NBT Bancorp NBTB Business Segments
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Net Income Loss by Business | ||||||
| All Other Segments | $926K+44.0% | $643K-64.9% | $1.83M+71.7% | $1.07M-31.5% | $1.56M+157% | |
| Banking | $44.89M-12.7% | $51.4M+9.9% | $46.78M+181% | $16.62M-44.5% | $29.93M-9.7% | |
| Retirement Plan Administration | $5.33M+53.8% | $3.46M-40.8% | $5.86M+21.5% | $4.82M-8.4% | $5.26M+133% | |
| Noninterest Income by Business | ||||||
| All Other Segments | $1.02M-47.6% | $1.95M-14.0% | $2.27M+9.7% | $2.07M+26.2% | $1.64M+4.1% | |
| Banking | $31.39M-3.5% | $32.52M+3.2% | $31.52M+12.1% | $28.12M-2.4% | $28.8M+7.2% | |
| Retirement Plan Administration | $17.72M+16.3% | $15.23M-13.5% | $17.62M+5.2% | $16.74M-1.6% | $17.01M+21.5% | |
| Noninterest Income Other Operating Income by Business | ||||||
| All Other Segments | -$3.06M-96.0% | -$1.56M+38.5% | -$2.54M-52.5% | -$1.66M+39.2% | -$2.73M-41.4% | |
| Banking | $6.46M+7.8% | $6M-3.3% | $6.2M+23.6% | $5.02M-10.6% | $5.61M+39.3% | |
| Retirement Plan Administration | $151K+2.0% | $148K-79.9% | $737K+408% | $145K-6.5% | $155K+25.0% | |
| Noninterest Expense by Business | ||||||
| All Other Segments | $97K-92.6% | $1.31M+199% | $438K-56.3% | $1M+1,108% | $83K-91.0% | |
| Banking | $101.24M+1.9% | $99.4M-1.2% | $100.56M-9.4% | $110.95M+24.0% | $89.48M+0.8% | |
| Retirement Plan Administration | $10.89M-0.8% | $10.98M+8.3% | $10.14M-4.8% | $10.66M+3.1% | $10.34M-7.1% | |
| Total Assets by Business | ||||||
| All Other Segments | -$2.04B-1.0% | -$2.02B-2.2% | -$1.98B+3.5% | -$2.05B-14.9% | -$1.78B-2.3% | |
| Banking | $18.18B+1.3% | $17.96B-0.4% | $18.04B+0.1% | $18.01B+15.5% | $15.59B+0.8% | |
| Retirement Plan Administration | $60.32M+6.9% | $56.44M+6.6% | $52.92M+8.8% | $48.64M-11.4% | $54.93M+2.5% | |
| Interest Income Expense Net by Business | ||||||
| All Other Segments | $0— | $0— | $0— | $0— | $0— | |
| Banking | $134.33M-0.8% | $135.42M+0.6% | $134.64M+8.4% | $124.2M+15.9% | $107.21M+1.1% | |
| Retirement Plan Administration | $17K-5.6% | $18K-10.0% | $20K+11.1% | $18K0.0% | $18K-5.3% | |
| Occupancy Net by Business | ||||||
| All Other Segments | $70K-7.9% | $76K+1.3% | $75K+11.9% | $67K0.0% | $67K-4.3% | |
| Banking | $10.7M+19.4% | $8.96M+2.5% | $8.74M+0.6% | $8.69M-0.1% | $8.69M+16.5% | |
| Retirement Plan Administration | $245K+5.2% | $233K-1.3% | $236K-16.9% | $284K+6.0% | $268K+6.3% | |
| Income Tax Expense Benefit by Business | ||||||
| All Other Segments | $0— | $0— | $0— | $0— | $0-100% | |
| Banking | $14.02M+4.8% | $13.38M-14.9% | $15.72M+127% | $6.92M-23.6% | $9.05M+2.1% | |
| Retirement Plan Administration | $1.51M+88.3% | $804K-50.8% | $1.64M+27.7% | $1.28M-10.2% | $1.43M+128% | |
| Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest by Business | ||||||
| All Other Segments | 92,600,000%+28,300,000pp | 64,300,000%-118,900,000pp | 183,200,000%+76,500,000pp | 106,700,000%-49,000,000pp | 155,700,000%+90,100,000pp | |
| Banking | 5,890,600,000%-587,400,000pp | 6,478,000,000%+227,800,000pp | 6,250,200,000%+3,896,200,000pp | 2,354,000,000%-1,543,700,000pp | 3,897,700,000%-302,800,000pp | |
| Retirement Plan Administration | 684,300,000%+257,500,000pp | 426,800,000%-322,300,000pp | 749,100,000%+139,100,000pp | 610,000,000%-58,700,000pp | 668,700,000%+380,100,000pp | |
| Debt And Equity Securities Realized Gain Loss by Business | ||||||
