What are Bank of the James Financial Group's total assets?

Bank of the James Financial Group (BOTJ) holds $1.1B in total assets, up 4.9% year over year.

How much cash does Bank of the James Financial Group have?

Bank of the James Financial Group holds $88.0M in cash and equivalents.

Where does Bank of the James Financial Group's balance sheet data come from?

Every line is extracted from Bank of the James Financial Group's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Bank of the James Financial Group BOTJ Balance Sheet Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Cash and cash equivalents	$84.48M+15.2%	$73.31M-2.0%	$74.84M+21.2%	$61.76M-66.3%
Trading assets	$3.19M-79.3%	$15.39M+183%	$5.43M+135%	$2.31M-15.5%
Derivative assets	$99K+136%	$42K-67.4%	$129K+41.8%	$91K-36.8%
Federal funds sold and securities purchased under resale agreements	$55.94M+11.8%	$50.02M+1.6%	$49.23M+55.1%	$31.74M-79.4%
Loans held for sale	$3.47M-4.0%	$3.62M+187%	$1.26M-48.1%	$2.42M+48.8%
Property and equipment, net	$19.13M-0.9%	$19.31M+6.5%	$18.14M+0.9%	$17.97M-2.1%
Accumulated depreciation	$18.03M+7.3%	$16.8M+8.4%	$15.5M+10.0%	$14.09M+11.1%
Operating lease right-of-use assets	3.5%0.0%	3.5%+0.1%	3.4%0.0%	3.4%0.0%
Goodwill	$2.05M0.0%	$2.05M0.0%	$2.05M0.0%	$2.05M-31.6%
Intangible assets, net	$6.16M-8.3%	$6.73M-7.7%	$7.29M-7.1%	$7.85M-6.7%
Other non-current assets	$15.77M-14.1%	$18.36M+3.3%	$17.78M-0.1%	$17.8M+103%
Available-for-sale securities	$57.3M+58.7%	$36.11M-17.7%	$43.86M+6.8%	$41.06M+215%
Held-to-maturity securities	$3.59M-0.4%	$3.61M-0.4%	$3.62M-0.5%	$3.64M-0.4%
Gross loans	$667.81M+3.8%	$643.6M+5.6%	$609.33M-0.4%	$611.63M+4.8%
Allowance for credit losses	$6.45M-8.4%	$7.04M-5.0%	$7.41M+18.4%	$6.26M-9.5%
Total assets	$1.04B+6.1%	$979.24M+1.0%	$969.37M+4.4%	$928.57M-6.0%
Accrued compensation	$1.31M+17.4%	$1.12M+17.2%	$953K+21.9%	$782K+17.6%
Current portion of long-term debt	$0—	$0—	——	——
Operating lease liabilities, current	$1.18M-9.9%	$1.31M+9.7%	$1.19M-5.4%	$1.26M-4.9%
Accrued interest	$1.17M+61.6%	$722K+50.4%	$480K+439%	$89K+93.5%
Deposits	$937.13M+6.2%	$882.4M+0.4%	$878.46M+3.6%	$848.14M-4.4%
Noninterest-bearing deposits	$131.46M+1.4%	$129.69M-3.4%	$134.28M-13.3%	$154.88M-4.6%
Savings deposits	$399.61M+5.4%	$379.09M-6.3%	$404.69M-5.5%	$428.03M-6.9%
Time deposits	$235.33M+2.1%	$230.5M+11.9%	$205.96M+55.1%	$132.78M-7.0%
Deferred tax liabilities	$50K-51.5%	$103K-28.0%	$143K+26.5%	$113K+28.4%
Finance lease liabilities	$2.17M-17.2%	$2.62M-13.3%	$3.02M-10.8%	$3.39M-9.5%
Other non-current liabilities	$11.88M-0.2%	$11.91M+13.8%	$10.46M+8.7%	$9.62M-4.6%
Total liabilities	$958.98M+4.9%	$914.38M+0.6%	$909.33M+3.5%	$878.35M-4.3%
Common stock	$10M0.0%	$10M0.0%	$10M0.0%	$10M0.0%
Additional paid-in capital	$35.25M0.0%	$35.25M0.0%	$35.25M-2.3%	$36.07M-3.1%
Retained earnings	$50.01M+16.8%	$42.8M+16.7%	$36.68M+18.2%	$31.03M+32.4%
