C&F Financial CFFI Business Segments
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Revenue by Business | ||||||
| All Other Segments | -$1.4M-76.6% | -$794K-235% | -$237K-151% | $469K+225% | -$375K+69.5% | |
| Community Banking | $26.12M+0.9% | $25.88M+1.0% | $25.62M+3.6% | $24.72M+7.6% | $22.99M-2.1% | |
| Consumer Finance | $6.82M-2.2% | $6.98M+3.2% | $6.76M+3.1% | $6.56M-0.9% | $6.62M-5.6% | |
| Mortgage Banking | $4.74M+23.2% | $3.85M-2.7% | $3.96M-14.5% | $4.63M+36.7% | $3.39M+20.3% | |
| Profit Loss by Business | ||||||
| All Other Segments | -$1.15M-9.6% | -$1.05M+3.2% | -$1.08M-24.4% | -$868K-25.3% | -$693K-1.3% | |
| Community Banking | $7.11M-2.5% | $7.29M-1.2% | $7.38M+3.7% | $7.12M+30.7% | $5.45M-14.4% | |
| Consumer Finance | -$81K-135% | $233K+0.9% | $231K-57.1% | $539K+138% | $226K-16.9% | |
| Mortgage Banking | $910K+264% | $250K-61.0% | $641K-34.9% | $985K+129% | $431K+395% | |
| Noninterest Expense Net by Business | ||||||
| All Other Segments | $103K-85.1% | $692K-41.1% | $1.17M-28.4% | $1.64M+160% | $630K— | |
| Community Banking | $17.08M+2.6% | $16.65M+0.3% | $16.59M+1.9% | $16.28M+0.3% | $16.23M+3.3% | |
| Consumer Finance | $3.63M+6.6% | $3.4M-1.0% | $3.44M+0.8% | $3.41M+0.2% | $3.41M+7.3% | |
| Mortgage Banking | $3.52M+0.3% | $3.51M+13.3% | $3.1M-6.7% | $3.32M+18.2% | $2.81M+5.7% | |
| Segment Reporting Other Item Amount by Business | ||||||
| All Other Segments | $93K+8.1% | $86K+19.4% | $72K-2.7% | $74K-30.8% | $107K+81.4% | |
| Community Banking | $1.16M-14.2% | $1.35M+2.9% | $1.31M-7.7% | $1.42M+16.8% | $1.22M-24.3% | |
| Consumer Finance | $415K+2.0% | $407K+10.3% | $369K+1.4% | $364K-16.5% | $436K+0.9% | |
| Mortgage Banking | $189K-37.2% | $301K+109% | $144K-20.4% | $181K+2.3% | $177K0.0% | |
| Noninterest Income Other by Business | ||||||
| All Other Segments | -$300K-195% | $315K-64.0% | $874K-28.7% | $1.23M+452% | $222K— | |
| Community Banking | $4.5M+0.4% | $4.48M+1.1% | $4.43M+1.2% | $4.38M+3.5% | $4.23M-12.8% | |
| Consumer Finance | $154K-46.7% | $289K+94.0% | $149K0.0% | $149K-15.8% | $177K-48.8% | |
| Mortgage Banking | $1.71M+8.7% | $1.57M+1.4% | $1.55M-9.1% | $1.7M+49.6% | $1.14M-2.0% | |
| Income Tax Expense Benefit by Business | ||||||
| All Other Segments | -$360K+18.4% | -$441K-33.2% | -$331K-9.6% | -$302K+3.2% | -$312K+4.6% | |
| Community Banking | $1.63M-3.8% | $1.69M-3.5% | $1.75M+7.5% | $1.63M+34.9% | $1.21M-13.5% | |
| Consumer Finance | -$27K-168% | $40K-55.6% | $90K-56.1% | $205K+136% | $87K+38.1% | |
| Mortgage Banking | $310K+248% | $89K-59.2% | $218K-32.9% | $325K+120% | $148K+106% | |
| Interest Income Expense Net by Business | ||||||
| All Other Segments | -$1.1M+0.6% | -$1.11M+0.2% | -$1.11M-47.0% | -$756K-26.6% | -$597K+2.6% | |
| Community Banking | $21.62M+1.0% | $21.4M+1.0% | $21.19M+4.2% | $20.35M+8.5% | $18.76M+0.7% | |
| Consumer Finance | $6.67M-0.3% | $6.69M+1.1% | $6.61M+3.2% | $6.41M-0.5% | $6.44M-3.3% | |
| Mortgage Banking | $308K-11.0% | $346K+2.4% | $338K-5.6% | $358K+34.1% | $267K-6.3% | |
| Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest by Business | ||||||
| All Other Segments | -150,500,000%-1,900,000pp | -148,600,000%-7,500,000pp | -141,100,000%-24,100,000pp | -117,000,000%-16,500,000pp | -100,500,000%+600,000pp | |
