.5% | $155M+26.2% | $146.15M+23.3% | $134.03M+13.9% | |
| Technology Platform | $189.5M+18.2% | $187.9M+23.5% | $179.52M+21.6% | $169.13M+14.9% | $160.35M+7.2% | |
| Other Expenses by Business | ||||||
| Financial Services | $114.33M+86.1% | $101.17M+75.1% | $88.5M+71.2% | $75.32M+52.8% | $61.43M+30.9% | |
| Lending | $33.62M+13.9% | $32.24M+15.2% | $30M-1.0% | $29.3M-9.7% | $29.53M-15.2% | |
| Technology Platform | $14.19M-20.8% | $15.53M-12.0% | $15.9M-12.0% | $16.04M-12.5% | $17.91M-3.8% | |
| Intercompany Technology Platform Expense by Business | ||||||
| Financial Services | $48.6M+62.0% | $46.89M+96.0% | $43.17M+129% | $37.78M+123% | $29.99M+104% | |
| Lending | $2.2M-20.0% | $2.08M-23.2% | $2.03M-17.5% | $2.79M+106% | $2.75M+138% | |
| Technology Platform | $0— | $0— | $0— | $0— | $0— | |
| Product Fulfillment Expense by Business | ||||||
| Financial Services | $94.31M+25.2% | $86.41M+18.1% | $82.89M+26.5% | $77.13M+31.4% | $75.32M+39.6% | |
| Lending | $0— | $0— | $0— | $0— | $0— | |
| Technology Platform | $39.42M-32.7% | $50.85M-12.7% | $59.29M+5.9% | $58.88M+12.3% | $58.56M+18.4% | |
| Advertising Expense by Business | ||||||
| Financial Services | $39.64M+18.7% | $33.32M-9.3% | $29.88M-27.7% | $35.64M-4.6% | $33.41M-20.9% | |
| Lending | $356.88M+47.7% | $327.75M+50.0% | $305.07M+54.0% | $265.05M+37.7% | $241.57M+32.2% | |
| Technology Platform | $0— | $0— | $0— | $0— | $0— | |
| Tools and Subscriptions Expense by Business | ||||||
| Financial Services | $0— | $0— | $0— | $0— | $0— | |
| Lending | $0— | $0— | $0— | $0— | $0— | |
| Technology Platform | $37.39M+32.4% | $37.29M+32.8% | $34.13M+24.8% | $32.68M+24.8% | $28.24M+6.5% | |
| Residual interests classified as debt – change in valuation inputs or assumptions by Business | ||||||
| Financial Services | $0— | $0— | $0— | $0— | $0— | |
| Lending | $62K-11.4% | $70K-35.2% | $87K-6.5% | $81K-92.0% | $70K-82.9% | |
| Technology Platform | $0— | $0— | $0— | $0— | $0— | |
| Lead Generation by Business | ||||||
| Financial Services | $181.85M+141% | $161.9M+222% | $120.38M+179% | $101.3M+216% | $75.57M+124% | |
| Lending | $203.44M+23.4% | $184.54M+23.5% | $191.87M+52.0% | $182.28M+58.9% | $164.91M+48.1% | |
| Technology Platform | $0— | $0— | $0— | $0— | $0— | |
| Professional Fees by Business | ||||||
| Financial Services | $32.64M+28.2% | $30.25M+31.7% | $28.38M+49.9% | $27.44M+75.6% | $25.45M+77.8% | |
| Lending | $14.67M+24.1% | $13.04M+9.1% | $12.39M+9.4% | $12.54M+26.0% | $11.81M+23.4% | |
| Technology Platform | $15.88M+31.6% | $14.23M+17.8% | $13.25M+2.8% | $12.74M+1.6% | $12.06M-4.4% | |
| Member Incentive Expense by Business | ||||||
| Financial Services | $86.04M+11.0% | $77.49M-4.1% | $73.69M-2.2% | $73.25M+6.2% | $77.54M+28.5% | |
| Lending | $0— | $0— | $0— | $0— | $0— | |
| Technology Platform | $0— | $0— | $0— | $0— | $0— | |
| Loan Origination And Servicing Expenses by Business | ||||||
| Financial Services | $0— | $0— | $0— | $0— | $0— | |
| Lending | $90.19M+51.1% | $84.22M+63.8% | $75.77M+55.8% | $67.16M+46.9% | $59.71M+32.4% | |
| Technology Platform | $0— | $0— | $0— | $0— | $0— | |
| Servicing rights – change in valuation inputs or assumptions by Business | ||||||
| Financial Services | $0— | $0— | $0— | $0— | $0— | |
| Lending | $34.1M— | $22.01M— | —— | —— | —— | |
| Technology Platform | $0— | $0— | $0— | $0— | $0— | |
| Goodwill by Business | ||||||
| Financial Services | $148.64M0.0% | $148.64M0.0% | $148.64M0.0% | $148.64M0.0% | $148.64M0.0% | |
| Lending | $70.75M0.0% | $70.75M0.0% | $70.75M0.0% | $70.75M0.0% | $70.75M0.0% | |
| Technology Platform | $5.35B0.0% | $5.35B0.0% | $5.35B0.0% | $5.35B0.0% | $5.35B-4.4% | |
| Provision for Credit Losses by Business | ||||||
| Financial Services | $33.58M+11.4% | $30.33M-4.2% | $31.72M-17.7% | $28.53M-38.3% | $30.13M-37.7% | |
| Lending | $0— | $0— | $0— | $0— | $0— | |
| Technology Platform | $0— | $0— | $0— | $0— | $0— | |
| Total net revenue from contracts with customers by Product | ||||||
| Brokerage | $47.79M+95.5% | $39.67M+84.5% | $32.63M+58.5% | $26.03M+23.8% | $24.45M+20.5% | |
| Interchange | $126.7M+63.2% | $114.32M+71.1% | $100M+70.9% | $89.68M+95.9% | $77.64M+94.2% | |
| Other | $16.38M+355% | $12.14M+334% | $8.66M+238% | $5.11M+50.7% | $3.6M+16.7% | |
| Referrals, loan platform business | $79.56M+30.2% | $79.99M+53.4% | $76.52M+69.3% | $71.8M+75.2% | $61.13M— | |
| Referrals, other | $13.68M+57.4% | $12.45M+51.9% | $11.28M+61.1% | $9.54M+60.1% | $8.69M— | |
| Technology services | $318.52M-8.3% | $355.72M+2.8% | $350.22M+1.4% | $351.63M+4.2% | $347.52M+4.6% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does SoFi Technologies, Inc. break its business down?
- SoFi Technologies, Inc. (SOFI) reports corporate/other total net revenue (loss) by business across 3 parts — Financial Services, Lending and Technology Platform. Each is extracted from the segment footnotes and tracked over time.
- Where does SoFi Technologies, Inc.'s segment data come from?
- Segment breakdowns are pulled from the segment footnotes in SoFi Technologies, Inc.'s SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