Accumulated other comprehensive income (loss)	-$14.94M+34.8%	-$22.92M-6.0%	-$21.62M+19.3%	-$26.78M-1,832%
Total stockholders' equity	$80.05M+23.4%	$64.87M+8.0%	$60.04M+19.5%	$50.23M-27.7%
Total liabilities and stockholders' equity	$1.04B+6.1%	$979.24M+1.0%	$969.37M+4.4%	$928.57M-6.0%
Available-for-Sale Debt Securities - Amortized Cost	$3.23M-79.2%	$15.52M+183%	$5.49M+135%	$2.34M-98.6%
Available-for-Sale Debt Securities - Amortized Cost (Due Within One Year)	$3.23M-79.2%	$15.52M+183%	$5.49M+135%	$2.34M-14.1%
Available-for-Sale Debt Securities - Unrealized Loss Position (>=12 Months)	$158.44M-2.5%	$162.46M-6.6%	$173.87M+102%	$85.9M+191%
AFS and Trading Securities - Unrealized Loss Position (>=12 Months)	$158.44M-2.5%	$162.46M-6.6%	$173.87M+102%	$85.9M+191%
AFS and Trading Securities - Unrealized Loss Position (<12 Months) Fair Value	$15.18M-38.6%	$24.72M+1,274%	$1.8M-98.1%	$95.02M+19.0%
Available-for-Sale Debt Securities - Unrealized Loss Position (<12 Months)	$15.18M-38.6%	$24.72M+1,274%	$1.8M-98.1%	$95.02M+19.0%
Available-for-Sale Debt Securities - Unrealized Loss Position	$19.73M-32.0%	$29.01M+3.7%	$27.97M-18.7%	$34.41M+1,069%
AFS and Trading Securities - Unrealized Loss Position (>=12 Months) Fair Value	$158.44M-2.5%	$162.46M-6.6%	$173.87M+102%	$85.9M+191%
AFS and Trading Securities - Unrealized Loss Position Fair Value	$173.61M-7.2%	$187.18M+6.5%	$175.67M-2.9%	$180.92M+65.3%
AFS and Trading Securities - Unrealized Loss Position (<12 Months) Fair Value	$15.18M-38.6%	$24.72M+1,274%	$1.8M-98.1%	$95.02M+19.0%
Cash, Cash Equivalents, and Federal Funds Sold	$84.48M+15.2%	$73.31M-2.0%	$74.84M+21.2%	$61.76M-66.3%
Cash, Cash Equivalents, and Marketable Securities	$173.61M-7.2%	$187.18M+6.5%	$175.67M-2.9%	$180.92M+65.3%
Deposit Liabilities Reclassified as Loans Receivable	$535K+1,063%	$46K+48.4%	$31K-31.1%	$45K-75.3%
Impaired Financing Receivable with No Related Allowance - Unpaid Principal Balance	$1.63M+12.8%	$1.45M+270%	$391K—	——
Restricted Marketable Securities	$115.83M+131%	$50.18M+16.4%	$43.09M+20.1%	$35.88M+11.6%
Subordinated Trading Assets	$0—	——	——	——
Available-for-Sale Debt Securities - Fair Value (Maturing 1 to 5 Years)	$59.7M+51.9%	$39.3M-16.9%	$47.27M+5.2%	$44.92M+249%
Loans 90+ Days Past Due	$1.7M+3.9%	$1.64M+319%	$391K-38.2%	$633K-33.6%
Deferred Tax Assets and Other Non-Current Assets	$26K—	——	$36K+71.4%	$21K-47.5%
Finite-Lived Intangible Assets - Expected Amortization Expense (Year One)	$560K—	——	——	——
Finite-Lived Intangible Assets - Expected Amortization Expense (Year Five)	$3.36M—	——	——	——
Foreclosed Assets	$0—	$0—	$0-100%	$566K-25.6%
Held-to-Maturity Debt Securities - Fair Value	$1.03M+3.5%	$993K-3.8%	$1.03M+2.8%	$1M-26.8%
Held-to-Maturity Debt Securities - Maturing 1 to 5 Years	$387K—	——	——	——
Held-to-Maturity Debt Securities - Maturing 5 to 10 Years	$1.9M-12.7%	$2.18M-1.0%	$2.2M+3.2%	$2.13M-19.1%
