NBT Bancorp NBTB Business Segments
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Net Income Loss by Business | ||||||
| All Other Segments | $926K-40.5% | $643K+6.3% | $1.83M+36.2% | $1.07M+31.6% | $1.56M+41.2% | |
| Banking | $44.89M+50.0% | $51.4M+55.1% | $46.78M+45.4% | $16.62M-39.4% | $29.93M+5.3% | |
| Retirement Plan Administration | $5.33M+1.3% | $3.46M+53.2% | $5.86M+27.9% | $4.82M+8.0% | $5.26M+22.6% | |
| Noninterest Income by Business | ||||||
| All Other Segments | $1.02M-37.6% | $1.95M+24.0% | $2.27M-11.0% | $2.07M+30.3% | $1.64M+29.6% | |
| Banking | $31.39M+9.0% | $32.52M+21.1% | $31.52M+14.3% | $28.12M+8.7% | $28.8M-0.1% | |
| Retirement Plan Administration | $17.72M+4.2% | $15.23M+8.9% | $17.62M+12.5% | $16.74M+6.1% | $17.01M+11.3% | |
| Noninterest Income Other Operating Income by Business | ||||||
| All Other Segments | -$3.06M-11.8% | -$1.56M+19.3% | -$2.54M-28.9% | -$1.66M+13.3% | -$2.73M+1.2% | |
| Banking | $6.46M+15.1% | $6M+48.8% | $6.2M+34.7% | $5.02M+7.9% | $5.61M-3.3% | |
| Retirement Plan Administration | $151K-2.6% | $148K+19.4% | $737K+434% | $145K+9.8% | $155K+16.5% | |
| Noninterest Expense by Business | ||||||
| All Other Segments | $97K+16.9% | $1.31M+42.5% | $438K-56.9% | $1M+36.1% | $83K+131% | |
| Banking | $101.24M+13.1% | $99.4M+12.0% | $100.56M+18.5% | $110.95M+40.9% | $89.48M+9.2% | |
| Retirement Plan Administration | $10.89M+5.3% | $10.98M-1.3% | $10.14M+2.9% | $10.66M+5.3% | $10.34M+5.5% | |
| Total Assets by Business | ||||||
| All Other Segments | -$2.04B-14.4% | -$2.02B-15.9% | -$1.98B-14.0% | -$2.05B-22.3% | -$1.78B-8.0% | |
| Banking | $18.18B+16.6% | $17.96B+16.0% | $18.04B+16.2% | $18.01B+19.0% | $15.59B+3.6% | |
| Retirement Plan Administration | $60.32M+9.8% | $56.44M+5.3% | $52.92M+10.5% | $48.64M+13.4% | $54.93M+40.0% | |
| Interest Income Expense Net by Business | ||||||
| All Other Segments | $0— | $0— | $0— | $0— | $0— | |
| Banking | $134.33M+25.3% | $135.42M+27.7% | $134.64M+32.5% | $124.2M+27.8% | $107.21M+12.7% | |
| Retirement Plan Administration | $17K-5.6% | $18K-5.3% | $20K0.0% | $18K0.0% | $18K+5.9% | |
| Occupancy Net by Business | ||||||
| All Other Segments | $70K+4.5% | $76K+8.6% | $75K+5.6% | $67K+13.6% | $67K+17.5% | |
| Banking | $10.7M+23.0% | $8.96M+20.0% | $8.74M+17.6% | $8.69M+18.5% | $8.69M+12.0% | |
| Retirement Plan Administration | $245K-8.6% | $233K-7.5% | $236K-6.0% | $284K+1.1% | $268K-5.3% | |
| Income Tax Expense Benefit by Business | ||||||
| All Other Segments | $0— | $0-100% | $0-100% | $0-100% | $0-100% | |
| Banking | $14.02M+54.9% | $13.38M+50.9% | $15.72M+69.9% | $6.92M-13.0% | $9.05M+12.4% | |
| Retirement Plan Administration | $1.51M+6.2% | $804K+28.6% | $1.64M+31.6% | $1.28M+5.3% | $1.43M+17.7% | |
| Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest by Business | ||||||
| All Other Segments | 92,600,000%-63,100,000pp | 64,300,000%-1,300,000pp | 183,200,000%+29,800,000pp | 106,700,000%+21,500,000pp | 155,700,000%+32,800,000pp | |
| Banking | 5,890,600,000%+1,992,900,000pp | 6,478,000,000%+2,277,500,000pp | 6,250,200,000%+2,107,700,000pp | 2,354,000,000%-1,185,100,000pp | 3,897,700,000%+249,500,000pp | |
| Retirement Plan Administration | 684,300,000%+15,600,000pp | 426,800,000%+138,200,000pp | 749,100,000%+167,200,000pp | 610,000,000%+42,400,000pp | 668,700,000%+118,400,000pp | |
| Debt And Equity Securities Realized Gain Loss by Business | ||||||
