Ameris Bancorp ABCB Business Segments
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Net Income by Business | ||||||
| Banking Division | $88.49M+6.3% | $83.22M+10.9% | $75.07M-9.1% | $82.58M+25.6% | $65.77M+10.7% | |
| Premium Finance Division | $5.26M-6.3% | $5.61M-12.7% | $6.43M+16.8% | $5.51M+16.2% | $4.74M-8.7% | |
| Retail Mortgage | $10.87M-21.3% | $13.81M-26.1% | $18.7M+20.2% | $15.56M+20.8% | $12.88M-36.5% | |
| Warehouse Lending | $5.88M+3.1% | $5.71M-2.1% | $5.83M-5.8% | $6.19M+35.9% | $4.55M-11.6% | |
| Interest and Dividend Income, Operating by Business | ||||||
| Banking Division | $249.26M-0.6% | $250.75M+2.2% | $245.32M+2.6% | $239.21M+2.5% | $233.32M+2.0% | |
| Premium Finance Division | $28.95M-2.0% | $29.54M-3.6% | $30.66M+6.1% | $28.9M+5.7% | $27.33M+1.7% | |
| Retail Mortgage | $55.71M-6.0% | $59.27M-1.6% | $60.26M-1.8% | $61.36M+5.9% | $57.93M-6.2% | |
| Warehouse Lending | $17.85M-3.5% | $18.5M-1.6% | $18.8M+3.5% | $18.17M+19.6% | $15.2M-14.2% | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest by Business | ||||||
| Banking Division | $112.88M+3.3% | $109.32M+11.7% | $97.89M-9.6% | $108.25M+27.5% | $84.92M+3.8% | |
| Premium Finance Division | $6.64M-6.0% | $7.06M-12.8% | $8.1M+17.1% | $6.92M+16.2% | $5.95M-8.8% | |
| Retail Mortgage | $13.75M-21.3% | $17.48M-26.1% | $23.67M+20.2% | $19.69M+20.8% | $16.3M-36.5% | |
| Warehouse Lending | $7.45M+3.1% | $7.23M-2.1% | $7.38M-5.8% | $7.84M+35.9% | $5.76M-11.6% | |
| Income Tax by Business | ||||||
| Banking Division | $24.4M-6.5% | $26.1M+14.4% | $22.82M-11.1% | $25.67M+34.0% | $19.15M-14.5% | |
| Premium Finance Division | $1.38M-4.6% | $1.45M-13.1% | $1.67M+18.4% | $1.41M+16.1% | $1.21M-9.0% | |
| Retail Mortgage | $2.89M-21.3% | $3.67M-26.1% | $4.97M+20.2% | $4.14M+20.8% | $3.42M-36.5% | |
| Warehouse Lending | $1.56M+3.1% | $1.52M-2.1% | $1.55M-5.8% | $1.65M+36.0% | $1.21M-11.6% | |
| Noninterest Income by Business | ||||||
| Banking Division | $32.79M+5.7% | $31.02M-12.4% | $35.42M+21.0% | $29.28M+1.9% | $28.72M-5.1% | |
| Premium Finance Division | $17K0.0% | $17K-5.6% | $18K+5.9% | $17K+6.3% | $16K+23.1% | |
| Retail Mortgage | $36.32M+20.8% | $30.06M-25.0% | $40.08M+6.2% | $37.73M+8.6% | $34.73M-5.2% | |
| Warehouse Lending | $796K+8.2% | $736K-2.6% | $756K-60.1% | $1.89M+242% | $554K-18.0% | |
| Interest Income (Expense), Operating by Business | ||||||
| Banking Division | $208.37M+0.8% | $206.76M+4.4% | $198.06M+3.4% | $191.5M+4.0% | $184.21M+4.1% | |
| Premium Finance Division | $11.65M-1.3% | $11.8M-3.7% | $12.25M+9.5% | $11.19M+13.3% | $9.88M-4.9% | |
| Retail Mortgage | $16.83M-12.9% | $19.31M-4.3% | $20.18M-8.4% | $22.03M+0.9% | $21.84M-7.9% | |
| Warehouse Lending | $7.59M+2.2% | $7.43M-0.6% | $7.47M+5.4% | $7.09M+20.1% | $5.9M-11.1% | |
| Total Assets by Business | ||||||
| Banking Division | $20.56B+3.1% | $19.94B+2.2% | $19.51B+1.9% | $19.14B-0.8% | $19.29B+1.8% | |
| Premium Finance Division | $1.83B+4.8% | $1.75B-2.4% | $1.79B+5.4% | $1.7B+9.6% | $1.55B+3.6% | |
| Retail Mortgage | $4.47B-4.2% | $4.66B-0.7% | $4.69B-0.7% | $4.72B-0.8% | $4.76B-1.4% | |
| Warehouse Lending | $1.25B+6.9% | $1.17B+6.0% | $1.11B-0.7% | $1.11B+22.3% | $911.36M-7.3% | |
| Noninterest Expense by Business | ||||||
| Banking Division | $116.42M+12.6% | $103.42M-9.3% | $113.97M+1.9% | $111.85M+0.2% | $111.6M+0.9% | |
| Premium Finance Division | $3.58M-6.6% | $3.83M+3.3% | $3.71M+3.8% | $3.57M+2.5% | $3.49M+3.8% | |
| Retail Mortgage | $36.32M+3.7% | $35.03M-2.9% | $36.06M-7.7% | $39.06M+11.3% | $35.08M-5.6% | |
| Warehouse Lending | $766K-5.7% | $812K-1.6% | $825K+5.8% | $780K-10.0% | $867K+1.2% | |
| Other intangible assets, net by Business | ||||||