Held-to-Maturity Debt Securities - Maturing Over 10 Years	$1.17M-1.1%	$1.19M-1.2%	$1.2M-1.1%	$1.21M-1.1%
Allowance for Credit Losses on Held-to-Maturity Securities	$0—	$0—	$0—	$0—
Investments - Amortized Cost Basis	$233.04M+7.4%	$216.92M-11.1%	$243.87M+11.0%	$219.69M+34.8%
Net Investment in Lease	$1.09M-11.2%	$1.23M+9.1%	$1.13M-6.6%	$1.2M-6.1%
Net Operating Loss Carryforwards	$4.38M—	——	——	——
Bank Owned Life Insurance	$23.68M+3.4%	$22.91M+6.1%	$21.59M+12.2%	$19.24M+2.4%
Cash and Due from Banks	$28.54M+22.5%	$23.29M-9.1%	$25.61M-14.7%	$30.03M+2.3%
Federal Funds Sold	$55.94M+11.8%	$50.02M+1.6%	$49.23M+55.1%	$31.74M-79.4%
Private debt held-for-investment, at amortized cost, net of valuation allowance – $3 and $4	$661.36M+3.9%	$636.55M+5.8%	$601.92M-0.6%	$605.37M—
Intangible assets — net	$6.16M-8.3%	$6.73M-7.7%	$7.29M-7.1%	$7.85M-6.7%
Operating lease right-of-use assets	$1.09M-11.2%	$1.23M+9.1%	$1.13M-6.6%	$1.2M-6.1%
Other Assets	$15.77M-14.1%	$18.36M+3.3%	$17.78M-0.1%	$17.8M+103%
Property, plant and equipment at cost	$37.16M+2.9%	$36.12M+7.4%	$33.64M+4.9%	$32.06M+3.3%
Operating Lease Right-of-Use Assets in Other Assets	$1.09M-11.2%	$1.23M+9.1%	$1.13M-6.6%	$1.2M-6.1%
Time Deposit Maturities - Year One	$206.25M+3.7%	$198.84M+77.4%	$112.11M+82.9%	$61.3M-39.4%
Time Deposit Maturities - Year Two	$20.7M+30.5%	$15.87M-78.6%	$74.22M+179%	$26.63M+64.2%
Time Deposit Maturities - Year Three	$5.37M-53.3%	$11.52M+102%	$5.69M-64.9%	$16.2M+190%
Time Deposit Maturities - Year Four	$1.06M-67.2%	$3.22M-70.5%	$10.9M+40.0%	$7.78M-4.7%
Time Deposit Maturities - Year Five	$1.95M+83.4%	$1.06M—	——	——
Other short-term debt	$0—	$0—	——	——
Finance Lease Liability Payment Due	$2.37M-17.9%	$2.88M-14.2%	$3.36M-11.9%	$3.81M-10.6%
Finance Lease Liability - Undiscounted Excess Amount	$197K-24.5%	$261K-22.6%	$337K-20.5%	$424K-18.6%
Lease Liability Payments - 2021	$516K+0.2%	$515K+7.5%	$479K+5.5%	$454K0.0%
Operating Lease Liability Payments - 2024 (Lessee)	$187K+5.6%	$177K+58.0%	$112K+0.9%	$111K+0.9%
Operating Lease Liability Payments - 2025 (Lessee)	$127K-10.6%	$142K+13.6%	$125K+7.8%	$116K+5.5%
Lease Liability Payments - Due Year Two	$517K+0.2%	$516K+0.2%	$515K+7.5%	$479K+5.5%
Lease Liability Payments - Due Year Three	$142K-24.1%	$187K+61.2%	$116K+3.6%	$112K+1.8%
Lease Liability Payments - Due Year Four	$127K-10.6%	$142K+13.6%	$125K+7.8%	$116K+5.5%
Lease Liability Payments - Due Year Five	$51K-84.3%	$325K-37.1%	$517K0.0%	$517K+0.4%
Lease Liability Payments - Remainder of Fiscal Year	$177K+2.9%	$172K+55.0%	$111K+0.9%	$110K0.0%
Operating Lease Liability Payments Due	$1.38M-11.1%	$1.55M+5.9%	$1.46M-7.0%	$1.57M-6.4%
Operating Lease Liability - Undiscounted Excess Amount	$200K-17.7%	$243K-10.7%	$272K-13.4%	$314K-11.8%
Borrowings at Fair Value	$0—	——	——	——
Debt Maturity - 1 to 5 Years	$399K—	——	——	——
