NBT Bancorp NBTB Business Segments
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Net Income Loss by Business | ||||||
| All Other Segments | $4.47M+3.5% | $5.1M+32.0% | $5.06M+23.7% | $4.57M+27.8% | $4.32M+19.9% | |
| Banking | $159.7M+30.2% | $144.73M+19.4% | $126.47M+11.0% | $111.86M+3.8% | $122.68M+15.5% | |
| Retirement Plan Administration | $19.47M+17.6% | $19.4M+24.4% | $18.2M+12.0% | $16.92M+15.9% | $16.56M+26.7% | |
| Noninterest Income by Business | ||||||
| All Other Segments | $7.32M-0.5% | $7.93M+13.7% | $7.56M+15.0% | $7.84M+51.3% | $7.36M+54.8% | |
| Banking | $123.55M+13.3% | $120.96M+10.8% | $115.3M+11.0% | $111.35M+13.8% | $109.09M+16.5% | |
| Retirement Plan Administration | $67.31M+7.8% | $66.6M+9.7% | $65.36M+9.8% | $63.4M+11.9% | $62.44M+16.3% | |
| Noninterest Income Other Operating Income by Business | ||||||
| All Other Segments | -$8.81M-3.0% | -$8.49M+1.1% | -$8.87M+2.3% | -$8.3M+13.0% | -$8.55M+14.8% | |
| Banking | $23.68M+25.3% | $22.83M+19.6% | $20.86M+4.1% | $19.26M-5.6% | $18.9M-8.8% | |
| Retirement Plan Administration | $1.18M+115% | $1.19M+125% | $1.16M+105% | $562K-5.3% | $549K-12.3% | |
| Noninterest Expense by Business | ||||||
| All Other Segments | $2.85M+3.3% | $2.83M+4.6% | $2.44M+23.7% | $3.02M+164% | $2.76M+366% | |
| Banking | $412.14M+20.6% | $400.38M+19.8% | $389.71M+21.2% | $374.02M+19.5% | $341.8M+10.2% | |
| Retirement Plan Administration | $42.68M+3.0% | $42.13M+3.0% | $42.27M+8.7% | $41.98M+10.0% | $41.45M+11.5% | |
| Total Assets by Business | ||||||
| All Other Segments | -$8.08B-16.6% | -$7.82B-15.1% | -$7.55B-12.8% | -$7.3B— | -$6.93B— | |
| Banking | $72.19B+17.0% | $69.6B+13.8% | $67.12B+10.7% | $64.6B— | $61.72B— | |
| Retirement Plan Administration | $218.32M+9.5% | $212.93M+16.0% | $210.07M+26.1% | $205.03M— | $199.3M— | |
| Interest Income Expense Net by Business | ||||||
| All Other Segments | $0— | $0— | $0— | $0— | $0— | |
| Banking | $528.6M+28.3% | $501.47M+25.4% | $472.14M+21.5% | $439.14M+15.1% | $412.1M+8.8% | |
| Retirement Plan Administration | $73K-2.7% | $74K0.0% | $75K+9.5% | $75K+21.0% | $75K+30.4% | |
| Occupancy Net by Business | ||||||
| All Other Segments | $288K+7.9% | $285K+10.9% | $279K+10.4% | $275K+11.1% | $267K+5.0% | |
| Banking | $37.08M+19.9% | $35.08M+17.0% | $33.59M+14.6% | $32.28M+12.7% | $30.92M+10.1% | |
| Retirement Plan Administration | $998K-5.1% | $1.02M-4.3% | $1.04M-3.4% | $1.06M-3.0% | $1.05M-1.6% | |
| Income Tax Expense Benefit by Business | ||||||
| All Other Segments | $0-100% | $0-100% | $51K-89.8% | $240K-47.1% | $281K-49.5% | |
| Banking | $50.03M+42.5% | $45.07M+32.1% | $40.55M+22.8% | $34.08M+8.1% | $35.11M+12.1% | |
| Retirement Plan Administration | $5.23M+16.1% | $5.14M+19.8% | $4.97M+12.0% | $4.57M+15.5% | $4.51M+28.4% | |
| Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest by Business | ||||||
| All Other Segments | 446,800,000%-13,100,000pp | 509,900,000%+82,800,000pp | 511,200,000%+52,050,000pp | 481,400,000%+78,000,000pp | 459,900,000%+44,050,000pp | |
| Banking | 20,972,800,000%+5,193,000,000pp | 18,979,900,000%+3,449,600,000pp | 16,702,400,000%+2,002,900,000pp | 14,594,700,000%+668,000,000pp | 15,779,800,000%+2,022,500,000pp | |
| Retirement Plan Administration | 2,470,200,000%+363,400,000pp | 2,454,600,000%+466,200,000pp | 2,316,400,000%+247,475,000pp | 2,149,200,000%+293,050,000pp | 2,106,800,000%+449,125,000pp | |