| Community Banking | $8.74M-2.7% | $8.98M-1.6% | $9.13M+4.4% | $8.75M+31.5% | $6.66M-14.3% | |
| Consumer Finance | -10,800,000%-38,100,000pp | 27,300,000%-4,800,000pp | 32,100,000%-42,300,000pp | 74,400,000%+43,100,000pp | 31,300,000%-2,200,000pp | |
| Mortgage Banking | 122,000,000%+88,100,000pp | 33,900,000%-52,000,000pp | 85,900,000%-45,100,000pp | 131,000,000%+73,100,000pp | 57,900,000%+42,000,000pp | |
| Total Assets by Business | ||||||
| All Other Segments | $33.03M+5.8% | $31.22M-23.9% | $41.02M+55.2% | $26.43M-11.3% | $29.81M-6.3% | |
| Community Banking | $2.7B+1.7% | $2.65B+2.1% | $2.6B+0.9% | $2.58B+3.0% | $2.5B+2.0% | |
| Consumer Finance | $466.31M-0.8% | $469.94M+0.3% | $468.75M+0.2% | $467.86M-0.1% | $468.44M-0.9% | |
| Mortgage Banking | $64.42M+25.6% | $51.28M+17.6% | $43.61M-22.6% | $56.33M+58.8% | $35.47M+18.9% | |
| Interest Income Expense Before Allocation Among Segments by Business | ||||||
| All Other Segments | -$1.1M+0.6% | -$1.11M+0.2% | -$1.11M-47.0% | -$756K-26.6% | -$597K+2.6% | |
| Community Banking | $15.84M+3.6% | $15.29M+1.2% | $15.11M+6.2% | $14.24M+9.5% | $13M+4.1% | |
| Consumer Finance | $12.22M-2.3% | $12.51M+0.8% | $12.4M+2.1% | $12.14M+0.2% | $12.12M-3.8% | |
| Mortgage Banking | $540K-15.6% | $640K+2.4% | $625K-14.6% | $732K+116% | $339K-30.2% | |
| Labor And Related Expense by Business | ||||||
| All Other Segments | -$54K-110% | $525K-51.6% | $1.08M-24.5% | $1.44M+230% | $435K— | |
| Community Banking | $10.12M+7.2% | $9.44M-0.7% | $9.5M+0.9% | $9.42M+1.5% | $9.28M+5.1% | |
| Consumer Finance | $2.03M+11.4% | $1.82M-5.7% | $1.93M-4.2% | $2.02M+2.1% | $1.98M+7.6% | |
| Mortgage Banking | $2.26M+0.9% | $2.24M+18.0% | $1.9M-3.7% | $1.97M+10.0% | $1.79M+6.9% | |
| Interest Expense Operating by Business | ||||||
| All Other Segments | $1.1M-0.6% | $1.11M-0.2% | $1.11M+47.0% | $756K+26.6% | $597K-2.6% | |
| Community Banking | $10.34M-3.4% | $10.69M+1.9% | $10.5M+3.5% | $10.14M-2.3% | $10.38M-3.3% | |
| Professional Fees by Business | ||||||
| All Other Segments | $55K-20.3% | $69K+763% | $8K-93.3% | $119K+48.8% | $80K-23.8% | |
| Community Banking | $640K+0.8% | $635K-1.1% | $642K-5.6% | $680K-6.1% | $724K-2.6% | |
| Consumer Finance | $194K+10.2% | $176K+4.8% | $168K+24.4% | $135K+48.4% | $91K+44.4% | |
| Mortgage Banking | $28K— | $0-100% | $83K+23.9% | $67K+158% | $26K-21.2% | |
| Information Technology And Data Processing by Business | ||||||
| All Other Segments | $9K-25.0% | $12K+20.0% | $10K0.0% | $10K+25.0% | $8K-38.5% | |
| Community Banking | $2.47M+2.0% | $2.43M+2.5% | $2.37M+2.8% | $2.3M-1.8% | $2.34M+15.7% | |
| Consumer Finance | $321K+0.6% | $319K-2.4% | $327K+1.9% | $321K+10.7% | $290K-10.2% | |
| Mortgage Banking | $372K+14.5% | $325K+0.3% | $324K-9.5% | $358K+58.4% | $226K-16.0% | |
| Occupancy Net by Business | ||||||
| Community Banking | $1.85M-1.9% | $1.89M+0.6% | $1.88M+12.5% | $1.67M-8.8% | $1.83M+4.7% | |
| Consumer Finance | $146K+2.1% | $143K-1.4% | $145K+3.6% | $140K-6.7% | $150K+4.9% | |
| Mortgage Banking | $215K-7.7% | $233K+5.0% | $222K-23.4% | $290K+36.2% | $213K-3.2% | |
| Interest And Dividend Income Operating by Business | ||||||