Debt Maturity - 2024	$206.25M+3.7%	$198.84M+77.4%	$112.11M+82.9%	$61.3M-39.4%
Debt Maturity - 2025	$1.95M+83.4%	$1.06M—	——	——
Debt Maturity - 2027	$5.37M-53.3%	$11.52M+102%	$5.69M-64.9%	$16.2M+190%
Debt Maturity - 5 to 10 Years	$63.23M+14.1%	$55.41M+0.1%	$55.33M-7.4%	$59.78M-15.5%
Debt Maturity - Over 10 Years	$102.84M+3.9%	$99.02M-22.7%	$128.09M+24.5%	$102.9M+35.0%
Debt Maturity - Thereafter	$440K-10.4%	$491K-39.8%	$816K-38.8%	$1.33M-27.9%
Operating Lease Liability Payments - 2026 (Lessee)	$142K-24.1%	$187K+61.2%	$116K+3.6%	$112K+1.8%
Operating Lease Liability Payments - 2027 (Lessee)	$128K+0.8%	$127K+0.8%	$126K+0.8%	$125K+7.8%
Operating Lease Liability Payments - 2028 (Lessee)	$127K-10.6%	$142K+13.6%	$125K+7.8%	$116K+5.5%
Operating Lease Liability Payments - 2029 (Lessee)	$128K+0.8%	$127K+0.8%	$126K+0.8%	$125K+7.8%
Lease Liability Payments - Due After Year Five	$618K-17.2%	$746K-14.6%	$874K-12.6%	$1M-11.1%
Operating Lease Liability Payments - Thereafter (Lessee)	$618K-17.2%	$746K-14.6%	$874K-12.6%	$1M-11.1%
Interest-Bearing Deposit Liabilities	$399.61M+5.4%	$379.09M-6.3%	$404.69M-5.5%	$428.03M-6.9%
Hybrid debt	$8.8M-5.4%	$9.3M-6.0%	$9.89M-5.4%	$10.46M-4.8%
Unrecognized Tax Benefits	$0—	$0—	$0—	$0—
AFS and Trading Securities - Unrealized Loss Position (>=12 Months) Accumulated Loss	$19.56M-29.8%	$27.88M-0.2%	$27.94M+24.1%	$22.52M+1,446%
Common Stock Par Value Per Share	$2.140.0%	$2.140.0%	$2.140.0%	$2.140.0%
Common Stock Shares Issued	$4.54M0.0%	$4.54M0.0%	$4.54M-1.8%	$4.63M-2.4%
Additional paid-in capital	$35.25M0.0%	$35.25M0.0%	$35.25M-2.3%	$36.07M-3.1%
Common stock; $0.001 par value; 6,000 shares authorized; 3,755 and 3,751 shares issued and outstanding as of March 31, 2026 and December 31, 2025, respectively	$9.72M0.0%	$9.72M0.0%	$9.72M-1.8%	$9.91M-2.4%
Investments - Gross Unrealized Losses	$173.61M-7.2%	$187.18M+6.5%	$175.67M-2.9%	$180.92M+65.3%
Capital Conservation Buffer	$0.13-2.3%	$0.13-4.0%	$0.13+11.7%	$0.12-3.2%
G-SIB Surcharge	$100.2M+1.8%	$98.4M-0.3%	$98.65M+9.4%	$90.17M+5.1%
Unrealized Gains on Investments	$825K+9,067%	$9K-98.5%	$608K—	——
Unrealized Losses on Investments (Before Tax)	$19.73M-32.0%	$29.01M+3.7%	$27.97M-17.5%	$33.9M+1,052%
Nonperforming Loans and Leases Percentage	$1.63M+12.8%	$1.45M+270%	$391K-99.9%	$611.63M+4.8%
Cumulative Cost Basis	$233.04M+7.4%	$216.92M-11.1%	$243.87M+11.0%	$219.69M+34.8%
Additional Federal Home Loan Bank Advances	$47.57M+139%	$19.91M-5.4%	$21.05M+49.9%	$14.05M-33.2%
Period end assets under management	$1.03B+20.5%	$853.98M+15.9%	$736.88M—	——
Debt Securities, Available-for-Sale, Accumulated Gross Unrealized Loss, before Tax	$19.73M-32.0%	$29.01M+3.7%	$27.97M-17.5%	$33.9M+1,052%
Gross Unrealized Gains	$825K+9,067%	$9K-98.5%	$608K—	——
Total	$233.04M+7.4%	$216.92M-11.1%	$243.87M+11.0%	$219.69M+34.8%
Available For Sale Securities As Collateral For Advances At Federal Reserve Bank	——	——	——	——
