C&F Financial CFFI Business Segments
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Revenue by Business | |||||
| All Other Segments | -$937K+2.2% | -$958K-8,809% | $11K+100% | -$5.94M— | |
| Community Banking | $99.21M+11.1% | $89.28M-1.1% | $90.28M+4.6% | $86.29M+20.0% | |
| Consumer Finance | $26.91M-0.5% | $27.05M+4.9% | $25.79M-9.1% | $28.37M-3.3% | |
| Mortgage Banking | $15.83M+30.5% | $12.12M+7.5% | $11.28M-20.5% | $14.19M-58.6% | |
| Profit Loss by Business | |||||
| All Other Segments | -$3.69M-31.8% | -$2.8M-9.7% | -$2.55M+3.2% | -$2.63M-5.9% | |
| Community Banking | $27.23M+34.2% | $20.28M-11.5% | $22.93M-5.9% | $24.37M+73.0% | |
| Consumer Finance | $1.23M-13.1% | $1.41M-50.9% | $2.88M-57.9% | $6.83M-31.4% | |
| Mortgage Banking | $2.31M+108% | $1.11M— | —— | —— | |
| Noninterest Expense Net by Business | |||||
| All Other Segments | $4.14M+28.9% | $3.21M-11.5% | $3.63M— | —— | |
| Community Banking | $65.75M+4.6% | $62.87M+4.1% | $60.42M+6.5% | $56.72M+3.2% | |
| Consumer Finance | $13.66M+0.9% | $13.54M-11.0% | $15.21M-0.5% | $15.28M+2.7% | |
| Mortgage Banking | $12.74M+20.2% | $10.6M-0.9% | $10.69M-15.0% | $12.58M-46.1% | |
| Segment Reporting Other Item Amount by Business | |||||
| All Other Segments | $339K-3.1% | $350K+31.1% | $267K+16.1% | $230K— | |
| Community Banking | $5.29M-1.9% | $5.4M+7.4% | $5.02M+23.6% | $4.06M— | |
| Consumer Finance | $1.58M-0.1% | $1.58M-4.9% | $1.66M+1.6% | $1.63M— | |
| Mortgage Banking | $803K+52.1% | $528K-5.7% | $560K-43.4% | $989K— | |
| Noninterest Income Other by Business | |||||
| All Other Segments | $2.64M— | —— | $2.26M— | —— | |
| Community Banking | $17.52M-1.2% | $17.72M+10.3% | $16.07M-16.5% | $19.25M+26.6% | |
| Consumer Finance | $764K-25.4% | $1.02M-24.4% | $1.35M+29.0% | $1.05M+0.4% | |
| Mortgage Banking | $5.95M+29.3% | $4.6M+5.7% | $4.35M-10.4% | $4.86M-47.2% | |
| Income Tax Expense Benefit by Business | |||||
| All Other Segments | -$1.39M-20.3% | -$1.15M-8.1% | -$1.07M-9.6% | -$973K+5.5% | |
| Community Banking | $6.29M+40.6% | $4.47M-15.6% | $5.3M-8.5% | $5.79M+89.9% | |
| Consumer Finance | $422K-15.3% | $498K-52.8% | $1.06M-58.0% | $2.51M-31.8% | |
| Mortgage Banking | $780K+85.7% | $420K— | —— | —— | |
| Interest Income Expense Net by Business | |||||
| All Other Segments | -$3.57M-53.9% | -$2.32M-3.3% | -$2.25M+4.7% | -$2.36M-0.4% | |
| Community Banking | $81.7M+14.2% | $71.56M-3.6% | $74.2M+10.7% | $67.04M+18.2% | |
| Consumer Finance | $26.15M+0.5% | $26.02M+6.5% | $24.44M-10.5% | $27.32M-3.5% | |
| Mortgage Banking | $1.31M+18.9% | $1.1M+1.7% | $1.08M-21.2% | $1.37M-48.9% | |
| Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest by Business | |||||
| All Other Segments | -507,200,000%-112,400,000pp | -394,800,000%-33,400,000pp | -361,400,000%-800,000pp | -360,600,000%-8,900,000pp | |
| Community Banking | $33.52M+35.4% | $24.76M-12.3% | $28.23M-6.4% | $30.17M+76.1% | |
| Consumer Finance | 165,100,000%-26,100,000pp | 191,200,000%-202,200,000pp | 393,400,000%-540,900,000pp | 934,300,000%-430,200,000pp | |
| Mortgage Banking | 308,700,000%+155,900,000pp | 152,800,000%— | —— | —— | |
| Total Assets by Business | |||||
| All Other Segments | $128.47M-1.0% | $129.74M-13.5% | $150.06M-11.9% | $170.41M-1.8% | |
| Community Banking | $10.32B+7.5% | $9.61B+4.1% | $9.23B+5.1% | $8.78B+6.5% | |
| Consumer Finance | $1.87B-2.7% | $1.93B+0.6% | $1.92B+7.1% | $1.79B+29.3% | |
| Mortgage Banking | $186.68M+17.4% | $158.95M+11.3% | $142.82M-33.8% | $215.81M-63.7% | |
| Interest Income Expense Before Allocation Among Segments by Business | |||||
| All Other Segments | -$3.57M-53.9% | -$2.32M-3.3% | -$2.25M+4.7% | -$2.36M— | |
| Community Banking | $57.64M+22.4% | $47.1M-7.2% | $50.77M-0.9% | $51.25M— | |
| Consumer Finance | $49.18M-1.0% | $49.68M+5.1% | $47.26M+11.4% | $42.44M— | |
| Mortgage Banking | $2.34M+23.1% | $1.9M+11.9% | $1.7M-16.7% | $2.04M— | |
| Labor And Related Expense by Business | |||||
| All Other Segments | $3.48M— | —— | $3.14M+229% | -$2.44M— | |
