NBT Bancorp NBTB Business Segments
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Net Income Loss by Business | ||||||
| All Other Segments | $4.47M-12.4% | $5.1M+0.8% | $5.06M+10.6% | $4.57M+5.9% | $4.32M+11.7% | |
| Banking | $159.7M+10.3% | $144.73M+14.4% | $126.47M+13.1% | $111.86M-8.8% | $122.68M+1.2% | |
| Retirement Plan Administration | $19.47M+0.3% | $19.4M+6.6% | $18.2M+7.6% | $16.92M+2.2% | $16.56M+6.2% | |
| Noninterest Income by Business | ||||||
| All Other Segments | $7.32M-7.8% | $7.93M+5.0% | $7.56M-3.6% | $7.84M+6.5% | $7.36M+5.4% | |
| Banking | $123.55M+2.1% | $120.96M+4.9% | $115.3M+3.5% | $111.35M+2.1% | $109.09M0.0% | |
| Retirement Plan Administration | $67.31M+1.1% | $66.6M+1.9% | $65.36M+3.1% | $63.4M+1.5% | $62.44M+2.8% | |
| Noninterest Income Other Operating Income by Business | ||||||
| All Other Segments | -$8.81M-3.8% | -$8.49M+4.2% | -$8.87M-6.8% | -$8.3M+3.0% | -$8.55M+0.4% | |
| Banking | $23.68M+3.7% | $22.83M+9.4% | $20.86M+8.3% | $19.26M+1.9% | $18.9M-1.0% | |
| Retirement Plan Administration | $1.18M-0.3% | $1.19M+2.1% | $1.16M+107% | $562K+2.4% | $549K+4.2% | |
| Noninterest Expense by Business | ||||||
| All Other Segments | $2.85M+0.5% | $2.83M+16.0% | $2.44M-19.2% | $3.02M+9.7% | $2.76M+1.7% | |
| Banking | $412.14M+2.9% | $400.38M+2.7% | $389.71M+4.2% | $374.02M+9.4% | $341.8M+2.3% | |
| Retirement Plan Administration | $42.68M+1.3% | $42.13M-0.3% | $42.27M+0.7% | $41.98M+1.3% | $41.45M+1.3% | |
| Total Assets by Business | ||||||
| All Other Segments | -$8.08B-3.3% | -$7.82B-3.7% | -$7.55B-3.3% | -$7.3B-5.4% | -$6.93B-1.9% | |
| Banking | $72.19B+3.7% | $69.6B+3.7% | $67.12B+3.9% | $64.6B+4.7% | $61.72B+0.9% | |
| Retirement Plan Administration | $218.32M+2.5% | $212.93M+1.4% | $210.07M+2.5% | $205.03M+2.9% | $199.3M+8.6% | |
| Interest Income Expense Net by Business | ||||||
| All Other Segments | $0— | $0— | $0— | $0— | $0— | |
| Banking | $528.6M+5.4% | $501.47M+6.2% | $472.14M+7.5% | $439.14M+6.6% | $412.1M+3.0% | |
| Retirement Plan Administration | $73K-1.4% | $74K-1.3% | $75K0.0% | $75K0.0% | $75K+1.4% | |
| Occupancy Net by Business | ||||||
| All Other Segments | $288K+1.1% | $285K+2.2% | $279K+1.5% | $275K+3.0% | $267K+3.9% | |
| Banking | $37.08M+5.7% | $35.08M+4.4% | $33.59M+4.1% | $32.28M+4.4% | $30.92M+3.1% | |
| Retirement Plan Administration | $998K-2.3% | $1.02M-1.8% | $1.04M-1.4% | $1.06M+0.3% | $1.05M-1.4% | |
| Income Tax Expense Benefit by Business | ||||||
| All Other Segments | $0— | $0-100% | $51K-78.8% | $240K-14.6% | $281K-31.0% | |
| Banking | $50.03M+11.0% | $45.07M+11.1% | $40.55M+19.0% | $34.08M-2.9% | $35.11M+2.9% | |
| Retirement Plan Administration | $5.23M+1.7% | $5.14M+3.6% | $4.97M+8.6% | $4.57M+1.4% | $4.51M+5.0% | |
| Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest by Business | ||||||
| All Other Segments | 446,800,000%-63,100,000pp | 509,900,000%-1,300,000pp | 511,200,000%+29,800,000pp | 481,400,000%+21,500,000pp | 459,900,000%+32,800,000pp | |
| Banking | 20,972,800,000%+1,992,900,000pp | 18,979,900,000%+2,277,500,000pp | 16,702,400,000%+2,107,700,000pp | 14,594,700,000%-1,185,100,000pp | 15,779,800,000%+249,500,000pp | |
| Retirement Plan Administration | 2,470,200,000%+15,600,000pp | 2,454,600,000%+138,200,000pp | 2,316,400,000%+167,200,000pp | 2,149,200,000%+42,400,000pp | 2,106,800,000%+118,400,000pp | |
