Ameris Bancorp ABCB Business Segments
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Net Income by Business | ||||||
| Banking Division | $329.36M+31.9% | $306.64M+32.6% | $282.8M+33.8% | $277.87M+41.9% | $249.61M+39.6% | |
| Premium Finance Division | $22.81M+22.2% | $22.29M+25.1% | $21.87M+34.6% | $20.34M+27.7% | $18.66M+20.1% | |
| Retail Mortgage | $58.93M-29.0% | $60.94M-31.4% | $67.41M-21.9% | $70.25M-13.2% | $83M+19.1% | |
| Warehouse Lending | $23.61M+12.3% | $22.28M+7.1% | $21.72M+5.0% | $22.9M+23.8% | $21.04M+10.7% | |
| Interest and Dividend Income, Operating by Business | ||||||
| Banking Division | $984.55M+2.4% | $968.61M+0.6% | $946.55M-2.6% | $956.47M+0.7% | $961.12M+2.7% | |
| Premium Finance Division | $118.05M+9.3% | $116.43M+12.6% | $113.77M+14.9% | $111.82M+19.3% | $108.01M+21.9% | |
| Retail Mortgage | $236.6M-1.2% | $238.82M+0.9% | $241.33M+4.5% | $241.86M+7.6% | $239.5M+9.6% | |
| Warehouse Lending | $73.32M-0.9% | $70.67M-6.1% | $69.9M-5.2% | $72.78M+1.9% | $73.98M+4.2% | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest by Business | ||||||
| Banking Division | $428.34M+27.4% | $400.38M+27.2% | $372.84M+28.6% | $364.08M+33.1% | $336.24M+37.8% | |
| Premium Finance Division | $28.73M+22.7% | $28.04M+25.5% | $27.5M+34.9% | $25.55M+27.9% | $23.42M+20.0% | |
| Retail Mortgage | $74.6M-29.0% | $77.14M-31.4% | $85.33M-21.9% | $88.92M-13.2% | $105.06M+19.1% | |
| Warehouse Lending | $29.89M+12.3% | $28.21M+7.1% | $27.5M+5.0% | $28.99M+23.8% | $26.63M+10.7% | |
| Income Tax by Business | ||||||
| Banking Division | $98.99M+14.3% | $93.75M+12.3% | $90.04M+14.6% | $86.21M+10.9% | $86.63M+32.7% | |
| Premium Finance Division | $5.91M+24.4% | $5.74M+26.9% | $5.63M+36.0% | $5.21M+28.6% | $4.76M+19.8% | |
| Retail Mortgage | $15.66M-29.0% | $16.2M-31.4% | $17.92M-21.9% | $18.67M-13.2% | $22.06M+19.1% | |
| Warehouse Lending | $6.28M+12.3% | $5.92M+7.1% | $5.78M+5.0% | $6.09M+23.9% | $5.59M+10.7% | |
| Noninterest Income by Business | ||||||
| Banking Division | $128.5M+3.4% | $124.44M+2.0% | $123.7M+6.3% | $116.08M+0.6% | $124.33M+19.5% | |
| Premium Finance Division | $69K+35.3% | $68K+51.1% | $64K+56.1% | $57K+67.6% | $51K+59.4% | |
| Retail Mortgage | $144.18M-11.5% | $142.59M-14.6% | $149.16M-7.4% | $150.58M-3.0% | $163M+12.5% | |
| Warehouse Lending | $4.18M+3.9% | $3.94M-6.4% | $3.88M-13.1% | $4.89M+45.5% | $4.02M+7.7% | |
| Interest Income (Expense), Operating by Business | ||||||
| Banking Division | $804.69M+13.1% | $780.54M+12.8% | $750.69M+9.9% | $729.43M+7.9% | $711.46M+5.2% | |
| Premium Finance Division | $46.89M+21.2% | $45.12M+23.9% | $43.71M+29.3% | $41.52M+25.3% | $38.68M+17.3% | |
| Retail Mortgage | $78.35M-15.6% | $83.37M-11.6% | $87.77M-7.3% | $91.14M-2.9% | $92.85M+1.4% | |
| Warehouse Lending | $29.59M+11.0% | $27.9M+4.2% | $27.11M+3.9% | $27.45M+13.0% | $26.65M+10.3% | |
| Total Assets by Business | ||||||
| Banking Division | $79.15B+3.4% | $77.88B+2.7% | $76.9B+2.3% | $76.78B+3.2% | $76.57B+3.5% | |
| Premium Finance Division | $7.07B+18.6% | $6.79B+20.3% | $6.53B+22.9% | $6.26B+24.6% | $5.96B+23.6% | |
| Retail Mortgage | $18.54B-5.4% | $18.84B-4.8% | $19.01B-4.4% | $19.21B-3.8% | $19.59B-1.0% | |
| Warehouse Lending | $4.64B+16.5% | $4.3B+8.3% | $4.11B+7.9% | $4.01B+9.2% | $3.99B+6.7% | |
| Noninterest Expense by Business | ||||||
| Banking Division | $445.67M+0.9% | $440.84M+0.5% | $447.99M+1.3% | $443.91M+2.5% | $441.83M+2.5% | |
| Premium Finance Division | $14.68M+9.0% | $14.6M+10.4% | $14.13M+8.0% | $13.88M+5.9% | $13.48M+1.7% | |
| Retail Mortgage | $146.46M-2.8% | $145.23M-4.2% | $147.37M+1.2% | $148.85M+3.6% | $150.72M+8.3% | |
| Warehouse Lending | $3.18M-22.1% | $3.28M-25.0% | $3.33M-18.8% | $3.38M-23.1% | $4.09M+3.5% | |