Available For Sale Securities As Collateral With Correspondent Banks	——	——	——	——
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10	$67.27M+6.6%	$63.09M+0.1%	$63.02M-9.4%	$69.53M-2.4%
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10	$63.23M+14.1%	$55.41M+0.1%	$55.33M-7.4%	$59.78M-15.5%
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year One Through Five	$59.7M+51.9%	$39.3M-16.9%	$47.27M+5.2%	$44.92M+249%
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year One Through Five	$57.3M+58.7%	$36.11M-17.7%	$43.86M+6.8%	$41.06M+215%
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 10	$102.84M+3.9%	$99.02M-22.7%	$128.09M+24.5%	$102.9M+35.0%
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 10	$90.41M+11.6%	$81.01M-27.6%	$111.89M+35.4%	$82.64M+10.5%
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, Year One	$3.23M-79.2%	$15.52M+183%	$5.49M+135%	$2.34M-14.1%
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, Year One	$3.19M-79.3%	$15.39M+183%	$5.43M+135%	$2.31M-15.5%
Available for sale investments	$214.13M+13.9%	$187.92M-13.2%	$216.51M+16.5%	$185.79M—
Brokered Or Other Uninsured Deposits	$0—	——	——	——
Cash FDIC Insured Amount	$250K0.0%	$250K0.0%	$250K0.0%	$250K0.0%
Uninsured amount	$6.59M+23.9%	$5.32M-27.6%	$7.35M-46.3%	$13.67M+229%
Common stock, par value (in dollars per share)	$2.140.0%	$2.140.0%	$2.140.0%	$2.140.0%
Common stock, shares authorized (in shares)	$10M0.0%	$10M0.0%	$10M0.0%	$10M0.0%
Common stock, shares issued (in shares)	$4.54M0.0%	$4.54M0.0%	$4.54M-1.8%	$4.63M-2.4%
Common Stock, Shares, Outstanding	$4.54M0.0%	$4.54M0.0%	$4.54M-1.8%	$4.63M-2.4%
Other Contractual Commitments	$183.44M-1.4%	$186.03M—	——	——
Debt Securities, Available-for-Sale, Allowance for Credit Loss	$0—	$0—	$0—	——
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	$19.56M-29.8%	$27.88M-0.2%	$27.94M+24.1%	$22.52M+1,446%
Less than 12 months	$15.18M-38.6%	$24.72M+1,274%	$1.8M-98.1%	$95.02M+19.0%
12 months or more	$158.44M-2.5%	$162.46M-6.6%	$173.87M+102%	$85.9M+191%
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	$175K-84.6%	$1.14M+4,456%	$25K-99.8%	$11.88M+700%
Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss	$19.73M-32.0%	$29.01M+3.7%	$27.97M-18.7%	$34.41M+1,069%
Debt Securities, Available-for-Sale, Unrealized Loss Position	$173.61M-7.2%	$187.18M+6.5%	$175.67M-2.9%	$180.92M+65.3%
Debt Securities, Held-to-Maturity, Allowance for Credit Loss	$0—	$0—	$0—	$0—
Deferred Tax Liabilities, Gross	$944K-13.5%	$1.09M-6.5%	$1.17M-11.2%	$1.31M-59.0%
Deferred Tax Asset Unfunded Commitment Liability	$141K+23.7%	$114K-16.8%	$137K—	——
Deferred Tax Assets Allowance For Loan Losses	$1.36M-8.4%	$1.48M-5.0%	$1.56M+18.5%	$1.31M-9.5%
Deferred Tax Assets, Gross	$7.83M-21.2%	$9.95M+2.5%	$9.7M-7.0%	$10.44M+174%
Deferred Tax Assets Lease Liabilities	$703K-14.8%	$825K-6.8%	$885K-9.3%	$976K-8.4%