| Debt And Equity Securities Realized Gain Loss by Business | ||||||
| All Other Segments | $0— | $0— | $0— | $0— | $0— | |
| Banking | $694K+38.2% | $148K-94.7% | $228K-4.3% | $706K+128% | $502K+110% | |
| Retirement Plan Administration | $0— | $0— | $0— | $0— | $0— | |
| Other Noninterest Expense by Business | ||||||
| All Other Segments | -$8.45M-5.0% | -$8.14M-0.9% | -$8.51M-0.3% | -$7.91M+12.2% | -$8.05M+14.4% | |
| Banking | $38.98M+19.6% | $38.62M+18.5% | $37.58M+14.9% | $35.19M+1.9% | $32.61M-11.6% | |
| Retirement Plan Administration | $1.19M+8.9% | $1.12M-1.2% | $1.06M-1.7% | $1.07M-1.0% | $1.09M+6.0% | |
| Intangible Assets Net Excluding Goodwill by Business | ||||||
| All Other Segments | $4.31M+3.9% | $4.53M+38.4% | $4.75M+102% | $4.98M— | $4.15M— | |
| Banking | $209.9M+85.3% | $187.76M+57.1% | $164.27M+30.4% | $139.45M— | $113.28M— | |
| Retirement Plan Administration | $23.22M-10.2% | $25.09M-0.5% | $27.06M+13.7% | $26.47M— | $25.86M— | |
| Labor And Related Expense by Business | ||||||
| All Other Segments | $11.51M+5.3% | $11.19M+2.4% | $11.16M+4.9% | $11.05M+7.1% | $10.93M+8.1% | |
| Banking | $219.27M+13.9% | $211.95M+12.6% | $207.56M+17.3% | $200.89M+20.3% | $192.58M+19.4% | |
| Retirement Plan Administration | $34.77M+2.4% | $34.34M+2.8% | $34.51M+9.0% | $34.3M+10.8% | $33.97M+13.5% | |
| Professional Fees by Business | ||||||
| All Other Segments | -$1.47M-10.1% | -$1.46M-11.6% | -$1.44M-10.0% | -$1.36M-8.2% | -$1.33M-8.9% | |
| Banking | $21.51M+15.0% | $21.06M+13.2% | $20.11M+10.4% | $19.04M+7.7% | $18.7M+7.6% | |
| Retirement Plan Administration | $2.29M+23.3% | $2.14M+17.0% | $2.08M+16.6% | $2.01M+11.8% | $1.86M-1.7% | |
| Interest Income Expense After Provision For Loan Loss by Business | ||||||
| All Other Segments | $0— | $0— | $0— | $0— | $0— | |
| Banking | $498.32M+27.6% | $469.22M+23.3% | $441.44M+21.0% | $408.62M+15.3% | $390.51M+10.2% | |
| Retirement Plan Administration | $73K-2.7% | $74K0.0% | $75K+9.5% | $75K+21.0% | $75K+30.4% | |
| Wealth Management by Business | ||||||
| All Other Segments | $18K-60.0% | $26K-44.7% | $33K-30.2% | $40K-14.0% | $45K+2.9% | |
| Banking | $42.73M+5.1% | $42.53M+7.7% | $41.35M+10.5% | $41.15M+16.8% | $40.65M+20.4% | |
| Retirement Plan Administration | $2.19M0.0% | $2.2M+4.9% | $2.18M+8.1% | $2.21M+12.0% | $2.19M+11.8% | |
| Business Combination Acquisition Related Costs by Business | ||||||
| All Other Segments | $0— | $0— | $0— | $0— | $0— | |
| Banking | $18.31M+565% | $19.53M+1,175% | $20.51M+575% | $19.93M+300% | $2.75M-63.2% | |
| Retirement Plan Administration | $0— | $0— | $0— | $0— | $0— | |
| Card Services Income by Business | ||||||
| All Other Segments | $0— | $0— | $0— | $0— | $0— | |
| Banking | $24.7M+10.0% | $23.99M+7.4% | $23.44M+7.1% | $22.94M+8.2% | $22.45M+7.9% | |
| Retirement Plan Administration | $0— | $0— | $0— | $0— | $0— | |
| Bank Owned Life Insurance Income by Business | ||||||
| All Other Segments | $0— | $0— | $0— | $0— | $0— | |
| Banking | $11.66M+24.4% | $12.39M+48.9% | $11.09M+43.2% | $9.72M+28.5% | $9.37M+26.4% | |
| Retirement Plan Administration | $0— | $0— | $0— | $0— | $0— | |
| Loan Collection And Other Real Estate Owned by Business | ||||||
| All Other Segments | $0— | $0— | $0— | $0— | $0— | |
| Banking | $2.6M-0.5% | $2.65M+5.7% | $2.54M+2.5% | $2.39M-7.5% | $2.61M+3.8% | |