| Community Banking | $37.64M+3.8% | $36.25M+0.7% | $36M+6.6% | $33.77M— | |
| Consumer Finance | $7.75M-3.4% | $8.03M-8.1% | $8.73M-2.3% | $8.94M— | |
| Mortgage Banking | $7.9M+11.8% | $7.07M+1.0% | $7M-7.9% | $7.6M— | |
| Interest Expense Operating by Business | |||||
| All Other Segments | $3.57M+53.9% | $2.32M+3.3% | $2.25M-4.7% | $2.36M— | |
| Community Banking | $41.72M+3.0% | $40.5M+67.5% | $24.18M+337% | $5.53M— | |
| Professional Fees by Business | |||||
| All Other Segments | $276K-23.8% | $362K+88.5% | $192K-3.5% | $199K— | |
| Community Banking | $2.68M-5.4% | $2.83M+31.9% | $2.15M+1.3% | $2.12M— | |
| Consumer Finance | $570K+82.7% | $312K+0.6% | $310K+16.1% | $267K— | |
| Mortgage Banking | $176K+70.9% | $103K+2.0% | $101K-43.9% | $180K— | |
| Information Technology And Data Processing by Business | |||||
| All Other Segments | $40K-14.9% | $47K+114% | $22K-26.7% | $30K— | |
| Community Banking | $9.43M+5.7% | $8.93M+4.2% | $8.56M+8.6% | $7.89M— | |
| Consumer Finance | $1.26M-5.3% | $1.33M+3.8% | $1.28M-12.2% | $1.46M— | |
| Mortgage Banking | $1.23M+21.8% | $1.01M+0.4% | $1.01M-11.3% | $1.14M— | |
| Occupancy Net by Business | |||||
| Community Banking | $7.27M+5.5% | $6.89M+8.4% | $6.35M-4.2% | $6.63M— | |
| Consumer Finance | $578K-6.8% | $620K-2.2% | $634K-3.9% | $660K— | |
| Mortgage Banking | $958K+7.6% | $890K-11.4% | $1.01M-20.9% | $1.27M— | |
| Interest And Dividend Income Operating by Business | |||||
| Community Banking | $99.36M+13.4% | $87.6M+16.9% | $74.95M+32.0% | $56.78M-9.0% | |
| Consumer Finance | $49.18M-1.0% | $49.68M+5.1% | $47.26M+11.4% | $42.44M+12.3% | |
| Mortgage Banking | $2.34M+23.1% | $1.9M+11.9% | $1.7M-16.7% | $2.04M-47.0% | |
| Interest Income Expense Allocation by Business | |||||
| Community Banking | $24.06M-1.6% | $24.46M+4.3% | $23.44M+48.5% | $15.79M— | |
| Consumer Finance | -$23.03M+2.7% | -$23.66M-3.7% | -$22.83M-50.9% | -$15.12M— | |
| Mortgage Banking | -$1.03M-29.0% | -$796K-30.1% | -$612K+7.6% | -$662K— | |
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss by Business | |||||
| Community Banking | $6.07B— | —— | —— | —— | |
| Consumer Finance | $1.76B— | —— | —— | —— | |
| Marketing And Advertising Expense by Business | |||||
| Community Banking | $1.78M+139% | $748K-30.4% | $1.08M-9.3% | $1.19M— | |
| Consumer Finance | $33K-15.4% | $39K-13.3% | $45K-55.9% | $102K— | |
| Mortgage Banking | $546K+28.2% | $426K-0.5% | $428K-17.4% | $518K— | |
| Depreciation And Amortization by Business | |||||
| Community Banking | $3.46M+0.7% | $3.43M+0.9% | $3.4M-8.5% | $3.72M-9.6% | |
| Consumer Finance | $317K-6.2% | $338K-15.1% | $398K-2.9% | $410K+10.2% | |
| Mortgage Banking | $150K+74.4% | $86K+8.9% | $79K-65.0% | $226K-11.7% | |
| General Insurance Expense by Business | |||||
| Community Banking | $1.48M-6.3% | $1.58M+12.8% | $1.4M+62.7% | $858K— | |
| Consumer Finance | $144K-1.4% | $146K+8.1% | $135K+3.8% | $130K— | |
| Mortgage Banking | $101K-9.0% | $111K-13.3% | $128K+110% | $61K— | |
| Provision For Loan Losses Expensed by Business | |||||
| Consumer Finance | $11.6M0.0% | $11.6M+74.4% | $6.65M+77.8% | $3.74M+356% | |
| Additions To Other Assets Amount by Business | |||||
| Community Banking | $2.18M-29.8% | $3.1M+138% | $1.3M-60.2% | $3.27M+272% | |
| Mortgage Banking | $157K-25.2% | $210K— | —— | $66K-59.8% | |
| Loan Processing Fee by Business | |||||
| Community Banking | $174K-32.0% | $256K+3.2% | $248K+24.6% | $199K— | |
| Consumer Finance | $1.75M+17.5% | $1.49M-26.4% | $2.02M-3.5% | $2.1M— | |
| Mortgage Banking | $1.21M+32.4% | $917K-12.4% | $1.05M-37.8% | $1.68M— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does C&F Financial break its business down?
- C&F Financial (CFFI) reports revenue by business across 4 parts — All Other Segments, Community Banking, Consumer Finance and Mortgage Banking. Each is extracted from the segment footnotes and tracked over time.
- Where does C&F Financial's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in C&F Financial's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