| All Other Segments | $0— | $0— | $0— | $0— | $0— | |
| Banking | $442K+211% | $142K+7,200% | -$2K-102% | $112K+208% | -$104K-147% | |
| Retirement Plan Administration | $0— | $0— | $0— | $0— | $0— | |
| Other Noninterest Expense by Business | ||||||
| All Other Segments | -$2.86M-91.1% | -$1.5M+36.3% | -$2.35M-35.0% | -$1.74M+31.7% | -$2.55M-36.4% | |
| Banking | $8.91M-14.2% | $10.39M+3.8% | $10.01M+3.3% | $9.68M+13.4% | $8.54M-8.7% | |
| Retirement Plan Administration | $301K-20.6% | $379K+59.9% | $237K-13.5% | $274K+17.1% | $234K-25.2% | |
| Marketing Expense by Business | ||||||
| All Other Segments | $3K— | —— | —— | —— | $1K-81.8% | |
| Banking | $892K— | —— | —— | —— | $1.12M+35.0% | |
| Retirement Plan Administration | $23K— | —— | —— | —— | $19K+46.2% | |
| Intangible Assets Net Excluding Goodwill by Business | ||||||
| All Other Segments | $995K-5.1% | $1.05M-4.9% | $1.1M-4.7% | $1.16M-4.7% | $1.22M-4.6% | |
| Banking | $48.19M-5.6% | $51.04M-5.3% | $53.89M-5.1% | $56.79M+118% | $26.05M-5.5% | |
| Retirement Plan Administration | $5.12M-8.1% | $5.57M-7.6% | $6.03M-7.3% | $6.5M-6.9% | $6.99M-7.2% | |
| Labor And Related Expense by Business | ||||||
| All Other Segments | $3.01M+7.7% | $2.79M-3.9% | $2.91M+3.9% | $2.8M+3.9% | $2.69M-2.6% | |
| Banking | $56.86M+4.7% | $54.3M-2.1% | $55.45M+5.3% | $52.66M+6.3% | $49.55M-0.7% | |
| Retirement Plan Administration | $8.89M-0.1% | $8.9M+7.4% | $8.28M-4.8% | $8.7M+2.9% | $8.45M-6.8% | |
| Professional Fees by Business | ||||||
| All Other Segments | -$376K-21.7% | -$309K+28.1% | -$430K-22.5% | -$351K+4.4% | -$367K-26.1% | |
| Banking | $5.27M-5.4% | $5.57M-4.4% | $5.83M+20.1% | $4.85M+0.7% | $4.82M+4.2% | |
| Retirement Plan Administration | $662K+17.0% | $566K+3.9% | $545K+4.6% | $521K+3.4% | $504K-1.9% | |
| Interest Income Expense After Provision For Loan Loss by Business | ||||||
| All Other Segments | $0— | $0— | $0— | $0— | $0— | |
| Banking | $128.75M-2.2% | $131.66M+0.1% | $131.54M+23.7% | $106.37M+6.7% | $99.65M-4.1% | |
| Retirement Plan Administration | $17K-5.6% | $18K-10.0% | $20K+11.1% | $18K0.0% | $18K-5.3% | |
| Wealth Management by Business | ||||||
| All Other Segments | $3K0.0% | $3K-25.0% | $4K-50.0% | $8K-27.3% | $11K+10.0% | |
| Banking | $10.54M-8.0% | $11.45M+8.1% | $10.59M+4.3% | $10.15M-1.8% | $10.34M+0.6% | |
| Retirement Plan Administration | $596K+4.0% | $573K+13.0% | $507K-1.9% | $517K-13.5% | $598K+6.6% | |
| Business Combination Acquisition Related Costs by Business | ||||||
| All Other Segments | $0— | $0— | $0— | $0— | $0— | |
| Banking | $0— | $0-100% | $1.13M-93.5% | $17.18M+1,307% | $1.22M+23.6% | |
| Retirement Plan Administration | $0— | $0— | $0— | $0— | $0— | |
| Card Services Income by Business | ||||||
| All Other Segments | $0— | $0— | $0— | $0— | $0— | |
| Banking | $6.03M-2.9% | $6.21M-2.9% | $6.39M+5.1% | $6.08M+14.3% | $5.32M-5.9% | |
| Retirement Plan Administration | $0— | $0— | $0— | $0— | $0— | |
| Bank Owned Life Insurance Income by Business | ||||||
| All Other Segments | $0— | $0— | $0— | $0— | $0— | |
| Banking | $2.66M-25.6% | $3.58M+10.4% | $3.24M+48.6% | $2.18M-35.8% | $3.4M+49.6% | |
| Retirement Plan Administration | $0— | $0— | $0— | $0— | $0— | |
| Loan Collection And Other Real Estate Owned by Business | ||||||
| All Other Segments | $0— | $0— | $0— | $0— | $0— | |