| Debt And Equity Securities Realized Gain Loss by Business | ||||||
| All Other Segments | $0— | $0— | $0— | $0— | $0— | |
| Banking | $694K+369% | $148K-35.1% | $228K-67.7% | $706K+40.6% | $502K-82.0% | |
| Retirement Plan Administration | $0— | $0— | $0— | $0— | $0— | |
| Other Noninterest Expense by Business | ||||||
| All Other Segments | -$8.45M-3.8% | -$8.14M+4.4% | -$8.51M-7.6% | -$7.91M+1.7% | -$8.05M+0.2% | |
| Banking | $38.98M+1.0% | $38.62M+2.8% | $37.58M+6.8% | $35.19M+7.9% | $32.61M0.0% | |
| Retirement Plan Administration | $1.19M+6.0% | $1.12M+6.2% | $1.06M-1.0% | $1.07M-2.3% | $1.09M-3.9% | |
| Intangible Assets Net Excluding Goodwill by Business | ||||||
| All Other Segments | $4.31M-4.9% | $4.53M-4.7% | $4.75M-4.6% | $4.98M+20.1% | $4.15M+26.8% | |
| Banking | $209.9M+11.8% | $187.76M+14.3% | $164.27M+17.8% | $139.45M+23.1% | $113.28M-5.2% | |
| Retirement Plan Administration | $23.22M-7.5% | $25.09M-7.3% | $27.06M+2.2% | $26.47M+2.4% | $25.86M+2.6% | |
| Labor And Related Expense by Business | ||||||
| All Other Segments | $11.51M+2.8% | $11.19M+0.3% | $11.16M+1.0% | $11.05M+1.1% | $10.93M+0.1% | |
| Banking | $219.27M+3.4% | $211.95M+2.1% | $207.56M+3.3% | $200.89M+4.3% | $192.58M+2.4% | |
| Retirement Plan Administration | $34.77M+1.3% | $34.34M-0.5% | $34.51M+0.6% | $34.3M+1.0% | $33.97M+1.7% | |
| Professional Fees by Business | ||||||
| All Other Segments | -$1.47M-0.6% | -$1.46M-1.3% | -$1.44M-6.0% | -$1.36M-1.9% | -$1.33M-2.1% | |
| Banking | $21.51M+2.2% | $21.06M+4.7% | $20.11M+5.6% | $19.04M+1.8% | $18.7M+0.5% | |
| Retirement Plan Administration | $2.29M+7.4% | $2.14M+2.5% | $2.08M+3.9% | $2.01M+7.8% | $1.86M+1.9% | |
| Interest Income Expense After Provision For Loan Loss by Business | ||||||
| All Other Segments | $0— | $0— | $0— | $0— | $0— | |
| Banking | $498.32M+6.2% | $469.22M+6.3% | $441.44M+8.0% | $408.62M+4.6% | $390.51M+2.6% | |
| Retirement Plan Administration | $73K-1.4% | $74K-1.3% | $75K0.0% | $75K0.0% | $75K+1.4% | |
| Wealth Management by Business | ||||||
| All Other Segments | $18K-30.8% | $26K-21.2% | $33K-17.5% | $40K-11.1% | $45K-4.3% | |
| Banking | $42.73M+0.5% | $42.53M+2.9% | $41.35M+0.5% | $41.15M+1.2% | $40.65M+2.9% | |
| Retirement Plan Administration | $2.19M-0.1% | $2.2M+0.5% | $2.18M-1.2% | $2.21M+0.8% | $2.19M+4.8% | |
| Business Combination Acquisition Related Costs by Business | ||||||
| All Other Segments | $0— | $0— | $0— | $0— | $0— | |
| Banking | $18.31M-6.3% | $19.53M-4.8% | $20.51M+2.9% | $19.93M+624% | $2.75M+79.8% | |
| Retirement Plan Administration | $0— | $0— | $0— | $0— | $0— | |
| Card Services Income by Business | ||||||
| All Other Segments | $0— | $0— | $0— | $0— | $0— | |
| Banking | $24.7M+3.0% | $23.99M+2.4% | $23.44M+2.1% | $22.94M+2.2% | $22.45M+0.5% | |
| Retirement Plan Administration | $0— | $0— | $0— | $0— | $0— | |
| Bank Owned Life Insurance Income by Business | ||||||
| All Other Segments | $0— | $0— | $0— | $0— | $0— | |
| Banking | $11.66M-6.0% | $12.39M+11.8% | $11.09M+14.1% | $9.72M+3.7% | $9.37M+12.6% | |
| Retirement Plan Administration | $0— | $0— | $0— | $0— | $0— | |
| Loan Collection And Other Real Estate Owned by Business | ||||||
| All Other Segments | $0— | $0— | $0— | $0— | $0— | |
| Banking | $2.6M-1.9% | $2.65M+4.1% | $2.54M+6.7% | $2.39M-8.7% | $2.61M+4.2% | |