Deferred Tax Assets Nonaccrual Interest	$120K+233%	$36K-29.4%	$51K-44.0%	$91K-24.8%
Deferred Tax Assets, Operating Loss Carryforwards	$207K-26.9%	$283K-16.5%	$339K—	——
Deferred Tax Assets Operating Loss Carryforwards Subject To Expiration	201,900,000%—	——	——	——
Deferred Tax Assets, Operating Loss Carryforwards, State and Local	$4.38M—	——	——	——
Deferred Tax Assets State Taxes	$207K—	——	——	——
Compensation and benefits	$1.31M+17.4%	$1.12M+17.2%	$953K+21.9%	$782K+17.6%
Deferred Tax Assets Unrealized Losses On Availablefor Sale Securities Gross	$3.97M-34.8%	$6.09M+6.0%	$5.75M-19.3%	$7.12M+1,835%
Deferred Tax Liabilities Depreciation	$140K-19.1%	$173K-24.8%	$230K-24.1%	$303K-13.9%
Federal and state intangible assets	$141K+64.0%	$86K—	——	——
Deferred Tax Liabilities, Other	$50K-51.5%	$103K-28.0%	$143K+26.5%	$113K+28.4%
Deferred Tax Liabilities Right Of Use Assets	$613K-15.9%	$729K-8.2%	$794K-11.6%	$898K-10.4%
Deposits250000Or More	$289.07M—	——	——	——
Deposits250000Or More Percentage Of Total Deposits	30.9%—	——	——	——
Deposits Excluding Collateralized Public Deposits Uninsured Deposits	$252.82M—	——	——	——
Deposits, Negotiable Order of Withdrawal (NOW)	$570.35M+9.2%	$522.21M-3.0%	$538.23M-4.0%	$560.48M-3.7%
Financing and other contractual commitments	$183.44M-1.4%	$186.03M—	——	——
Finance Lease Liability Payments Due	$2.37M-17.9%	$2.88M-14.2%	$3.36M-11.9%	$3.81M-10.6%
Thereafter	$440K-10.4%	$491K-39.8%	$816K-38.8%	$1.33M-27.9%
2027	$516K+0.2%	$515K+7.5%	$479K+5.5%	$454K0.0%
Finance Lease Liability Payments Due Year Five	$51K-84.3%	$325K-37.1%	$517K0.0%	$517K+0.4%
Finance Lease Liability Payments Due Year Four	$325K-37.1%	$517K0.0%	$517K+0.4%	$515K0.0%
Finance Lease Liability Payments Due Year Three	$517K0.0%	$517K+0.4%	$515K0.0%	$515K+7.5%
Finance Lease Liability Payments Due Year Two	$517K+0.2%	$516K+0.2%	$515K+7.5%	$479K+5.5%
Finance Lease Liability Undiscounted Excess Amount	$197K-24.5%	$261K-22.6%	$337K-20.5%	$424K-18.6%
Finance Lease, Right-of-Use Asset, after Accumulated Amortization	$1.83M-18.4%	$2.25M-15.6%	$2.66M-13.5%	$3.07M-11.9%
Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss Net Of Revolving Loans Converted To Term	$667.81M+3.8%	$643.6M—	——	——
Prior	$146.27M+1.2%	$144.52M+5.6%	$136.87M—	——
Converted to term loans – Amortized cost	$2.18M+0.4%	$2.17M+17.8%	$1.85M—	——
Amortized cost	$95.19M+18.3%	$80.46M+4.6%	$76.89M—	——
Year one	$97.6M-16.0%	$116.15M+55.6%	$74.66M—	——
Year four	$97.61M-0.4%	$97.98M+148%	$39.51M—	——
Year five	$85.66M+195%	$29.01M-14.3%	$33.85M—	——
Year two	$98.55M+58.5%	$62.18M-52.3%	$130.4M—	——
Year three	$44.75M-59.7%	$111.13M-3.6%	$115.31M—	——
Financing Receivable Nonaccrual With Related Allowance	$72K-62.7%	$193K—	——	——
Lease financings	$629K+6.8%	$589K-38.7%	$961K-13.7%	$1.11M—
2028	$560K—	——	——	——
2030	$560K—	——	——	——
2031	$560K—	——	——	——