| All Other Segments | $0— | $0— | $0— | $0— | $0— | |
| Banking | $442K+525% | $142K-36.0% | -$2K-100% | $112K+222% | -$104K-105% | |
| Retirement Plan Administration | $0— | $0— | $0— | $0— | $0— | |
| Other Noninterest Expense by Business | ||||||
| All Other Segments | -$2.86M-12.2% | -$1.5M+19.9% | -$2.35M-34.2% | -$1.74M+7.4% | -$2.55M+0.7% | |
| Banking | $8.91M+4.3% | $10.39M+11.1% | $10.01M+31.4% | $9.68M+36.4% | $8.54M+0.2% | |
| Retirement Plan Administration | $301K+28.6% | $379K+21.1% | $237K-4.4% | $274K-8.4% | $234K-15.8% | |
| Marketing Expense by Business | ||||||
| All Other Segments | $3K+200% | —— | —— | —— | $1K-81.8% | |
| Banking | $892K-20.2% | —— | —— | —— | $1.12M+35.0% | |
| Retirement Plan Administration | $23K+21.1% | —— | —— | —— | $19K+46.2% | |
| Intangible Assets Net Excluding Goodwill by Business | ||||||
| All Other Segments | $995K-18.1% | $1.05M-17.7% | $1.1M-17.3% | $1.16M+259% | $1.22M+258% | |
| Banking | $48.19M+85.0% | $51.04M+85.2% | $53.89M+85.4% | $56.79M+85.4% | $26.05M-19.3% | |
| Retirement Plan Administration | $5.12M-26.8% | $5.57M-26.1% | $6.03M+10.7% | $6.5M+10.5% | $6.99M+10.3% | |
| Labor And Related Expense by Business | ||||||
| All Other Segments | $3.01M+11.8% | $2.79M+1.1% | $2.91M+3.9% | $2.8M+4.4% | $2.69M+0.2% | |
| Banking | $56.86M+14.8% | $54.3M+8.8% | $55.45M+13.7% | $52.66M+18.7% | $49.55M+9.8% | |
| Retirement Plan Administration | $8.89M+5.2% | $8.9M-1.9% | $8.28M+2.6% | $8.7M+4.0% | $8.45M+7.1% | |
| Professional Fees by Business | ||||||
| All Other Segments | -$376K-2.5% | -$309K-6.2% | -$430K-23.6% | -$351K-7.7% | -$367K-7.9% | |
| Banking | $5.27M+9.4% | $5.57M+20.5% | $5.83M+22.6% | $4.85M+7.4% | $4.82M+1.9% | |
| Retirement Plan Administration | $662K+31.3% | $566K+10.1% | $545K+16.7% | $521K+38.6% | $504K+7.5% | |
| Interest Income Expense After Provision For Loan Loss by Business | ||||||
| All Other Segments | $0— | $0— | $0— | $0— | $0— | |
| Banking | $128.75M+29.2% | $131.66M+26.7% | $131.54M+33.2% | $106.37M+20.5% | $99.65M+11.2% | |
| Retirement Plan Administration | $17K-5.6% | $18K-5.3% | $20K0.0% | $18K0.0% | $18K+5.9% | |
| Wealth Management by Business | ||||||
| All Other Segments | $3K-72.7% | $3K-70.0% | $4K-63.6% | $8K-38.5% | $11K-15.4% | |
| Banking | $10.54M+1.9% | $11.45M+11.5% | $10.59M+2.0% | $10.15M+5.1% | $10.34M+12.5% | |
| Retirement Plan Administration | $596K-0.3% | $573K+2.1% | $507K-5.1% | $517K+3.4% | $598K+20.3% | |
| Business Combination Acquisition Related Costs by Business | ||||||
| All Other Segments | $0— | $0— | $0— | $0— | $0— | |
| Banking | $0-100% | $0-100% | $1.13M+107% | $17.18M— | $1.22M— | |
| Retirement Plan Administration | $0— | $0— | $0— | $0— | $0— | |
| Card Services Income by Business | ||||||
| All Other Segments | $0— | $0— | $0— | $0— | $0— | |
| Banking | $6.03M+13.4% | $6.21M+9.8% | $6.39M+8.3% | $6.08M+8.8% | $5.32M+2.3% | |
| Retirement Plan Administration | $0— | $0— | $0— | $0— | $0— | |
| Bank Owned Life Insurance Income by Business | ||||||
| All Other Segments | $0— | $0— | $0— | $0— | $0— | |
| Banking | $2.66M-21.7% | $3.58M+57.5% | $3.24M+73.4% | $2.18M+18.9% | $3.4M+44.4% | |
| Retirement Plan Administration | $0— | $0— | $0— | $0— | $0— | |
| Loan Collection And Other Real Estate Owned by Business | ||||||
| All Other Segments | $0— | $0— | $0— | $0— | $0— | |