| Other intangible assets, net by Business | ||||||
| Banking Division | $224.75M-19.1% | $237.65M-18.5% | $250.78M-18.0% | $264.17M-17.6% | $277.82M-17.1% | |
| Premium Finance Division | $2.79M-79.6% | $5.12M-69.1% | $7.93M-59.4% | $10.78M-52.1% | $13.66M-46.3% | |
| Retail Mortgage | $0— | $0— | $0— | $0— | $0— | |
| Warehouse Lending | $0— | $0— | $0— | $0— | $0— | |
| Salaries and employee benefits by Business | ||||||
| Banking Division | $252.13M+1.8% | $248.6M+2.0% | $253.34M+6.4% | $249.67M+7.2% | $247.6M+7.9% | |
| Premium Finance Division | $9.93M+17.0% | $9.62M+17.4% | $9.2M+13.1% | $8.92M+8.4% | $8.49M+0.4% | |
| Retail Mortgage | $89.27M-3.3% | $88.36M-4.4% | $89.82M+3.8% | $91.46M+8.2% | $92.36M+13.7% | |
| Warehouse Lending | $2.28M-20.7% | $2.29M-28.7% | $2.32M-20.8% | $2.37M-26.5% | $2.88M0.0% | |
| Other expenses by Business | ||||||
| Banking Division | $92.22M-5.2% | $94M-2.1% | $97.82M-6.5% | $98.15M-4.1% | $97.29M-8.0% | |
| Premium Finance Division | $4.12M-5.9% | $4.4M-0.8% | $4.33M+0.3% | $4.4M+4.5% | $4.38M+5.5% | |
| Retail Mortgage | $49.06M-1.2% | $48.49M-3.4% | $49.06M-1.3% | $48.74M-2.0% | $49.64M+3.0% | |
| Warehouse Lending | $665K-34.1% | $756K-22.5% | $785K-20.0% | $807K-17.9% | $1.01M+11.1% | |
| Interest Expense by Business | ||||||
| Banking Division | $179.86M-28.0% | $188.07M-30.7% | $195.86M-32.1% | $227.04M-17.1% | $249.65M-3.9% | |
| Premium Finance Division | $71.16M+2.6% | $71.31M+6.4% | $70.06M+7.4% | $70.3M+16.0% | $69.33M+24.6% | |
| Retail Mortgage | $158.25M+7.9% | $155.45M+9.2% | $153.56M+12.6% | $150.72M+15.2% | $146.65M+15.4% | |
| Warehouse Lending | $43.73M-7.6% | $42.78M-11.8% | $42.79M-10.1% | $45.33M-3.8% | $47.34M+1.1% | |
| Data processing and communications expenses by Business | ||||||
| Banking Division | $58.6M+7.9% | $56.65M+4.7% | $55.14M+3.2% | $54.4M+6.0% | $54.33M+9.7% | |
| Premium Finance Division | $484K+15.2% | $427K+15.4% | $427K+17.3% | $409K+15.5% | $420K+32.1% | |
| Retail Mortgage | $5.16M+3.7% | $5.24M+3.7% | $5.14M0.0% | $5.09M+1.6% | $4.98M-3.0% | |
| Warehouse Lending | $205K+18.5% | $208K+30.0% | $198K+18.6% | $173K+4.8% | $173K+15.3% | |
| Goodwill by Business | ||||||
| Banking Division | $3.8B0.0% | $3.8B0.0% | $3.8B0.0% | $3.8B0.0% | $3.8B0.0% | |
| Premium Finance Division | $257.99M0.0% | $257.99M0.0% | $257.99M0.0% | $257.99M0.0% | $257.99M0.0% | |
| Retail Mortgage | $0— | $0— | $0— | $0— | $0— | |
| Warehouse Lending | $0— | $0— | $0— | $0— | $0— | |
| Occupancy and equipment by Business | ||||||
| Banking Division | $42.72M+0.2% | $41.59M-6.7% | $41.69M-9.1% | $41.69M-10.5% | $42.62M-8.0% | |
| Premium Finance Division | $150K-19.4% | $149K-33.8% | $163K-36.6% | $152K-52.2% | $186K-43.8% | |
| Retail Mortgage | $2.97M-20.6% | $3.15M-20.5% | $3.35M-20.7% | $3.55M-20.3% | $3.75M-19.7% | |
| Warehouse Lending | $29K+11.5% | $28K+7.7% | $27K+17.4% | $26K+44.4% | $26K+136% | |
| Provision for Credit Losses by Business | ||||||
| Banking Division | $59.18M+2.5% | $63.75M+5.5% | $53.57M-20.7% | $37.52M-55.6% | $57.73M-45.0% | |
| Premium Finance Division | $3.55M+93.1% | $2.56M+190% | $2.15M+447% | $2.15M+2,761% | $1.84M+669% | |
| Warehouse Lending | $698K— | $346K— | —— | —— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Ameris Bancorp break its business down?
- Ameris Bancorp (ABCB) reports net income by business across 4 parts — Banking Division, Premium Finance Division, Retail Mortgage and Warehouse Lending. Each is extracted from the segment footnotes and tracked over time.
- Where does Ameris Bancorp's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Ameris Bancorp's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