2027	$560K—	——	——	——
2029	$560K—	——	——	——
Finite Lived Intangible Assets Amortization Expense After Year Five	$3.36M—	——	——	——
5-10 years	$2.02M-16.6%	$2.42M-0.1%	$2.42M-0.2%	$2.43M-0.1%
1-5 years	$399K—	——	——	——
After 10 years	$1.17M-1.1%	$1.19M-1.2%	$1.2M-1.1%	$1.21M-1.1%
Lessee Operating Lease Liability Payments Due	$1.38M-11.1%	$1.55M+5.9%	$1.46M-7.0%	$1.57M-6.4%
Lessee Operating Lease Liability Undiscounted Excess Amount	$200K-17.7%	$243K-10.7%	$272K-13.4%	$314K-11.8%
Mortgage Loans In Process Of Foreclosure Amount	$0—	$0—	$0—	$0—
Other deposits	$0—	$0—	$0—	——
Off-Balance-Sheet, Credit Loss, Liability	$674K+24.1%	$543K-18.3%	$665K—	——
Operating Lease Weighted Average Discount Rate Percent	$0.04-0.3%	$0.04+2.0%	$0.030.0%	$0.030.0%
Other Time Deposits	$187.32M+0.6%	$186.26M+8.9%	$170.98M+48.4%	$115.25M-6.5%
Percentage Of Deposits Excluding Collateralized Public Deposits Uninsured Deposits As Percentage Of Deposits	27%—	——	——	——
Restricted assets in fixed maturities and short-term investments	$1.83M+0.4%	$1.82M+18.2%	$1.54M+11.1%	$1.39M+4.8%
Tier One Risk Based Capital Required For Capital Adequacy With Buffer	$67.94M+4.3%	$65.16M+3.9%	$62.69M-2.0%	$63.96M+8.5%
Time Deposit Maturities, Year Four	$1.06M-67.2%	$3.22M-70.5%	$10.9M+40.0%	$7.78M-4.7%
2027	$206.25M+3.7%	$198.84M+77.4%	$112.11M+82.9%	$61.3M-39.4%
Time Deposit Maturities, Year Three	$5.37M-53.3%	$11.52M+102%	$5.69M-64.9%	$16.2M+190%
Time Deposit Maturities, Year Two	$20.7M+30.5%	$15.87M-78.6%	$74.22M+179%	$26.63M+64.2%
Time Deposits	$235.33M+2.1%	$230.5M+11.9%	$205.96M+55.1%	$132.78M-7.0%
Time Deposits250000Or More	$48.01M+8.5%	$44.25M+26.5%	$34.97M+99.5%	$17.53M-10.2%
Unrecognized tax benefits	$0—	$0—	$0—	$0—
Regulatory Capital Requirement	$83.93M+4.3%	$80.49M+3.9%	$77.44M-2.0%	$79.01M+8.5%
Tier 1 Leverage Adequacy Requirement	$40.44M0.0%	$40.42M+6.0%	$38.15M+2.1%	$37.37M-2.7%
Tier 1 Leverage Well-Capitalized Requirement	$51.79M+2.5%	$50.53M+6.0%	$47.69M+2.1%	$46.71M-2.7%
Tier 1 Well-Capitalized Requirement	$63.94M+4.3%	$61.33M+3.9%	$59M-2.0%	$60.2M+8.5%
Weighted-Average Discount Rate	2.7%0.0%	2.7%0.0%	2.7%0.0%	2.7%0.0%
Weighted-Average Discount Rate - Finance Leases	$0.03+0.4%	$0.03+1.1%	$0.030.0%	$0.030.0%
Well-Capitalized Regulatory Requirement	$79.93M+4.3%	$76.66M+3.9%	$73.75M-2.0%	$75.25M+8.5%

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What are Bank of the James Financial Group's total assets?: Bank of the James Financial Group (BOTJ) holds $1.1B in total assets, up 4.9% year over year.
How much cash does Bank of the James Financial Group have?: Bank of the James Financial Group holds $88.0M in cash and equivalents.
Where does Bank of the James Financial Group's balance sheet data come from?: Every line is extracted from Bank of the James Financial Group's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.