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Upstart Holdings, Inc. UPST Cash Flow Statement

TTM Q1 '26TTM Q4 '25TTM Q3 '25TTM Q2 '25TTM Q1 '25
$49.4M-7.8%$53.6M+66.4%$32.21M+607%-$6.35M+90.4%-$66.43M+48.3%
$24.29M-2.2%$24.84M+7.6%$23.07M+3.3%$22.33M+4.8%$21.32M+3.7%
$136.93M+3.8%$131.95M+2.1%$129.29M+0.4%$128.76M+1.0%$127.45M-4.5%
$39.94M+1.0%$39.56M+773%$4.53M-90.9%$49.71M+135%$21.14M-52.1%
$1.43M-83.6%
$3.1M+793%$347K+82.6%$190K-17.7%$231K+51.0%$153K-81.7%
-$386.82M-23.8%-$312.48M-12.1%-$278.75M-17.3%
$0
$227.44M-28.3%$317.1M+16.7%$271.67M-23.5%$355.04M-3.9%$369.46M+3.4%
$22.34M-11.7%$25.3M+7.1%$23.63M-18.7%$29.06M+2.3%$28.42M+32.7%
$2.71M-14.1%$3.15M-44.1%$5.63M+28.4%$4.39M0.0%$4.39M+11.2%
$477.25M+12.1%$425.83M-54.5%$935.16M+68.0%$556.58M-5.4%$588.64M-1.5%
$91.81M+13.7%$80.75M-55.4%$181.14M+28.6%$140.84M-64.8%$400.38M-21.3%
$39.6M-8.9%$43.48M+1.5%$42.84M+5.2%$40.72M+7.1%$38.03M-11.8%
$573K-2.9%$590K+1.7%$580K-2.5%$595K+124%$266K+3.1%
-$52.76M-7.3%-$49.15M-23.8%-$39.71M-31.9%-$30.11M-31.9%-$22.83M-34.2%
$30.53M+9.0%$28M+14.9%$24.38M+10.8%$22M+26.1%$17.45M+12.9%
$39.94M+1.0%$39.56M+773%$4.53M-90.9%$49.71M+135%$21.14M-52.1%
$18.81M+22.2%$15.4M+103%$7.6M-39.9%
$17.27M+117%$7.97M+255%
-$20.14M-8.0%-$18.65M-13.4%-$16.45M+2.8%-$16.93M-3.9%-$16.29M+1.2%
-$1.07M-5.6%-$1.01M+26.8%-$1.38M-31.0%-$1.05M+2.3%-$1.08M+13.6%
$182.96M+61.0%$113.67M
-$2.57M-23.5%-$2.08M-85.2%-$1.13M-10.6%-$1.02M-11.6%-$911K-12.9%
$7.78M+12.4%$6.92M
$1.43M-83.6%
$11M+27.7%$8.61M+37.1%$6.28M+34.2%$4.68M+24.0%$3.77M+17.3%
$5.59M+22.2%$4.58M+176%$1.66M+62.2%$1.02M+111%$485K
$14.53M-32.7%$21.6M+15.3%$18.72M+17.0%$16M+33.5%$11.98M+78.8%
$10.19B+12.3%$9.07B+12.1%$8.09B+20.6%$6.71B+38.1%$4.86B+12.7%
$7.03M+52.7%$4.6M+12.4%$4.1M+408%$806K+10.3%$731K
$191.07M+1.8%$187.66M+7.6%$174.42M+8.5%$160.69M-9.9%$178.3M-7.6%
$9.73B+12.2%$8.68B+16.0%$7.48B+18.2%$6.33B+36.3%$4.65B+13.3%
$16.14M-10.6%$18.06M+1.9%$17.72M+9.3%$16.21M+13.8%$14.25M+55.7%
$1.32B+27.9%$1.03B+30.3%$792.57M+34.3%$590.1M+38.2%$426.86M+32.1%
$171.87M+20.3%$142.9M+38.3%$103.35M+87.5%$55.13M+94.8%$28.3M+137%
$32.11M+39.3%$23.05M+55.7%$14.81M+51.8%$9.76M+32.3%$7.38M+24.7%
$707.15M+78.7%$395.73M+673%$51.2M+153%$20.25M+1,129%$1.65M
$35.64M-5.9%$37.89M-8.1%$41.24M-4.6%$43.22M-5.9%$45.94M-4.3%
$2.71M-14.1%$3.15M-44.1%$5.63M+28.4%$4.39M0.0%$4.39M+11.2%
$34.7M+19.4%
-$42.41M+10.7%-$47.49M
$36.36M-10.4%$40.59M-9.2%$44.69M-8.7%$48.94M-8.1%$53.25M-3.8%
$227.44M-28.3%$317.1M+16.7%$271.67M-23.5%$355.04M-3.9%$369.46M+3.4%
$401.17M+23.2%$325.68M+23.9%$262.8M+40.9%$186.57M+62.0%$115.14M+27.1%
$7.96M-15.2%$9.38M+1.4%$9.25M+10.7%$8.35M+20.8%$6.92M+60.1%
$27.28M-47.1%$51.6M-31.5%$75.3M-21.9%$96.36M+21.0%$79.64M+45.4%
$364.09M+23.7%$294.22M-2.8%$302.54M-4.3%$316.13M-13.8%$366.68M-5.3%
$339.39M+5.9%$320.36M+19.8%$267.49M+24.4%$215M+22.5%$175.44M+20.8%
$114.69M+19.6%$95.88M+21.6%$78.88M+53.6%$51.36M
$573K-2.9%$590K+1.7%$580K-2.5%$595K+124%$266K+3.1%

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Questions, answered.

How much cash does Upstart Holdings, Inc. generate?
Upstart Holdings, Inc. (UPST) generated -$389.6M in operating cash flow over the trailing twelve months.
What is Upstart Holdings, Inc.'s free cash flow?
After $3.1M of capital expenditures, Upstart Holdings, Inc.'s free cash flow was -$392.5M over the trailing twelve months, down 360.7% year over year.
Where does Upstart Holdings, Inc.'s cash flow data come from?
Every line is extracted from Upstart Holdings, Inc.'s SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.