| Community Banking | $26.17M+0.7% | $25.98M+1.5% | $25.61M+5.1% | $24.38M+4.3% | $23.38M+0.7% | |
| Consumer Finance | $12.22M-2.3% | $12.51M+0.8% | $12.4M+2.1% | $12.14M+0.2% | $12.12M-3.8% | |
| Mortgage Banking | $540K-15.6% | $640K+2.4% | $625K-14.6% | $732K+116% | $339K-30.2% | |
| Interest Income Expense Allocation by Business | ||||||
| Community Banking | $5.78M-5.4% | $6.11M+0.6% | $6.08M-0.5% | $6.11M+6.2% | $5.75M-6.3% | |
| Consumer Finance | -$5.55M+4.6% | -$5.82M-0.5% | -$5.79M-1.0% | -$5.74M-1.0% | -$5.68M+4.3% | |
| Mortgage Banking | -$232K+21.1% | -$294K-2.4% | -$287K+23.3% | -$374K-419% | -$72K+64.2% | |
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss by Business | ||||||
| Community Banking | $1.6B+1.7% | $1.57B+2.9% | $1.53B+1.1% | $1.51B+3.1% | $1.46B+2.0% | |
| Consumer Finance | $438.55M-0.8% | $442.02M+0.2% | $440.97M+0.4% | $439.01M-0.1% | $439.6M-1.0% | |
| Marketing And Advertising Expense by Business | ||||||
| Community Banking | $420K-14.1% | $489K-1.4% | $496K+19.5% | $415K+8.1% | $384K+140% | |
| Consumer Finance | $15K+114% | $7K-41.7% | $12K+33.3% | $9K+80.0% | $5K-54.5% | |
| Mortgage Banking | $112K-13.2% | $129K-15.1% | $152K+21.6% | $125K-10.7% | $140K+42.9% | |
| Depreciation And Amortization by Business | ||||||
| Community Banking | $831K-2.5% | $852K+0.1% | $851K-3.1% | $878K+0.3% | $875K-2.5% | |
| Consumer Finance | $79K0.0% | $79K0.0% | $79K0.0% | $79K-1.3% | $80K-5.9% | |
| Mortgage Banking | $30K-25.0% | $40K+5.3% | $38K-2.6% | $39K+18.2% | $33K-2.9% | |
| General Insurance Expense by Business | ||||||
| Community Banking | $380K+4.1% | $365K+4.3% | $350K+1.4% | $345K-17.1% | $416K-22.8% | |
| Consumer Finance | $31K0.0% | $31K-8.8% | $34K0.0% | $34K-24.4% | $45K+36.4% | |
| Mortgage Banking | $19K0.0% | $19K+26.7% | $15K-59.5% | $37K+23.3% | $30K0.0% | |
| Intersegment Interest Debt Instrument Basis Spread On Variable Rate by Business | ||||||
| Consumer Finance | 2.1%— | —— | —— | —— | 2.1%— | |
| Mortgage Banking | 1.8%— | —— | —— | —— | 1.8%— | |
| Provision For Loan Losses Expensed by Business | ||||||
| Community Banking | $300K— | —— | -$100K+66.7% | -$300K-400% | $100K— | |
| Consumer Finance | $3.3M0.0% | $3.3M+10.0% | $3M+25.0% | $2.4M-17.2% | $2.9M-17.1% | |
| Additions To Other Assets Amount by Business | ||||||
| Community Banking | $320K-58.0% | $761K+9.0% | $698K+44.8% | $482K+104% | $236K-8.9% | |
| Mortgage Banking | $2K— | $0-100% | $42K-50.0% | $84K+171% | $31K-71.0% | |
| Loan Processing Fee by Business | ||||||
| Community Banking | $39K-35.0% | $60K+30.4% | $46K+76.9% | $26K-38.1% | $42K-40.8% | |
| Consumer Finance | $474K-4.4% | $496K+10.2% | $450K+14.8% | $392K-4.6% | $411K+24.5% | |
| Mortgage Banking | $360K+11.8% | $322K-3.9% | $335K+2.4% | $327K+42.2% | $230K-3.8% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does C&F Financial break its business down?
- C&F Financial (CFFI) reports revenue by business across 4 parts — All Other Segments, Community Banking, Consumer Finance and Mortgage Banking. Each is extracted from the segment footnotes and tracked over time.
- Where does C&F Financial's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in C&F Financial's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