| Retirement Plan Administration | $0— | $0— | $0— | $0— | $0— | |
| Retirement Plan Administration Fees by Business | ||||||
| All Other Segments | -$1.64M-6.6% | -$1.64M-8.1% | -$1.61M-9.9% | -$1.56M-11.3% | -$1.54M-11.1% | |
| Banking | $0— | $0— | $0— | $0— | $0— | |
| Retirement Plan Administration | $63.94M+7.1% | $63.22M+8.8% | $62.02M+8.9% | $60.63M+12.1% | $59.7M+16.9% | |
| Service Charges On Deposit Accounts by Business | ||||||
| All Other Segments | $0— | $0— | $0— | $0— | $0— | |
| Banking | $20.09M+16.7% | $19.07M+11.6% | $18.33M+10.9% | $17.57M+9.5% | $17.21M+9.7% | |
| Retirement Plan Administration | $0— | $0— | $0— | $0— | $0— | |
| Amortization Of Intangible Assets by Business | ||||||
| All Other Segments | $220K+13.4% | $225K+47.1% | $230K+103% | $235K+222% | $194K+154% | |
| Banking | $11.09M+77.6% | $9.75M+52.0% | $8.42M+48.3% | $7.08M+45.2% | $6.25M+57.2% | |
| Retirement Plan Administration | $1.87M-4.0% | $1.97M+5.0% | $2.02M+14.6% | $1.98M+15.1% | $1.95M+16.6% | |
| Goodwill by Business | ||||||
| All Other Segments | $58.14M+0.3% | $58.14M+0.5% | $58.14M+0.8% | $58.14M— | $57.99M— | |
| Banking | $1.66B+28.1% | $1.57B+21.1% | $1.48B+14.1% | $1.39B— | $1.3B— | |
| Retirement Plan Administration | $95.51M+1.4% | $95.51M+2.1% | $95.51M+2.8% | $94.86M— | $94.2M— | |
| Supplies And Postage Expense by Business | ||||||
| All Other Segments | $71K+6.0% | $63K-7.4% | $58K-21.9% | $69K-2.1% | $67K-14.9% | |
| Banking | $7.82M+9.5% | $7.66M+9.1% | $7.5M+11.5% | $7.22M+7.7% | $7.14M+8.2% | |
| Retirement Plan Administration | $430K+9.7% | $373K-14.6% | $425K+22.1% | $384K+7.0% | $392K+5.7% | |
| Communications And Information Technology by Business | ||||||
| All Other Segments | $659K-0.3% | $649K-2.0% | $660K+2.0% | $643K-0.5% | $661K+7.0% | |
| Banking | $43.58M+15.0% | $42.27M+13.1% | $40.67M+10.8% | $39.41M+8.6% | $37.89M+3.5% | |
| Retirement Plan Administration | $1.06M-2.1% | $1.11M-0.3% | $1.11M+0.4% | $1.13M-0.2% | $1.08M-6.4% | |
| Provision For Loan Losses Expensed by Business | ||||||
| All Other Segments | $0— | $0— | $0— | $0— | $0— | |
| Banking | $30.28M+40.3% | $32.25M+64.5% | $30.7M+29.4% | $30.52M+12.6% | $21.58M-12.0% | |
| Retirement Plan Administration | $0— | $0— | $0— | $0— | $0— | |
| Insurance Agency Management Fee by Business | ||||||
| All Other Segments | $17.76M+2.0% | $18.03M+5.9% | $18M+5.5% | $17.65M+9.9% | $17.41M+7.9% | |
| Banking | $1K— | $1K0.0% | $1K-33.3% | $1K-50.0% | $0-100% | |
| Retirement Plan Administration | $0— | $0— | $0— | $0— | $0— | |
| Federal Deposit Insurance Corporation Premium Expense by Business | ||||||
| All Other Segments | 0%— | 0%— | 0%— | 0%— | 0%— | |
| Banking | 820,500,000%+148,100,000pp | 788,900,000%+112,400,000pp | 732,400,000%+54,275,000pp | 687,700,000%+34,650,000pp | 672,400,000%+29,625,000pp | |
| Retirement Plan Administration | 0%— | 0%— | 0%— | 0%— | 0%— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does NBT Bancorp break its business down?
- NBT Bancorp (NBTB) reports net income loss by business across 3 parts — All Other Segments, Banking and Retirement Plan Administration. Each is extracted from the segment footnotes and tracked over time.
- Where does NBT Bancorp's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in NBT Bancorp's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