| Banking | $610K-21.9% | $781K+8.6% | $719K+47.0% | $489K-25.8% | $659K-2.7% | |
| Retirement Plan Administration | $0— | $0— | $0— | $0— | $0— | |
| Retirement Plan Administration Fees by Business | ||||||
| All Other Segments | -$406K+0.5% | -$408K+10.9% | -$458K-23.5% | -$371K+6.8% | -$398K-3.4% | |
| Banking | $0— | $0— | $0— | $0— | $0— | |
| Retirement Plan Administration | $16.97M+17.0% | $14.51M-11.4% | $16.37M+1.8% | $16.08M-1.1% | $16.26M+22.1% | |
| Service Charges On Deposit Accounts by Business | ||||||
| All Other Segments | $0— | $0— | $0— | $0— | $0— | |
| Banking | $5.27M+2.4% | $5.15M+0.9% | $5.1M+11.4% | $4.58M+7.9% | $4.24M-3.8% | |
| Retirement Plan Administration | $0— | $0— | $0— | $0— | $0— | |
| Amortization Of Intangible Assets by Business | ||||||
| All Other Segments | $54K0.0% | $54K-1.8% | $55K-3.5% | $57K-3.4% | $59K0.0% | |
| Banking | $2.85M-0.1% | $2.85M-1.8% | $2.9M+16.0% | $2.5M+65.8% | $1.51M-0.1% | |
| Retirement Plan Administration | $449K-2.6% | $461K-2.9% | $475K-2.1% | $485K-10.8% | $544K+6.3% | |
| Goodwill by Business | ||||||
| All Other Segments | $14.54M0.0% | $14.54M0.0% | $14.54M0.0% | $14.54M0.0% | $14.54M0.0% | |
| Banking | $414.87M0.0% | $414.87M-0.2% | $415.66M0.0% | $415.66M+28.2% | $324.25M0.0% | |
| Retirement Plan Administration | $23.88M0.0% | $23.88M0.0% | $23.88M0.0% | $23.88M0.0% | $23.88M0.0% | |
| Supplies And Postage Expense by Business | ||||||
| All Other Segments | $22K+10.0% | $20K+42.9% | $14K-6.7% | $15K+7.1% | $14K-6.7% | |
| Banking | $2.04M-0.9% | $2.06M+6.4% | $1.94M+8.6% | $1.78M-5.2% | $1.88M-1.2% | |
| Retirement Plan Administration | $104K-20.0% | $130K+5.7% | $123K+68.5% | $73K+55.3% | $47K-74.2% | |
| Communications And Information Technology by Business | ||||||
| All Other Segments | $177K+14.9% | $154K-8.3% | $168K+5.0% | $160K-4.2% | $167K+1.2% | |
| Banking | $11.12M-2.1% | $11.36M+5.5% | $10.77M+4.1% | $10.34M+5.5% | $9.8M+0.4% | |
| Retirement Plan Administration | $218K-25.1% | $291K+18.8% | $245K-19.1% | $303K+12.2% | $270K-7.2% | |
| Provision For Loan Losses Expensed by Business | ||||||
| All Other Segments | $0— | $0— | $0— | $0— | $0— | |
| Banking | $5.58M+48.1% | $3.77M+21.5% | $3.1M-82.6% | $17.84M+136% | $7.55M+242% | |
| Retirement Plan Administration | $0— | $0— | $0— | $0— | $0— | |
| Insurance Agency Management Fee by Business | ||||||
| All Other Segments | $4.48M+14.4% | $3.92M-25.5% | $5.26M+28.4% | $4.1M-14.0% | $4.76M+22.6% | |
| Banking | $0— | $0— | $0-100% | $1K— | $0— | |
| Retirement Plan Administration | $0— | $0— | $0— | $0— | $0— | |
| Federal Deposit Insurance Corporation Premium Expense by Business | ||||||
| All Other Segments | 0%— | 0%— | 0%— | 0%— | 0%— | |
| Banking | 201,000,000%-10,300,000pp | 211,300,000%-14,900,000pp | 226,200,000%+44,200,000pp | 182,000,000%+12,600,000pp | 169,400,000%+14,600,000pp | |
| Retirement Plan Administration | 0%— | 0%— | 0%— | 0%— | 0%— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does NBT Bancorp break its business down?
- NBT Bancorp (NBTB) reports net income loss by business across 3 parts — All Other Segments, Banking and Retirement Plan Administration. Each is extracted from the segment footnotes and tracked over time.
- Where does NBT Bancorp's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in NBT Bancorp's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