| Retirement Plan Administration | $0— | $0— | $0— | $0— | $0— | |
| Retirement Plan Administration Fees by Business | ||||||
| All Other Segments | -$1.64M-0.5% | -$1.64M-1.4% | -$1.61M-3.4% | -$1.56M-1.2% | -$1.54M-1.9% | |
| Banking | $0— | $0— | $0— | $0— | $0— | |
| Retirement Plan Administration | $63.94M+1.1% | $63.22M+1.9% | $62.02M+2.3% | $60.63M+1.6% | $59.7M+2.8% | |
| Service Charges On Deposit Accounts by Business | ||||||
| All Other Segments | $0— | $0— | $0— | $0— | $0— | |
| Banking | $20.09M+5.4% | $19.07M+4.0% | $18.33M+4.3% | $17.57M+2.1% | $17.21M+0.7% | |
| Retirement Plan Administration | $0— | $0— | $0— | $0— | $0— | |
| Amortization Of Intangible Assets by Business | ||||||
| All Other Segments | $220K-2.2% | $225K-2.2% | $230K-2.1% | $235K+21.1% | $194K+26.8% | |
| Banking | $11.09M+13.7% | $9.75M+15.9% | $8.42M+18.9% | $7.08M+13.4% | $6.25M-2.7% | |
| Retirement Plan Administration | $1.87M-4.8% | $1.97M-2.5% | $2.02M+1.8% | $1.98M+1.7% | $1.95M+4.1% | |
| Goodwill by Business | ||||||
| All Other Segments | $58.14M0.0% | $58.14M0.0% | $58.14M0.0% | $58.14M+0.3% | $57.99M+0.3% | |
| Banking | $1.66B+5.8% | $1.57B+6.1% | $1.48B+6.6% | $1.39B+7.0% | $1.3B0.0% | |
| Retirement Plan Administration | $95.51M0.0% | $95.51M0.0% | $95.51M+0.7% | $94.86M+0.7% | $94.2M+0.7% | |
| Supplies And Postage Expense by Business | ||||||
| All Other Segments | $71K+12.7% | $63K+8.6% | $58K-15.9% | $69K+3.0% | $67K-1.5% | |
| Banking | $7.82M+2.1% | $7.66M+2.1% | $7.5M+4.0% | $7.22M+1.0% | $7.14M+1.8% | |
| Retirement Plan Administration | $430K+15.3% | $373K-12.2% | $425K+10.7% | $384K-2.0% | $392K-10.3% | |
| Communications And Information Technology by Business | ||||||
| All Other Segments | $659K+1.5% | $649K-1.7% | $660K+2.6% | $643K-2.7% | $661K-0.2% | |
| Banking | $43.58M+3.1% | $42.27M+3.9% | $40.67M+3.2% | $39.41M+4.0% | $37.89M+1.4% | |
| Retirement Plan Administration | $1.06M-4.7% | $1.11M0.0% | $1.11M-1.4% | $1.13M+4.2% | $1.08M-2.9% | |
| Provision For Loan Losses Expensed by Business | ||||||
| All Other Segments | $0— | $0— | $0— | $0— | $0— | |
| Banking | $30.28M-6.1% | $32.25M+5.1% | $30.7M+0.6% | $30.52M+41.4% | $21.58M+10.1% | |
| Retirement Plan Administration | $0— | $0— | $0— | $0— | $0— | |
| Insurance Agency Management Fee by Business | ||||||
| All Other Segments | $17.76M-1.5% | $18.03M+0.2% | $18M+2.0% | $17.65M+1.4% | $17.41M+2.2% | |
| Banking | $1K0.0% | $1K0.0% | $1K0.0% | $1K— | $0-100% | |
| Retirement Plan Administration | $0— | $0— | $0— | $0— | $0— | |
| Federal Deposit Insurance Corporation Premium Expense by Business | ||||||
| All Other Segments | 0%— | 0%— | 0%— | 0%— | 0%— | |
| Banking | 820,500,000%+31,600,000pp | 788,900,000%+56,500,000pp | 732,400,000%+44,700,000pp | 687,700,000%+15,300,000pp | 672,400,000%-4,100,000pp | |
| Retirement Plan Administration | 0%— | 0%— | 0%— | 0%— | 0%— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does NBT Bancorp break its business down?
- NBT Bancorp (NBTB) reports net income loss by business across 3 parts — All Other Segments, Banking and Retirement Plan Administration. Each is extracted from the segment footnotes and tracked over time.
- Where does NBT Bancorp's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in NBT Bancorp's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.