Ameris Bancorp ABCB Business Segments
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Net Income by Business | |||||
| Banking Division | $306.64M+32.6% | $231.22M+34.1% | $172.45M-28.1% | $239.95M+38.3% | |
| Premium Finance Division | $22.29M+25.1% | $17.82M+12.9% | $15.78M-12.8% | $18.09M+25.9% | |
| Retail Mortgage | $60.94M-31.4% | $88.85M+43.3% | $61.99M-5.1% | $65.33M-42.5% | |
| Warehouse Lending | $22.28M+7.1% | $20.8M+10.1% | $18.89M-18.5% | $23.18M-24.1% | |
| Interest and Dividend Income, Operating by Business | |||||
| Banking Division | $968.61M+0.6% | $962.92M+5.4% | $913.44M+40.9% | $648.31M+44.1% | |
| Premium Finance Division | $116.43M+12.6% | $103.43M+23.5% | $83.78M+80.1% | $46.52M+57.0% | |
| Retail Mortgage | $238.82M+0.9% | $236.67M+11.6% | $212.11M+36.4% | $155.53M+19.5% | |
| Warehouse Lending | $70.67M-6.1% | $75.26M+5.8% | $71.11M+63.4% | $43.52M+18.3% | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest by Business | |||||
| Banking Division | $400.38M+27.2% | $314.72M+34.1% | $234.75M-26.2% | $318.29M+33.8% | |
| Premium Finance Division | $28.04M+25.5% | $22.34M+12.8% | $19.81M-13.0% | $22.77M+20.8% | |
| Retail Mortgage | $77.14M-31.4% | $112.47M+43.3% | $78.47M-5.1% | $82.69M-42.5% | |
| Warehouse Lending | $28.21M+7.1% | $26.33M+10.1% | $23.91M-18.5% | $29.34M-24.1% | |
| Income Tax by Business | |||||
| Banking Division | $93.75M+12.3% | $83.5M+34.0% | $62.3M-20.5% | $78.34M+21.6% | |
| Premium Finance Division | $5.74M+26.9% | $4.53M+12.2% | $4.03M-14.0% | $4.69M+4.4% | |
| Retail Mortgage | $16.2M-31.4% | $23.62M+43.3% | $16.48M-5.1% | $17.36M-42.5% | |
| Warehouse Lending | $5.92M+7.1% | $5.53M+10.1% | $5.02M-18.5% | $6.16M-24.1% | |
| Noninterest Income by Business | |||||
| Banking Division | $124.44M+2.0% | $121.97M+19.4% | $102.18M+4.5% | $97.82M+40.4% | |
| Premium Finance Division | $68K+51.1% | $45K+45.2% | $31K-6.1% | $33K+94.1% | |
| Retail Mortgage | $142.59M-14.6% | $167.03M+21.8% | $137.15M-24.7% | $182.04M-35.4% | |
| Warehouse Lending | $3.94M-6.4% | $4.21M+21.1% | $3.48M-23.4% | $4.54M-1.4% | |
| Interest Income (Expense), Operating by Business | |||||
| Banking Division | $780.54M+12.8% | $691.72M+0.4% | $688.9M+4.2% | $661.01M+44.5% | |
| Premium Finance Division | $45.12M+23.9% | $36.41M+7.1% | $34.01M-0.3% | $34.1M+21.4% | |
| Retail Mortgage | $83.37M-11.6% | $94.3M+6.8% | $88.3M+11.5% | $79.19M-4.3% | |
| Warehouse Lending | $27.9M+4.2% | $26.77M+12.3% | $23.84M-10.8% | $26.73M-24.5% | |
| Total Assets by Business | |||||
| Banking Division | $77.88B+2.7% | $75.83B+1.6% | $74.6B+7.3% | $69.51B+9.0% | |
| Premium Finance Division | $6.79B+20.3% | $5.64B+19.6% | $4.72B+6.9% | $4.42B+24.6% | |
| Retail Mortgage | $18.84B-4.8% | $19.8B+0.5% | $19.7B+10.9% | $17.76B+7.7% | |
| Warehouse Lending | $4.3B+8.3% | $3.97B+5.2% | $3.77B+4.8% | $3.6B+13.7% | |
| Noninterest Expense by Business | |||||
| Banking Division | $440.84M+0.5% | $438.53M+3.5% | $423.54M+11.8% | $378.98M+17.6% | |
| Premium Finance Division | $14.6M+10.4% | $13.23M-1.7% | $13.46M+7.8% | $12.49M+10.9% | |
| Retail Mortgage | $145.23M-4.2% | $151.66M+10.3% | $137.45M-17.3% | $166.19M-23.7% | |
| Warehouse Lending | $3.28M-25.0% | $4.38M+13.9% | $3.84M+28.4% | $2.99M+61.4% | |