| Banking Division | $51.43M-5.8% | $54.59M-5.5% | $57.77M-5.2% | $60.95M-5.3% | $64.33M-5.0% | |
| Premium Finance Division | $0-100% | $233K-74.9% | $930K-42.9% | $1.63M-30.0% | $2.33M-23.4% | |
| Retail Mortgage | $0— | $0— | $0— | $0— | $0— | |
| Warehouse Lending | $0— | $0— | $0— | $0— | $0— | |
| Salaries and employee benefits by Business | ||||||
| Banking Division | $66.25M+15.0% | $57.58M-13.2% | $66.3M+6.9% | $62M-1.1% | $62.72M+0.6% | |
| Premium Finance Division | $2.66M+8.9% | $2.45M-1.8% | $2.49M+6.9% | $2.33M-0.9% | $2.35M+15.9% | |
| Retail Mortgage | $21.91M+2.3% | $21.41M-0.8% | $21.59M-11.4% | $24.36M+16.0% | $21M-8.2% | |
| Warehouse Lending | $544K-2.2% | $556K-1.8% | $566K-8.4% | $618K+12.0% | $552K-5.3% | |
| Other expenses by Business | ||||||
| Banking Division | $23.9M+16.3% | $20.55M-7.8% | $22.29M-12.5% | $25.48M-0.8% | $25.69M+5.4% | |
| Premium Finance Division | $687K-44.6% | $1.24M+15.3% | $1.08M-3.6% | $1.12M+15.1% | $969K-17.4% | |
| Retail Mortgage | $12.53M+8.5% | $11.55M-7.5% | $12.48M-0.1% | $12.5M+4.5% | $11.96M-1.3% | |
| Warehouse Lending | $179K-8.2% | $195K0.0% | $195K+103% | $96K-64.4% | $270K+20.5% | |
| Interest Expense by Business | ||||||
| Banking Division | $40.89M-7.0% | $43.99M-6.9% | $47.26M-0.9% | $47.71M-2.8% | $49.11M-5.2% | |
| Premium Finance Division | $17.31M-2.5% | $17.74M-3.6% | $18.41M+4.0% | $17.71M+1.5% | $17.45M+5.8% | |
| Retail Mortgage | $38.89M-2.7% | $39.96M-0.3% | $40.08M+1.9% | $39.33M+9.0% | $36.09M-5.2% | |
| Warehouse Lending | $10.25M-7.4% | $11.07M-2.3% | $11.33M+2.2% | $11.08M+19.2% | $9.3M-16.1% | |
| Data processing and communications expenses by Business | ||||||
| Banking Division | $15.35M+4.0% | $14.76M+0.6% | $14.67M+6.1% | $13.83M+3.2% | $13.39M+1.0% | |
| Premium Finance Division | $186K+75.5% | $106K+5.0% | $101K+11.0% | $91K-29.5% | $129K+21.7% | |
| Retail Mortgage | $1.22M-6.9% | $1.32M+6.7% | $1.23M-11.4% | $1.39M+7.2% | $1.3M+6.1% | |
| Warehouse Lending | $35K-35.2% | $54K-5.3% | $57K-3.4% | $59K+55.3% | $38K-13.6% | |
| Goodwill by Business | ||||||
| Banking Division | $951.15M0.0% | $951.15M0.0% | $951.15M0.0% | $951.15M0.0% | $951.15M0.0% | |
| Premium Finance Division | $64.5M0.0% | $64.5M0.0% | $64.5M0.0% | $64.5M0.0% | $64.5M0.0% | |
| Retail Mortgage | $0— | $0— | $0— | $0— | $0— | |
| Warehouse Lending | $0— | $0— | $0— | $0— | $0— | |
| Occupancy and equipment by Business | ||||||
| Banking Division | $10.93M+3.9% | $10.52M-1.8% | $10.72M+1.6% | $10.55M+7.6% | $9.8M-7.6% | |
| Premium Finance Division | $38K+2.7% | $37K-5.1% | $39K+8.3% | $36K-2.7% | $37K-27.5% | |
| Retail Mortgage | $649K-13.9% | $754K-0.8% | $760K-6.3% | $811K-2.2% | $829K-12.8% | |
| Warehouse Lending | $8K+14.3% | $7K0.0% | $7K0.0% | $7K0.0% | $7K+16.7% | |
| Provision for Credit Losses by Business | ||||||
| Banking Division | $11.85M-52.7% | $25.04M+15.8% | $21.62M+3,093% | $677K-95.9% | $16.42M+10.6% | |
| Premium Finance Division | $1.45M+56.3% | $926K+101% | $461K-35.6% | $716K+57.0% | $456K-11.8% | |
| Retail Mortgage | $3.07M— | —— | $529K-47.6% | $1.01M-80.5% | $5.19M+307% | |
| Warehouse Lending | $177K+37.2% | $129K+461% | $23K-93.8% | $369K+311% | -$175K— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Ameris Bancorp break its business down?
- Ameris Bancorp (ABCB) reports net income by business across 4 parts — Banking Division, Premium Finance Division, Retail Mortgage and Warehouse Lending. Each is extracted from the segment footnotes and tracked over time.
- Where does Ameris Bancorp's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Ameris Bancorp's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
