Ameris Bancorp ABCB Business Segments
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Net Income by Business | ||||||
| Banking Division | $88.49M+34.5% | $83.22M+40.1% | $75.07M+7.0% | $82.58M+52.0% | $65.77M+38.8% | |
| Premium Finance Division | $5.26M+11.0% | $5.61M+8.1% | $6.43M+31.3% | $5.51M+43.7% | $4.74M+21.7% | |
| Retail Mortgage | $10.87M-15.6% | $13.81M-31.9% | $18.7M-13.2% | $15.56M-45.0% | $12.88M-31.2% | |
| Warehouse Lending | $5.88M+29.2% | $5.71M+10.9% | $5.83M-16.8% | $6.19M+43.1% | $4.55M+5.5% | |
| Interest and Dividend Income, Operating by Business | ||||||
| Banking Division | $249.26M+6.8% | $250.75M+9.6% | $245.32M-3.9% | $239.21M-1.9% | $233.32M-0.8% | |
| Premium Finance Division | $28.95M+6.0% | $29.54M+9.9% | $30.66M+6.8% | $28.9M+15.2% | $27.33M+20.1% | |
| Retail Mortgage | $55.71M-3.8% | $59.27M-4.1% | $60.26M-0.9% | $61.36M+4.0% | $57.93M+5.1% | |
| Warehouse Lending | $17.85M+17.4% | $18.5M+4.4% | $18.8M-13.3% | $18.17M-6.2% | $15.2M-7.8% | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest by Business | ||||||
| Banking Division | $112.88M+32.9% | $109.32M+33.7% | $97.89M+9.8% | $108.25M+34.6% | $84.92M+33.9% | |
| Premium Finance Division | $6.64M+11.6% | $7.06M+8.2% | $8.1M+31.7% | $6.92M+44.5% | $5.95M+22.0% | |
| Retail Mortgage | $13.75M-15.6% | $17.48M-31.9% | $23.67M-13.2% | $19.69M-45.0% | $16.3M-31.2% | |
| Warehouse Lending | $7.45M+29.2% | $7.23M+10.8% | $7.38M-16.8% | $7.84M+43.2% | $5.76M+5.5% | |
| Income Tax by Business | ||||||
| Banking Division | $24.4M+27.4% | $26.1M+16.6% | $22.82M+20.2% | $25.67M-1.6% | $19.15M+19.5% | |
| Premium Finance Division | $1.38M+14.0% | $1.45M+8.7% | $1.67M+33.1% | $1.41M+48.0% | $1.21M+23.4% | |
| Retail Mortgage | $2.89M-15.6% | $3.67M-31.9% | $4.97M-13.2% | $4.14M-45.0% | $3.42M-31.2% | |
| Warehouse Lending | $1.56M+29.3% | $1.52M+10.8% | $1.55M-16.8% | $1.65M+43.3% | $1.21M+5.4% | |
| Noninterest Income by Business | ||||||
| Banking Division | $32.79M+14.2% | $31.02M+2.4% | $35.42M+27.4% | $29.28M-22.0% | $28.72M+9.0% | |
| Premium Finance Division | $17K+6.3% | $17K+30.8% | $18K+63.6% | $17K+54.5% | $16K+60.0% | |
| Retail Mortgage | $36.32M+4.6% | $30.06M-17.9% | $40.08M-3.4% | $37.73M-24.8% | $34.73M-10.4% | |
| Warehouse Lending | $796K+43.7% | $736K+8.9% | $756K-57.2% | $1.89M+84.1% | $554K-25.1% | |
| Interest Income (Expense), Operating by Business | ||||||
| Banking Division | $208.37M+13.1% | $206.76M+16.9% | $198.06M+12.0% | $191.5M+10.4% | $184.21M+12.0% | |
| Premium Finance Division | $11.65M+17.9% | $11.8M+13.6% | $12.25M+21.8% | $11.19M+34.0% | $9.88M+29.9% | |
| Retail Mortgage | $16.83M-23.0% | $19.31M-18.6% | $20.18M-14.3% | $22.03M-7.2% | $21.84M-6.2% | |
| Warehouse Lending | $7.59M+28.7% | $7.43M+11.9% | $7.47M-4.3% | $7.09M+12.7% | $5.9M-2.1% | |
| Total Assets by Business | ||||||
| Banking Division | $20.56B+6.6% | $19.94B+5.2% | $19.51B+0.6% | $19.14B+1.1% | $19.29B+4.0% | |
| Premium Finance Division | $1.83B+18.2% | $1.75B+16.8% | $1.79B+18.1% | $1.7B+21.5% | $1.55B+25.7% | |
| Retail Mortgage | $4.47B-6.3% | $4.66B-3.5% | $4.69B-4.2% | $4.72B-7.4% | $4.76B-4.2% | |
| Warehouse Lending | $1.25B+37.4% | $1.17B+19.2% | $1.11B+10.4% | $1.11B+2.3% | $911.36M+1.5% | |
| Noninterest Expense by Business | ||||||
| Banking Division | $116.42M+4.3% | $103.42M-6.5% | $113.97M+3.7% | $111.85M+1.9% | $111.6M+3.0% | |
| Premium Finance Division | $3.58M+2.5% | $3.83M+14.0% | $3.71M+7.0% | $3.57M+12.8% | $3.49M+7.8% | |
| Retail Mortgage | $36.32M+3.5% | $35.03M-5.8% | $36.06M-3.9% | $39.06M-4.6% | $35.08M-2.6% | |
| Warehouse Lending | $766K-11.6% | $812K-5.3% | $825K-5.8% | $780K-47.6% | $867K-25.1% | |
| Other intangible assets, net by Business | ||||||