| Other intangible assets, net by Business | |||||
| Banking Division | $237.65M-18.5% | $291.77M-16.7% | $350.23M-15.3% | $413.28M+55.4% | |
| Premium Finance Division | $5.12M-69.1% | $16.58M-41.6% | $28.39M-29.4% | $40.19M-22.7% | |
| Retail Mortgage | $0— | $0— | $0— | $0— | |
| Warehouse Lending | $0— | $0— | $0— | $0— | |
| Salaries and employee benefits by Business | |||||
| Banking Division | $248.6M+2.0% | $243.8M+6.7% | $228.4M+13.0% | $202.13M+28.7% | |
| Premium Finance Division | $9.62M+17.4% | $8.19M-4.7% | $8.6M+10.1% | $7.81M+12.9% | |
| Retail Mortgage | $88.36M-4.4% | $92.44M+15.1% | $80.32M-25.5% | $107.81M-35.7% | |
| Warehouse Lending | $2.29M-28.7% | $3.22M+15.1% | $2.79M+41.6% | $1.97M+74.6% | |
| Other expenses by Business | |||||
| Banking Division | $94M-2.1% | $96.05M-4.7% | $100.75M+15.4% | $87.34M+3.7% | |
| Premium Finance Division | $4.4M-0.8% | $4.44M+5.2% | $4.22M+6.7% | $3.95M+7.3% | |
| Retail Mortgage | $48.49M-3.4% | $50.21M+5.9% | $47.39M-1.7% | $48.22M+25.9% | |
| Warehouse Lending | $756K-22.5% | $976K+11.8% | $873K+5.2% | $830K+69.4% | |
| Interest Expense by Business | |||||
| Banking Division | $188.07M-30.7% | $271.2M+20.8% | $224.54M+1,868% | -$12.7M— | |
| Premium Finance Division | $71.31M+6.4% | $67.03M+34.7% | $49.77M+301% | $12.43M+704% | |
| Retail Mortgage | $155.45M+9.2% | $142.37M+15.0% | $123.8M+62.2% | $76.34M+61.0% | |
| Warehouse Lending | $42.78M-11.8% | $48.49M+2.6% | $47.27M+181% | $16.79M+1,114% | |
| Data processing and communications expenses by Business | |||||
| Banking Division | $56.65M+4.7% | $54.12M+12.4% | $48.16M+9.3% | $44.07M+10.7% | |
| Premium Finance Division | $427K+15.4% | $370K+14.2% | $324K-16.5% | $388K+12.8% | |
| Retail Mortgage | $5.24M+3.7% | $5.05M+4.4% | $4.84M+5.6% | $4.58M-17.5% | |
| Warehouse Lending | $208K+30.0% | $160K-6.4% | $171K-8.6% | $187K-19.4% | |
| Goodwill by Business | |||||
| Banking Division | $3.8B0.0% | $3.8B0.0% | $3.8B-0.6% | $3.83B+8.1% | |
| Premium Finance Division | $257.99M0.0% | $257.99M0.0% | $257.99M0.0% | $257.99M0.0% | |
| Retail Mortgage | $0— | $0— | $0— | $0— | |
| Warehouse Lending | $0— | $0— | $0— | $0— | |
| Occupancy and equipment by Business | |||||
| Banking Division | $41.59M-6.7% | $44.57M-3.6% | $46.23M+1.7% | $45.44M+10.7% | |
| Premium Finance Division | $149K-33.8% | $225K-28.3% | $314K-6.8% | $337K+6.3% | |
| Retail Mortgage | $3.15M-20.5% | $3.97M-19.1% | $4.9M-12.2% | $5.58M-10.1% | |
| Warehouse Lending | $28K+7.7% | $26K+420% | $5K+25.0% | $4K+33.3% | |
| Provision for Credit Losses by Business | |||||
| Banking Division | $63.75M+5.5% | $60.43M-54.5% | $132.79M+116% | $61.55M— | |
| Premium Finance Division | $2.56M+190% | $883K+14.4% | $772K+168% | -$1.13M+43.9% | |
| Warehouse Lending | $346K— | —— | -$440K— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Ameris Bancorp break its business down?
- Ameris Bancorp (ABCB) reports net income by business across 4 parts — Banking Division, Premium Finance Division, Retail Mortgage and Warehouse Lending. Each is extracted from the segment footnotes and tracked over time.
- Where does Ameris Bancorp's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Ameris Bancorp's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