| Banking | $610K-7.4% | $781K+15.4% | $719K+28.4% | $489K-31.6% | $659K+19.2% | |
| Retirement Plan Administration | $0— | $0— | $0— | $0— | $0— | |
| Retirement Plan Administration Fees by Business | ||||||
| All Other Segments | -$406K-2.0% | -$408K-6.0% | -$458K-13.1% | -$371K-5.1% | -$398K-7.9% | |
| Banking | $0— | $0— | $0— | $0— | $0— | |
| Retirement Plan Administration | $16.97M+4.4% | $14.51M+9.0% | $16.37M+9.3% | $16.08M+6.1% | $16.26M+10.9% | |
| Service Charges On Deposit Accounts by Business | ||||||
| All Other Segments | $0— | $0— | $0— | $0— | $0— | |
| Banking | $5.27M+24.2% | $5.15M+16.7% | $5.1M+17.5% | $4.58M+8.5% | $4.24M+3.1% | |
| Retirement Plan Administration | $0— | $0— | $0— | $0— | $0— | |
| Amortization Of Intangible Assets by Business | ||||||
| All Other Segments | $54K-8.5% | $54K-8.5% | $55K-8.3% | $57K+256% | $59K+228% | |
| Banking | $2.85M+88.7% | $2.85M+88.7% | $2.9M+85.6% | $2.5M+50.1% | $1.51M-10.3% | |
| Retirement Plan Administration | $449K-17.5% | $461K-10.0% | $475K+8.0% | $485K+7.5% | $544K+16.2% | |
| Goodwill by Business | ||||||
| All Other Segments | $14.54M0.0% | $14.54M0.0% | $14.54M0.0% | $14.54M+1.1% | $14.54M+1.1% | |
| Banking | $414.87M+27.9% | $414.87M+27.9% | $415.66M+28.2% | $415.66M+28.2% | $324.25M0.0% | |
| Retirement Plan Administration | $23.88M0.0% | $23.88M0.0% | $23.88M+2.8% | $23.88M+2.8% | $23.88M+2.8% | |
| Supplies And Postage Expense by Business | ||||||
| All Other Segments | $22K+57.1% | $20K+33.3% | $14K-44.0% | $15K+15.4% | $14K-6.7% | |
| Banking | $2.04M+8.5% | $2.06M+8.2% | $1.94M+17.4% | $1.78M+4.3% | $1.88M+7.0% | |
| Retirement Plan Administration | $104K+121% | $130K-28.6% | $123K+50.0% | $73K-9.9% | $47K-48.9% | |
| Communications And Information Technology by Business | ||||||
| All Other Segments | $177K+6.0% | $154K-6.7% | $168K+11.3% | $160K-10.1% | $167K-0.6% | |
| Banking | $11.12M+13.4% | $11.36M+16.3% | $10.77M+13.2% | $10.34M+17.3% | $9.8M+5.6% | |
| Retirement Plan Administration | $218K-19.3% | $291K0.0% | $245K-6.1% | $303K+17.4% | $270K-10.6% | |
| Provision For Loan Losses Expensed by Business | ||||||
| All Other Segments | $0— | $0— | $0— | $0— | $0— | |
| Banking | $5.58M-26.2% | $3.77M+70.4% | $3.1M+6.2% | $17.84M+100% | $7.55M+35.4% | |
| Retirement Plan Administration | $0— | $0— | $0— | $0— | $0— | |
| Insurance Agency Management Fee by Business | ||||||
| All Other Segments | $4.48M-5.9% | $3.92M+0.9% | $5.26M+7.1% | $4.1M+6.4% | $4.76M+8.5% | |
| Banking | $0— | $0— | $0— | $1K— | $0-100% | |
| Retirement Plan Administration | $0— | $0— | $0— | $0— | $0— | |
| Federal Deposit Insurance Corporation Premium Expense by Business | ||||||
| All Other Segments | 0%— | 0%— | 0%— | 0%— | 0%— | |
| Banking | 201,000,000%+31,600,000pp | 211,300,000%+56,500,000pp | 226,200,000%+44,700,000pp | 182,000,000%+15,300,000pp | 169,400,000%-4,100,000pp | |
| Retirement Plan Administration | 0%— | 0%— | 0%— | 0%— | 0%— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does NBT Bancorp break its business down?
- NBT Bancorp (NBTB) reports net income loss by business across 3 parts — All Other Segments, Banking and Retirement Plan Administration. Each is extracted from the segment footnotes and tracked over time.
- Where does NBT Bancorp's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in NBT Bancorp's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