| Banking Division | $51.43M-20.1% | $54.59M-19.4% | $57.77M-18.8% | $60.95M-18.3% | $64.33M-17.8% | |
| Premium Finance Division | $0-100% | $233K-92.3% | $930K-75.4% | $1.63M-63.9% | $2.33M-55.7% | |
| Retail Mortgage | $0— | $0— | $0— | $0— | $0— | |
| Warehouse Lending | $0— | $0— | $0— | $0— | $0— | |
| Salaries and employee benefits by Business | ||||||
| Banking Division | $66.25M+5.6% | $57.58M-7.6% | $66.3M+5.9% | $62M+3.5% | $62.72M+6.4% | |
| Premium Finance Division | $2.66M+13.3% | $2.45M+20.6% | $2.49M+12.7% | $2.33M+22.7% | $2.35M+14.6% | |
| Retail Mortgage | $21.91M+4.4% | $21.41M-6.4% | $21.59M-7.1% | $24.36M-3.5% | $21M-0.4% | |
| Warehouse Lending | $544K-1.4% | $556K-4.6% | $566K-8.9% | $618K-45.0% | $552K-37.8% | |
| Other expenses by Business | ||||||
| Banking Division | $23.9M-7.0% | $20.55M-15.7% | $22.29M-1.5% | $25.48M+3.5% | $25.69M+5.1% | |
| Premium Finance Division | $687K-29.1% | $1.24M+5.7% | $1.08M-5.7% | $1.12M+1.8% | $969K-5.7% | |
| Retail Mortgage | $12.53M+4.8% | $11.55M-4.7% | $12.48M+2.6% | $12.5M-6.7% | $11.96M-4.5% | |
| Warehouse Lending | $179K-33.7% | $195K-12.9% | $195K-10.1% | $96K-67.8% | $270K+13.9% | |
| Interest Expense by Business | ||||||
| Banking Division | $40.89M-16.7% | $43.99M-15.0% | $47.26M-39.8% | $47.71M-32.2% | $49.11M-30.5% | |
| Premium Finance Division | $17.31M-0.8% | $17.74M+7.6% | $18.41M-1.3% | $17.71M+5.8% | $17.45M+15.2% | |
| Retail Mortgage | $38.89M+7.8% | $39.96M+5.0% | $40.08M+7.6% | $39.33M+11.5% | $36.09M+13.4% | |
| Warehouse Lending | $10.25M+10.2% | $11.07M-0.2% | $11.33M-18.3% | $11.08M-15.3% | $9.3M-11.1% | |
| Data processing and communications expenses by Business | ||||||
| Banking Division | $15.35M+14.6% | $14.76M+11.3% | $14.67M+5.4% | $13.83M+0.5% | $13.39M+1.6% | |
| Premium Finance Division | $186K+44.2% | $106K0.0% | $101K+21.7% | $91K-10.8% | $129K+63.3% | |
| Retail Mortgage | $1.22M-5.6% | $1.32M+7.6% | $1.23M+4.1% | $1.39M+9.0% | $1.3M-5.1% | |
| Warehouse Lending | $35K-7.9% | $54K+22.7% | $57K+78.1% | $59K0.0% | $38K+52.0% | |
| Goodwill by Business | ||||||
| Banking Division | $951.15M0.0% | $951.15M0.0% | $951.15M0.0% | $951.15M0.0% | $951.15M0.0% | |
| Premium Finance Division | $64.5M0.0% | $64.5M0.0% | $64.5M0.0% | $64.5M0.0% | $64.5M0.0% | |
| Retail Mortgage | $0— | $0— | $0— | $0— | $0— | |
| Warehouse Lending | $0— | $0— | $0— | $0— | $0— | |
| Occupancy and equipment by Business | ||||||
| Banking Division | $10.93M+11.5% | $10.52M-0.9% | $10.72M-0.1% | $10.55M-8.1% | $9.8M-16.6% | |
| Premium Finance Division | $38K+2.7% | $37K-27.5% | $39K+39.3% | $36K-48.6% | $37K-51.3% | |
| Retail Mortgage | $649K-21.7% | $754K-20.7% | $760K-20.6% | $811K-19.5% | $829K-21.0% | |
| Warehouse Lending | $8K+14.3% | $7K+16.7% | $7K+16.7% | $7K0.0% | $7K0.0% | |
| Provision for Credit Losses by Business | ||||||
| Banking Division | $11.85M-27.8% | $25.04M+68.6% | $21.62M+288% | $677K-96.8% | $16.42M-14.2% | |
| Premium Finance Division | $1.45M+217% | $926K+79.1% | $461K+0.9% | $716K+75.5% | $456K+191% | |
| Retail Mortgage | $3.07M-40.8% | —— | $529K+108% | $1.01M+135% | $5.19M+123% | |
| Warehouse Lending | $177K+201% | $129K— | $23K+114% | $369K+2.8% | -$175K-221% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Ameris Bancorp break its business down?
- Ameris Bancorp (ABCB) reports net income by business across 4 parts — Banking Division, Premium Finance Division, Retail Mortgage and Warehouse Lending. Each is extracted from the segment footnotes and tracked over time.
- Where does Ameris Bancorp's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Ameris Bancorp's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
